266 Robillard Rd · Stamford, VT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $480 – $892
Heat risk 2/10 · Minimal
- Hot days now (above 85°F)
- 9 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.6/30.0
- ARV discount +15.0/15.0
- DSCR +7.2/10.0
- Appreciation +5.4/10.0
- 1% rule +5.1/10.0
- Schools +5.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$179,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
SOUTHERN VERMONT!~ DRASTIC PRICE DROP! 4 bedroom home in Stamford, Vermont located less than 15 minutes to Mass MoCA In North Adams this country location with over a 1/2 acre of great yard space. Large outdoor back deck, inside sitting porch, kitchen with pantry opens to dining & living room. Oak hardwood floors on 1st & 2nd floors. 4 nice sized bedrooms on 2nd level. 3rd level would make great secluded office area, craft area or a meditation room, 3 level has 2 rooms & 1/2 bath. Laundry is in basement. Basement appears to be dry. Oil boiler & wood burning furnace in the basement. Lots of closets and storage. Central location between Mass & Vermont downhill skiing. Easy access North to Vermont & South into Massachusetts & New York.
Key facts
- 0.64 acre lot
- Built 1945
- Listed 143 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $180k.
Deal economics
- At list price, monthly cash flow is $306 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $180k).
- Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Market conditions: 9 active listings in the ZIP; 59 units permitted in Bennington County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($1k loan paydown + $1k appreciation (0.7% local appreciation)).
- Bennington County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (0.7% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 143 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 27y ago; this cycle's ask has dropped $45k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $110k; list at $180k implies a 64% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 143 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 8.34%
- Cash-on-cash
- 7.30%
- DSCR
- 1.32
- GRM
- 8.2
CMA / ARV
- ARV (on-the-fly)
- $324,792
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 146 Brookside Dr | 0.28mi | 3/2.0 (-1) | 1,836 (-12%) | 16mo | $285,500 | $156 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.72% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 8.1%
- Equity multiple
- 1.41×
- Total profit
- $20,406
- Equity at exit
- $58,837
- IRR
- 12.4%
- Equity multiple
- 2.46×
- Total profit
- $73,560
- Equity at exit
- $76,234
Cash invested: $50,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 41 Moderately Tenant-Leaning
- State Vermont
- 41 Moderately Tenant-Leaning · D+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 05352
- Home prices YoY
- 0.8%
- Active inventory
- 9
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,825 medium interval (Pro) →
- Mortgage (P&I)
- −$943
- Tax from tax record
- −$117 /mo · $1,401/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$383
- Net cashflow
- $306
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,975
- Closing costs
- $5,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 13 events
-
2025-12-22status Pending 777-char remark
Show marketing remark (777 chars)
SOUTHERN VERMONT!~ DRASTIC PRICE DROP! 4 bedroom home in Stamford, Vermont located less than 15 minutes to Mass MoCA In North Adams this country location with over a 1/2 acre of great yard space. Large outdoor back deck, inside sitting porch, kitchen with pantry opens to dining & living room. Oak hardwood floors on 1st & 2nd floors. 4 nice sized bedrooms on 2nd level. 3rd level would make great secluded office area, craft area or a meditation room, 3 level has 2 rooms & 1/2 bath. Laundry is in basement. Basement appears to be dry. Oil boiler & wood burning furnace in the basement. Lots of closets and storage. Central location between Mass & Vermont downhill skiing. Easy access North to Vermont & South into Massachusetts & New York.
-
2025-12-21status Pending
-
2025-11-13status Active
Show marketing remark (777 chars)
SOUTHERN VERMONT!~ DRASTIC PRICE DROP! 4 bedroom home in Stamford, Vermont located less than 15 minutes to Mass MoCA In North Adams this country location with over a 1/2 acre of great yard space. Large outdoor back deck, inside sitting porch, kitchen with pantry opens to dining & living room. Oak hardwood floors on 1st & 2nd floors. 4 nice sized bedrooms on 2nd level. 3rd level would make great secluded office area, craft area or a meditation room, 3 level has 2 rooms & 1/2 bath. Laundry is in basement. Basement appears to be dry. Oil boiler & wood burning furnace in the basement. Lots of closets and storage. Central location between Mass & Vermont downhill skiing. Easy access North to Vermont & South into Massachusetts & New York.
