700 Lakeview Dr · Loudon, TN 37774

$159,900

3 bd · 1.5 ba · 1,615 sqft · SingleFamily public records · 7 Days on market

Built 1956 0.47 ac lot Est $252k · 37% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.9/10.0
• Schools +3.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cozy brick rancher, with 3 bedrooms and 2 full baths, plus an office with a total of 1615 sqft, this home has oak hardwood floors throughout. conviently located near and heart of downtown loudon and 20 miles west of Knoxville.

Key facts

• 0.47 acre lot
• Built 1956
• Listed 7 days

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Public sewer
• Home design: Detached property; Building area reported as 1,615 (per tax records)
• Construction: Brick construction
• Exterior features: Corner lot with level to rolling slope terrain; Country setting; Workshop on property

Interior

• Flooring: Hardwood
• Bathrooms: Two full bathrooms
• Heating & cooling: Natural gas heating; No central heating indicated; No central cooling indicated
• Interior features: Six total rooms; Hardwood flooring; Crawl space basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $765 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Cap rate 12.0% vs local median 4.3% in Loudon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#190 in TN) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D+, schools F, amenities F.
• Loudon County (rural): math 39% / reading 35% proficiency, ranked #18 of 139 in TN (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 436 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 608 units permitted in Loudon County in 2024 (0 in 5+ unit buildings).
• This rent runs 30% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Loudon County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $114k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $159,900

Questions for the listing agent

1. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.39% ✓
• Cap rate: 12.04%
• Cash-on-cash: 20.51%
• DSCR: 1.91
• GRM: 6.0

CMA / ARV

• ARV (on-the-fly): $251,940
• Comps found: 11

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
802 Arden St	0.13mi	3/2.0	1,680 (+4%)	2mo	$234,900	$140	83
431 Mason Ln	0.30mi	3/2.0	1,584 (-2%)	11mo	$235,000	$148	72
911 Summer St	0.35mi	3/2.0	1,475 (-9%)	3mo	$215,000	$146	64
509 Wharf St	0.45mi	3/2.0	1,660 (+3%)	10mo	$275,000	$166	64
20 Webster Ct	0.22mi	2/1.0 (-1)	1,374 (-15%)	5mo	$290,000	$211	53
104 Huffs Ferry Rd S	0.38mi	3/2.0	1,445 (-10%)	14mo	$275,000	$190	52
709 Cedar St	0.34mi	3/1.0	1,440 (-11%)	15mo	$225,000	$156	52
703 Church St	0.41mi	3/2.0	1,400 (-13%)	8mo	$190,000	$136	50
400 Church St	0.60mi	3/2.5	1,729 (+7%)	16mo	$150,000	$87	43
633 River Rd	0.75mi	3/2.0	1,732 (+7%)	12mo	$353,000	$204	41
503 Ferry St	0.60mi	3/2.0	1,446 (-10%)	22mo	$300,000	$207	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 12.8%
• Equity multiple: 1.51×
• Total profit: $22,798
• Equity at exit: $23,842

10-year hold

• IRR: 21.7%
• Equity multiple: 2.84×
• Total profit: $82,461
• Equity at exit: $13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Tennessee: 87 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

Methodology + full state rankings →

ZIP-level market 37774

• Home prices YoY: -12.8%
• Active inventory: 436
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $2,216 medium
• Mortgage (P&I): −$839
• Tax from tax record: −$80 /mo · $959/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$465
• Net cashflow: $765

Break-even live

Break-even rent $1,247

Max offer price $159,900

Occupancy floor 60%

Sensitivity live

Price	-10% $856	-5% $811	+0% $765	+5% $720	+10% $675
Rent	-10% $590	-5% $678	+0% $765	+5% $853	+10% $940
Rate	-1.0pp $846	-0.5pp $806	base $765	+0.5pp $724	+1.0pp $682

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
211 Waller St Loudon, TN	3.0	1.5	1686	$1,600	$0.95	12d	1	0.56mi
1060 Mulberry St Loudon, TN	2.0	1.5	1204	$1,800	$1.50	12d	1	1.02mi
120 Stone Gate Cir Loudon, TN	2.0	2.5	1200	$1,750	$1.46	12d	6	1.27mi

Listing history 17 events

1. 2026-06-05
   status $159,900 Pending 7 DOM
2. 2026-06-03
   days on market $159,900 Active 7 DOM
3. 2026-06-02
   days on market $159,900 Active 6 DOM
4. 2026-06-01
   days on market $159,900 Active 5 DOM
5. 2026-05-31
   days on market $159,900 Active 4 DOM
6. 2026-05-31
   days on market $159,900 Active 3 DOM
7. 2026-05-27
   listed $159,900 Active
8. 2015-06-22
   soldstatus $114,000
9. 2015-06-16
   historical 226-char remark

   Show marketing remark (226 chars)

   Cozy brick rancher, with 3 bedrooms and 2 full baths, plus an office with a total of 1615 sqft, this home has oak hardwood floors throughout. conviently located near and heart of downtown loudon and 20 miles west of Knoxville.

