530 E Cypress St · Ponchatoula, LA 70454

$147,500

4 bd · 2.0 ba · 947 sqft · SingleFamily public records · 128 Days on market

Built 1950 0.26 ac lot $156/sqft · at area comps Est $226k · 35% under

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.2/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +6.6/10.0
• Livability +3.4/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

Key facts

• Screened-in porch
• No carpet throughout
• Ample cabinet space

Tags

• WIDE-OPEN YARD
• NO CARPET THROUGHOUT
• AMPLE CABINET SPACE
• SCREENED-IN PORCH

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $148k.

Deal economics

• At list price, monthly cash flow is $470 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $148k).
• Recommended offer: $130k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.1% vs local median 5.1% in Ponchatoula — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#91 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: employment D, crime D-, amenities F.
• Tangipahoa Parish (rural): math 18% / reading 29% proficiency, ranked #63 of 98 in LA (top 64%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 526 active listings in the ZIP; 1,085 units permitted in Tangipahoa Parish in 2024 (378 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Tangipahoa County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 128 days — a 12% lower offer ($130k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 6y ago; this cycle's ask has dropped $18k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $110k; 34% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $129,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 10.12%
• Cash-on-cash: 13.66%
• DSCR: 1.61
• GRM: 7.2

CMA / ARV

• ARV (median comp): $225,639
• List price: $147,500
• Delta: -34.63%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.66% rent growth · sell at horizon

5-year hold

• IRR: 1.3%
• Equity multiple: 1.05×
• Total profit: $2,032
• Equity at exit: $21,993

10-year hold

• IRR: 8.7%
• Equity multiple: 1.60×
• Total profit: $24,647
• Equity at exit: $12,753

Cash invested: $41,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70454

• Rents YoY: 0.7%
• Active inventory: 526
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,713 medium
• Mortgage (P&I): −$774
• Tax from tax record: −$48 /mo · $578/yr
• Insurance: −$61
• HOA: −$0
• Vacancy / Maint / Mgmt: −$360
• Net cashflow: $470

Break-even live

Break-even rent $1,118

Max offer price $147,500

Occupancy floor 68%

Sensitivity live

Price	-10% $553	-5% $512	+0% $470	+5% $428	+10% $386
Rent	-10% $335	-5% $402	+0% $470	+5% $538	+10% $605
Rate	-1.0pp $544	-0.5pp $507	base $470	+0.5pp $432	+1.0pp $393

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,875
• Closing costs: $4,425
• Reserves months: —
• Total cash needed: —

Listing history 44 events

1. 2026-06-15
   status $147,500 Pending 128 DOM
2. 2026-06-15
   days on market $147,500 Active 128 DOM
3. 2026-06-14
   days on market $147,500 Active 126 DOM
4. 2026-06-13
   days on market $147,500 Active 125 DOM
5. 2026-06-10
   days on market $147,500 Active 123 DOM
6. 2026-06-09
   days on market $147,500 Active 122 DOM
7. 2026-06-08
   days on market $147,500 Active 121 DOM
8. 2026-06-07
   days on market $147,500 Active 120 DOM
9. 2026-06-05
   days on market $147,500 Active 117 DOM
10. 2026-06-03
    days on market $147,500 Active 116 DOM
11. 2026-06-02
    days on market $147,500 Active 115 DOM
12. 2026-06-01
    days on market $147,500 Active 114 DOM
13. 2026-05-31
    days on market $147,500 Active 113 DOM
14. 2026-05-30
    days on market $147,500 Active 112 DOM
15. 2026-05-14
    price $147,500 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

16. 2026-05-14
    price $147,500 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

17. 2026-04-23
    status Active 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

18. 2026-04-23
    status Active 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

19. 2026-04-15
    status Pending 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

20. 2026-04-15
    status Pending 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

21. 2026-03-03
    price $150,000 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

22. 2026-03-03
    price $150,000 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

23. 2026-02-13
    price $155,000 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

24. 2026-02-13
    price $155,000 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

25. 2026-01-30
    listed $165,000 Active 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

26. 2026-01-30
    listed $165,000 Active 1420-char remark

    Show marketing remark (1420 chars)

    Spacious, inviting, and located in the heart of downtown Ponchatoula, this 4-bedroom, 2-bath home offers comfort, character, and a location that makes everyday life easy. From the welcoming exterior to the wide-open yard, this home provides space to live, gather, and enjoy both indoors and out. Step inside to a large living room filled with natural light and an easy flow that connects smoothly to the dining and kitchen areas. The layout is practical and flexible, making it ideal for quiet nights at home or hosting friends and guests. With no carpet throughout, the home offers a clean, low-maintenance feel that is both durable and easy to care for. The kitchen includes ample cabinet space and a functional setup for daily cooking, while the nearby dining area keeps everything convenient and connected. Bedrooms are generously sized, offering comfortable spaces for rest, work, or hobbies. Out front, the screened-in porch creates a welcoming place to relax, enjoy morning coffee, or unwind in the evenings while overlooking the yard. It adds charm to the exterior and provides a shaded outdoor space to enjoy fresh air in comfort. Located within walking distance to schools and shopping, this home blends small-town charm with everyday convenience. With 1,463 square feet of living space, four bedrooms, and a layout designed for easy living, this downtown Ponchatoula home is ready to welcome its next chapter.

