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102 Twilight Ct
C- Composite 50.74
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.0/10.0
  • 1% rule +4.2/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$221,500

102 Twilight Ct · Jackson, GA 30233
4 bd · 3.0 ba · 2,012 sqft · SingleFamily public records · 75 Days on market
Built 2002 1.00 ac lot $110/sqft · 30% below area Est $316k · 30% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 102 Twilight Court in Butts County. This split-level home features 3 bedrooms and 2 bathrooms with a functional layout designed for comfortable everyday living. Offering inviting living spaces, attractive curb appeal and plenty of potential, this property is a great opportunity for buyers seeking space, value, and convenience. Located near local shopping, dining, schools, and everyday amenities, this home combines practical living with a desirable Butts County location. Schedule your showing today.

Key facts

  • Open floor plan
  • Juliet balcony
  • Screened porch

Tags

OPEN FLOOR PLANJULIET BALCONYSCREENED PORCHPRIVATE POND

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $222k.

Deal economics

  • At list price, monthly cash flow is $122 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (7.8% below list).
  • Recommended offer: $204k (7.8% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 3.7% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 56/100 on livability (#482 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Butts County (rural): math 24% / reading 31% proficiency, ranked #103 of 174 in GA (top 59%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 326 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 60 units permitted in Butts County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Butts County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 75 days — a 6% lower offer ($208k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 7y ago; this cycle's ask has dropped $24k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $177k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $204,290 (7.8% below list)

Questions for the listing agent

  1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.95%
Cash-on-cash
2.36%
DSCR
1.10
GRM
9.0

CMA / ARV

ARV (median comp)
$316,256
List price
$221,500
Delta
-29.96%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1375 Fincherville Rd 0.36mi 3/2.0 (-1) 2,060 (+2%) 1mo $356,000 $173 69
150 Morningside Dr 0.22mi 3/2.5 (-1) 1,812 (-10%) 15mo $270,000 $149 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.6%
Equity multiple
0.55×
Total profit
$-28,130
Equity at exit
$33,026
10-year hold
IRR
-3.5%
Equity multiple
0.77×
Total profit
$-14,479
Equity at exit
$19,151

Cash invested: $62,020 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30233

Home prices YoY
-3.9%
Active inventory
326
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,043 medium interval (Pro) →
Mortgage (P&I)
$1,162
Tax from tax record
$238 /mo · $2,859/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$429
Net cashflow
$122

Break-even live

Break-even rent $1,889
Max offer price $221,500
Occupancy floor 89%

Sensitivity live

Price -10% $247 -5% $184 +0% $122 +5% $59 +10% $-4
Rent -10% $-40 -5% $41 +0% $122 +5% $202 +10% $283
Rate -1.0pp $233 -0.5pp $178 base $122 +0.5pp $64 +1.0pp $6

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,375
Closing costs
$6,645
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
104 Armory Creek Dr Jackson, GA 5.0 3.0 2490 $2,395 $0.96 2d 1 1.47mi

Listing history 24 events

  1. 2026-06-21
    days on market $221,500 Active 75 DOM
  2. 2026-06-18
    days on market $221,500 Active 72 DOM
  3. 2026-06-17
    days on market $221,500 Active 71 DOM
  4. 2026-06-16
    days on market $221,500 Active 70 DOM
  5. 2026-06-15
    days on market $221,500 Active 69 DOM
  6. 2026-06-13
    days on market $221,500 Active 67 DOM
  7. 2026-06-09
    days on market $221,500 Active 63 DOM
  8. 2026-06-08
    days on market $221,500 Active 62 DOM
  9. 2026-06-07
    days on market $221,500 Active 61 DOM
  10. 2026-06-04
    days on market $221,500 Active 58 DOM
  11. 2026-06-03
    pricedays on market $221,500 Active 57 DOM
  12. 2026-06-02
    days on market $246,000 Active 56 DOM
  13. 2026-06-01
    days on market $246,000 Active 55 DOM
  14. 2026-05-31
    days on market $246,000 Active 54 DOM
  15. 2026-04-07
    listed $246,000 New 514-char remark
    Show marketing remark (514 chars)

