2786 Stadium Dr · Schnecksville, PA 18069

$345,000

4 bd · 2.0 ba · 2,679 sqft · SingleFamily · 78 Days on market

Built 1880 Average condition 0.39 ac lot $129/sqft · 22% below area Est $441k · 22% under ↓ 12% since listing

---

Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.2/30.0
• ARV discount +15.0/15.0
• Schools +5.7/10.0
• Appreciation +5.4/10.0
• DSCR +5.0/10.0
• 1% rule +4.4/10.0
• Livability +3.6/5.0
• Condition / age +2.8/5.0
• Rent growth +2.5/5.0

Listing remarks MLS

NEW PRICE IMPROVEMENT- come see it now! Spacious and full of character, this 4-bedroom, 2-bath home in desirable Orefield within the Parkland School District offers an impressive 2,679 square feet of move-in ready living space. Behind its historic charm lies a impressively large interior filled with generous rooms, abundant natural light, and countless opportunities to create your own private retreat within the home. Large windows throughout invite sunlight into the living spaces, while the flexible layout provides room to spread out- perfect for those seeking quiet nooks for reading, working from home, or simply enjoying a bit of privacy. The first floor offers multiple distinct rooms ideal for home offices, studio space, multigenerational living, or creative pursuits. Original architectural details remain beautifully intact, including oak hardwood floors with walnut inlays and a striking vintage staircase with curved handrails, spindles, and classic craftsmanship rarely found in newer construction. Additional highlights include first-floor laundry, a comfortably-bright sunroom, driveway parking, and a bonus attic room offering even more versatility. Importantly- the home is completely move-in ready, with major updates already completed: roof ('20), boiler & septic system ('21), and well pump ('24). Conveniently located near shopping, dining, schools, and major routes, the property also sits within mixed-use zoning, allowing potential for certain small business uses, with ample parking located at the rear of the property. As an added incentive: a 1% interest rate buy-down for the first year is available at zero cost to the buyer when using the seller’s preferred local lender for qualified purchasers. One-year America’s Preferred Home Warranty included from seller with an acceptable offer. A rare opportunity to own a distinctive home offering lots of character, light, and exceptional space- ready for its next chapter with its next owner! Call today for additional information and for your own private tour.

Key facts

• 0.39 acre lot
• Parking
• Built 1880

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $345k. Condition is rated average.

Deal economics

• At list price, monthly cash flow is $186 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $325k (5.7% below list).
• Recommended offer: $324k (6.0% below list) — sets the bar for market timing.
• Cap rate 6.9% vs local median 1.0% in Schnecksville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#709 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Parkland SD (suburban): math 59% / reading 70% proficiency, ranked #40 of 539 in PA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
• Market conditions: 51 active listings in the ZIP; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (0.9% local appreciation)).
• Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (0.9% appreciation + 3.0% rent growth), your $97k cash investment doubles in ~9 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 78 days — a 6% lower offer ($324k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1880 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $324,300 (6.0% below list)

Questions for the listing agent

1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1880 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 6.94%
• Cash-on-cash: 2.31%
• DSCR: 1.10
• GRM: 8.8

CMA / ARV

• ARV (median comp): $441,221
• List price: $345,000
• Delta: -21.81%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2507 Rachael Ln	0.62mi	4/2.5	2,629 (-2%)	3mo	$470,000	$179	64
4131 Orefield Rd	0.73mi	3/2.0 (-1)	2,684 (+0%)	2mo	$477,500	$178	59
3125 Woodlane Ave	0.53mi	3/3.0 (-1)	2,530 (-6%)	13mo	$490,000	$194	47
2558 Covered Bridge Ln	0.75mi	4/3.0	2,554 (-5%)	22mo	$495,000	$194	36
3215 Woodlea Rd	0.66mi	4/3.0	2,928 (+9%)	22mo	$435,000	$149	31
3147 Woodlea Rd	0.57mi	3/3.0 (-1)	2,376 (-11%)	21mo	$455,000	$191	28
4140 Rochelle Dr	0.72mi	4/3.5	3,048 (+14%)	19mo	$710,000	$233	22

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.88% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 3.3%
• Equity multiple: 1.17×
• Total profit: $16,256
• Equity at exit: $115,579

10-year hold

• IRR: 7.9%
• Equity multiple: 1.95×
• Total profit: $91,832
• Equity at exit: $151,908

