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2710 Mura St
D Composite 43.81
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.1/30.0
  • DSCR +5.7/10.0
  • Appreciation +4.7/10.0
  • 1% rule +4.1/10.0
  • Rent growth +3.8/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • ARV discount +0.0/15.0

$199,900

2710 Mura St · Baltimore, MD 21213
3 bd · 2.0 ba · 1,260 sqft · Townhouse public records · 78 Days on market
Built 1941 912 sqft lot $159/sqft · 87% above area Est $135k · 48% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully renovated home in Broadway East, complete with a private rear parking pad! This stunning property features a bright, open-concept layout that seamlessly blends the living and kitchen areas—perfect for both everyday living and entertaining. The gourmet kitchen is a true highlight, showcasing stainless steel appliances, sleek quartz countertops, a stylish backsplash, and a spacious island ideal for meal prep and gathering. Upstairs, you’ll find three comfortable bedrooms and a full bathroom, while the finished lower level offers the perfect space for movie nights, entertaining, or relaxing—along with an additional full bathroom for added convenience. Ideally located near Johns Hopkins, downtown, shopping, dining, and entertainment. Commuters will appreciate easy access to I-95, I-895, and Route 40, as well as nearby Penn Station with MARC and Amtrak service to Washington, D. C. , Philadelphia, New York, and beyond.

Key facts

  • Spacious island
  • Quartz countertops
  • Stylish backsplash

Tags

PRIVATE REAR PARKING PADGOURMET KITCHENSTAINLESS STEEL APPLIANCESQUARTZ COUNTERTOPSSTYLISH BACKSPLASHSPACIOUS ISLAND

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $200k.

Deal economics

  • At list price, monthly cash flow is $177 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $183k (8.6% below list).
  • Recommended offer: $183k (8.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Fort Worthington Elementary/Middle (math 0% / reading 5%, grade F, #824 of 860 statewide, top 96%, 693 students, 83% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
  • Zoned-school proficiency averages 30% at this address vs 12% district-wide (+18 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

  • In year one you build about $247 of equity ($1k loan paydown + $-1k appreciation (-0.6% local appreciation)).
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 5.2% rent growth), your $56k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $78k; list at $200k implies a 158% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $182,704 (8.6% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
7.36%
Cash-on-cash
3.80%
DSCR
1.17
GRM
9.1

CMA / ARV

ARV (median comp)
$134,930
List price
$199,900
Delta
48.15%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2736 Mura St 0.04mi 3/2.0 1,120 (-11%) 0mo $81,000 $72 79
1418 N Linwood Ave 0.20mi 3/1.0 1,356 (+8%) 0mo $90,000 $66 74
1411 Kenhill Ave 0.17mi 4/2.0 (+1) 1,356 (+8%) 1mo $240,000 $177 74
2712 Ashland Ave 0.30mi 3/1.5 1,164 (-8%) 1mo $175,000 $150 70
2435 Jefferson St 0.64mi 3/1.0 1,260 (0%) 1mo $140,000 $111 66
3135 Mcelderry St 0.65mi 3/2.0 1,224 (-3%) 1mo $234,000 $191 64
2220 Henneman Ave 0.37mi 3/2.5 1,440 (+14%) 1mo $190,000 $132 56
3238 Ravenwood Ave 0.69mi 3/1.5 1,158 (-8%) 1mo $70,000 $60 52
410 N Patterson Park Ave 0.74mi 3/1.0 1,180 (-6%) 0mo $180,000 $153 51
1009 N Washington St N 0.58mi 2/2.5 (-1) 1,386 (+10%) 0mo $235,000 $170 49
629 N Kenwood Ave 0.49mi 2/1.5 (-1) 1,100 (-13%) 1mo $76,500 $70 48
220 N Luzerne Ave 0.72mi 3/1.0 1,372 (+9%) 1mo $120,000 $87 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold
IRR
1.7%
Equity multiple
1.08×
Total profit
$4,354
Equity at exit
$52,432
10-year hold
IRR
9.3%
Equity multiple
2.01×
Total profit
$56,743
Equity at exit
$58,704

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21213

Home prices YoY
-0.1%
Rents YoY
5.2%
Active inventory
319
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,827 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$134 /mo · $1,614/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$384
Net cashflow
$177

Break-even live

Break-even rent $1,603
Max offer price $199,900
Occupancy floor 85%

Sensitivity live

Price -10% $290 -5% $234 +0% $177 +5% $121 +10% $64
Rent -10% $33 -5% $105 +0% $177 +5% $249 +10% $322
Rate -1.0pp $278 -0.5pp $228 base $177 +0.5pp $126 +1.0pp $73

