102 Fallstaff Rd · Blythewood, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 63.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.6/30.0
- ARV discount +15.0/15.0
- DSCR +5.5/10.0
- Appreciation +5.0/10.0
- 1% rule +4.0/10.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$255,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to your new home! charming 5-bedroom, 3-bathroom home provides ample space and comfort, ideal for families seeking a cozy retreat. Nestled on a cul-de-sac, the property boasts a spacious backyard, perfect for outdoor gatherings and recreational activities. The second level of the home is where you'll find the generously sized bedrooms and bathrooms. The master suite is a tranquil retreat, providing a private oasis to unwind after a long day. Four additional bedrooms provide plenty of space for family members or guests. Being sold as-is in, presents an excellent opportunity for buyers to add their personal touch and make it their own. Don't miss out on the chance to call this wonderf
Key facts
- Spacious backyard
- Peaceful cul-de-sac
- Private oasis
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $255k.
Deal economics
- At list price, monthly cash flow is $202 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (9.7% below list).
- Recommended offer: $230k (9.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Sandlapper Elementary (math 30% / reading 34%, grade F, #369 of 597 statewide, top 64%, 656 students, 71% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 69% FRL vs 38% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 1 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
Forward outlook
- In year one you build about $9k of equity ($2k loan paydown + $8k appreciation (3.0% local appreciation)).
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $71k cash investment doubles in ~6 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 71 days — a 6% lower offer ($240k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago; this cycle's ask has dropped $40k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 63% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 71 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 7.24%
- Cash-on-cash
- 3.40%
- DSCR
- 1.15
- GRM
- 9.2
CMA / ARV
- ARV (on-the-fly)
- $345,240
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 533 Long Pine Dr | 0.67mi | 4/2.5 | 2,448 (-3%) | 23mo | $335,000 | $137 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 10.7%
- Equity multiple
- 1.61×
- Total profit
- $43,534
- Equity at exit
- $114,659
- IRR
- 12.9%
- Equity multiple
- 2.92×
- Total profit
- $136,904
- Equity at exit
- $176,703
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29229-8067
- Active inventory
- 1
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $2,302 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$138 /mo · $1,652/yr
- Insurance
- −$106
- HOA
- −$35
- Vacancy / Maint / Mgmt
- −$483
- Net cashflow
- $202
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13 Coral Ct Columbia, SC | 5.0 | 2.5 | 2424 | $2,469 | $1.02 | 23d | 1 | 0.79mi |
| 429 Buttonbush Ct Columbia, SC | 4.0 | 2.5 | 2715 | $1,995 | $0.73 | 2d | 1 | 0.81mi |
| 830 Wing Stripe Ct Columbia, SC | 5.0 | 3.5 | 3044 | $2,395 | $0.79 | 3d | 1 | 0.84mi |
| 2108 Wilkinson Dr Columbia, SC | 4.0 | 2.5 | 2181 | $2,139 | $0.98 | 2d | 1 | 0.98mi |
| 221 Meyer Ln Columbia, SC | 4.0 | 3.5 | 2184 | $2,349 | $1.08 | 14d | 1 | 1.07mi |
| 669 Pine Lilly Dr Columbia, SC | 4.0 | 2.5 | 2912 | $2,595 | $0.89 | 23d | 1 | 1.09mi |
| 5 Glendevon Ct Columbia, SC | 5.0 | 2.5 | 2050 | $2,500 | $1.22 | 23d | 1 | 1.38mi |
| 412 Killian Green Dr Columbia, SC | 3.0 | 2.5 | 2280 | $1,999 | $0.88 | 11d | 1 | 1.46mi |
HOA detail
- Monthly dues
- $35 · $420/yr
Listing history 12 events
-
2026-01-02status Pending
-
2026-01-01historical
-
2025-10-14status Pending
-
2025-10-12price $255,000
-
2025-10-07price $225,000
-
2025-09-30price $235,000
-
2025-09-19price $245,000
-
2025-09-19status Active
-
2025-09-02price $235,000
-
2025-07-18$295,000 Active
-
2024-04-02historical Active - Contingent
-
2024-03-04$265,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,652 · $138/mo
- Projected year-2 tax
- $1,652 · $138/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 63% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,619
- − Mortgage interest
- −$14,284
- − Property taxes
- −$1,652
- − Insurance
- −$1,275
- − Repairs & maintenance
- −$2,210
- − Management
- −$2,210
- − HOA
- −$420
- − Depreciation
- −$7,418
- Taxable loss
- −$1,849
- Est. tax savings @ 24.0%
- +$444
- After-tax cash flow
- $2,869/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Blythewood
- Score
- 70/100
- State rank
- #58
- US rank
- #7406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
No demographic data for this ZIP.
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
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Price history
-3.8% since first listed12 events — show timeline
- 2026-01-02 Pending — Consolidated MLS
- 2026-01-01 Delisted — Consolidated MLS
- 2025-10-14 Pending — Consolidated MLS
- 2025-10-12 Price Changed $255,000 Consolidated MLS
- 2025-10-07 Price Changed $225,000 Consolidated MLS
- 2025-09-30 Price Changed $235,000 Consolidated MLS
- 2025-09-19 Price Changed $245,000 Consolidated MLS
- 2025-09-19 Relisted — Consolidated MLS
- 2025-09-02 Price Changed $235,000 Consolidated MLS
- 2025-07-18 Listed $295,000 Consolidated MLS
- 2024-04-02 Contingent — Consolidated MLS
- 2024-03-04 Listed $265,000 Consolidated MLS
Property tax history
+3.2%/yrLatest (2025): $1,652 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…