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4 Beechwood Dr
D Composite 41.69
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • ARV discount +8.2/15.0
  • DSCR +4.0/10.0
  • Schools +4.0/10.0
  • Livability +3.9/5.0
  • Rent growth +3.3/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,500

4 Beechwood Dr · Cabot, AR 72023
3 bd · 2.0 ba · 1,539 sqft · SingleFamily public records · 198 Days on market
Built 1980 0.25 ac lot Est $214k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.

Key facts

  • Fresh paint
  • Modern design
  • Lvp flooring

Tags

NEWLY RENOVATEDMODERN DESIGNGRANITE COUNTERTOPSLVP FLOORINGFRESH PAINTARCHITECTURE SHINGLES

Property features AI

Exterior

  • Parking: Garage
  • Utilities: Public sewer; Municipal electric service (Entergy)
  • Home design: Metal/vinyl siding exterior
  • Construction: Architectural shingle roof; Slab foundation
  • Exterior features: Level lot; Paved road access

Interior

  • Kitchen: Free-standing stove
  • Flooring: Luxury vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas); Central cooling (electric)
  • Interior features: Luxury vinyl floors; Wood-burning prefabricated fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $-1 ($-14/yr) — negative.
  • To cash-flow at today's rent, offer at most $210k (0.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (24.5% below list).
  • Recommended offer: $159k (24.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.6% in Cabot — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#6 in AR, #2,695 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
  • Cabot School District (suburban): math 48% / reading 43% proficiency, ranked #29 of 238 in AR (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.2%/yr); 334 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 185 units permitted in Lonoke County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Lonoke County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 198 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
  • 15 sale attempts since 13y ago; this cycle's ask has dropped $14k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $80k; list at $210k implies a 163% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,861 (24.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 198 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
6.29%
Cash-on-cash
-0.02%
DSCR
1.00
GRM
11.0

CMA / ARV

ARV (on-the-fly)
$213,921
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
22 Oakwood Dr 0.14mi 3/2.0 1,518 (-1%) 2mo $203,500 $134 90
913 W Dell Vista Cv 0.16mi 3/2.0 1,480 (-4%) 5mo $252,790 $171 82
29 Red Oak Dr 0.50mi 3/2.0 1,583 (+3%) 1mo $215,000 $136 71
912 E Dell Vista Cv 0.44mi 3/2.0 1,615 (+5%) 5mo $274,550 $170 67
14 Buttercup Cv 0.55mi 3/2.0 1,508 (-2%) 5mo $237,000 $157 66
37 Red Oak Dr 0.46mi 3/2.0 1,386 (-10%) 1mo $208,500 $150 61
705 Linda Ln 0.65mi 3/2.0 1,575 (+2%) 6mo $185,000 $117 61
21 Buttercup Cove Cv 0.52mi 3/2.0 1,402 (-9%) 4mo $207,500 $148 58
23 W St 0.44mi 3/2.0 1,747 (+14%) 3mo $230,000 $132 54
40 Bent Tree Dr 0.69mi 3/2.0 1,429 (-7%) 4mo $196,500 $138 53
18 Cottonwood Dr 0.64mi 3/2.0 1,433 (-7%) 8mo $180,000 $126 52
26 W Plaza Blvd 0.67mi 3/2.0 1,360 (-12%) 4mo $188,400 $139 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.19% rent growth · sell at horizon

5-year hold
IRR
-16.2%
Equity multiple
0.42×
Total profit
$-33,980
Equity at exit
$31,386
10-year hold
IRR
-7.7%
Equity multiple
0.51×
Total profit
$-28,832
Equity at exit
$18,200

Cash invested: $58,940 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72023

Home prices YoY
-13.8%
Rents YoY
3.2%
Active inventory
334
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$1,589 high interval (Pro) →
Mortgage (P&I)
$1,104
Tax from tax record
$65 /mo · $775/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$334
Net cashflow
$-1

Break-even live

Break-even rent $1,590
Max offer price $210,289
Occupancy floor 95%

Sensitivity live

Price -10% $118 -5% $58 +0% $-1 +5% $-61 +10% $-120
Rent -10% $-127 -5% $-64 +0% $-1 +5% $62 +10% $124
Rate -1.0pp $105 -0.5pp $52 base $-1 +0.5pp $-56 +1.0pp $-111