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1323 N Kenwood Ave Unit 1 Baltimore, MD 2.0 1.5 1060 $1,350 $1.27 25d 1 0.06mi
2626 E Preston St Baltimore, MD 3.0 1.0 1136 $1,800 $1.58 45d 1 0.07mi
2706 E Biddle St Baltimore, MD 3.0 2.0 1577 $1,395 $0.88 45d 1 0.07mi
2621 E Oliver St Baltimore, MD 3.0 2.0 1600 $1,700 $1.06 25d 1 0.15mi
1403 N Linwood Ave Baltimore, MD 3.0 2.0 1660 $1,995 $1.20 45d 1 0.16mi
2430 E Biddle St Baltimore, MD 2.0 2.0 1300 $2,000 $1.54 45d 1 0.23mi
1310 N Ellwood Ave Baltimore, MD 2.0 1.0 1000 $1,450 $1.45 14d 1 0.27mi
1310 N Ellwood Ave #1 Baltimore, MD 2.0 1.0 1000 $1,550 $1.55 23d 1 0.27mi
2522 E Federal St Baltimore, MD 2.0 2.0 1760 $1,400 $0.80 45d 1 0.27mi
1215 N Ellwood Ave Baltimore, MD 3.0 1.0 1128 $1,795 $1.59 25d 1 0.27mi
2729 Ashland Ave Baltimore, MD 3.0 1.0 1000 $1,350 $1.35 4d 1 0.35mi
809 N Curley St Baltimore, MD 3.0 1.0 1746 $1,400 $0.80 23d 1 0.41mi
2215 E Biddle St Baltimore, MD 2.0 2.5 1350 $1,800 $1.33 45d 1 0.42mi
2815 E Madison St Baltimore, MD 4.0 2.0 1300 $2,500 $1.92 45d 1 0.42mi
724 N Curley St Baltimore, MD 3.0 3.0 1500 $2,200 $1.47 6d 1 0.45mi
718 N Curley St Baltimore, MD 3.0 3.0 1500 $2,000 $1.33 6d 1 0.46mi
2202 Prentiss Pl Baltimore, MD 3.0 2.0 1400 $2,400 $1.71 45d 1 0.46mi
2311 E Lafayette Ave Baltimore, MD 3.0 1.0 1000 $1,400 $1.40 45d 1 0.47mi
2934 E Monument St Baltimore, MD 2.0 1.0 1200 $1,499 $1.25 45d 1 0.50mi
720 N Port St Baltimore, MD 2.0 1.0 950 $1,300 $1.37 45d 1 0.51mi
627 N Lakewood Ave Baltimore, MD 3.0 2.5 1175 $1,850 $1.57 0d 1 0.52mi
2608 McElderry St Baltimore, MD 3.0 1.0 1144 $1,525 $1.33 0d 1 0.56mi
821 N Collington Ave Baltimore, MD 3.0 2.0 1150 $1,950 $1.70 45d 1 0.57mi
531 N Belnord Ave Baltimore, MD 2.0 1.5 1100 $1,700 $1.55 25d 1 0.58mi
537 N Lakewood Ave Baltimore, MD 3.0 3.5 1755 $2,050 $1.17 45d 1 0.58mi
533 N Lakewood Ave Baltimore, MD 4.0 3.5 1758 $4,500 $2.56 45d 1 0.58mi
539 N Luzerne Ave Baltimore, MD 3.0 2.5 1702 $2,300 $1.35 45d 1 0.58mi
618 N Montford Ave Baltimore, MD 3.0 1.0 1050 $1,468 $1.40 16d 1 0.59mi
618 N Montford Ave Baltimore, MD 3.0 1.0 1050 $1,468 $1.40 45d 1 0.59mi
2431 McElderry St Baltimore, MD 4.0 2.5 1600 $2,100 $1.31 45d 1 0.62mi
2212 E Monument St Unit 2 Baltimore, MD 2.0 1.0 1200 $1,550 $1.29 19d 1 0.62mi
520 N Decker Ave Baltimore, MD 2.0 1.0 1000 $1,650 $1.65 45d 1 0.63mi
712 N Duncan St Baltimore, MD 2.0 1.5 1000 $2,000 $2.00 45d 1 0.65mi
2903 Jefferson St Baltimore, MD 3.0 3.0 1609 $1,850 $1.15 45d 1 0.65mi
3343 Ravenwood Ave Unit 3343 Baltimore, MD 2.0 2.0 948 $1,855 $1.96 19d 1 0.65mi
415 N Belnord Ave Baltimore, MD 2.0 1.0 1008 $1,300 $1.29 25d 1 0.67mi
3322 Ravenwood Ave Baltimore, MD 3.0 2.0 932 $1,800 $1.93 25d 1 0.67mi
415 N Glover St Baltimore, MD 2.0 2.5 1092 $1,600 $1.47 25d 1 0.67mi
3304 McElderry St Baltimore, MD 3.0 2.0 1413 $1,900 $1.34 45d 1 0.67mi
3339 Elmora Ave Baltimore, MD 3.0 2.0 896 $1,600 $1.79 45d 1 0.69mi

