330 S 3rd · Blythe, CA 92225

$95,000

3 bd · 2.0 ba · 1,062 sqft · SingleFamily public records · 1 Days on market

Built 1964 6,534 sqft lot Est $181k · 47% under ↓ 27% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.6/10.0
• Livability +3.7/5.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cute and Quant 3 bedroom 2 bathroom nestled in the heart of Blythe. This home includes a 2 car garage, with washer and drywer in garage as well as a whole house water filtration system. The house sits on a very spacious parcel, with plenty of trees for shade and privacy.

Key facts

• Alley access
• Large back yard
• Close to amenities

Tags

• LARGE BACK YARD
• ALLEY ACCESS
• CLOSE TO AMENITIES

Property features AI

Finance

• Other: Property has no ADU; Single-unit property with no common walls
• HOA & community: Curbs, street lighting, and sidewalks in the neighborhood

Exterior

• Parking: Rear-entry garage; 2 garage spaces and 2 uncovered spaces (4 total parking spaces)
• Utilities: Electricity on property; Public/district water; Public sewer
• Home design: Single-story house; Concrete slab foundation; Front entry; One-level living
• Construction: Frame and stucco construction with drywall interior walls; Composition roof; Built year source: Assessor
• Exterior features: Covered porch and patio; Lot is level/flat with front and back yards; Chain link and wood fencing; No pool; Has a view

Interior

• Kitchen: Eating area; Water heater unit (appliance listed)
• Bedrooms: 3 main-level bedrooms; Primary bedroom
• Flooring: Carpet; Laminate; Concrete
• Bathrooms: Two 3/4 baths with walk-in shower
• Heating & cooling: Central furnace heating; Central air conditioning
• Interior features: Ceiling fan; Front entry
• Laundry & utility: Laundry in garage

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $356 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Cap rate 10.8% vs local median 4.6% in Blythe — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#143 in CA, #4,910 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: employment D, schools F, amenities F.
• Palo Verde Unified (town): math 20% / reading 34% proficiency, ranked #1,133 of 1,400 in CA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 189 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,000

Questions for the listing agent

1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 10.80%
• Cash-on-cash: 16.08%
• DSCR: 1.72
• GRM: 6.1

CMA / ARV

• ARV (on-the-fly): $180,540
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
321 Alice Ln	0.07mi	3/1.5	1,033 (-3%)	10mo	$189,900	$184	82
361 Alice Ln	0.08mi	3/1.5	1,006 (-5%)	9mo	$91,000	$90	78
490 S 1st St	0.25mi	3/1.0	1,125 (+6%)	8mo	$165,000	$147	68
310 S 1st	0.16mi	3/1.0	936 (-12%)	2mo	$163,000	$174	67
974 E Barnard St	0.68mi	3/2.0	1,084 (+2%)	10mo	$190,000	$175	56
951 E Ave. A	0.54mi	2/1.0 (-1)	1,003 (-6%)	1mo	$119,800	$119	56
934 E Avenue B	0.60mi	3/1.0	1,142 (+8%)	1mo	$120,000	$105	55
201 3rd St N	0.45mi	3/2.5	1,200 (+13%)	9mo	$205,000	$171	48
343 S Spring St	0.35mi	2/2.0 (-1)	908 (-14%)	12mo	$55,000	$61	45
722 E Wisconsin St	0.74mi	2/1.0 (-1)	1,041 (-2%)	16mo	$169,900	$163	40
338 N 3rd St	0.62mi	3/2.0	1,220 (+15%)	14mo	$240,000	$197	34
350 N Sola Ave	0.73mi	3/1.0	1,176 (+11%)	13mo	$200,000	$170	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.1%
• Equity multiple: 1.28×
• Total profit: $7,333
• Equity at exit: $14,165

10-year hold

• IRR: 16.4%
• Equity multiple: 2.34×
• Total profit: $35,712
• Equity at exit: $8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92225

• Home prices YoY: -15.8%
• Active inventory: 189
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,288 high
• Mortgage (P&I): −$498
• Tax from tax record: −$123 /mo · $1,479/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$270
• Net cashflow: $356

Break-even live

Break-even rent $837

Max offer price $95,000

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
238 E Rice St Blythe, CA	2.0	1.0	800	$1,100	$1.38	43d	1	0.22mi
551 S 3rd St Blythe, CA	2.0–3.0	1.0–2.0	885	$1,120	$1.27	13d	9	0.25mi
10340 E Vernon Ave Unit 1 Blythe, CA	2.0	1.0	800	$1,195	$1.49	13d	1	0.45mi
10340 E Vernon Ave Blythe, CA	2.0	1.0	800	$1,195	$1.49	43d	1	0.45mi
460 River Valley Ave Blythe, CA	3.0	2.0	1344	$2,600	$1.93	13d	1	0.65mi
450 W Barnard St Blythe, CA	2.0–3.0	1.0–2.0	935	$1,095	$1.17	13d	2	0.76mi
400 N Palm Dr Blythe, CA	2.0–3.0	1.0–1.5	928	$1,100	$1.18	13d	1	0.91mi
381 San Luis Way Blythe, CA	4.0	2.0	1316	$1,800	$1.37	43d	1	1.29mi

Listing history 2 events

1. 2026-06-17
   remarks 370-char remark
2. 2026-06-17
   listed $95,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $1,479 · $123/mo
• Projected year-2 tax: $1,479 · $123/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥116°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,456
• − Mortgage interest: −$5,321
• − Property taxes: −$1,479
• − Insurance: −$475
• − Repairs & maintenance: −$1,236
• − Management: −$1,236
• − Depreciation: −$2,764
• Taxable income: $2,944
• Est. tax owed @ 24.0%: −$707
• After-tax cash flow: $3,571/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palo Verde Unified
• NCES district ID: 0629640
• Math proficiency: 20% ▲ 3.00%
• Reading proficiency: 34% ▲ 5.00%
• Median HH income: $40,808
• Composite: 25.77/100
• National rank: #12796
• State rank: #1133 of 1400 in CA

Livability — Blythe

• Score: 74/100
• State rank: #143
• US rank: #4910

Category grades

Amenities F Commute A+ Cost of living A- Crime C Employment D Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Blythe, CA
• Population (ZIP): 21,101

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: Hispanic / Latino 59% White 26% Two or more races 13% Black 10% Asian 2% Native American 2%
• Hispanic origin (detail): Mexican 54%
• Common ancestry: Lithuanian 1% Romanian 1% Iranian 1%
• Foreign-born: 18% · Canada
• Languages at home: 55% English-only · Spanish 42% Other Indo-European 1% Tagalog/Filipino 0%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -40.53%
• Current HPI: 215.4794
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-26.9% since first listed

6 events — show timeline

• 2026-06-17 Listed $95,000 CRMLS
• 2021-04-29 Sold (Public Records) $125,000 Public Records
• 2021-04-29 Sold (MLS) $125,000 GPSMLS
• 2021-03-18 Pending — GPSMLS
• 2021-02-25 Listed $130,000 GPSMLS
• 2021-02-23 Coming Soon $130,000 GPSMLS

Property tax history

+8.7%/yr

Latest (2025): $1,479 · -0.9% YoY. Source: county tax records.