10. 2015-06-15
    soldstatus $114,000 Closed 226-char remark

    Show marketing remark (226 chars)

    Cozy brick rancher, with 3 bedrooms and 2 full baths, plus an office with a total of 1615 sqft, this home has oak hardwood floors throughout. conviently located near and heart of downtown loudon and 20 miles west of Knoxville.

11. 2015-05-25
    historical Pending - Continue to Show 226-char remark

    Show marketing remark (226 chars)

    Cozy brick rancher, with 3 bedrooms and 2 full baths, plus an office with a total of 1615 sqft, this home has oak hardwood floors throughout. conviently located near and heart of downtown loudon and 20 miles west of Knoxville.

12. 2015-03-23
    listed $119,000 Active 226-char remark

    Show marketing remark (226 chars)

    Cozy brick rancher, with 3 bedrooms and 2 full baths, plus an office with a total of 1615 sqft, this home has oak hardwood floors throughout. conviently located near and heart of downtown loudon and 20 miles west of Knoxville.

13. 2015-03-23
    price $114,000 226-char remark

    Show marketing remark (226 chars)

    Cozy brick rancher, with 3 bedrooms and 2 full baths, plus an office with a total of 1615 sqft, this home has oak hardwood floors throughout. conviently located near and heart of downtown loudon and 20 miles west of Knoxville.

14. 2009-07-01
    listed $122,900
15. 2008-11-30
    listed $139,900
16. 2007-12-12
    soldstatus $112,000
17. 2007-04-25
    listed $125,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TN · Resets to sale price

• Current annual tax: $959 · $80/mo
• Projected year-2 tax: $1,135 · $95/mo
• Expected delta: +$177/yr (+$15/mo · 18.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,589
• − Mortgage interest: −$8,957
• − Property taxes: −$959
• − Insurance: −$800
• − Repairs & maintenance: −$2,127
• − Management: −$2,127
• − Depreciation: −$4,652
• Taxable income: $6,968
• Est. tax owed @ 24.0%: −$1,672
• After-tax cash flow: $7,512/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Loudon County
• NCES district ID: 4702520
• Math proficiency: 39% ▼ -13.00%
• Reading proficiency: 35% ▼ -4.00%
• Median HH income: $54,201
• Composite: 32.43/100
• National rank: #5724
• State rank: #18 of 139 in TN

Livability — Loudon

• Score: 63/100
• State rank: #190
• US rank: #15214

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Loudon, TN
• County: Loudon County · 54,472 people
• City population: 21,784
• Metro: Knoxville, TN
• Population (ZIP): 21,784
• Household income: $87,718
• Rent vs Own: 15.4% rent · 84.6% own
• Severe rent burden: 200.0

Population outlook (Loudon County) Hauer SSP2

• Today (2025): 55,364 people
• By 2030: 57,414 · +3.7%
• By 2040: 61,216 · +10.6%
• By 2050: 64,846 · +17.1%
• By 2075: 75,829 · +37.0%
• By 2100: 85,693 · +54.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 9% Two or more races 6% Asian 2% Black 1%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Serbian 3% Romanian 2% Slovak 2%
• Foreign-born: 7% · Canada
• Languages at home: 93% English-only · Spanish 6%

Political lean MEDSL · Loudon

• 2024 margin: Solid R (+53.0) · D 23.0% · R 76.0% · Other 1.1%
• 2008→2024 swing: -9.0pp toward R · 2008: -44.0pp · 2024: -53.0pp
• All cycles: 2024: R+53.0 2020: R+50.3 2016: R+54.4 2012: R+52.8 2008: R+44.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -47.04%
• Current HPI: 320.0874
• Rent YoY: —
• Metro: Knoxville, TN
• State GDP YoY: ▲ 2.78%
• F500 in state: 22

Industry mix (Fortune 500 HQ in TN)

Industry	F500 HQs	Revenue
▸Healthcare	3	$91B
▸Retail	3	$72B
▸Transportation / Logistics	1	$88B
▸Paper / Packaging	1	$19B
▸Insurance	1	$13B
▸Energy	1	$12B

Price history

+27.0% since first listed

11 events — show timeline

• 2026-05-27 Listed $159,900 Knoxville MLS
• 2015-06-22 Sold (Public Records) $114,000 Public Records
• 2015-06-16 Listing Removed — Knoxville MLS
• 2015-06-15 Sold (MLS) $114,000 Knoxville MLS
• 2015-05-25 Contingent — Knoxville MLS
• 2015-03-23 Listed $119,000 Knoxville MLS
• 2015-03-23 Price Changed $114,000 Knoxville MLS
• 2009-07-01 Listed $122,900 Knoxville MLS
• 2008-11-30 Listed $139,900 Knoxville MLS
• 2007-12-12 Sold (Public Records) $112,000 Public Records
• 2007-04-25 Listed $125,900 Knoxville MLS

Property tax history

+1.1%/yr

Latest (2025): $959 · +0.0% YoY. Source: county tax records.