61 White Oak St Unit 3A · New Rochelle, NY
Flood risk 9/10 · Severe
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +12.2/30.0
- 1% rule +10.0/10.0
- Schools +6.7/10.0
- DSCR +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.9/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful & Bright One-Bedroom in New Rochelle Welcome to 61 White Oak Street, Unit 3A — a spacious one-bedroom apartment offering abundant natural light in a well-maintained, desirable building. Enjoy convenient on-site amenities including a fully equipped gym and laundry facilities. Parking is available (waitlist).
Key facts
- Laundry facilities
- Fully equipped gym
- $994 HOA
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $165k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $-160 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $142k (14.0% below list).
- Meets the 1% rule at list price ($3k rent vs $165k).
- Recommended offer: $142k (14.0% below list) — sets the bar for cash-flow.
- Cap rate 6.0% vs local median 4.6% in New Rochelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#487 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A, amenities B+; Watch: housing D+, commute F, cost of living F.
- New Rochelle City School District (suburban): math 63% / reading 66% proficiency, ranked #171 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: New Rochelle High School (math 87% / reading 72%, grade A-, #518 of 1,100 statewide, top 51%, 3,076 students, 57% FRL) — zoned schools average 57% FRL vs 41% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 80% at this address vs 64% district-wide (+15 pts) — the actual schools serving this property are materially stronger than the New Rochelle City School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+1.4%/yr); 201 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 51d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- This rent runs 37% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 165 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask is 27% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo; HOA is 37% of rent; built in 1952 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 165 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.61% ✓
- Cap rate
- 6.04%
- Cash-on-cash
- -0.90%
- DSCR
- 0.96
- GRM
- 5.2
CMA / ARV
- ARV (median comp)
- $200,373
- List price
- $165,000
- Delta
- -17.65%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 61 White Oak St Unit 2G | 0.01mi | 1/1.0 | 900 (+20%) | 1mo | $166,000 | $184 | 74 |
| 43 Calton Rd Unit 2K | 0.46mi | 1/1.0 | 770 (+3%) | 2mo | $200,000 | $260 | 73 |
| 161 Pearsall Dr Unit 2B | 1.48mi | 1/1.0 | 750 (0%) | 1mo | $125,000 | $167 | 64 |
| 2200 Palmer Ave Unit 4M | 1.22mi | 1/1.0 | 750 (0%) | 1mo | $243,500 | $325 | 64 |
| 2221 Palmer Ave Unit 3P | 1.16mi | 1/1.0 | 700 (-7%) | 0mo | $164,500 | $235 | 54 |
| 1273 North Ave Unit 1E/5 | 1.38mi | 1/1.0 | 700 (-7%) | 0mo | $184,000 | $263 | 54 |
| 60 Locust Ave Unit 214-A | 1.41mi | 1/1.0 | 700 (-7%) | 1mo | $175,000 | $250 | 53 |
| 2221 Palmer Ave Unit 3D | 1.16mi | 1/1.0 | 700 (-7%) | 2mo | $190,000 | $271 | 52 |
| 1273 North Ave Unit 3G | 1.41mi | 1/1.0 | 650 (-13%) | 1mo | $175,000 | $269 | 42 |
| 35 N Chatsworth Ave Unit 6R | 1.46mi | 1/1.0 | 870 (+16%) | 2mo | $565,000 | $649 | 39 |
| 175 Huguenot St Ph 604 | 1.04mi | 1/1.5 | 925 (+23%) | 1mo | $499,000 | $539 | 37 |
