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6161 Doniphan Dr #181
C+ Composite 60.61
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.8/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +7.3/10.0
  • Livability +4.0/5.0
  • Rent growth +3.8/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$80,900

6161 Doniphan Dr #181 · El Paso, TX 79932
2 bd · 2.0 ba · 1,008 sqft · Manufactured public records · 72 Days on market
Built 2012 $650/mo HOA · 41% of rent ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Financing available !! Beautiful and well-maintained 2-bedroom, 2-bath mobile home located in Rio Valley Estates on the desirable west side of El Paso. This home is move-in ready and feels like new, featuring fresh interior and exterior paint, refrigerated air, and an open-concept layout perfect for comfortable living. Enjoy updated finishes throughout, including modern hardware, a stylish kitchen backsplash, and tile flooring in every room. The exterior showcases attractive stone veneer accents, adding great curb appeal. Step outside to a spacious deck, ideal for relaxing or entertaining, along with a convenient storage shed. Mature trees provide excellent shade, creating a peaceful and inviting outdoor space. A true gem that combines comfort, style, and value--don't miss this opportunity!

Key facts

  • Modern hardware
  • Rio valley estates
  • Tile flooring

Tags

RIO VALLEY ESTATESOPEN-CONCEPT LAYOUTMODERN HARDWAREKITCHEN BACKSPLASHTILE FLOORINGSTONE VENEER ACCENTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $81k.

Deal economics

  • At list price, monthly cash flow is $141 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $81k).
  • Recommended offer: $76k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
  • El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.0%/yr); 255 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $559 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 5.0% rent growth), your $23k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 72 days — a 6% lower offer ($76k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 41% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $76,046 (6.0% below list)

Questions for the listing agent

  1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.98%
Cap rate
8.38%
Cash-on-cash
7.46%
DSCR
1.33
GRM
4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.03% rent growth · sell at horizon

5-year hold
IRR
-0.5%
Equity multiple
0.98×
Total profit
$-436
Equity at exit
$12,062
10-year hold
IRR
12.8%
Equity multiple
2.19×
Total profit
$26,938
Equity at exit
$6,995

Cash invested: $22,652 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79932

Home prices YoY
-31.8%
Rents YoY
5.0%
Active inventory
255
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,600 high interval (Pro) →
Mortgage (P&I)
$424
Tax from tax record
$15 /mo · $185/yr
Insurance
$34
HOA
$650
Vacancy / Maint / Mgmt
$336
Net cashflow
$141

Break-even live

Break-even rent $1,422
Max offer price $80,900
Occupancy floor 86%

Sensitivity live

Price -10% $187 -5% $164 +0% $141 +5% $118 +10% $95
Rent -10% $14 -5% $78 +0% $141 +5% $204 +10% $267
Rate -1.0pp $182 -0.5pp $161 base $141 +0.5pp $120 +1.0pp $99

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,225
Closing costs
$2,427
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
299 Leslie Ct Unit B El Paso, TX 3.0 2.0 1100 $1,550 $1.41 24d 1 0.42mi
1330 New Harvest Pl El Paso, TX 1.0 1.0 700 $673 $0.96 44d 1 0.84mi
5941 Sixta Dr El Paso, TX 3.0 2.0 1216 $1,400 $1.15 19d 1 0.84mi
5729 Green Castle Rd El Paso, TX 3.0 2.0 1450 $1,700 $1.17 3d 1 0.87mi
7548 Plaza Taurina Dr El Paso, TX 3.0 2.0 1454 $2,050 $1.41 15d 1 1.17mi
335 Flynn Dr El Paso, TX 3.0 2.0 1500 $1,895 $1.26 22d 1 1.25mi
701 Linda Johnson El Paso, TX 3.0 2.0 1485 $1,750 $1.18 44d 1 1.45mi

