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211 Pops Cor
D Composite 41.77
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.7/15.0
  • Cash flow +9.7/30.0
  • Rent growth +4.2/5.0
  • Livability +4.1/5.0
  • Schools +3.7/10.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • 1% rule +1.6/10.0
  • Appreciation +1.4/10.0

$250,000

211 Pops Cor · Huntsville, AL 35811
3 bd · 1.0 ba · 1,374 sqft · SingleFamily public records · 84 Days on market
Built 1985 0.40 ac lot $182/sqft · 6% below area Est $276k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

!!!SELLER OFFERING $5,000 IN DESIGN CREDITS!!! Welcome home to this charming 3BR/2BA home on over a 1/3-acre lot in an established neighborhood. Updates include a NEW ROOF AND HVAC SYSTEM (installed 2024). The main floor features a private owner’s suite with en-suite bath, while upstairs includes two bedrooms and a full bath—perfect for family or guests. The 2-car garage includes a fully soundproof studio, ideal for musicians, content creators or anyone looking for a quiet workspace or it can be easily removed at the buyer’s request . Spacious lot with room to expand, garden, or entertain—don’t miss this opportunity to make it your own!

Key facts

  • Private owner suite
  • Spacious lot
  • Hvac system

Tags

NEW ROOFHVAC SYSTEMPRIVATE OWNER SUITEFULLY SOUNDPROOF STUDIOSPACIOUS LOT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-163 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $221k (11.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (33.8% below list).
  • Recommended offer: $166k (33.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Madison County (rural): math 27% / reading 56% proficiency, ranked #19 of 129 in AL (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Central School (math 38% / reading 63%, grade D+, #114 of 627 statewide, top 19%, 657 students, 37% FRL); Riverton Intermediate School (math 25% / reading 63%, grade D, #42 of 257 statewide, top 17%, 813 students, 36% FRL); Madison County High School (math 32% / reading 42%, grade F, #39 of 305 statewide, top 13%, 483 students, 35% FRL).
  • Market conditions: Rents rising fast (+6.8%/yr); 570 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 84 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 9y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $123k; list at $250k implies a 103% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,616 (33.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.66%
Cap rate
5.51%
Cash-on-cash
-2.79%
DSCR
0.88
GRM
12.6

CMA / ARV

ARV (median comp)
$275,613
List price
$250,000
Delta
-9.29%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
232 Pops Cor 0.10mi 3/2.0 1,323 (-4%) 6mo $226,000 $171 80
105 Alice Janes Cir 0.15mi 3/2.0 1,331 (-3%) 5mo $220,000 $165 80
103 Moms Cir 0.05mi 3/2.0 1,290 (-6%) 8mo $250,000 $194 77
118 Sydney St 0.35mi 3/2.0 1,393 (+1%) 2mo $248,000 $178 76
104 Alice Janes Cir 0.14mi 3/2.0 1,313 (-4%) 11mo $218,000 $166 73
136 Raleigh Way 0.26mi 3/2.0 1,431 (+4%) 9mo $279,900 $196 70
102 Alice Janes Cir 0.15mi 3/2.0 1,276 (-7%) 9mo $245,000 $192 70
119 Spring Farm Rd 0.21mi 3/2.0 1,300 (-5%) 14mo $247,500 $190 66
104 Summerset Ln 0.43mi 3/2.0 1,356 (-1%) 15mo $275,000 $203 61
130 Raleigh Way 0.25mi 3/2.0 1,523 (+11%) 14mo $270,000 $177 54
105 Allenwood Dr 0.74mi 3/2.0 1,401 (+2%) 11mo $235,000 $168 49
100 Parker Dr NE 0.61mi 3/2.0 1,492 (+9%) 14mo $256,000 $172 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.81% rent growth · sell at horizon

5-year hold
IRR
-17.5%
Equity multiple
0.37×
Total profit
$-44,404
Equity at exit
$37,276
10-year hold
IRR
-4.4%
Equity multiple
0.67×
Total profit
$-23,276
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35811

Home prices YoY
-2.1%
Rents YoY
6.8%
Active inventory
570
Price-to-rent
12.6×

Monthly cashflow live

Estimated rent
$1,656 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$56 /mo · $668/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$348
Net cashflow
$-163

Break-even live

Break-even rent $1,862
Max offer price $221,287
Occupancy floor

Sensitivity live

Price -10% $-21 -5% $-92 +0% $-163 +5% $-233 +10% $-304
Rent -10% $-293 -5% $-228 +0% $-163 +5% $-97 +10% $-32
Rate -1.0pp $-37 -0.5pp $-99 base $-163 +0.5pp $-227 +1.0pp $-293

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
116 Eula Way Huntsville, AL 3.0 2.0 1595 $1,636 $1.03 15d 1 0.11mi
132 Raleigh Way Huntsville, AL 3.0 2.0 1475 $1,600 $1.08 45d 1 0.22mi
268 Pops Cor Huntsville, AL 3.0 2.0 1546 $1,550 $1.00 45d 1 0.25mi
3202 Jordan Farm Cir NE Huntsville, AL 3.0 2.0 1555 $1,706 $1.10 25d 1 0.68mi
1555 Jordan Rd Unit A Huntsville, AL 2.0 3.0 1550 $1,500 $0.97 45d 1 1.36mi
1515 Jordan Rd Huntsville, AL 3.0 2.0 1300 $1,650 $1.27 45d 1 1.44mi