| 2241 Palmer Ave Unit 2P | 1.13mi | 2/0.5 (+1) | 868 (+16%) | 1mo | $200,000 | $230 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.42% rent growth · sell at horizon
- IRR
- -26.5%
- Equity multiple
- 0.13×
- Total profit
- $-40,341
- Equity at exit
- $24,602
- IRR
- -37.9%
- Equity multiple
- -0.34×
- Total profit
- $-61,805
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 10801
- Rents YoY
- 1.4%
- Active inventory
- 201
- Price-to-rent
- 5.2×
Monthly cashflow live
- Estimated rent
- $2,658 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax est. 1.5%
- −$206 /mo · $2,475/yr
- Insurance
- −$69
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$994
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$558
- Net cashflow
- $-160
Break-even live
Sensitivity live
| Price | -10% $-46 | -5% $-103 | +0% $-160 | +5% $-217 | +10% $-274 |
|---|---|---|---|---|---|
| Rent | -10% $-370 | -5% $-265 | +0% $-160 | +5% $-55 | +10% $50 |
| Rate | -1.0pp $-77 | -0.5pp $-118 | base $-160 | +0.5pp $-202 | +1.0pp $-246 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 600 North Ave New Rochelle, NY | 2.0 | 1.0–2.0 | 894 | $3,538 | $3.96 | 0d | 11 | 0.24mi |
| 30 Ferdinand Pl New Rochelle, NY | 1.0 | 1.0 | 650 | $1,850 | $2.85 | 56d | 1 | 0.41mi |
| 242 Mayflower Ave Unit 1st floor New Rochelle, NY | 1.0 | 1.0 | 1000 | $3,000 | $3.00 | 94d | 1 | 0.50mi |
| 17 Dewitt Pl New Rochelle, NY | 2.0 | 1.0 | 550 | $2,500 | $4.55 | 139d | 1 | 0.58mi |
| 838 Pelhamdale Ave Unit 1I New Rochelle, NY | 1.0 | 1.0 | 700 | $2,250 | $3.21 | 21d | 1 | 0.73mi |
| 49 Sylvan Pl New Rochelle, NY | 2.0 | 1.0 | 924 | $3,200 | $3.46 | 51d | 1 | 0.76mi |
| Pelhamdale Ave Unit 2B New Rochelle, NY | 1.0 | 1.0 | 565 | $2,185 | $3.87 | 0d | 1 | 0.76mi |
| 139 Sickles Ave Unit 2 New Rochelle, NY | 2.0 | 1.5 | 1000 | $3,100 | $3.10 | 116d | 1 | 0.78mi |
| 11 Park Pl New Rochelle, NY | 1.0 | 1.0 | 1015 | $2,700 | $2.66 | 139d | 1 | 0.80mi |
| 225 Sickles Ave Unit 1 New Rochelle, NY | 1.0 | 1.0 | 750 | $2,600 | $3.47 | 139d | 1 | 0.86mi |
| 50 Guion Pl New Rochelle, NY | 1.0 | 1.0 | 700 | $1,935 | $2.76 | 10d | 1 | 0.87mi |
| 299 Webster Ave Unit 3F New Rochelle, NY | 1.0 | 1.0 | 861 | $2,385 | $2.77 | 139d | 1 | 0.88mi |
| 20 Burling Ln New Rochelle, NY | 2.0 | 1.0–2.0 | 967 | $3,305 | $3.42 | 0d | 3 | 0.94mi |
| 508 New Rochelle Rd Unit 2 Bronxville, NY | 2.0 | 1.0 | 900 | $3,000 | $3.33 | 7d | 1 | 0.94mi |
| 57 Grand St New Rochelle, NY | — | 1.0 | 695 | $2,500 | $3.60 | 27d | 1 | 0.96mi |
| 10 Commerce Dr New Rochelle, NY | 1.0 | 1.0 | 601 | $3,175 | $5.28 | 0d | 7 | 0.96mi |
| 120 Stonelea Pl Apt 3M New Rochelle, NY | 1.0 | 1.0 | 750 | $2,300 | $3.07 | 114d | 1 | 0.99mi |
| 110 Stonelea Pl New Rochelle, NY | 2.0 | 1.0 | 800 | $2,895 | $3.62 | 2d | 1 | 1.00mi |
| 110 Stonelea Pl Unit 3B New Rochelle, NY | 2.0 | 1.0 | 800 | $2,650 | $3.31 | 139d | 1 | 1.00mi |
| 110 Stonelea Pl Unit 1B New Rochelle, NY | 2.0 | 1.0 | 800 | $2,895 | $3.62 | 70d | 1 | 1.00mi |
| 53 Madeleine Ave Unit 1 New Rochelle, NY | 2.0 | 1.0 | 984 | $3,000 | $3.05 | 42d | 1 | 1.03mi |
| 274 Lockwood Ave Unit First floor New Rochelle, NY | 2.0 | 1.0 | 908 | $2,700 | $2.97 | 139d | 1 | 1.03mi |
| 1 Shearwood Pl New Rochelle, NY | 3.0 | 1.0–3.0 | 896 | $2,963 | $3.30 | 0d | 36 | 1.11mi |
| 29 Pratt St Unit 2 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 139d | 1 | 1.13mi |
