3736 168th Pl · Country Club Hills, IL 60478

$270,000

3 bd · 2.0 ba · 1,533 sqft · SingleFamily public records · 22 Days on market

Built 1962 5,400 sqft lot Est $213k · 27% over

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.7/30.0
• Livability +3.8/5.0
• 1% rule +3.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.8/10.0
• Schools +1.5/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Study brick 4 bedroom , 2 bath cape cod home in Country Club hills , IL. Hardwood floors throughout the 1st floor. Ceramic tiled floors and tub surrounds in each bathroom. Large living room and formal dining room. Full basement is partially finished and has plenty of storage space. Newer furnace . Side driveway offers plenty of parking. Fully fenced yard with wooden deck. As-is condition, conventional but cash is preferred . More pictures coming soon.

Key facts

• Newer furnace
• Ceramic tile floor
• New windows

Tags

• REDONE HARDWOOD FLOORS
• CERAMIC TILE FLOOR
• FULL FINISHED BASEMENT
• PLENTY OF STORAGE SPACE
• NEW WINDOWS
• NEWER FURNACE

Property features AI

Finance

• HOA & community: No master association fee required

Exterior

• Parking: 3 parking spaces; Asphalt driveway (owned)
• Utilities: Public water; Public sewer; Electric with circuit breakers
• Home design: Detached single-family home; 1.5-story design; Fee simple ownership; Built approximately 61–70 years ago; Known to have been built before 1978
• Construction: Brick and cedar exterior; Asphalt roof; Concrete perimeter foundation
• Exterior features: Deck; Fenced yard; Lot dimensions approximately 45 x 120

Interior

• Kitchen: Range; Microwave; Refrigerator; Kitchen with ceramic tile flooring
• Bedrooms: 4 bedrooms (plus 1 possible bedroom in the basement); Basement bedroom (9 x 13) with laminate flooring; Main floor bedroom (9 x 11) with hardwood flooring; Second floor bedroom (16 x 16) with laminate flooring; Second floor bedroom (16 x 13) with laminate flooring; Main floor master bedroom (12 x 13) with hardwood flooring
• Flooring: Hardwood in main living areas and master bedroom; Laminate in several bedrooms and basement areas; Ceramic tile in kitchen
• Bathrooms: 2 full bathrooms
• Heating & cooling: Natural gas forced air heating
• Interior features: 8 total rooms; Finished full basement; Separate dining room
• Laundry & utility: Laundry room in basement (14 x 15) with laminate flooring; Washer; Dryer; Gas dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $-316 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $214k (20.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (13.0% below list).
• Recommended offer: $214k (20.7% below list) — sets the bar for cash-flow.
• Cap rate 4.9% vs local median 6.7% in Country Club Hills — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 75/100 on livability (#212 in IL, #3,963 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, health & safety D+, schools F.
• Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 91 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($266k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts; this cycle's ask is 145% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $110k; list at $270k implies a 145% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.9% of price.

Recommended offer $214,143 (20.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 4.89%
• Cash-on-cash: -5.02%
• DSCR: 0.78
• GRM: 9.6

CMA / ARV

• ARV (on-the-fly): $213,087
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3736 168th Pl	0.00mi	4/2.0 (+1)	1,533 (0%)	3mo	$110,000	$72	92
3806 168th St	0.08mi	3/2.0	1,487 (-3%)	8mo	$204,000	$137	85
17110 Apple Tree Dr	0.39mi	4/1.0 (+1)	1,534 (+0%)	1mo	$255,000	$166	72
16943 Old Elm Dr	0.21mi	4/2.0 (+1)	1,400 (-9%)	3mo	$255,000	$182	68
3500 Maple Ln	0.55mi	3/2.0	1,546 (+1%)	6mo	$192,000	$124	68
17142 Orchard Ln	0.47mi	3/1.0	1,610 (+5%)	2mo	$150,000	$93	64
16524 Sawyer Ave	0.74mi	4/2.0 (+1)	1,501 (-2%)	0mo	$192,500	$128	56
16428 Turner Ave	0.70mi	3/2.0	1,639 (+7%)	0mo	$242,500	$148	56
17126 Central Park Ave	0.51mi	3/1.5	1,400 (-9%)	6mo	$195,000	$139	55
16445 Turner Ave	0.70mi	3/2.0	1,600 (+4%)	8mo	$230,000	$144	54
17115 Magnolia Dr	0.44mi	4/2.0 (+1)	1,352 (-12%)	7mo	$218,000	$161	48
16426 Homan Ave	0.66mi	3/3.0	1,419 (-7%)	6mo	$190,000	$134	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -24.7%
• Equity multiple: 0.16×
• Total profit: $-63,667
• Equity at exit: $40,258