HOA detail

Monthly dues
$650 · $7,800/yr

Listing history 18 events

  1. 2026-06-18
    days on market $80,900 Active 72 DOM
  2. 2026-06-17
    days on market $80,900 Active 71 DOM
  3. 2026-06-16
    days on market $80,900 Active 70 DOM
  4. 2026-06-15
    days on market $80,900 Active 69 DOM
  5. 2026-06-13
    days on market $80,900 Active 67 DOM
  6. 2026-06-13
    pricedays on market $80,900 Active 66 DOM
  7. 2026-06-10
    days on market $84,900 Active 64 DOM
  8. 2026-06-09
    days on market $84,900 Active 63 DOM
  9. 2026-06-08
    days on market $84,900 Active 62 DOM
  10. 2026-06-07
    days on market $84,900 Active 61 DOM
  11. 2026-06-05
    days on market $84,900 Active 58 DOM
  12. 2026-06-03
    days on market $84,900 Active 57 DOM
  13. 2026-06-03
    pricedays on market $84,900 Active 56 DOM
  14. 2026-06-01
    days on market $86,900 Active 55 DOM
  15. 2026-05-31
    days on market $86,900 Active 54 DOM
  16. 2026-05-02
    price $86,900 804-char remark
    Show marketing remark (804 chars)

    Financing available !! Beautiful and well-maintained 2-bedroom, 2-bath mobile home located in Rio Valley Estates on the desirable west side of El Paso. This home is move-in ready and feels like new, featuring fresh interior and exterior paint, refrigerated air, and an open-concept layout perfect for comfortable living. Enjoy updated finishes throughout, including modern hardware, a stylish kitchen backsplash, and tile flooring in every room. The exterior showcases attractive stone veneer accents, adding great curb appeal. Step outside to a spacious deck, ideal for relaxing or entertaining, along with a convenient storage shed. Mature trees provide excellent shade, creating a peaceful and inviting outdoor space. A true gem that combines comfort, style, and value--don't miss this opportunity!

  17. 2026-04-07
    listed $89,900 Active 804-char remark
    Show marketing remark (804 chars)

    Financing available !! Beautiful and well-maintained 2-bedroom, 2-bath mobile home located in Rio Valley Estates on the desirable west side of El Paso. This home is move-in ready and feels like new, featuring fresh interior and exterior paint, refrigerated air, and an open-concept layout perfect for comfortable living. Enjoy updated finishes throughout, including modern hardware, a stylish kitchen backsplash, and tile flooring in every room. The exterior showcases attractive stone veneer accents, adding great curb appeal. Step outside to a spacious deck, ideal for relaxing or entertaining, along with a convenient storage shed. Mature trees provide excellent shade, creating a peaceful and inviting outdoor space. A true gem that combines comfort, style, and value--don't miss this opportunity!

  18. 1995-10-13
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$185 · $15/mo
Projected year-2 tax
$1,480 · $123/mo
Expected delta
+$1,296/yr (+$108/mo · 702.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,202
− Mortgage interest
−$4,532
− Property taxes
−$185
− Insurance
−$404
− Repairs & maintenance
−$1,536
− Management
−$1,536
− HOA
−$7,800
− Depreciation
−$2,353
Taxable income
$856
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$205
After-tax cash flow
$1,484/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
El Paso ISD
NCES district ID
4818300
Math proficiency
27% ▼ -24.00%
Reading proficiency
37% ▼ -7.00%
Median HH income
$38,704
Composite
26.75/100
National rank
#7138
State rank
#591 of 826 in TX

Livability — El Paso

Score
81/100
State rank
#23
US rank
#1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Paso, TX
County
El Paso County · 761,266 people
City population
630,223
Metro
El Paso, TX
Population (ZIP)
30,786
Household income
$78,277
Rent vs Own
28.9% rent · 71.1% own
Severe rent burden
655.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (79%)
Race & ethnicity
Hispanic / Latino 79% Two or more races 31% White 19%
Hispanic origin (detail)
Mexican 72%
Common ancestry
Slovak 1% Romanian 1% Serbian 1%
Foreign-born
21% · Canada, Vietnam, Jamaica
Languages at home
35% English-only · Spanish 62% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.39%
Current HPI
232.2077
Rent YoY
▲ 5.03%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-3.3% since first listed
3 events — show timeline
  • 2026-05-02 Price Changed $86,900 GEPARMLS
  • 2026-04-07 Listed $89,900 GEPARMLS
  • 1995-10-13 Sold (Public Records) Public Records

Property tax history

+2.1%/yr

Latest (2023): $185 · -11.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…