| 53 1st St New Rochelle, NY | 1.0 | 1.0 | 700 | $2,300 | $3.29 | 51d | 1 | 1.19mi |
| 10 Lecount Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 761 | $3,516 | $4.62 | 0d | 11 | 1.19mi |
| 49 5th St Apt 8 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,429 | $3.04 | 139d | 1 | 1.19mi |
| 49 5th St Apt 8 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,429 | $3.04 | 109d | 1 | 1.19mi |
| 245 Main St Unit 1 New Rochelle, NY | 1.0 | 1.0 | 750 | $1,750 | $2.33 | 113d | 1 | 1.20mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 917 | $2,823 | $3.08 | 34d | 37 | 1.20mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 976 | $2,888 | $2.96 | 0d | 45 | 1.20mi |
| 27 1st St Apt 3 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 5d | 1 | 1.24mi |
| 333 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 822 | $3,408 | $4.15 | 0d | 9 | 1.25mi |
| 36 4th St Unit One New Rochelle, NY | 2.0 | 1.0 | 900 | $2,900 | $3.22 | 100d | 1 | 1.26mi |
| 543 Main St #714 New Rochelle, NY | 1.0 | 1.0 | 675 | $2,450 | $3.63 | 7d | 1 | 1.26mi |
| 543 Main St #402 New Rochelle, NY | 1.0 | 1.0 | 924 | $3,000 | $3.25 | 111d | 1 | 1.26mi |
| 16 Lafayette St Unit 2 New Rochelle, NY | 2.0 | 2.0 | 1000 | $3,500 | $3.50 | 50d | 1 | 1.28mi |
| 12 Church St New Rochelle, NY | 2.0 | 1.0–2.0 | 770 | $3,564 | $4.63 | 0d | 44 | 1.30mi |
| 9 9th St Unit 3rd Floor New Rochelle, NY | 1.0 | 1.0 | 750 | $2,100 | $2.80 | 139d | 1 | 1.31mi |
| 1250 North Ave #110 New Rochelle, NY | 1.0 | 1.0 | 700 | $2,600 | $3.71 | 47d | 1 | 1.31mi |
HOA detail $994/mo · $11,928/yr condo
- Likely covers
- gym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 26 events
-
2026-06-30days on market $165,000 Active 165 DOM
-
2026-06-29days on market $165,000 Active 164 DOM
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2026-06-28days on market $165,000 Active 163 DOM
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2026-06-27days on market $165,000 Active 162 DOM
-
2026-06-26days on market $165,000 Active 161 DOM
-
2026-06-24days on market $165,000 Active 159 DOM
-
2026-06-22days on market $165,000 Active 157 DOM
-
2026-06-21days on market $165,000 Active 156 DOM
-
2026-06-18days on market $165,000 Active 153 DOM
-
2026-06-17days on market $165,000 Active 152 DOM
-
2026-06-16days on market $165,000 Active 151 DOM
-
2026-06-15days on market $165,000 Active 150 DOM
-
2026-06-13days on market $165,000 Active 148 DOM
-
2026-06-09days on market $165,000 Active 144 DOM
-
2026-06-08days on market $165,000 Active 143 DOM
-
2026-06-07days on market $165,000 Active 142 DOM
-
2026-06-04days on market $165,000 Active 139 DOM
-
2026-06-03days on market $165,000 Active 138 DOM
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2026-06-02days on market $165,000 Active 137 DOM
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2026-06-01days on market $165,000 Active 136 DOM
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2026-05-31days on market $165,000 Active 135 DOM
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2026-04-16status Active 329-char remark
Show marketing remark (329 chars)
Beautiful & Bright One-Bedroom in New Rochelle Welcome to 61 White Oak Street, Unit 3A — a spacious one-bedroom apartment offering abundant natural light in a well-maintained, desirable building. Enjoy convenient on-site amenities including a fully equipped gym and laundry facilities. Parking is available (waitlist).