Listing history 26 events

  1. 2026-06-21
    days on market $199,900 Active 78 DOM
  2. 2026-06-18
    days on market $199,900 Active 75 DOM
  3. 2026-06-17
    pricedays on market $199,900 Active 74 DOM
  4. 2026-06-16
    days on market $205,000 Active 73 DOM
  5. 2026-06-15
    days on market $205,000 Active 72 DOM
  6. 2026-06-13
    days on market $205,000 Active 70 DOM
  7. 2026-06-09
    days on market $205,000 Active 66 DOM
  8. 2026-06-08
    days on market $205,000 Active 65 DOM
  9. 2026-06-07
    days on market $205,000 Active 64 DOM
  10. 2026-06-04
    days on market $205,000 Active 61 DOM
  11. 2026-06-03
    days on market $205,000 Active 60 DOM
  12. 2026-06-02
    days on market $205,000 Active 59 DOM
  13. 2026-06-01
    days on market $205,000 Active 58 DOM
  14. 2026-05-31
    days on market $205,000 Active 57 DOM
  15. 2026-04-04
    listed $205,000 Active 972-char remark
    Show marketing remark (972 chars)

    Welcome to this beautifully renovated home in Broadway East, complete with a private rear parking pad! This stunning property features a bright, open-concept layout that seamlessly blends the living and kitchen areas—perfect for both everyday living and entertaining. The gourmet kitchen is a true highlight, showcasing stainless steel appliances, sleek quartz countertops, a stylish backsplash, and a spacious island ideal for meal prep and gathering. Upstairs, you’ll find three comfortable bedrooms and a full bathroom, while the finished lower level offers the perfect space for movie nights, entertaining, or relaxing—along with an additional full bathroom for added convenience. Ideally located near Johns Hopkins, downtown, shopping, dining, and entertainment. Commuters will appreciate easy access to I-95, I-895, and Route 40, as well as nearby Penn Station with MARC and Amtrak service to Washington, D. C. , Philadelphia, New York, and beyond.

  16. 2023-04-14
    soldstatus $77,500
  17. 2023-03-24
    soldstatus $77,500 Closed 936-char remark
    Show marketing remark (936 chars)

    Looking for a creative homeowner or investor with an open mind and vision. This is a clean canvas that is ready for you to make your masterpiece. Bring your flashlight, plans, and creative ideas to turn this four bedroom/two bath rowhouse from brick and mortar to a home. Features include wood floors, fenced rear yard, and a new rubber roof in 2018. Property needs a full rehab from top to bottom. Check out the development that is going on in the Broadway East Neighborhood. Property is Sold As-Is, the seller will not make any repairs. No water or power is on in the property. There is endless potential here and is waiting for a new owner/investor to make that a possibility. Close to Johns Hopkins, Downtown, Shopping, Entertainment, and Restaurants. Commuter Routes of 95/895/40 are minutes away. Penn Station for MARC and Amtrak trains is also just minutes away for easy commutes to Washington, Philadelphia, New York or beyond.

  18. 2023-02-17
    status Pending 936-char remark
    Show marketing remark (936 chars)

    Looking for a creative homeowner or investor with an open mind and vision. This is a clean canvas that is ready for you to make your masterpiece. Bring your flashlight, plans, and creative ideas to turn this four bedroom/two bath rowhouse from brick and mortar to a home. Features include wood floors, fenced rear yard, and a new rubber roof in 2018. Property needs a full rehab from top to bottom. Check out the development that is going on in the Broadway East Neighborhood. Property is Sold As-Is, the seller will not make any repairs. No water or power is on in the property. There is endless potential here and is waiting for a new owner/investor to make that a possibility. Close to Johns Hopkins, Downtown, Shopping, Entertainment, and Restaurants. Commuter Routes of 95/895/40 are minutes away. Penn Station for MARC and Amtrak trains is also just minutes away for easy commutes to Washington, Philadelphia, New York or beyond.

  19. 2023-01-30
    status Active 936-char remark
    Show marketing remark (936 chars)

    Looking for a creative homeowner or investor with an open mind and vision. This is a clean canvas that is ready for you to make your masterpiece. Bring your flashlight, plans, and creative ideas to turn this four bedroom/two bath rowhouse from brick and mortar to a home. Features include wood floors, fenced rear yard, and a new rubber roof in 2018. Property needs a full rehab from top to bottom. Check out the development that is going on in the Broadway East Neighborhood. Property is Sold As-Is, the seller will not make any repairs. No water or power is on in the property. There is endless potential here and is waiting for a new owner/investor to make that a possibility. Close to Johns Hopkins, Downtown, Shopping, Entertainment, and Restaurants. Commuter Routes of 95/895/40 are minutes away. Penn Station for MARC and Amtrak trains is also just minutes away for easy commutes to Washington, Philadelphia, New York or beyond.