Listing history 21 events

  1. 2026-06-22
    days on market $250,000 Active 84 DOM
  2. 2026-06-18
    days on market $250,000 Active 81 DOM
  3. 2026-06-18
    price $250,000 Active 80 DOM
  4. 2026-06-17
    days on market $264,900 Active 80 DOM
  5. 2026-06-16
    days on market $264,900 Active 79 DOM
  6. 2026-06-15
    days on market $264,900 Active 78 DOM
  7. 2026-06-14
    days on market $264,900 Active 76 DOM
  8. 2026-06-10
    days on market $264,900 Active 73 DOM
  9. 2026-06-09
    days on market $264,900 Active 72 DOM
  10. 2026-06-08
    days on market $264,900 Active 71 DOM
  11. 2026-06-07
    days on market $264,900 Active 70 DOM
  12. 2026-06-02
    remarks 669-char remark
  13. 2026-06-02
    days on market $264,900 Active 65 DOM
  14. 2026-06-01
    days on market $264,900 Active 64 DOM
  15. 2026-05-31
    days on market $264,900 Active 63 DOM
  16. 2026-05-30
    days on market $264,900 Active 62 DOM
  17. 2026-05-18
    price $264,900 674-char remark
    Show marketing remark (674 chars)

    !!!SELLER OFFERING $5,000 IN DESIGN CREDITS!!! Welcome home to this charming 3BR/2BA home on over a 1/3-acre lot in an established neighborhood. Updates include a NEW ROOF AND HVAC SYSTEM (installed 2024). The main floor features a private owner’s suite with en-suite bath, while upstairs includes two bedrooms and a full bath—perfect for family or guests. The 2-car garage includes a fully soundproof studio, ideal for musicians, content creators or anyone looking for a quiet workspace or it can be easily removed at the buyer’s request . Spacious lot with room to expand, garden, or entertain—don’t miss this opportunity to make it your own!

  18. 2026-03-29
    listed $269,900 Active 674-char remark
    Show marketing remark (674 chars)

    !!!SELLER OFFERING $5,000 IN DESIGN CREDITS!!! Welcome home to this charming 3BR/2BA home on over a 1/3-acre lot in an established neighborhood. Updates include a NEW ROOF AND HVAC SYSTEM (installed 2024). The main floor features a private owner’s suite with en-suite bath, while upstairs includes two bedrooms and a full bath—perfect for family or guests. The 2-car garage includes a fully soundproof studio, ideal for musicians, content creators or anyone looking for a quiet workspace or it can be easily removed at the buyer’s request . Spacious lot with room to expand, garden, or entertain—don’t miss this opportunity to make it your own!

  19. 2017-07-14
    soldstatus $123,000 217-char remark
    Show marketing remark (217 chars)

    Lovely home just a few minutes from downtown huntsville in the Riverton area. Master on main level. Updated Kitchen. Fireplace. 2 Car Garage. Two bedrooms up with full bath. Lots of Storage. Central Elementary campus.

  20. 2017-06-30
    soldstatus $123,272
  21. 2017-03-10
    listed $125,000 217-char remark
    Show marketing remark (217 chars)

    Lovely home just a few minutes from downtown huntsville in the Riverton area. Master on main level. Updated Kitchen. Fireplace. 2 Car Garage. Two bedrooms up with full bath. Lots of Storage. Central Elementary campus.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$668 · $56/mo
Projected year-2 tax
$1,025 · $85/mo
Expected delta
+$356/yr (+$30/mo · 53.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,874
− Mortgage interest
−$14,004
− Property taxes
−$668
− Insurance
−$1,250
− Repairs & maintenance
−$1,590
− Management
−$1,590
− Depreciation
−$7,273
Taxable loss
−$6,501
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,560
After-tax cash flow
$-390/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Madison County
NCES district ID
0102220
Math proficiency
27% ▼ -32.00%
Reading proficiency
56% ▼ -1.00%
Median HH income
$66,058
Composite
37.15/100
National rank
#4483
State rank
#19 of 129 in AL

Livability — Huntsville

Score
82/100
State rank
#3
US rank
#1082

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Madison County · 380,832 people
City population
220,435
Metro
Huntsville, AL
Population (ZIP)
31,008
Household income
$90,812
Rent vs Own
22.4% rent · 77.6% own
Severe rent burden
517.0

Population outlook (Madison County) Hauer SSP2

Today (2025)
392,086 people
By 2030
409,788 · +4.5%
By 2040
440,557 · +12.4%
By 2050
460,990 · +17.6%
By 2075
502,872 · +28.3%
By 2100
513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 27% Two or more races 5% Hispanic / Latino 3% Asian 2%
Common ancestry
Slovak 2% Italian 2% Serbian 2%
Foreign-born
4% · Canada, Vietnam, China
Languages at home
95% English-only · Spanish 3% Vietnamese 1%

Political lean MEDSL · Madison

2024 margin
Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
2008→2024 swing
+6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
All cycles
2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -7.13%
Current HPI
332.9423
Rent YoY
▲ 6.81%
Metro
Huntsville, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+111.9% since first listed
5 events — show timeline
  • 2026-05-18 Price Changed $264,900 VMLS
  • 2026-03-29 Listed $269,900 VMLS
  • 2017-07-14 Sold (MLS) $123,000 VMLS
  • 2017-06-30 Sold (Public Records) $123,272 Public Records
  • 2017-03-10 Listed $125,000 VMLS

Property tax history

+7.6%/yr

Latest (2024): $668 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…