10-year hold

• IRR: -20.1%
• Equity multiple: -0.06×
• Total profit: $-80,466
• Equity at exit: $23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60478

• Home prices YoY: -27.3%
• Active inventory: 91
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $2,348 high
• Mortgage (P&I): −$1,416
• Tax from tax record: −$643 /mo · $7,714/yr
• Insurance: −$112
• HOA: −$0
• Vacancy / Maint / Mgmt: −$493
• Net cashflow: $-316

Break-even live

Break-even rent $2,748

Max offer price $214,143

Occupancy floor —

Sensitivity live

Price	-10% $-163	-5% $-240	+0% $-316	+5% $-393	+10% $-469
Rent	-10% $-502	-5% $-409	+0% $-316	+5% $-223	+10% $-131
Rate	-1.0pp $-180	-0.5pp $-248	base $-316	+0.5pp $-386	+1.0pp $-457

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,500
• Closing costs: $8,100
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3824 168th Pl Country Club Hills, IL	3.0	2.0	1583	$2,400	$1.52	0d	1	0.05mi
3900 171st St Country Club Hills, IL	3.0	1.0	1750	$2,250	$1.29	0d	1	0.41mi
3900 171st St Country Club Hills, IL	3.0	1.0	1750	$2,250	$1.29	9d	1	0.41mi
16450 Roy St Oak Forest, IL	3.0	1.5	1500	$2,400	$1.60	19d	1	1.20mi
17306 Holmes Ave Hazel Crest, IL	3.0	2.0	1535	$2,195	$1.43	6d	1	1.24mi

Listing history 7 events

1. 2026-06-21
   days on market $270,000 Active 22 DOM
2. 2026-06-18
   days on market $270,000 Active 19 DOM
3. 2026-06-17
   days on market $270,000 Active 18 DOM
4. 2026-06-16
   days on market $270,000 Active 17 DOM
5. 2026-06-15
   days on market $270,000 Active 16 DOM
6. 2026-06-13
   remarks 420-char remark
7. 2026-06-13
   listed $270,000 Active 14 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $7,714 · $643/mo
• Projected year-2 tax: $7,714 · $643/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,178
• − Mortgage interest: −$15,124
• − Property taxes: −$7,714
• − Insurance: −$1,350
• − Repairs & maintenance: −$2,254
• − Management: −$2,254
• − Depreciation: −$7,855
• Taxable loss: −$8,373
• Est. tax savings @ 24.0%: +$2,010
• After-tax cash flow: $-1,785/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bremen Chsd 228
• NCES district ID: 1707050
• Math proficiency: 15% ▼ -4.00%
• Reading proficiency: 17% ▼ -5.00%
• Median HH income: $57,625
• Composite: 15.32/100
• National rank: #9327
• State rank: #468 of 620 in IL

Livability — Country Club Hills

• Score: 75/100
• State rank: #212
• US rank: #3963

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment A- Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Country Club Hills, IL
• City population: 16,549
• Population (ZIP): 16,549

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (87%)
• Race & ethnicity: Black 87% White 8% Hispanic / Latino 4% Two or more races 3%
• Common ancestry: Romanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.73%
• Current HPI: 212.3917
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+214.3% since first listed

17 events — show timeline

• 2026-03-13 Sold (Public Records) $110,000 Public Records
• 2026-03-10 Sold (MLS) $110,000 MRED as Distributed by MLS Grid
• 2026-02-21 Contingent — MRED as Distributed by MLS Grid
• 2026-02-10 Listed $110,000 MRED as Distributed by MLS Grid
• 2026-02-03 Pending — MRED as Distributed by MLS Grid
• 2025-12-22 Contingent — MRED as Distributed by MLS Grid
• 2025-12-22 Listing Removed — MRED as Distributed by MLS Grid
• 2025-12-01 Listed — MRED as Distributed by MLS Grid
• 2025-09-12 Listing Removed — MRED as Distributed by MLS Grid
• 2025-09-12 Relisted — MRED as Distributed by MLS Grid
• 2025-09-08 Contingent — MRED as Distributed by MLS Grid
• 2025-09-08 Relisted — MRED as Distributed by MLS Grid
• 2025-08-24 Listing Removed — MRED as Distributed by MLS Grid
• 2025-08-19 Listed — MRED as Distributed by MLS Grid
• 2019-11-08 Sold (Public Records) $54,000 Public Records
• 1995-03-15 Sold (Public Records) $82,000 Public Records
• 1988-12-01 Sold (Public Records) $35,000 Public Records

Property tax history

+3.4%/yr

Latest (2023): $7,714 · +112.1% YoY. Source: county tax records.