  20. 2023-01-05
    status Pending 936-char remark
    Show marketing remark (936 chars)

    Looking for a creative homeowner or investor with an open mind and vision. This is a clean canvas that is ready for you to make your masterpiece. Bring your flashlight, plans, and creative ideas to turn this four bedroom/two bath rowhouse from brick and mortar to a home. Features include wood floors, fenced rear yard, and a new rubber roof in 2018. Property needs a full rehab from top to bottom. Check out the development that is going on in the Broadway East Neighborhood. Property is Sold As-Is, the seller will not make any repairs. No water or power is on in the property. There is endless potential here and is waiting for a new owner/investor to make that a possibility. Close to Johns Hopkins, Downtown, Shopping, Entertainment, and Restaurants. Commuter Routes of 95/895/40 are minutes away. Penn Station for MARC and Amtrak trains is also just minutes away for easy commutes to Washington, Philadelphia, New York or beyond.

  21. 2022-11-16
    listed $79,900 Active 936-char remark
    Show marketing remark (936 chars)

    Looking for a creative homeowner or investor with an open mind and vision. This is a clean canvas that is ready for you to make your masterpiece. Bring your flashlight, plans, and creative ideas to turn this four bedroom/two bath rowhouse from brick and mortar to a home. Features include wood floors, fenced rear yard, and a new rubber roof in 2018. Property needs a full rehab from top to bottom. Check out the development that is going on in the Broadway East Neighborhood. Property is Sold As-Is, the seller will not make any repairs. No water or power is on in the property. There is endless potential here and is waiting for a new owner/investor to make that a possibility. Close to Johns Hopkins, Downtown, Shopping, Entertainment, and Restaurants. Commuter Routes of 95/895/40 are minutes away. Penn Station for MARC and Amtrak trains is also just minutes away for easy commutes to Washington, Philadelphia, New York or beyond.

  22. 2022-11-16
    historical
    Show marketing remark (936 chars)

    Looking for a creative homeowner or investor with an open mind and vision. This is a clean canvas that is ready for you to make your masterpiece. Bring your flashlight, plans, and creative ideas to turn this four bedroom/two bath rowhouse from brick and mortar to a home. Features include wood floors, fenced rear yard, and a new rubber roof in 2018. Property needs a full rehab from top to bottom. Check out the development that is going on in the Broadway East Neighborhood. Property is Sold As-Is, the seller will not make any repairs. No water or power is on in the property. There is endless potential here and is waiting for a new owner/investor to make that a possibility. Close to Johns Hopkins, Downtown, Shopping, Entertainment, and Restaurants. Commuter Routes of 95/895/40 are minutes away. Penn Station for MARC and Amtrak trains is also just minutes away for easy commutes to Washington, Philadelphia, New York or beyond.

  23. 2022-06-15
    price $81,900
  24. 2022-01-09
    listed $89,900 Active
  25. 2007-05-31
    historical
  26. 2007-01-02
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,614 · $134/mo
Projected year-2 tax
$1,896 · $158/mo
Expected delta
+$283/yr (+$24/mo · 17.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,924
− Mortgage interest
−$11,198
− Property taxes
−$1,614
− Insurance
−$1,000
− Repairs & maintenance
−$1,754
− Management
−$1,754
− Depreciation
−$5,815
Taxable loss
−$1,209
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$290
After-tax cash flow
$2,418/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
28,058
Household income
$51,344
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
1868.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.57%
Current HPI
427.4453
Rent YoY
▲ 5.25%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+128.0% since first listed
12 events — show timeline
  • 2026-04-04 Listed $205,000 BRIGHT MLS
  • 2023-04-14 Sold (Public Records) $77,500 Public Records
  • 2023-03-24 Sold (MLS) $77,500 BRIGHT MLS
  • 2023-02-17 Pending BRIGHT MLS
  • 2023-01-30 Relisted BRIGHT MLS
  • 2023-01-05 Pending BRIGHT MLS
  • 2022-11-16 Listing Removed BRIGHT MLS
  • 2022-11-16 Listed $79,900 BRIGHT MLS
  • 2022-06-15 Price Changed $81,900 BRIGHT MLS
  • 2022-01-09 Listed $89,900 BRIGHT MLS
  • 2007-05-31 Delisted MRIS
  • 2007-01-02 Listed MRIS

Property tax history

+1.3%/yr

Latest (2025): $1,614 · +35.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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