4 Beechwood Dr · Cabot, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.3/30.0
- ARV discount +8.2/15.0
- DSCR +4.0/10.0
- Schools +4.0/10.0
- Livability +3.9/5.0
- Rent growth +3.3/5.0
- 1% rule +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$210,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.
Key facts
- Fresh paint
- Modern design
- Lvp flooring
Tags
Property features AI
Exterior
- Parking: Garage
- Utilities: Public sewer; Municipal electric service (Entergy)
- Home design: Metal/vinyl siding exterior
- Construction: Architectural shingle roof; Slab foundation
- Exterior features: Level lot; Paved road access
Interior
- Kitchen: Free-standing stove
- Flooring: Luxury vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (gas); Central cooling (electric)
- Interior features: Luxury vinyl floors; Wood-burning prefabricated fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $210k.
Deal economics
- At list price, monthly cash flow is $-1 ($-14/yr) — negative.
- To cash-flow at today's rent, offer at most $210k (0.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (24.5% below list).
- Recommended offer: $159k (24.5% below list) — sets the bar for 1% rule.
- Cap rate 6.3% vs local median 4.6% in Cabot — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#6 in AR, #2,695 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
- Cabot School District (suburban): math 48% / reading 43% proficiency, ranked #29 of 238 in AR (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.2%/yr); 334 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 185 units permitted in Lonoke County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Lonoke County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 198 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
- 15 sale attempts since 13y ago; this cycle's ask has dropped $14k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $80k; list at $210k implies a 163% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 198 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 6.29%
- Cash-on-cash
- -0.02%
- DSCR
- 1.00
- GRM
- 11.0
CMA / ARV
- ARV (on-the-fly)
- $213,921
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 22 Oakwood Dr | 0.14mi | 3/2.0 | 1,518 (-1%) | 2mo | $203,500 | $134 | 90 |
| 913 W Dell Vista Cv | 0.16mi | 3/2.0 | 1,480 (-4%) | 5mo | $252,790 | $171 | 82 |
| 29 Red Oak Dr | 0.50mi | 3/2.0 | 1,583 (+3%) | 1mo | $215,000 | $136 | 71 |
| 912 E Dell Vista Cv | 0.44mi | 3/2.0 | 1,615 (+5%) | 5mo | $274,550 | $170 | 67 |
| 14 Buttercup Cv | 0.55mi | 3/2.0 | 1,508 (-2%) | 5mo | $237,000 | $157 | 66 |
| 37 Red Oak Dr | 0.46mi | 3/2.0 | 1,386 (-10%) | 1mo | $208,500 | $150 | 61 |
| 705 Linda Ln | 0.65mi | 3/2.0 | 1,575 (+2%) | 6mo | $185,000 | $117 | 61 |
| 21 Buttercup Cove Cv | 0.52mi | 3/2.0 | 1,402 (-9%) | 4mo | $207,500 | $148 | 58 |
| 23 W St | 0.44mi | 3/2.0 | 1,747 (+14%) | 3mo | $230,000 | $132 | 54 |
| 40 Bent Tree Dr | 0.69mi | 3/2.0 | 1,429 (-7%) | 4mo | $196,500 | $138 | 53 |
| 18 Cottonwood Dr | 0.64mi | 3/2.0 | 1,433 (-7%) | 8mo | $180,000 | $126 | 52 |
| 26 W Plaza Blvd | 0.67mi | 3/2.0 | 1,360 (-12%) | 4mo | $188,400 | $139 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.19% rent growth · sell at horizon
- IRR
- -16.2%
- Equity multiple
- 0.42×
- Total profit
- $-33,980
- Equity at exit
- $31,386
- IRR
- -7.7%
- Equity multiple
- 0.51×
- Total profit
- $-28,832
- Equity at exit
- $18,200
Cash invested: $58,940 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72023
- Home prices YoY
- -13.8%
