34 Skyview Dr · Enlow, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 6 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +14.7/15.0
- Schools +6.1/10.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$32,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
* * * NEW PRICE * * * $7K LESS DON'T MISS THIS ONE!! Discover affordable, one-level living in the Oakridge Heights community. This 2-bedroom, 2-bathroom mobile home offers 980 sq. ft. of functional living space designed for comfort and efficiency. The open-concept layout features a spacious kitchen that flows seamlessly into the light-filled living area—perfect for entertaining or relaxing. The split-bedroom floor plan ensures maximum privacy, with the primary suite offering a dedicated full bath. Built in 2004 and situated on a private road, this home offers privacy in a well-maintained area within a professionally managed community. Residents enjoy peaceful surroundings with q
Key facts
- 2 parking spots
- Built 2004
- Listed 21 days
Property features AI
Finance
- HOA & community: Association fee of $545 monthly
Exterior
- Parking: Off-street parking for 2 vehicles
- Utilities: Public water; Public sewer
- Home design: Single-story property; Resale condition; Asphalt roof
- Construction: Asphalt roof
- Exterior features: Lot dimensions approximately 15x60x14x60
Interior
- Kitchen: Dishwasher; Stove; Refrigerator; Some electric appliances
- Bedrooms: Bedroom on main level (10x7)
- Flooring: Vinyl; Carpet
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Central air conditioning
- Interior features: Vinyl and carpet flooring; 5 total rooms
- Laundry & utility: Washer; Dryer; Main-level laundry (6x5)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $33k.
Deal economics
- At list price, monthly cash flow is $360 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $33k).
- Recommended offer: $32k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 64/100 on livability (#1,199 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools F, amenities F, commute F.
- West Allegheny SD (suburban): math 64% / reading 77% proficiency, ranked #22 of 539 in PA (top 4%) — strong family-tenant draw, lease renewals of 3-5y typical; only 18% free/reduced lunch — higher-income household profile.
- Market conditions: 66 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $227 of loan paydown is wiped out by about $987 of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $9k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($32k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 38% of rent.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 4.36% ✓
- Cap rate
- 19.43%
- Cash-on-cash
- 46.92%
- DSCR
- 3.09
- GRM
- 1.9
CMA / ARV
- ARV (on-the-fly)
- $39,200
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 34 Skyview Dr | 0.00mi | 2/2.0 | 980 (0%) | 1mo | $29,000 | $30 | 99 |
| 33 Skyview Dr | 0.01mi | 2/1.0 | 924 (-6%) | 8mo | $20,000 | $22 | 80 |
| 41 Skyview Dr | 0.03mi | 2/1.0 | 840 (-14%) | 8mo | $59,900 | $71 | 64 |
| 105 Country Club Dr | 0.70mi | 2/2.0 | 952 (-3%) | 5mo | $37,900 | $40 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 44.8%
- Equity multiple
- 2.95×
- Total profit
- $17,966
- Equity at exit
- $4,905
- IRR
- 50.9%
- Equity multiple
- 6.06×
- Total profit
- $46,632
- Equity at exit
- $2,845
Cash invested: $9,212 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15071
- Home prices YoY
- -21.2%
- Active inventory
- 66
- Price-to-rent
- 1.9×
Monthly cashflow live
- Estimated rent
- $1,434 medium interval (Pro) →
- Mortgage (P&I)
- −$173
- Tax est. 1.5%
- −$41 /mo · $494/yr
- Insurance
- −$14
- HOA
- −$545
- Vacancy / Maint / Mgmt
- −$301
- Net cashflow
- $360
Break-even live
Sensitivity live
| Price | -10% $383 | -5% $372 | +0% $360 | +5% $349 | +10% $337 |
|---|---|---|---|---|---|
| Rent | -10% $247 | -5% $304 | +0% $360 | +5% $417 | +10% $473 |
| Rate | -1.0pp $377 | -0.5pp $369 | base $360 | +0.5pp $352 | +1.0pp $343 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $8,225
- Closing costs
- $987
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 27412 Evergreen Run Unit 27412 Imperial, PA | 2.0 | 1.0 | 1000 | $1,150 | $1.15 | 24d | 1 | 0.55mi |
| 1600 Settlers Dr Oakdale, PA | 1.0–2.0 | 1.0 | 769 | $1,645 | $2.14 | 2d | 23 | 0.63mi |
| 100 Pine Ridge Dr Unit 807 Oakdale, PA | 1.0 | 1.0 | 596 | $1,075 | $1.80 | 18d | 1 | 1.38mi |
| 7420 Steubenville Pike Oakdale, PA | 1.0–2.0 | 1.0 | 725 | $2,215 | $3.06 | 2d | 12 | 1.44mi |
HOA detail
- Monthly dues
- $545 · $6,540/yr
Listing history 3 events
-
2026-04-28status Pending
-
2026-04-26price $32,900
-
2026-04-04$39,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 6 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,203
- − Mortgage interest
- −$1,843
- − Property taxes
- −$494
- − Insurance
- −$164
- − Repairs & maintenance
- −$1,376
- − Management
- −$1,376
- − HOA
- −$6,540
- − Depreciation
- −$957
- Taxable income
- $4,453
- Est. tax owed @ 24.0%
- −$1,069
- After-tax cash flow
- $3,254/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- West Allegheny SD
- NCES district ID
- 4225200
- Math proficiency
- 64% ▼ -5.00%
- Reading proficiency
- 77% ▼ -3.00%
- Median HH income
- $67,549
- Composite
- 61.41/100
- National rank
- #763
- State rank
- #22 of 539 in PA
Livability — Enlow
- Score
- 64/100
- State rank
- #1199
- US rank
- #14085
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 12,455
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 8% Asian 4% Black 3% Hispanic / Latino 3%
- Common ancestry
- Romanian 10% Scotch-Irish 3% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Other Asian/Pacific 3% Other Indo-European 1% Spanish 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.90%
- Current HPI
- 266.6786
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
-17.5% since first listed3 events — show timeline
- 2026-04-28 Pending — West Penn MLS
- 2026-04-26 Price Changed $32,900 West Penn MLS
- 2026-04-04 Listed $39,900 West Penn MLS
Property tax history
-0.5%/yrLatest (2015): $56 · -0.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…