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,625
Closing costs
$6,315
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1701 S Pine St Cabot, AR 4.0 2.0 2056 $1,700 $0.83 24d 1 0.33mi
13 Buttercup Ln Cabot, AR 3.0 2.0 1548 $1,495 $0.97 24d 1 0.62mi
34 Azalea Dr Cabot, AR 3.0 2.0 1200 $1,500 $1.25 15d 1 0.67mi
25 Applewood Dr Cabot, AR 3.0 2.0 1515 $1,450 $0.96 24d 1 0.77mi
18 Station Cir Cabot, AR 1.0–2.0 1.0–2.0 978 $1,300 $1.33 15d 1 1.08mi
21 Tradewinds Dr Cabot, AR 4.0 2.0 2128 $2,250 $1.06 22d 1 1.13mi
17 Pleasant St Cabot, AR 3.0 2.0 1306 $1,250 $0.96 24d 1 1.14mi
47 Pheasant Run Dr Cabot, AR 3.0 1.0 1211 $1,100 $0.91 15d 1 1.28mi
35 Pheasant Run Dr Cabot, AR 3.0 1.0 1185 $1,250 $1.05 24d 1 1.32mi
13 Pheasant Run Dr Cabot, AR 3.0 1.5 1162 $1,245 $1.07 24d 1 1.40mi
61 Wolfsbridge Loop Cabot, AR 4.0 2.0 1884 $2,000 $1.06 24d 1 1.49mi

Listing history 50 events

  1. 2026-06-17
    days on market $210,500 Active 198 DOM
  2. 2026-06-16
    days on market $210,500 Active 197 DOM
  3. 2026-06-15
    days on market $210,500 Active 196 DOM
  4. 2026-06-14
    days on market $210,500 Active 194 DOM
  5. 2026-06-10
    days on market $210,500 Active 191 DOM
  6. 2026-06-09
    days on market $210,500 Active 190 DOM
  7. 2026-06-08
    days on market $210,500 Active 189 DOM
  8. 2026-06-07
    days on market $210,500 Active 188 DOM
  9. 2026-06-05
    days on market $210,500 Active 185 DOM
  10. 2026-06-03
    days on market $210,500 Active 184 DOM
  11. 2026-06-02
    statusdays on market $210,500 Active 183 DOM
  12. 2026-06-01
    days on market $210,500 Price Change 182 DOM
  13. 2026-05-31
    days on market $210,500 Price Change 181 DOM
  14. 2026-05-31
    days on market $210,500 Price Change 180 DOM
  15. 2026-03-30
    price $218,500
  16. 2026-02-14
    price $221,500
  17. 2026-01-22
    price $222,500
  18. 2025-12-01
    listed $225,000 New Listing
  19. 2025-08-25
    soldstatus $80,000
  20. 2025-08-21
    status Under Contract 132-char remark
    Show marketing remark (132 chars)

    Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.

  21. 2025-08-19
    soldstatus $80,000 Sold 132-char remark
    Show marketing remark (132 chars)

    Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.

  22. 2025-07-10
    historical Take Backups 132-char remark
    Show marketing remark (132 chars)

    Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.

  23. 2025-07-02
    status Back on Market 132-char remark
    Show marketing remark (132 chars)

    Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.

  24. 2025-06-17
    status Under Contract 132-char remark
    Show marketing remark (132 chars)

    Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.

  25. 2025-05-23
    price $99,900 132-char remark
    Show marketing remark (132 chars)

    Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.

  26. 2025-05-13
    listed $110,000 New Listing 132-char remark
    Show marketing remark (132 chars)

    Remodeler's dream! This home sits on a large lot in the heart of Cabot close to schools and shopping. This home is being sold as is.

  27. 2020-04-16
    historical
  28. 2020-02-21
    price $67,000
  29. 2020-02-07
    listed $71,000 New Listing
  30. 2017-06-07
    status Under Contract
  31. 2017-06-02
    soldstatus $30,000 Sold
  32. 2017-05-15
    historical Take Backups
  33. 2017-04-18
    status Back on Market
  34. 2017-04-06
    status Under Contract
  35. 2017-02-10
    listed $55,000 New Listing
  36. 2016-09-29
    historical
  37. 2016-08-02
    status Back on Market
  38. 2016-06-17
    historical Take Backups
  39. 2016-03-28
    listed $65,000 New Listing
  40. 2016-03-24
    historical
  41. 2016-01-28
    status Back on Market
  42. 2016-01-24
    historical Take Backups
  43. 2015-11-24
    status Back on Market
  44. 2015-11-13
    historical Take Backups
  45. 2015-09-22
    listed $65,000 New Listing
  46. 2015-09-07
    historical
  47. 2015-06-03
    listed $65,000 Active
  48. 2015-02-21
    historical
  49. 2014-08-21
    listed $65,000
  50. 2014-08-18
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$775 · $65/mo
Projected year-2 tax
$1,347 · $112/mo
Expected delta
+$572/yr (+$48/mo · 73.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,063
− Mortgage interest
−$11,791
− Property taxes
−$775
− Insurance
−$1,052
− Repairs & maintenance
−$1,525
− Management
−$1,525
− Depreciation
−$6,124
Taxable loss
−$3,729
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$895
After-tax cash flow
$881/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cabot School District
NCES district ID
0503750
Math proficiency
48% ▼ -14.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$55,993
Composite
39.66/100
National rank
#3912
State rank
#29 of 238 in AR