Cash invested: $96,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18069

• Home prices YoY: 0.3%
• Active inventory: 51
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $3,253 medium
• Mortgage (P&I): −$1,809
• Tax est. 1.5%: −$431 /mo · $5,175/yr
• Insurance: −$144
• HOA: −$0
• Vacancy / Maint / Mgmt: −$683
• Net cashflow: $186

Break-even live

Break-even rent $3,018

Max offer price $345,000

Occupancy floor 89%

Sensitivity live

Price	-10% $424	-5% $305	+0% $186	+5% $66	+10% $-53
Rent	-10% $-71	-5% $57	+0% $186	+5% $314	+10% $443
Rate	-1.0pp $359	-0.5pp $273	base $186	+0.5pp $96	+1.0pp $5

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $86,250
• Closing costs: $10,350
• Reserves months: —
• Total cash needed: —

Listing history 3 events

1. 2026-04-20
   price $345,000 2060-char remark

   Show marketing remark (2060 chars)

   NEW PRICE IMPROVEMENT- come see it now! Spacious and full of character, this 4-bedroom, 2-bath home in desirable Orefield within the Parkland School District offers an impressive 2,679 square feet of move-in ready living space. Behind its historic charm lies a impressively large interior filled with generous rooms, abundant natural light, and countless opportunities to create your own private retreat within the home. Large windows throughout invite sunlight into the living spaces, while the flexible layout provides room to spread out- perfect for those seeking quiet nooks for reading, working from home, or simply enjoying a bit of privacy. The first floor offers multiple distinct rooms ideal for home offices, studio space, multigenerational living, or creative pursuits. Original architectural details remain beautifully intact, including oak hardwood floors with walnut inlays and a striking vintage staircase with curved handrails, spindles, and classic craftsmanship rarely found in newer construction. Additional highlights include first-floor laundry, a comfortably-bright sunroom, driveway parking, and a bonus attic room offering even more versatility. Importantly- the home is completely move-in ready, with major updates already completed: roof ('20), boiler & septic system ('21), and well pump ('24). Conveniently located near shopping, dining, schools, and major routes, the property also sits within mixed-use zoning, allowing potential for certain small business uses, with ample parking located at the rear of the property. As an added incentive: a 1% interest rate buy-down for the first year is available at zero cost to the buyer when using the seller’s preferred local lender for qualified purchasers. One-year America’s Preferred Home Warranty included from seller with an acceptable offer. A rare opportunity to own a distinctive home offering lots of character, light, and exceptional space- ready for its next chapter with its next owner! Call today for additional information and for your own private tour.

2. 2026-03-30
   price $359,900 2060-char remark

   Show marketing remark (2060 chars)

   NEW PRICE IMPROVEMENT- come see it now! Spacious and full of character, this 4-bedroom, 2-bath home in desirable Orefield within the Parkland School District offers an impressive 2,679 square feet of move-in ready living space. Behind its historic charm lies a impressively large interior filled with generous rooms, abundant natural light, and countless opportunities to create your own private retreat within the home. Large windows throughout invite sunlight into the living spaces, while the flexible layout provides room to spread out- perfect for those seeking quiet nooks for reading, working from home, or simply enjoying a bit of privacy. The first floor offers multiple distinct rooms ideal for home offices, studio space, multigenerational living, or creative pursuits. Original architectural details remain beautifully intact, including oak hardwood floors with walnut inlays and a striking vintage staircase with curved handrails, spindles, and classic craftsmanship rarely found in newer construction. Additional highlights include first-floor laundry, a comfortably-bright sunroom, driveway parking, and a bonus attic room offering even more versatility. Importantly- the home is completely move-in ready, with major updates already completed: roof ('20), boiler & septic system ('21), and well pump ('24). Conveniently located near shopping, dining, schools, and major routes, the property also sits within mixed-use zoning, allowing potential for certain small business uses, with ample parking located at the rear of the property. As an added incentive: a 1% interest rate buy-down for the first year is available at zero cost to the buyer when using the seller’s preferred local lender for qualified purchasers. One-year America’s Preferred Home Warranty included from seller with an acceptable offer. A rare opportunity to own a distinctive home offering lots of character, light, and exceptional space- ready for its next chapter with its next owner! Call today for additional information and for your own private tour.

