211 Pops Cor · Huntsville, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 19.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.7/15.0
- Cash flow +9.7/30.0
- Rent growth +4.2/5.0
- Livability +4.1/5.0
- Schools +3.7/10.0
- DSCR +2.8/10.0
- Condition / age +2.5/5.0
- 1% rule +1.6/10.0
- Appreciation +1.4/10.0
$250,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
!!!SELLER OFFERING $5,000 IN DESIGN CREDITS!!! Welcome home to this charming 3BR/2BA home on over a 1/3-acre lot in an established neighborhood. Updates include a NEW ROOF AND HVAC SYSTEM (installed 2024). The main floor features a private owner’s suite with en-suite bath, while upstairs includes two bedrooms and a full bath—perfect for family or guests. The 2-car garage includes a fully soundproof studio, ideal for musicians, content creators or anyone looking for a quiet workspace or it can be easily removed at the buyer’s request . Spacious lot with room to expand, garden, or entertain—don’t miss this opportunity to make it your own!
Key facts
- Private owner suite
- Spacious lot
- Hvac system
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $-163 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $221k (11.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (33.8% below list).
- Recommended offer: $166k (33.8% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
- Madison County (rural): math 27% / reading 56% proficiency, ranked #19 of 129 in AL (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Central School (math 38% / reading 63%, grade D+, #114 of 627 statewide, top 19%, 657 students, 37% FRL); Riverton Intermediate School (math 25% / reading 63%, grade D, #42 of 257 statewide, top 17%, 813 students, 36% FRL); Madison County High School (math 32% / reading 42%, grade F, #39 of 305 statewide, top 13%, 483 students, 35% FRL).
- Market conditions: Rents rising fast (+6.8%/yr); 570 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 84 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 9y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $123k; list at $250k implies a 103% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 84 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.66% ✗
- Cap rate
- 5.51%
- Cash-on-cash
- -2.79%
- DSCR
- 0.88
- GRM
- 12.6
CMA / ARV
- ARV (median comp)
- $275,613
- List price
- $250,000
- Delta
- -9.29%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 232 Pops Cor | 0.10mi | 3/2.0 | 1,323 (-4%) | 6mo | $226,000 | $171 | 80 |
| 105 Alice Janes Cir | 0.15mi | 3/2.0 | 1,331 (-3%) | 5mo | $220,000 | $165 | 80 |
| 103 Moms Cir | 0.05mi | 3/2.0 | 1,290 (-6%) | 8mo | $250,000 | $194 | 77 |
| 118 Sydney St | 0.35mi | 3/2.0 | 1,393 (+1%) | 2mo | $248,000 | $178 | 76 |
| 104 Alice Janes Cir | 0.14mi | 3/2.0 | 1,313 (-4%) | 11mo | $218,000 | $166 | 73 |
| 136 Raleigh Way | 0.26mi | 3/2.0 | 1,431 (+4%) | 9mo | $279,900 | $196 | 70 |
| 102 Alice Janes Cir | 0.15mi | 3/2.0 | 1,276 (-7%) | 9mo | $245,000 | $192 | 70 |
| 119 Spring Farm Rd | 0.21mi | 3/2.0 | 1,300 (-5%) | 14mo | $247,500 | $190 | 66 |
| 104 Summerset Ln | 0.43mi | 3/2.0 | 1,356 (-1%) | 15mo | $275,000 | $203 | 61 |
| 130 Raleigh Way | 0.25mi | 3/2.0 | 1,523 (+11%) | 14mo | $270,000 | $177 | 54 |
| 105 Allenwood Dr | 0.74mi | 3/2.0 | 1,401 (+2%) | 11mo | $235,000 | $168 | 49 |
| 100 Parker Dr NE | 0.61mi | 3/2.0 | 1,492 (+9%) | 14mo | $256,000 | $172 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.81% rent growth · sell at horizon
- IRR
- -17.5%
- Equity multiple
- 0.37×
- Total profit
- $-44,404
- Equity at exit
- $37,276
- IRR
- -4.4%
- Equity multiple
- 0.67×
- Total profit
- $-23,276
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35811
- Home prices YoY
- -2.1%
- Rents YoY
- 6.8%
- Active inventory
- 570
- Price-to-rent
- 12.6×
Monthly cashflow live
- Estimated rent
- $1,656 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$56 /mo · $668/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$348
- Net cashflow
- $-163
Break-even live
Sensitivity live
| Price | -10% $-21 | -5% $-92 | +0% $-163 | +5% $-233 | +10% $-304 |
|---|---|---|---|---|---|
| Rent | -10% $-293 | -5% $-228 | +0% $-163 | +5% $-97 | +10% $-32 |
| Rate | -1.0pp $-37 | -0.5pp $-99 | base $-163 | +0.5pp $-227 | +1.0pp $-293 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 116 Eula Way Huntsville, AL | 3.0 | 2.0 | 1595 | $1,636 | $1.03 | 15d | 1 | 0.11mi |
| 132 Raleigh Way Huntsville, AL | 3.0 | 2.0 | 1475 | $1,600 | $1.08 | 45d | 1 | 0.22mi |
| 268 Pops Cor Huntsville, AL | 3.0 | 2.0 | 1546 | $1,550 | $1.00 | 45d | 1 | 0.25mi |
| 3202 Jordan Farm Cir NE Huntsville, AL | 3.0 | 2.0 | 1555 | $1,706 | $1.10 | 25d | 1 | 0.68mi |
| 1555 Jordan Rd Unit A Huntsville, AL | 2.0 | 3.0 | 1550 | $1,500 | $0.97 | 45d | 1 | 1.36mi |
| 1515 Jordan Rd Huntsville, AL | 3.0 | 2.0 | 1300 | $1,650 | $1.27 | 45d | 1 | 1.44mi |
Listing history 21 events
-
2026-06-22days on market $250,000 Active 84 DOM
-
2026-06-18days on market $250,000 Active 81 DOM
-
2026-06-18price $250,000 Active 80 DOM
-