27. 2025-11-24
    price $169,900
28. 2025-11-18
    price $169,900
29. 2025-07-11
    price $175,000
30. 2025-07-11
    price $175,000
31. 2025-04-17
    listed $185,000 Active
32. 2025-03-15
    price $187,000
33. 2025-03-14
    price $187,000
34. 2024-12-30
    listed $190,000 Active
35. 2020-08-31
    soldstatus $110,000
36. 2020-08-28
    soldstatus $110,000 Closed
37. 2020-07-25
    status Pending
38. 2020-07-20
    price $125,000
39. 2020-07-20
    price $120,000
40. 2020-07-07
    price $135,000
41. 2020-06-30
    price $142,500
42. 2020-06-18
    listed $145,000 Active
43. 2020-06-18
    listed $125,000
44. 2000-08-24
    soldstatus $69,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $578 · $48/mo
• Projected year-2 tax: $811 · $68/mo
• Expected delta: +$233/yr (+$19/mo · 40.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,554
• − Mortgage interest: −$8,262
• − Property taxes: −$578
• − Insurance: −$738
• − Repairs & maintenance: −$1,644
• − Management: −$1,644
• − Depreciation: −$4,291
• Taxable income: $3,396
• Est. tax owed @ 24.0%: −$815
• After-tax cash flow: $4,824/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tangipahoa Parish
• NCES district ID: 2201680
• Math proficiency: 18% ▼ -32.00%
• Reading proficiency: 29% ▼ -31.00%
• Median HH income: $41,283
• Composite: 19.94/100
• National rank: #8676
• State rank: #63 of 98 in LA

Livability — Ponchatoula

• Score: 68/100
• State rank: #91
• US rank: #9755

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D Housing A- Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ponchatoula, LA
• County: Tangipahoa Parish · 85,958 people
• City population: 51,394
• Metro: Hammond, LA
• Population (ZIP): 34,564
• Household income: $71,611
• Rent vs Own: 16.3% rent · 83.7% own
• Severe rent burden: 479.0

Population outlook (Tangipahoa County) Hauer SSP2

• Today (2025): 144,204 people
• By 2030: 151,413 · +5.0%
• By 2040: 164,374 · +14.0%
• By 2050: 175,427 · +21.7%
• By 2075: 195,165 · +35.3%
• By 2100: 201,641 · +39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 16% Two or more races 8% Hispanic / Latino 8%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Lithuanian 15% Slovak 1% Portuguese 1%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Tangipahoa

• 2024 margin: Solid R (+37.4) · D 30.6% · R 68.0% · Other 1.3%
• 2008→2024 swing: -6.5pp toward R · 2008: -30.9pp · 2024: -37.4pp
• All cycles: 2024: R+37.4 2020: R+32.8 2016: R+32.6 2012: R+27.7 2008: R+30.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -83.55%
• Current HPI: 129.6069
• Rent YoY: ▲ 0.66%
• Metro: Hammond, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+113.8% since first listed

30 events — show timeline

• 2026-05-14 Price Changed $147,500 AcadianaMLS
• 2026-05-14 Price Changed $147,500 GSREIN
• 2026-04-23 Relisted — AcadianaMLS
• 2026-04-23 Relisted — GSREIN
• 2026-04-15 Pending — AcadianaMLS
• 2026-04-15 Pending — GSREIN
• 2026-03-03 Price Changed $150,000 AcadianaMLS
• 2026-03-03 Price Changed $150,000 GSREIN
• 2026-02-13 Price Changed $155,000 AcadianaMLS
• 2026-02-13 Price Changed $155,000 GSREIN
• 2026-01-30 Listed $165,000 GSREIN
• 2026-01-30 Listed $165,000 AcadianaMLS
• 2025-11-24 Price Changed $169,900 AcadianaMLS
• 2025-11-18 Price Changed $169,900 GSREIN
• 2025-07-11 Price Changed $175,000 AcadianaMLS
• 2025-07-11 Price Changed $175,000 GSREIN
• 2025-04-17 Listed $185,000 AcadianaMLS
• 2025-03-15 Price Changed $187,000 AcadianaMLS
• 2025-03-14 Price Changed $187,000 GSREIN
• 2024-12-30 Listed $190,000 AcadianaMLS
• 2020-08-31 Sold (Public Records) $110,000 Public Records
• 2020-08-28 Sold (MLS) $110,000 GSREIN
• 2020-07-25 Pending — GSREIN
• 2020-07-20 Price Changed $125,000 GSREIN
• 2020-07-20 Price Changed $120,000 GSREIN
• 2020-07-07 Price Changed $135,000 GSREIN
• 2020-06-30 Price Changed $142,500 GSREIN
• 2020-06-18 Listed $125,000 AcadianaMLS
• 2020-06-18 Listed $145,000 GSREIN
• 2000-08-24 Sold (Public Records) $69,000 Public Records

Property tax history

+4.5%/yr

Latest (2025): $578 · +1.5% YoY. Source: county tax records.