3. 2026-03-07
   listed $389,900 Active 2060-char remark

   Show marketing remark (2060 chars)

   NEW PRICE IMPROVEMENT- come see it now! Spacious and full of character, this 4-bedroom, 2-bath home in desirable Orefield within the Parkland School District offers an impressive 2,679 square feet of move-in ready living space. Behind its historic charm lies a impressively large interior filled with generous rooms, abundant natural light, and countless opportunities to create your own private retreat within the home. Large windows throughout invite sunlight into the living spaces, while the flexible layout provides room to spread out- perfect for those seeking quiet nooks for reading, working from home, or simply enjoying a bit of privacy. The first floor offers multiple distinct rooms ideal for home offices, studio space, multigenerational living, or creative pursuits. Original architectural details remain beautifully intact, including oak hardwood floors with walnut inlays and a striking vintage staircase with curved handrails, spindles, and classic craftsmanship rarely found in newer construction. Additional highlights include first-floor laundry, a comfortably-bright sunroom, driveway parking, and a bonus attic room offering even more versatility. Importantly- the home is completely move-in ready, with major updates already completed: roof ('20), boiler & septic system ('21), and well pump ('24). Conveniently located near shopping, dining, schools, and major routes, the property also sits within mixed-use zoning, allowing potential for certain small business uses, with ample parking located at the rear of the property. As an added incentive: a 1% interest rate buy-down for the first year is available at zero cost to the buyer when using the seller’s preferred local lender for qualified purchasers. One-year America’s Preferred Home Warranty included from seller with an acceptable offer. A rare opportunity to own a distinctive home offering lots of character, light, and exceptional space- ready for its next chapter with its next owner! Call today for additional information and for your own private tour.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $39,035
• − Mortgage interest: −$19,325
• − Property taxes: −$5,175
• − Insurance: −$1,725
• − Repairs & maintenance: −$3,123
• − Management: −$3,123
• − Depreciation: −$10,036
• Taxable loss: −$3,472
• Est. tax savings @ 24.0%: +$833
• After-tax cash flow: $3,061/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Average 55/100 Moderate rehab

This 4-bedroom, 2-bath home offers a good starting point for a moderate renovation, with potential for significant value increase through updates to the front porch and landscaping.

Repairs flagged

• Major Front porch — Significant wear and tear, possibly structural issues.
• Moderate Exterior siding — Weathered appearance, may need repainting or replacement.

Value-add opportunities

• Both Painting and updating the front porch — Enhances curb appeal and interior aesthetics, increasing both resale and rental value.
• Both Landscaping and yard maintenance — Improves curb appeal and enhances the home's overall presentation.

Renovation cost estimate screening

Repair item	Severity	Est. cost
Front porch · Significant wear and tear, possibly structural issues.	Major	$15,000–50,000
Exterior siding · Weathered appearance, may need repainting or replacement.	Moderate	$3,000–15,000
Total estimated repair cost · 2 items		$18,000–65,000

Value-add ROI direction

• Both Painting and updating the front porch — Enhances curb appeal and interior aesthetics, increasing both resale and rental value. ↑
• Both Landscaping and yard maintenance — Improves curb appeal and enhances the home's overall presentation. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Parkland SD
• NCES district ID: 4218510
• Math proficiency: 59% ▼ -11.00%
• Reading proficiency: 70% ▼ -12.00%
• Median HH income: $77,976
• Composite: 57.44/100
• National rank: #1074
• State rank: #40 of 539 in PA

Livability — Schnecksville

• Score: 71/100
• State rank: #709
• US rank: #7010

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment A+ Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 7,571
• Population (ZIP): 8,804

Population outlook (Lehigh County) Hauer SSP2

• Today (2025): 392,957 people
• By 2030: 408,319 · +3.9%
• By 2040: 440,007 · +12.0%
• By 2050: 475,940 · +21.1%
• By 2075: 590,448 · +50.3%
• By 2100: 690,314 · +75.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 9% Two or more races 8% Asian 8% Black 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5%
• Common ancestry: Scotch-Irish 6% Romanian 3% Lithuanian 3%
• Foreign-born: 10% · Canada, South Korea, China
• Languages at home: 87% English-only · Spanish 5% Other Indo-European 2% Chinese 2%

Political lean MEDSL · Lehigh

• 2024 margin: Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
• 2008→2024 swing: -12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
• All cycles: 2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.88%
• Current HPI: 277.9781
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-11.5% since first listed

3 events — show timeline

• 2026-04-20 Price Changed $345,000 GLVRMLS
• 2026-03-30 Price Changed $359,900 GLVRMLS
• 2026-03-07 Listed $389,900 GLVRMLS