7168 SE 173rd Arlington Loop · The Villages, FL 32162

$289,000

2 bd · 2.0 ba · 1,512 sqft · SingleFamily public records · 224 Days on market

Built 2003 5,227 sqft lot $191/sqft · 23% below area Est $376k · 23% under $204/mo HOA · 6% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.1/30.0
• ARV discount +15.0/15.0
• 1% rule +7.2/10.0
• DSCR +6.7/10.0
• Schools +3.6/10.0
• Rent growth +3.5/5.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to the SERENE Village of Chatham in The Villages and step into this Whispering Pine floorplan. It features a split layout with 3 bedrooms and 2 bathrooms along with a 2-car garage. The property boasts curb appeal, enhanced by MATURE landscaping and a painted sidewalk and driveway. Upon entering, you are welcomed by a tiled foyer with a chandelier. The main living area showcases VAULTED CEILINGS & the entire home (except kitchen) boasts NEW BEAUTIFUL laminate flooring. The living room offers glass French doors that lead to the screened lanai featuring a PAINTED FLOOR for your OUTDOOR enjoyment. The kitchen offers laminate countertops, modern cabinets, STAINLESS STEEL appliances, and a GAS stove, complemented by a breakfast nook with great natural lighting. The guest bedrooms apart from the master, ensuring PRIVACY for both you and your guests. The bedroom without a closet includes a fan and ample natural light from the window. It can easily be used as an office as well as a bedroom. A linen closet is conveniently located in the hallway leading to the guest bathroom, which includes a tiled shower with tub. The other guest bedroom features a fan, window for lighting, and carpet. The MASTER BEDROOM comes with an EN SUITE bathroom and a WALK-IN CLOSET. ROOF 2021. This property is in a GREAT LOCATION, GOLF CART RIDE to the VA, close to golf courses, swimming pools, recreational facilities, shopping, and dining options. Residents enjoy the nearby adult pool, while the Chatham Recreation Center features one of the area's family pools, ideal for the grandkids! The Nancy Lopez Golf & Country Club is just down the street, complete with a restaurant, driving range, pro shop, and golf academy. Four executive courses are in close proximity: Briarwood, Walnut Grove, Oakley, and Amberwood! Don’t miss the chance to see this home TODAY!

Key facts

• Screened lanai
• Tiled foyer
• Painted floor

Tags

• WHISPERING PINE FLOORPLAN
• TILED FOYER
• VAULTED CEILINGS
• SCREENED LANAI
• PAINTED FLOOR
• LAMINATE COUNTERTOPS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $289k.

Deal economics

• At list price, monthly cash flow is $413 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $289k).
• Recommended offer: $254k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 5.0% in The Villages — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, housing A; Watch: amenities F, commute F, health & safety F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.9%/yr); 550 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• At $3,530/mo this rent would consume 57% of the median local household income ($74k/yr) (locally 987% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 224 days — a 12% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 17y ago; this cycle's ask has dropped $30k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 5→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $254,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 224 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 8.01%
• Cash-on-cash: 6.13%
• DSCR: 1.27
• GRM: 6.8

CMA / ARV

• ARV (median comp): $375,941
• List price: $289,000
• Delta: -23.13%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7322 SE 172nd Legacy Ln	0.30mi	3/2.0 (+1)	1,640 (+8%)	8mo	$352,000	$215	60
7441 SE 171st Cobblestone St	0.57mi	3/2.0 (+1)	1,527 (+1%)	21mo	$310,000	$203	49
16820 SE 74 Soulliere Ave	0.71mi	3/2.0 (+1)	1,635 (+8%)	3mo	$347,000	$212	46
16801 SE 74 Soulliere Ave	0.74mi	3/2.0 (+1)	1,661 (+10%)	14mo	$370,000	$223	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold

• IRR: -5.6%
• Equity multiple: 0.79×
• Total profit: $-16,927
• Equity at exit: $43,091

10-year hold

• IRR: 5.4%
• Equity multiple: 1.42×
• Total profit: $34,101
• Equity at exit: $24,987

Cash invested: $80,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32162

• Home prices YoY: -6.9%
• Rents YoY: 3.9%
• Active inventory: 550
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $3,530 medium
• Mortgage (P&I): −$1,516
• Tax from tax record: −$536 /mo · $6,431/yr
• Insurance: −$120
• HOA: −$204
• Vacancy / Maint / Mgmt: −$741
• Net cashflow: $413

