75 Slingshot Ln · Poplar Bluff, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.6/30.0
- ARV discount +15.0/15.0
- DSCR +9.1/10.0
- 1% rule +7.2/10.0
- Schools +3.5/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$98,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
3 bed 1 bath home with steel siding. Property has original hardwood floors attached carport fenced yard, deck and 24x24 insulated shop
Key facts
- Primary residence
- Detached shop
- 2 garage spots
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $98k.
Deal economics
- At list price, monthly cash flow is $264 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $98k).
- Cap rate 9.5% vs local median 4.4% in Poplar Bluff — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#143 in MO) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
- Poplar Bluff R-I (town): math 38% / reading 47% proficiency, ranked #127 of 324 in MO (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Eugene Field Elem. (math 57% / reading 77%, grade B+, #46 of 1,115 statewide, top 5%, 272 students, 99% FRL); Poplar Bluff High (math 22% / reading 42%, grade F, #356 of 521 statewide, top 71%, 1,504 students, 56% FRL) — zoned schools average 78% FRL vs 56% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 274 active listings in the ZIP; 63 units permitted in Butler County in 2024 (48 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $678 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Butler County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 7 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.22% ✓
- Cap rate
- 9.52%
- Cash-on-cash
- 11.52%
- DSCR
- 1.51
- GRM
- 6.9
CMA / ARV
- ARV (on-the-fly)
- $127,680
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2106 County Road 607 | 0.40mi | 3/2.0 | 1,144 (+2%) | 23mo | $129,900 | $114 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 0.9%
- Equity multiple
- 1.03×
- Total profit
- $922
- Equity at exit
- $14,612
- IRR
- 10.5%
- Equity multiple
- 1.82×
- Total profit
- $22,489
- Equity at exit
- $8,473
Cash invested: $27,440 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63901
- Home prices YoY
- -22.4%
- Active inventory
- 274
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,191 medium interval (Pro) →
- Mortgage (P&I)
- −$514
- Tax est. 1.5%
- −$122 /mo · $1,470/yr
- Insurance
- −$41
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$250
- Net cashflow
- $264
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,500
- Closing costs
- $2,940
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 14 events
-
2025-12-26status Pending
-
2025-12-17$98,000 Active
-
2025-03-01historical
-
2025-02-21status Active
-
2024-12-20historical Active Under Contract
-
2024-12-17status Active
-
2024-11-15historical Active Under Contract
-
2024-11-08status Active
-
2024-10-25historical Active Under Contract
-
2024-10-24$89,000 Active
-
2018-09-13soldstatus 135-char remark
Show marketing remark (135 chars)
3 bed 1 bath home with steel siding. Property has original hardwood floors attached carport fenced yard, deck and 24x24 insulated shop
-
2017-12-02$38,500 135-char remark
Show marketing remark (135 chars)
3 bed 1 bath home with steel siding. Property has original hardwood floors attached carport fenced yard, deck and 24x24 insulated shop
-
2014-01-31soldstatus
-
2013-08-28$69,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,290
- − Mortgage interest
- −$5,490
- − Property taxes
- −$1,470
- − Insurance
- −$490
- − Repairs & maintenance
- −$1,143
- − Management
- −$1,143
- − Depreciation
- −$2,851
- Taxable income
- $1,704
- Est. tax owed @ 24.0%
- −$409
- After-tax cash flow
- $2,754/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Poplar Bluff R-I
- NCES district ID
- 2925450
- Math proficiency
- 38% ▼ -4.00%
- Reading proficiency
- 47% ▼ -3.00%
- Median HH income
- $35,761
- Composite
- 35.17/100
- National rank
- #5001
- State rank
- #127 of 324 in MO
Livability — Poplar Bluff
- Score
- 70/100
- State rank
- #143
- US rank
- #8135
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 34,920
- Population (ZIP)
- 34,920
Population outlook (Butler County) Hauer SSP2
- Today (2025)
- 42,648 people
- By 2030
- 42,329 · -0.7%
- By 2040
- 41,498 · -2.7%
- By 2050
- 40,308 · -5.5%
- By 2075
- 36,168 · -15.2%
- By 2100
- 28,893 · -32.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Two or more races 6% Black 5% Hispanic / Latino 2%
- Common ancestry
- Slovak 2% Lithuanian 1% Romanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Butler
- 2024 margin
- Solid R (+63.8) · D 17.7% · R 81.5%
- 2008→2024 swing
- -26.4pp toward R · 2008: -37.4pp · 2024: -63.8pp
- All cycles
- 2024: R+63.8 2020: R+62.3 2016: R+61.6 2012: R+46.7 2008: R+37.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -50.64%
- Current HPI
- 175.3008
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
+41.0% since first listed14 events — show timeline
- 2025-12-26 Pending — MARIS as Distributed by MLS Grid
- 2025-12-17 Listed $98,000 MARIS as Distributed by MLS Grid
- 2025-03-01 Delisted — MARIS as Distributed by MLS Grid
- 2025-02-21 Relisted — MARIS as Distributed by MLS Grid
- 2024-12-20 Contingent — MARIS as Distributed by MLS Grid
- 2024-12-17 Relisted — MARIS as Distributed by MLS Grid
- 2024-11-15 Contingent — MARIS as Distributed by MLS Grid
- 2024-11-08 Relisted — MARIS as Distributed by MLS Grid
- 2024-10-25 Contingent — MARIS as Distributed by MLS Grid
- 2024-10-24 Listed $89,000 MARIS as Distributed by MLS Grid
- 2018-09-13 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2017-12-02 Listed $38,500 MARIS as Distributed by MLS Grid
- 2014-01-31 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2013-08-28 Listed $69,500 MARIS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…