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Portofino Plan 🏗️ New Construction
F Composite 32.5
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.7/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • 1% rule +2.3/10.0
  • DSCR +1.8/10.0
  • Appreciation +0.7/10.0

$269,990

Portofino Plan · Huffman, TX 77336
4 bd · 3.0 ba · 1,984 sqft · SingleFamily · 154 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new single-story home offers a modern and low-maintenance layout. Three secondary bedrooms are secluded near the foyer, leading to an inviting open-concept layout with access to a covered patio for seamless indoor-outdoor living. Nestled into a private rear corner is a luxurious owner's suite, complete with a full bathroom and walk-in closet.

Key facts

  • Pickleball court
  • Swimming pool
  • Huffman isd schools

Tags

SWIMMING POOLWALKING TRAILSPICKLEBALL COURTHUFFMAN ISD SCHOOLS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $269,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $301,271.

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $270k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-354 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $250k (7.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (19.0% below list).
  • Recommended offer: $219k (19.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL) — zoned schools at 39% FRL track the district average.
  • Market conditions: 738 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 154 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
Recommended offer $218,696 (19.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 154 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
4.88%
Cash-on-cash
-5.04%
DSCR
0.78
GRM
11.5

CMA / ARV

ARV (median comp)
$301,271
List price
$269,990
Delta
-7.06%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
921 Capracotta Dr 0.23mi 4/2.0 2,039 (+3%) 1mo $213,990 $105 80
31404 Pratola Serra Cir 0.28mi 4/2.0 2,039 (+3%) 1mo $206,390 $101 77
1115 Novelle Bend Dr 0.55mi 4/3.0 1,991 (+0%) 2mo $351,500 $177 72
31508 San Floro Dr 0.22mi 3/2.0 (-1) 1,880 (-5%) 0mo $249,991 $133 72
912 Capracotta Dr 0.15mi 3/2.5 (-1) 1,749 (-12%) 2mo $309,990 $177 64
31514 Pianella Ln 0.28mi 4/2.0 1,760 (-11%) 0mo $209,990 $119 64
31527 Pianella Ln 0.28mi 4/2.0 1,760 (-11%) 1mo $212,990 $121 63
918 Capracotta Dr 0.18mi 3/2.0 (-1) 1,749 (-12%) 0mo $254,990 $146 63
31506 Olivella Dr 0.21mi 4/2.0 1,720 (-13%) 2mo $170,990 $99 62
1118 Novelle Bend Dr 0.55mi 4/2.5 1,845 (-7%) 1mo $343,500 $186 60
31507 Pianella Ln 0.28mi 4/2.0 1,720 (-13%) 1mo $208,440 $121 59
31637 Bohlssen Rd 0.48mi 3/1.5 (-1) 1,747 (-12%) 1mo $479,900 $275 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-24.9%
Equity multiple
0.15×
Total profit
$-71,353
Equity at exit
$44,921
10-year hold
IRR
-20.6%
Equity multiple
-0.08×
Total profit
$-91,057
Equity at exit
$26,048

Cash invested: $84,356 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
72 active · 34 under contract
Months of supply
6.8 mo (15%/mo absorbed)
Median asking
$249,490 ($131/sqft)
Median days on market
72 d
This list price
69% of active listings are priced below it
ARV vs active asking
+15.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
738
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,187 medium interval (Pro) →
Mortgage (P&I)
$1,580
Tax est. 1.5%
$377 /mo · $4,519/yr
Insurance
$126
HOA
$0
Vacancy / Maint / Mgmt
$459
Net cashflow
$-354

Break-even live

Break-even rent $2,635
Max offer price $250,001
Occupancy floor

Sensitivity live

Price -10% $-146 -5% $-250 +0% $-354 +5% $-458 +10% $-563
Rent -10% $-527 -5% $-441 +0% $-354 +5% $-268 +10% $-182
Rate -1.0pp $-203 -0.5pp $-278 base $-354 +0.5pp $-432 +1.0pp $-512

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,318
Closing costs
$9,038
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,599 $1.09 23d 1 0.28mi
934 Pertuso Ln Huffman, TX 3.0 2.0 1360 $1,699 $1.25 15d 1 0.30mi