Livability — Cabot

Score
78/100
State rank
#6
US rank
#2695

Category grades

Amenities B Commute F Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cabot, AR
County
Lonoke County · 46,130 people
City population
37,452
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
37,452
Household income
$76,931
Rent vs Own
27.1% rent · 72.9% own
Severe rent burden
939.0

Population outlook (Lonoke County) Hauer SSP2

Today (2025)
78,072 people
By 2030
80,673 · +3.3%
By 2040
84,977 · +8.8%
By 2050
87,778 · +12.4%
By 2075
91,398 · +17.1%
By 2100
87,858 · +12.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Two or more races 6% Hispanic / Latino 5% Black 4% Asian 2%
Common ancestry
Italian 2% Lithuanian 2% Serbian 1%
Foreign-born
3% · Canada, Vietnam
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Lonoke

2024 margin
Solid R (+53.7) · D 22.2% · R 75.8% · Other 2.0%
2008→2024 swing
-6.2pp toward R · 2008: -47.5pp · 2024: -53.7pp
All cycles
2024: R+53.7 2020: R+52.8 2016: R+53.3 2012: R+50.9 2008: R+47.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -29.12%
Current HPI
182.3489
Rent YoY
▲ 3.19%
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+118.5% since first listed
42 events — show timeline
  • 2026-03-30 Price Changed $218,500 CARMLS
  • 2026-02-14 Price Changed $221,500 CARMLS
  • 2026-01-22 Price Changed $222,500 CARMLS
  • 2025-12-01 Listed $225,000 CARMLS
  • 2025-08-25 Sold (Public Records) $80,000 Public Records
  • 2025-08-21 Pending CARMLS
  • 2025-08-19 Sold (MLS) $80,000 CARMLS
  • 2025-07-10 Contingent CARMLS
  • 2025-07-02 Relisted CARMLS
  • 2025-06-17 Pending CARMLS
  • 2025-05-23 Price Changed $99,900 CARMLS
  • 2025-05-13 Listed $110,000 CARMLS
  • 2020-04-16 Listing Removed CARMLS
  • 2020-02-21 Price Changed $67,000 CARMLS
  • 2020-02-07 Listed $71,000 CARMLS
  • 2017-06-07 Pending CARMLS
  • 2017-06-02 Sold (MLS) $30,000 CARMLS
  • 2017-05-15 Contingent CARMLS
  • 2017-04-18 Relisted CARMLS
  • 2017-04-06 Pending CARMLS
  • 2017-02-10 Listed $55,000 CARMLS
  • 2016-09-29 Listing Removed CARMLS
  • 2016-08-02 Relisted CARMLS
  • 2016-06-17 Contingent CARMLS
  • 2016-03-28 Listed $65,000 CARMLS
  • 2016-03-24 Listing Removed CARMLS
  • 2016-01-28 Relisted CARMLS
  • 2016-01-24 Contingent CARMLS
  • 2015-11-24 Relisted CARMLS
  • 2015-11-13 Contingent CARMLS
  • 2015-09-22 Listed $65,000 CARMLS
  • 2015-09-07 Listing Removed CARMLS
  • 2015-06-03 Listed $65,000 CARMLS
  • 2015-02-21 Listing Removed CARMLS
  • 2014-08-21 Listed $65,000 CARMLS
  • 2014-08-18 Listing Removed CARMLS
  • 2014-02-26 Listed $67,000 CARMLS
  • 2014-02-14 Listing Removed CARMLS
  • 2013-08-13 Listed $67,000 CARMLS
  • 2012-12-10 Sold (Public Records) $42,575 Public Records
  • 2007-06-06 Sold (Public Records) $108,000 Public Records
  • 2004-06-11 Sold (Public Records) $100,000 Public Records

Property tax history

-2.1%/yr

Latest (2025): $775 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…