-
2026-04-16price $165,000 329-char remark
Show marketing remark (329 chars)
Beautiful & Bright One-Bedroom in New Rochelle Welcome to 61 White Oak Street, Unit 3A — a spacious one-bedroom apartment offering abundant natural light in a well-maintained, desirable building. Enjoy convenient on-site amenities including a fully equipped gym and laundry facilities. Parking is available (waitlist).
-
2026-03-10status Pending 329-char remark
Show marketing remark (329 chars)
Beautiful & Bright One-Bedroom in New Rochelle Welcome to 61 White Oak Street, Unit 3A — a spacious one-bedroom apartment offering abundant natural light in a well-maintained, desirable building. Enjoy convenient on-site amenities including a fully equipped gym and laundry facilities. Parking is available (waitlist).
-
2025-12-12price $150,000 329-char remark
Show marketing remark (329 chars)
Beautiful & Bright One-Bedroom in New Rochelle Welcome to 61 White Oak Street, Unit 3A — a spacious one-bedroom apartment offering abundant natural light in a well-maintained, desirable building. Enjoy convenient on-site amenities including a fully equipped gym and laundry facilities. Parking is available (waitlist).
-
2025-12-10$130,000 Active 329-char remark
Show marketing remark (329 chars)
Beautiful & Bright One-Bedroom in New Rochelle Welcome to 61 White Oak Street, Unit 3A — a spacious one-bedroom apartment offering abundant natural light in a well-maintained, desirable building. Enjoy convenient on-site amenities including a fully equipped gym and laundry facilities. Parking is available (waitlist).
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone A · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,896
- − Mortgage interest
- −$9,243
- − Property taxes
- −$2,475
- − Insurance
- −$2,328
- − Repairs & maintenance
- −$2,552
- − Management
- −$2,552
- − HOA
- −$11,928
- − Depreciation
- −$4,800
- Taxable loss
- −$3,981
- Est. tax savings @ 24.0%
- +$955
- After-tax cash flow
- $-961/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This one-bedroom apartment in New Rochelle is in fair condition with some cosmetic updates needed. It offers a spacious layout and natural light, but improvements to appliances, landscaping, and flooring can significantly increase its value.
Repairs flagged
- Minor Appliances — Appliances appear dated and may need replacement.
- Major Landscaping — Overgrown areas and basic fence suggest lack of maintenance and low curb appeal.
Value-add opportunities
- Resale New appliances — Modern appliances can significantly increase appeal and functionality. ↑
- Rental Landscaping improvements — Well-maintained landscaping can attract tenants and increase rental value. ↑
- Both Paint touch-ups — Fresh paint can improve the home's appearance and make it more appealing to buyers and renters. ↑
- Both New flooring — New flooring can improve the home's appearance and make it more appealing to buyers and renters. ↑
- Both HVAC system inspection — A clean and efficient HVAC system can improve comfort and energy efficiency, making the home more attractive to buyers and renters. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- New Rochelle City School District
- NCES district ID
- 3620490
- Math proficiency
- 63% ▲ 3.00%
- Reading proficiency
- 66% ▲ 9.00%
- Median HH income
- $69,165
- Composite
- 56.63/100
- National rank
- #1139
- State rank
- #171 of 590 in NY
Livability — New Rochelle
- Score
- 69/100
- State rank
- #487
- US rank
- #8572
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Rochelle, NY
- County
- Westchester County · 1,028,035 people
- City population
- 63,657
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 42,754
- Household income
- $85,573
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- Hispanic / Latino 36% White 30% Black 24% Two or more races 16% Asian 7%
- Hispanic origin (detail)
- Mexican 17% Puerto Rican 5% Dominican 3%
- Common ancestry
- Hispanic 3% Scotch-Irish 1% Romanian 1%
- Foreign-born
- 34% · Canada, Jamaica, China
- Languages at home
- 54% English-only · Spanish 32% Other Indo-European 5% French/Haitian/Cajun 4%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -910.37%
- Current HPI
- 270.8019
- Rent YoY
- ▲ 1.42%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+26.9% since first listed5 events — show timeline
- 2026-04-16 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-04-16 Price Changed $165,000 OneKey® MLS as Distributed by MLS Grid
- 2026-03-10 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-12-12 Price Changed $150,000 OneKey® MLS as Distributed by MLS Grid
- 2025-12-10 Listed $130,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
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