-
2025-11-13status Active 777-char remark
Show marketing remark (777 chars)
SOUTHERN VERMONT!~ DRASTIC PRICE DROP! 4 bedroom home in Stamford, Vermont located less than 15 minutes to Mass MoCA In North Adams this country location with over a 1/2 acre of great yard space. Large outdoor back deck, inside sitting porch, kitchen with pantry opens to dining & living room. Oak hardwood floors on 1st & 2nd floors. 4 nice sized bedrooms on 2nd level. 3rd level would make great secluded office area, craft area or a meditation room, 3 level has 2 rooms & 1/2 bath. Laundry is in basement. Basement appears to be dry. Oil boiler & wood burning furnace in the basement. Lots of closets and storage. Central location between Mass & Vermont downhill skiing. Easy access North to Vermont & South into Massachusetts & New York.
-
2025-11-05status Pending
Show marketing remark (777 chars)
SOUTHERN VERMONT!~ DRASTIC PRICE DROP! 4 bedroom home in Stamford, Vermont located less than 15 minutes to Mass MoCA In North Adams this country location with over a 1/2 acre of great yard space. Large outdoor back deck, inside sitting porch, kitchen with pantry opens to dining & living room. Oak hardwood floors on 1st & 2nd floors. 4 nice sized bedrooms on 2nd level. 3rd level would make great secluded office area, craft area or a meditation room, 3 level has 2 rooms & 1/2 bath. Laundry is in basement. Basement appears to be dry. Oil boiler & wood burning furnace in the basement. Lots of closets and storage. Central location between Mass & Vermont downhill skiing. Easy access North to Vermont & South into Massachusetts & New York.
-
2025-11-05status Pending 777-char remark
Show marketing remark (777 chars)
SOUTHERN VERMONT!~ DRASTIC PRICE DROP! 4 bedroom home in Stamford, Vermont located less than 15 minutes to Mass MoCA In North Adams this country location with over a 1/2 acre of great yard space. Large outdoor back deck, inside sitting porch, kitchen with pantry opens to dining & living room. Oak hardwood floors on 1st & 2nd floors. 4 nice sized bedrooms on 2nd level. 3rd level would make great secluded office area, craft area or a meditation room, 3 level has 2 rooms & 1/2 bath. Laundry is in basement. Basement appears to be dry. Oil boiler & wood burning furnace in the basement. Lots of closets and storage. Central location between Mass & Vermont downhill skiing. Easy access North to Vermont & South into Massachusetts & New York.
-
2025-10-27price $179,900
-
2025-10-26price $179,900 777-char remark
Show marketing remark (777 chars)
SOUTHERN VERMONT!~ DRASTIC PRICE DROP! 4 bedroom home in Stamford, Vermont located less than 15 minutes to Mass MoCA In North Adams this country location with over a 1/2 acre of great yard space. Large outdoor back deck, inside sitting porch, kitchen with pantry opens to dining & living room. Oak hardwood floors on 1st & 2nd floors. 4 nice sized bedrooms on 2nd level. 3rd level would make great secluded office area, craft area or a meditation room, 3 level has 2 rooms & 1/2 bath. Laundry is in basement. Basement appears to be dry. Oil boiler & wood burning furnace in the basement. Lots of closets and storage. Central location between Mass & Vermont downhill skiing. Easy access North to Vermont & South into Massachusetts & New York.
