25101 Ronald W Reagan Blvd · Georgetown, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $435 – $905
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above threshold)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.6/10.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Livability +4.1/5.0
- Rent growth +2.0/5.0
- Condition / age +1.0/5.0
- Appreciation +0.0/10.0
$85,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Tiny home (park model rv) for sale by owner in Georgetown, TX. Home is located in an rv resort. * * * Around 760 per month for lot rent. * * *
Key facts
- Built 2021
- Listed 9 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $85k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $397 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $85k).
- Cap rate 11.9% vs local median 2.4% in Georgetown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#18 in TX, #1,294 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+; Watch: commute F.
- Liberty Hill ISD (rural): math 43% / reading 52% proficiency, ranked #160 of 826 in TX (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-1.9%/yr); 848 active listings in the ZIP; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).
- This rent is only 14% of the median local income ($101k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $24k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.36% ✓
- Cap rate
- 11.90%
- Cash-on-cash
- 20.03%
- DSCR
- 1.89
- GRM
- 6.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 9.0%
- Equity multiple
- 1.34×
- Total profit
- $8,109
- Equity at exit
- $12,674
- IRR
- 15.7%
- Equity multiple
- 2.11×
- Total profit
- $26,411
- Equity at exit
- $7,349
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78633
- Rents YoY
- -1.9%
- Active inventory
- 848
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $1,160 medium interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax from tax record
- −$38 /mo · $454/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$244
- Net cashflow
- $397
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 7 events
-
2026-06-18days on market $85,000 Active 9 DOM
-
2026-06-17days on market $85,000 Active 8 DOM
-
2026-06-16days on market $85,000 Active 7 DOM
-
2026-06-15days on market $85,000 Active 6 DOM
-
2026-06-13days on market $85,000 Active 4 DOM
-
2026-06-10remarks 146-char remark
-
2026-06-10$85,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $454 · $38/mo
- Projected year-2 tax
- $1,556 · $130/mo
- Expected delta
- +$1,102/yr (+$92/mo · 242.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,919
- − Mortgage interest
- −$4,761
- − Property taxes
- −$454
- − Insurance
- −$425
- − Repairs & maintenance
- −$1,114
- − Management
- −$1,114
- − Depreciation
- −$2,473
- Taxable income
- $3,579
- Est. tax owed @ 24.0%
- −$859
- After-tax cash flow
- $3,909/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This manufactured home requires extensive repairs and updates to its exterior and structural components, significantly impacting its resale and rental value.
Repairs flagged
- Major siding — Significant wear and tear
- Major roof — No visible damage, but siding condition suggests underlying issues
- Major steps and deck — Worn and potentially structurally compromised
Value-add opportunities
- Both repair and replace siding — Improves both resale and rental value
- Both repair and replace roof — Improves both resale and rental value
- Both repair and replace steps and deck — Improves both resale and rental value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| siding · Significant wear and tear | Major | $15,000–50,000 |
| roof · No visible damage, but siding condition suggests underlying issues | Major | $15,000–50,000 |
| steps and deck · Worn and potentially structurally compromised | Major | $15,000–50,000 |
| Total estimated repair cost · 3 items | $45,000–150,000 |
Value-add ROI direction
- Both repair and replace siding — Improves both resale and rental value ↑
- Both repair and replace roof — Improves both resale and rental value ↑
- Both repair and replace steps and deck — Improves both resale and rental value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Liberty Hill ISD
- NCES district ID
- 4827420
- Math proficiency
- 43% ▼ -20.00%
- Reading proficiency
- 52% ▼ -11.00%
- Median HH income
- $81,084
- Composite
- 43.65/100
- National rank
- #2965
- State rank
- #160 of 826 in TX
Livability — Georgetown
- Score
- 82/100
- State rank
- #18
- US rank
- #1294
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Williamson County · 680,029 people
- City population
- 128,203
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 29,309
- Household income
- $100,936
- Rent vs Own
- Severe rent burden
- 378.0
Population outlook (Williamson County) Hauer SSP2
- Today (2025)
- 699,027 people
- By 2030
- 795,537 · +13.8%
- By 2040
- 990,683 · +41.7%
- By 2050
- 1,184,292 · +69.4%
- By 2075
- 1,623,825 · +132.3%
- By 2100
- 1,924,153 · +175.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 7% Two or more races 5% Asian 2%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Romanian 4% Serbian 3% Slovak 3%
- Foreign-born
- 6% · Canada, South Korea
- Languages at home
- 94% English-only · Spanish 3% Korean 1% Other Asian/Pacific 1%
Political lean MEDSL · Williamson
- 2024 margin
- Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
- 2008→2024 swing
- +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
- All cycles
- 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -133.19%
- Current HPI
- 168.9584
- Rent YoY
- ▼ -1.89%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
1 event — show timeline
- 2026-06-10 Listed $85,000 FSBO.com
Property tax history
-15.5%/yrLatest (2026): $454 · -2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…