803 Moore Ave · Lufkin, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- %
- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above °F)
- days/yr
- Hot days in 30 yrs
- days/yr
Wind risk No data
- Chance of severe wind over 30 yrs
- %
Air-quality risk No data
- Unhealthy air days now
- days/yr
- Unhealthy air days in 30 yrs
- days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.5/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +7.9/10.0
- Livability +3.6/5.0
- Schools +3.3/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$85,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Charming 2 bedroom, 2 bath home conveniently located in the heart of downtown Lufkin! This inviting property features a spacious living and dining area for entertaining guests or enjoying everyday living. The kitchen offers a separate dedicated space, creating a functional layout with ample room for meal preparation. Recent updates include fresh interior paint, and new flooring giving the home a clean, modern feel. Whether you are a first time homebuyer, looking to downsize, or searching for an investment opportunity, this centrally located home is one you won't want to miss!
Key facts
- Recent updates
- New flooring
- Fresh interior paint
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $85k.
Deal economics
- At list price, monthly cash flow is $278 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $85k).
- Cap rate 10.2% vs local median 3.6% in Lufkin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#240 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime F, commute F.
- Lufkin ISD (town): math 39% / reading 39% proficiency, ranked #446 of 826 in TX (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 297 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 120 units permitted in Angelina County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 10.22%
- Cash-on-cash
- 14.03%
- DSCR
- 1.62
- GRM
- 6.5
CMA / ARV
- ARV (on-the-fly)
- $121,200
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 709 Culverhouse St | 0.63mi | 3/2.0 (+1) | 1,232 (+3%) | 20mo | $124,900 | $101 | 45 |
| 510 Trout St | 0.53mi | 3/2.0 (+1) | 1,329 (+11%) | 12mo | $89,000 | $67 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 4.3%
- Equity multiple
- 1.17×
- Total profit
- $3,959
- Equity at exit
- $12,674
- IRR
- 13.8%
- Equity multiple
- 2.11×
- Total profit
- $26,327
- Equity at exit
- $7,349
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75901
- Home prices YoY
- -16.9%
- Active inventory
- 297
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $1,096 high interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax est. 1.5%
- −$106 /mo · $1,275/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$230
- Net cashflow
- $278
Break-even live
Sensitivity live
| Price | -10% $337 | -5% $308 | +0% $278 | +5% $249 | +10% $219 |
|---|---|---|---|---|---|
| Rent | -10% $192 | -5% $235 | +0% $278 | +5% $321 | +10% $365 |
| Rate | -1.0pp $321 | -0.5pp $300 | base $278 | +0.5pp $256 | +1.0pp $234 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 810 Ellis Ave Lufkin, TX | 2.0 | 1.0 | 720 | $950 | $1.32 | 44d | 1 | 0.06mi |
| 1214 Lotus Ln Lufkin, TX | 2.0 | 2.0 | 893 | $900 | $1.01 | 44d | 1 | 0.51mi |
| 120 E Denman Ave Lufkin, TX | 2.0 | 2.0 | 985 | $1,300 | $1.32 | 44d | 1 | 0.58mi |
| 310 Cousart St Lufkin, TX | 3.0 | 1.0 | 952 | $1,100 | $1.16 | 44d | 1 | 1.29mi |
| 300 S John Redditt Dr Lufkin, TX | 2.0 | 1.0 | 642 | $1,150 | $1.79 | 44d | 4 | 1.36mi |
| 3301 Lotus Ln Lufkin, TX | 1.0–3.0 | 1.0–1.5 | 734 | $1,020 | $1.39 | 44d | 3 | 1.50mi |
Listing history 2 events
-
2026-06-19remarks 582-char remark
-
2026-06-19$85,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,148
- − Mortgage interest
- −$4,761
- − Property taxes
- −$1,275
- − Insurance
- −$425
- − Repairs & maintenance
- −$1,052
- − Management
- −$1,052
- − Depreciation
- −$2,473
- Taxable income
- $2,110
- Est. tax owed @ 24.0%
- −$506
- After-tax cash flow
- $2,831/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lufkin ISD
- NCES district ID
- 4828550
- Math proficiency
- 39% ▼ -9.00%
- Reading proficiency
- 39% ▬ 0.00%
- Median HH income
- $41,009
- Composite
- 32.81/100
- National rank
- #5625
- State rank
- #446 of 826 in TX
Livability — Lufkin
- Score
- 72/100
- State rank
- #240
- US rank
- #5792
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lufkin, TX
- County
- Angelina County · 62,696 people
- City population
- 62,696
- Metro
- Lufkin, TX
- Population (ZIP)
- 28,234
- Household income
- $62,966
- Rent vs Own
- Severe rent burden
- 930.0
Population outlook (Angelina County) Hauer SSP2
- Today (2025)
- 90,174 people
- By 2030
- 90,697 · +0.6%
- By 2040
- 91,291 · +1.2%
- By 2050
- 91,168 · +1.1%
- By 2075
- 88,961 · -1.3%
- By 2100
- 80,590 · -10.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 48% Hispanic / Latino 33% Two or more races 21% Black 12% Asian 2%
- Hispanic origin (detail)
- Mexican 28%
- Common ancestry
- Lithuanian 2% Slovak 2% Italian 1%
- Foreign-born
- 14% · Canada
- Languages at home
- 72% English-only · Spanish 25% Chinese 1% Vietnamese 0%
Political lean MEDSL · Angelina
- 2024 margin
- Solid R (+52.0) · D 23.7% · R 75.7%
- 2008→2024 swing
- -17.0pp toward R · 2008: -35.0pp · 2024: -52.0pp
- All cycles
- 2024: R+52.0 2020: R+46.1 2016: R+47.3 2012: R+43.9 2008: R+35.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -47.13%
- Current HPI
- 232.6282
- Rent YoY
- —
- Metro
- Lufkin, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…