- Rents YoY
- 3.2%
- Active inventory
- 334
- Price-to-rent
- 11.0×
Monthly cashflow live
- Estimated rent
- $1,589 high interval (Pro) →
- Mortgage (P&I)
- −$1,104
- Tax from tax record
- −$65 /mo · $775/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$334
- Net cashflow
- $-1
Break-even live
Sensitivity live
| Price | -10% $118 | -5% $58 | +0% $-1 | +5% $-61 | +10% $-120 |
|---|---|---|---|---|---|
| Rent | -10% $-127 | -5% $-64 | +0% $-1 | +5% $62 | +10% $124 |
| Rate | -1.0pp $105 | -0.5pp $52 | base $-1 | +0.5pp $-56 | +1.0pp $-111 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,625
- Closing costs
- $6,315
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1701 S Pine St Cabot, AR | 4.0 | 2.0 | 2056 | $1,700 | $0.83 | 24d | 1 | 0.33mi |
| 13 Buttercup Ln Cabot, AR | 3.0 | 2.0 | 1548 | $1,495 | $0.97 | 24d | 1 | 0.62mi |
| 34 Azalea Dr Cabot, AR | 3.0 | 2.0 | 1200 | $1,500 | $1.25 | 15d | 1 | 0.67mi |
| 25 Applewood Dr Cabot, AR | 3.0 | 2.0 | 1515 | $1,450 | $0.96 | 24d | 1 | 0.77mi |
| 18 Station Cir Cabot, AR | 1.0–2.0 | 1.0–2.0 | 978 | $1,300 | $1.33 | 15d | 1 | 1.08mi |
| 21 Tradewinds Dr Cabot, AR | 4.0 | 2.0 | 2128 | $2,250 | $1.06 | 22d | 1 | 1.13mi |
| 17 Pleasant St Cabot, AR | 3.0 | 2.0 | 1306 | $1,250 | $0.96 | 24d | 1 | 1.14mi |
| 47 Pheasant Run Dr Cabot, AR | 3.0 | 1.0 | 1211 | $1,100 | $0.91 | 15d | 1 | 1.28mi |
| 35 Pheasant Run Dr Cabot, AR | 3.0 | 1.0 | 1185 | $1,250 | $1.05 | 24d | 1 | 1.32mi |
| 13 Pheasant Run Dr Cabot, AR | 3.0 | 1.5 | 1162 | $1,245 | $1.07 | 24d | 1 | 1.40mi |
| 61 Wolfsbridge Loop Cabot, AR | 4.0 | 2.0 | 1884 | $2,000 | $1.06 | 24d | 1 | 1.49mi |
Listing history 50 events
-
2026-06-17days on market $210,500 Active 198 DOM
-
2026-06-16days on market $210,500 Active 197 DOM
-
2026-06-15days on market $210,500 Active 196 DOM
-
2026-06-14days on market $210,500 Active 194 DOM
-
2026-06-10days on market $210,500 Active 191 DOM
-
2026-06-09days on market $210,500 Active 190 DOM
-
2026-06-08days on market $210,500 Active 189 DOM
-
2026-06-07days on market $210,500 Active 188 DOM
-
2026-06-05days on market $210,500 Active 185 DOM
-
2026-06-03days on market $210,500 Active 184 DOM
-
2026-06-02statusdays on market $210,500 Active 183 DOM
-
2026-06-01days on market $210,500 Price Change 182 DOM
-
2026-05-31days on market $210,500 Price Change 181 DOM
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2026-05-31days on market $210,500 Price Change 180 DOM
-
2026-03-30price $218,500
-
2026-02-14price $221,500
-
2026-01-22price $222,500
-
2025-12-01$225,000 New Listing
-
2025-08-25soldstatus $80,000
-
2025-08-21status Under Contract 132-char remark
Show marketing remark (132 chars)
Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.
-
2025-08-19soldstatus $80,000 Sold 132-char remark
Show marketing remark (132 chars)
Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.
-
2025-07-10historical Take Backups 132-char remark
Show marketing remark (132 chars)
Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.
-
2025-07-02status Back on Market 132-char remark
Show marketing remark (132 chars)
Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.
-
2025-06-17status Under Contract 132-char remark
Show marketing remark (132 chars)
Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.
-
2025-05-23price $99,900 132-char remark
Show marketing remark (132 chars)
Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.
-
2025-05-13$110,000 New Listing 132-char remark
Show marketing remark (132 chars)
Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.