-
2025-07-21$225,000 Active 777-char remark
Show marketing remark (777 chars)
SOUTHERN VERMONT!~ DRASTIC PRICE DROP! 4 bedroom home in Stamford, Vermont located less than 15 minutes to Mass MoCA In North Adams this country location with over a 1/2 acre of great yard space. Large outdoor back deck, inside sitting porch, kitchen with pantry opens to dining & living room. Oak hardwood floors on 1st & 2nd floors. 4 nice sized bedrooms on 2nd level. 3rd level would make great secluded office area, craft area or a meditation room, 3 level has 2 rooms & 1/2 bath. Laundry is in basement. Basement appears to be dry. Oil boiler & wood burning furnace in the basement. Lots of closets and storage. Central location between Mass & Vermont downhill skiing. Easy access North to Vermont & South into Massachusetts & New York.
-
2025-07-21$225,000 Active
Show marketing remark (777 chars)
SOUTHERN VERMONT!~ DRASTIC PRICE DROP! 4 bedroom home in Stamford, Vermont located less than 15 minutes to Mass MoCA In North Adams this country location with over a 1/2 acre of great yard space. Large outdoor back deck, inside sitting porch, kitchen with pantry opens to dining & living room. Oak hardwood floors on 1st & 2nd floors. 4 nice sized bedrooms on 2nd level. 3rd level would make great secluded office area, craft area or a meditation room, 3 level has 2 rooms & 1/2 bath. Laundry is in basement. Basement appears to be dry. Oil boiler & wood burning furnace in the basement. Lots of closets and storage. Central location between Mass & Vermont downhill skiing. Easy access North to Vermont & South into Massachusetts & New York.
-
2006-09-06soldstatus $110,000
-
2000-09-01soldstatus $94,500 52-char remark
Show marketing remark (52 chars)
Spacious colonial with three floors of living space.
-
1999-08-10$107,000 52-char remark
Show marketing remark (52 chars)
Spacious colonial with three floors of living space.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VT · Partial reset (capped growth)
- Current annual tax
- $1,401 · $117/mo
- Projected year-2 tax
- $2,410 · $201/mo
- Expected delta
- +$1,008/yr (+$84/mo · 72.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 2/10 Low 9 d/yr ≥85°F today · 21 d/yr by 30 yrs out
- Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,894
- − Mortgage interest
- −$10,077
- − Property taxes
- −$1,401
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,752
- − Management
- −$1,752
- − Depreciation
- −$5,233
- Taxable income
- $780
- Est. tax owed @ 24.0%
- −$187
- After-tax cash flow
- $3,488/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
No district data.
Livability — Stamford
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 895
Population outlook (Bennington County) Hauer SSP2
- Today (2025)
- 34,407 people
- By 2030
- 32,975 · -4.2%
- By 2040
- 29,711 · -13.6%
- By 2050
- 26,638 · -22.6%
- By 2075
- 21,318 · -38.0%
- By 2100
- 16,086 · -53.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 3% Asian 1% Hispanic / Latino 1%
- Common ancestry
- Lithuanian 16% Romanian 6% Slovak 5%
- Foreign-born
- 1% · South Korea
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Bennington
- 2024 margin
- Strong D (+22.5) · D 60.0% · R 37.5% · Other 2.6%
- 2008→2024 swing
- -10.9pp toward R · 2008: 33.4pp · 2024: 22.5pp
- All cycles
- 2024: D+22.5 2020: D+27.3 2016: D+22.1 2012: D+33.3 2008: D+33.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.72%
- Current HPI
- 93.0095
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+68.1% since first listed13 events — show timeline
- 2025-12-22 Pending — BCMLS
- 2025-12-21 Pending — PrimeMLS
- 2025-11-13 Relisted — PrimeMLS
- 2025-11-13 Relisted — BCMLS
- 2025-11-05 Pending — PrimeMLS
- 2025-11-05 Pending — BCMLS
- 2025-10-27 Price Changed $179,900 PrimeMLS
- 2025-10-26 Price Changed $179,900 BCMLS
- 2025-07-21 Listed $225,000 PrimeMLS
- 2025-07-21 Listed $225,000 BCMLS
- 2006-09-06 Sold (Public Records) $110,000 Public Records
- 2000-09-01 Sold (MLS) $94,500 BCMLS
- 1999-08-10 Listed $107,000 BCMLS
Property tax history
-3.1%/yrLatest (2024): $1,401 · -23.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…