Listing history 50 events

  1. 2026-08-08
    pricedays on market $269,990 Active 154 DOM
  2. 2026-08-06
    days on market $274,990 Active 152 DOM
  3. 2026-08-05
    price $274,990 Active 151 DOM
  4. 2026-08-05
    days on market $279,990 Active 151 DOM
  5. 2026-08-04
    days on market $279,990 Active 150 DOM
  6. 2026-08-03
    days on market $279,990 Active 149 DOM
  7. 2026-07-31
    days on market $279,990 Active 146 DOM
  8. 2026-07-30
    days on market $279,990 Active 144 DOM
  9. 2026-07-28
    days on market $279,990 Active 143 DOM
  10. 2026-07-26
    days on market $279,990 Active 141 DOM
  11. 2026-07-24
    days on market $279,990 Active 139 DOM
  12. 2026-07-23
    days on market $279,990 Active 138 DOM
  13. 2026-07-22
    days on market $279,990 Active 137 DOM
  14. 2026-07-21
    pricedays on market $279,990 Active 136 DOM
  15. 2026-07-20
    days on market $289,990 Active 135 DOM
  16. 2026-07-18
    days on market $289,990 Active 133 DOM
  17. 2026-07-18
    days on market $289,990 Active 132 DOM
  18. 2026-07-16
    days on market $289,990 Active 131 DOM
  19. 2026-07-15
    days on market $289,990 Active 130 DOM
  20. 2026-07-14
    days on market $289,990 Active 129 DOM
  21. 2026-07-13
    days on market $289,990 Active 128 DOM
  22. 2026-07-13
    days on market $289,990 Active 127 DOM
  23. 2026-07-11
    days on market $289,990 Active 126 DOM
  24. 2026-07-09
    days on market $289,990 Active 124 DOM
  25. 2026-07-07
    days on market $289,990 Active 122 DOM
  26. 2026-07-06
    days on market $289,990 Active 121 DOM
  27. 2026-07-06
    days on market $289,990 Active 120 DOM
  28. 2026-07-05
    days on market $289,990 Active 119 DOM
  29. 2026-07-03
    days on market $289,990 Active 118 DOM
  30. 2026-07-02
    days on market $289,990 Active 117 DOM
  31. 2026-07-01
    days on market $289,990 Active 116 DOM
  32. 2026-06-30
    days on market $289,990 Active 115 DOM
  33. 2026-06-29
    days on market $289,990 Active 114 DOM
  34. 2026-06-28
    days on market $289,990 Active 113 DOM
  35. 2026-06-27
    days on market $289,990 Active 112 DOM
  36. 2026-06-26
    days on market $289,990 Active 111 DOM
  37. 2026-06-24
    days on market $289,990 Active 109 DOM
  38. 2026-06-22
    days on market $289,990 Active 107 DOM
  39. 2026-06-21
    days on market $289,990 Active 106 DOM
  40. 2026-06-18
    days on market $289,990 Active 103 DOM
  41. 2026-06-17
    days on market $289,990 Active 102 DOM
  42. 2026-06-16
    days on market $289,990 Active 101 DOM
  43. 2026-06-15
    days on market $289,990 Active 100 DOM
  44. 2026-06-13
    days on market $289,990 Active 98 DOM
  45. 2026-06-09
    days on market $289,990 Active 94 DOM
  46. 2026-06-08
    days on market $289,990 Active 93 DOM
  47. 2026-06-07
    days on market $289,990 Active 92 DOM
  48. 2026-06-04
    days on market $289,990 Active 89 DOM
  49. 2026-06-03
    days on market $289,990 Active 88 DOM
  50. 2026-06-02
    days on market $289,990 Active 87 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,244
− Mortgage interest
−$16,876
− Property taxes
−$4,519
− Insurance
−$1,506
− Repairs & maintenance
−$2,099
− Management
−$2,099
− Depreciation
−$8,764
Taxable loss
−$9,621
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,309
After-tax cash flow
$-1,943/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

This single-story home in Portofino Plan, Roman Forest TX, is in good condition with no visible repairs needed. It offers a modern and low-maintenance layout, making it an excellent investment opportunity.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
  • Both New paint in interior walls — Enhances interior aesthetics and value
F Composite school gradezoned avg 36/100

Zoned Schools

Middle Huffman Middle F TX #892/1,662 Nat'l #7,813/14,009 High Hargrave H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Huffman

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Harris County · 5,571,493 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
22% of renters

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-03-07 Listed $309,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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