-
2020-04-16historical
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2020-02-21price $67,000
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2020-02-07$71,000 New Listing
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2017-06-07status Under Contract
-
2017-06-02soldstatus $30,000 Sold
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2017-05-15historical Take Backups
-
2017-04-18status Back on Market
-
2017-04-06status Under Contract
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2017-02-10$55,000 New Listing
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2016-09-29historical
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2016-08-02status Back on Market
-
2016-06-17historical Take Backups
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2016-03-28$65,000 New Listing
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2016-03-24historical
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2016-01-28status Back on Market
-
2016-01-24historical Take Backups
-
2015-11-24status Back on Market
-
2015-11-13historical Take Backups
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2015-09-22$65,000 New Listing
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2015-09-07historical
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2015-06-03$65,000 Active
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2015-02-21historical
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2014-08-21$65,000
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2014-08-18historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $775 · $65/mo
- Projected year-2 tax
- $1,347 · $112/mo
- Expected delta
- +$572/yr (+$48/mo · 73.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,063
- − Mortgage interest
- −$11,791
- − Property taxes
- −$775
- − Insurance
- −$1,052
- − Repairs & maintenance
- −$1,525
- − Management
- −$1,525
- − Depreciation
- −$6,124
- Taxable loss
- −$3,729
- Est. tax savings @ 24.0%
- +$895
- After-tax cash flow
- $881/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cabot School District
- NCES district ID
- 0503750
- Math proficiency
- 48% ▼ -14.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $55,993
- Composite
- 39.66/100
- National rank
- #3912
- State rank
- #29 of 238 in AR
Livability — Cabot
- Score
- 78/100
- State rank
- #6
- US rank
- #2695
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cabot, AR
- County
- Lonoke County · 46,130 people
- City population
- 37,452
- Metro
- Little Rock-North Little Rock-Conway, AR
- Population (ZIP)
- 37,452
- Household income
- $76,931
- Rent vs Own
- Severe rent burden
- 939.0
Population outlook (Lonoke County) Hauer SSP2
- Today (2025)
- 78,072 people
- By 2030
- 80,673 · +3.3%
- By 2040
- 84,977 · +8.8%
- By 2050
- 87,778 · +12.4%
- By 2075
- 91,398 · +17.1%
- By 2100
- 87,858 · +12.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Two or more races 6% Hispanic / Latino 5% Black 4% Asian 2%
- Common ancestry
- Italian 2% Lithuanian 2% Serbian 1%
- Foreign-born
- 3% · Canada, Vietnam
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Lonoke
- 2024 margin
- Solid R (+53.7) · D 22.2% · R 75.8% · Other 2.0%
- 2008→2024 swing
- -6.2pp toward R · 2008: -47.5pp · 2024: -53.7pp
- All cycles
- 2024: R+53.7 2020: R+52.8 2016: R+53.3 2012: R+50.9 2008: R+47.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -29.12%
- Current HPI
- 182.3489
- Rent YoY
- ▲ 3.19%
- Metro
- Little Rock-North Little Rock-Conway, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
|
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Price history
+118.5% since first listed42 events — show timeline
- 2026-03-30 Price Changed $218,500 CARMLS
- 2026-02-14 Price Changed $221,500 CARMLS
- 2026-01-22 Price Changed $222,500 CARMLS
- 2025-12-01 Listed $225,000 CARMLS
- 2025-08-25 Sold (Public Records) $80,000 Public Records
- 2025-08-21 Pending — CARMLS
- 2025-08-19 Sold (MLS) $80,000 CARMLS
- 2025-07-10 Contingent — CARMLS
- 2025-07-02 Relisted — CARMLS
- 2025-06-17 Pending — CARMLS
- 2025-05-23 Price Changed $99,900 CARMLS
- 2025-05-13 Listed $110,000 CARMLS
- 2020-04-16 Listing Removed — CARMLS
- 2020-02-21 Price Changed $67,000 CARMLS
- 2020-02-07 Listed $71,000 CARMLS
- 2017-06-07 Pending — CARMLS
- 2017-06-02 Sold (MLS) $30,000 CARMLS
- 2017-05-15 Contingent — CARMLS
- 2017-04-18 Relisted — CARMLS
- 2017-04-06 Pending — CARMLS
- 2017-02-10 Listed $55,000 CARMLS
- 2016-09-29 Listing Removed — CARMLS
- 2016-08-02 Relisted — CARMLS
- 2016-06-17 Contingent — CARMLS
- 2016-03-28 Listed $65,000 CARMLS
- 2016-03-24 Listing Removed — CARMLS
- 2016-01-28 Relisted — CARMLS
- 2016-01-24 Contingent — CARMLS
- 2015-11-24 Relisted — CARMLS
- 2015-11-13 Contingent — CARMLS
- 2015-09-22 Listed $65,000 CARMLS
- 2015-09-07 Listing Removed — CARMLS
- 2015-06-03 Listed $65,000 CARMLS
- 2015-02-21 Listing Removed — CARMLS
- 2014-08-21 Listed $65,000 CARMLS
- 2014-08-18 Listing Removed — CARMLS
- 2014-02-26 Listed $67,000 CARMLS
- 2014-02-14 Listing Removed — CARMLS
- 2013-08-13 Listed $67,000 CARMLS
- 2012-12-10 Sold (Public Records) $42,575 Public Records
- 2007-06-06 Sold (Public Records) $108,000 Public Records
- 2004-06-11 Sold (Public Records) $100,000 Public Records
Property tax history
-2.1%/yrLatest (2025): $775 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…