    Welcome to 102 Twilight Court in Butts County. This split-level home features 3 bedrooms and 2 bathrooms with a functional layout designed for comfortable everyday living. Offering inviting living spaces, attractive curb appeal and plenty of potential, this property is a great opportunity for buyers seeking space, value, and convenience. Located near local shopping, dining, schools, and everyday amenities, this home combines practical living with a desirable Butts County location. Schedule your showing today.

  16. 2026-04-07
    listed $246,000 Active 514-char remark
    Show marketing remark (514 chars)

    Welcome to 102 Twilight Court in Butts County. This split-level home features 3 bedrooms and 2 bathrooms with a functional layout designed for comfortable everyday living. Offering inviting living spaces, attractive curb appeal and plenty of potential, this property is a great opportunity for buyers seeking space, value, and convenience. Located near local shopping, dining, schools, and everyday amenities, this home combines practical living with a desirable Butts County location. Schedule your showing today.

  17. 2020-08-10
    soldstatus $177,000
  18. 2020-08-07
    soldstatus $177,000 Sold
  19. 2020-07-04
    status Under Contract
  20. 2020-06-29
    listed $176,900 New
  21. 2020-02-22
    historical
  22. 2020-02-14
    price $173,000
  23. 2019-08-21
    listed $179,900 New
  24. 2001-04-06
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,859 · $238/mo
Projected year-2 tax
$2,859 · $238/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,515
− Mortgage interest
−$12,407
− Property taxes
−$2,859
− Insurance
−$1,108
− Repairs & maintenance
−$1,961
− Management
−$1,961
− Depreciation
−$6,444
Taxable loss
−$2,225
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$534
After-tax cash flow
$1,995/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Butts County
NCES district ID
1300690
Math proficiency
24% ▼ -4.00%
Reading proficiency
31% ▼ -1.00%
Median HH income
$45,248
Composite
23.65/100
National rank
#7842
State rank
#103 of 174 in GA

Livability — Jackson

Score
56/100
State rank
#482
US rank
#22448

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Butts County · 24,730 people
City population
24,730
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
24,730
Household income
$74,222
Rent vs Own
23.3% rent · 76.7% own
Severe rent burden
88.0

Population outlook (Butts County) Hauer SSP2

Today (2025)
22,763 people
By 2030
22,127 · -2.8%
By 2040
20,591 · -9.5%
By 2050
18,978 · -16.6%
By 2075
15,292 · -32.8%
By 2100
11,404 · -49.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Black 19% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Slovak 1% Serbian 1% Romanian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 4%

Political lean MEDSL · Butts

2024 margin
Solid R (+45.2) · D 27.2% · R 72.4%
2008→2024 swing
-13.5pp toward R · 2008: -31.7pp · 2024: -45.2pp
All cycles
2024: R+45.2 2020: R+43.6 2016: R+43.8 2012: R+35.6 2008: R+31.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.98%
Current HPI
316.5436
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+446.7% since first listed
10 events — show timeline
  • 2026-04-07 Listed $246,000 FMLS
  • 2026-04-07 Listed $246,000 GAMLS
  • 2020-08-10 Sold (Public Records) $177,000 Public Records
  • 2020-08-07 Sold (MLS) $177,000 GAMLS
  • 2020-07-04 Pending GAMLS
  • 2020-06-29 Listed $176,900 GAMLS
  • 2020-02-22 Listing Removed GAMLS
  • 2020-02-14 Price Changed $173,000 GAMLS
  • 2019-08-21 Listed $179,900 GAMLS
  • 2001-04-06 Sold (Public Records) $45,000 Public Records

Property tax history

+2.7%/yr

Latest (2025): $2,859 · -8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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