2026-06-17days on market $264,900 Active 80 DOM
-
2026-06-16days on market $264,900 Active 79 DOM
-
2026-06-15days on market $264,900 Active 78 DOM
-
2026-06-14days on market $264,900 Active 76 DOM
-
2026-06-10days on market $264,900 Active 73 DOM
-
2026-06-09days on market $264,900 Active 72 DOM
-
2026-06-08days on market $264,900 Active 71 DOM
-
2026-06-07days on market $264,900 Active 70 DOM
-
2026-06-02remarks 669-char remark
-
2026-06-02days on market $264,900 Active 65 DOM
-
2026-06-01days on market $264,900 Active 64 DOM
-
2026-05-31days on market $264,900 Active 63 DOM
-
2026-05-30days on market $264,900 Active 62 DOM
-
2026-05-18price $264,900 674-char remark
Show marketing remark (674 chars)
!!!SELLER OFFERING $5,000 IN DESIGN CREDITS!!! Welcome home to this charming 3BR/2BA home on over a 1/3-acre lot in an established neighborhood. Updates include a NEW ROOF AND HVAC SYSTEM (installed 2024). The main floor features a private owner’s suite with en-suite bath, while upstairs includes two bedrooms and a full bath—perfect for family or guests. The 2-car garage includes a fully soundproof studio, ideal for musicians, content creators or anyone looking for a quiet workspace or it can be easily removed at the buyer’s request . Spacious lot with room to expand, garden, or entertain—don’t miss this opportunity to make it your own!
-
2026-03-29$269,900 Active 674-char remark
Show marketing remark (674 chars)
!!!SELLER OFFERING $5,000 IN DESIGN CREDITS!!! Welcome home to this charming 3BR/2BA home on over a 1/3-acre lot in an established neighborhood. Updates include a NEW ROOF AND HVAC SYSTEM (installed 2024). The main floor features a private owner’s suite with en-suite bath, while upstairs includes two bedrooms and a full bath—perfect for family or guests. The 2-car garage includes a fully soundproof studio, ideal for musicians, content creators or anyone looking for a quiet workspace or it can be easily removed at the buyer’s request . Spacious lot with room to expand, garden, or entertain—don’t miss this opportunity to make it your own!
-
2017-07-14soldstatus $123,000 217-char remark
Show marketing remark (217 chars)
Lovely home just a few minutes from downtown huntsville in the Riverton area. Master on main level. Updated Kitchen. Fireplace. 2 Car Garage. Two bedrooms up with full bath. Lots of Storage. Central Elementary campus.
-
2017-06-30soldstatus $123,272
-
2017-03-10$125,000 217-char remark
Show marketing remark (217 chars)
Lovely home just a few minutes from downtown huntsville in the Riverton area. Master on main level. Updated Kitchen. Fireplace. 2 Car Garage. Two bedrooms up with full bath. Lots of Storage. Central Elementary campus.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $668 · $56/mo
- Projected year-2 tax
- $1,025 · $85/mo
- Expected delta
- +$356/yr (+$30/mo · 53.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,874
- − Mortgage interest
- −$14,004
- − Property taxes
- −$668
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$1,590
- − Management
- −$1,590
- − Depreciation
- −$7,273
- Taxable loss
- −$6,501
- Est. tax savings @ 24.0%
- +$1,560
- After-tax cash flow
- $-390/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Madison County
- NCES district ID
- 0102220
- Math proficiency
- 27% ▼ -32.00%
- Reading proficiency
- 56% ▼ -1.00%
- Median HH income
- $66,058
- Composite
- 37.15/100
- National rank
- #4483
- State rank
- #19 of 129 in AL
Livability — Huntsville
- Score
- 82/100
- State rank
- #3
- US rank
- #1082
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Madison County · 380,832 people
- City population
- 220,435
- Metro
- Huntsville, AL
- Population (ZIP)
- 31,008
- Household income
- $90,812
- Rent vs Own
- Severe rent burden
- 517.0
Population outlook (Madison County) Hauer SSP2
- Today (2025)
- 392,086 people
- By 2030
- 409,788 · +4.5%
- By 2040
- 440,557 · +12.4%
- By 2050
- 460,990 · +17.6%
- By 2075
- 502,872 · +28.3%
- By 2100
- 513,623 · +31.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 27% Two or more races 5% Hispanic / Latino 3% Asian 2%
- Common ancestry
- Slovak 2% Italian 2% Serbian 2%
- Foreign-born
- 4% · Canada, Vietnam, China
- Languages at home
- 95% English-only · Spanish 3% Vietnamese 1%
Political lean MEDSL · Madison
- 2024 margin
- Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
- 2008→2024 swing
- +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
- All cycles
- 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -7.13%
- Current HPI
- 332.9423
- Rent YoY
- ▲ 6.81%
- Metro
- Huntsville, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
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Price history
+111.9% since first listed5 events — show timeline
- 2026-05-18 Price Changed $264,900 VMLS
- 2026-03-29 Listed $269,900 VMLS
- 2017-07-14 Sold (MLS) $123,000 VMLS
- 2017-06-30 Sold (Public Records) $123,272 Public Records
- 2017-03-10 Listed $125,000 VMLS
Property tax history
+7.6%/yrLatest (2024): $668 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…