Break-even live

Break-even rent $3,007

Max offer price $289,000

Occupancy floor 83%

Sensitivity live

Price	-10% $577	-5% $495	+0% $413	+5% $331	+10% $250
Rent	-10% $134	-5% $274	+0% $413	+5% $553	+10% $692
Rate	-1.0pp $559	-0.5pp $487	base $413	+0.5pp $338	+1.0pp $262

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,250
• Closing costs: $8,670
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7630 SE 174th Gaillard Pl The Villages, FL	2.0	2.0	1265	$4,500	$3.56	21d	1	0.61mi
17442 SE 79th Lovewood Ave The Villages, FL	2.0	2.0	1148	$4,500	$3.92	21d	1	0.92mi
7781 SE 166th Smallwood Pl The Villages, FL	3.0	2.0	1924	$2,300	$1.20	21d	1	1.21mi
17400 SE 82nd Roslyn Ct The Villages, FL	2.0	2.0	1138	$4,700	$4.13	21d	1	1.23mi
17324 SE 82nd Pecan Ter The Villages, FL	2.0	2.0	1358	$2,500	$1.84	21d	1	1.28mi
8544 SE 177th Bartram Loop The Villages, FL	2.0	2.0	1265	$1,900	$1.50	21d	1	1.43mi

HOA detail

• Monthly dues: $204 · $2,448/yr
• Likely covers: gaslandscapingpool

Listing history 27 events

1. 2026-06-18
   days on market $289,000 Active 224 DOM
2. 2026-06-17
   days on market $289,000 Active 223 DOM
3. 2026-06-16
   days on market $289,000 Active 222 DOM
4. 2026-06-15
   days on market $289,000 Active 221 DOM
5. 2026-06-14
   days on market $289,000 Active 219 DOM
6. 2026-06-13
   days on market $289,000 Active 218 DOM
7. 2026-06-10
   days on market $289,000 Active 216 DOM
8. 2026-06-09
   days on market $289,000 Active 215 DOM
9. 2026-06-08
   days on market $289,000 Active 214 DOM
10. 2026-06-07
    days on market $289,000 Active 213 DOM
11. 2026-06-03
    days on market $289,000 Active 209 DOM
12. 2026-06-02
    days on market $289,000 Active 208 DOM
13. 2026-06-01
    price $289,000 Active 206 DOM
14. 2026-05-31
    days on market $295,000 Active 206 DOM
15. 2026-05-30
    days on market $295,000 Active 205 DOM
16. 2026-05-16
    price $299,900 1876-char remark

    Show marketing remark (1876 chars)

    Welcome to the SERENE Village of Chatham in The Villages and step into this Whispering Pine floorplan. It features a split layout with 3 bedrooms and 2 bathrooms along with a 2-car garage. The property boasts curb appeal, enhanced by MATURE landscaping and a painted sidewalk and driveway. Upon entering, you are welcomed by a tiled foyer with a chandelier. The main living area showcases VAULTED CEILINGS & the entire home (except kitchen) boasts NEW BEAUTIFUL laminate flooring. The living room offers glass French doors that lead to the screened lanai featuring a PAINTED FLOOR for your OUTDOOR enjoyment. The kitchen offers laminate countertops, modern cabinets, STAINLESS STEEL appliances, and a GAS stove, complemented by a breakfast nook with great natural lighting. The guest bedrooms apart from the master, ensuring PRIVACY for both you and your guests. The bedroom without a closet includes a fan and ample natural light from the window. It can easily be used as an office as well as a bedroom. A linen closet is conveniently located in the hallway leading to the guest bathroom, which includes a tiled shower with tub. The other guest bedroom features a fan, window for lighting, and carpet. The MASTER BEDROOM comes with an EN SUITE bathroom and a WALK-IN CLOSET. ROOF 2021. This property is in a GREAT LOCATION, GOLF CART RIDE to the VA, close to golf courses, swimming pools, recreational facilities, shopping, and dining options. Residents enjoy the nearby adult pool, while the Chatham Recreation Center features one of the area's family pools, ideal for the grandkids! The Nancy Lopez Golf & Country Club is just down the street, complete with a restaurant, driving range, pro shop, and golf academy. Four executive courses are in close proximity: Briarwood, Walnut Grove, Oakley, and Amberwood! Don’t miss the chance to see this home TODAY!

17. 2026-04-30
    price $304,500 1876-char remark

    Show marketing remark (1876 chars)

    Welcome to the SERENE Village of Chatham in The Villages and step into this Whispering Pine floorplan. It features a split layout with 3 bedrooms and 2 bathrooms along with a 2-car garage. The property boasts curb appeal, enhanced by MATURE landscaping and a painted sidewalk and driveway. Upon entering, you are welcomed by a tiled foyer with a chandelier. The main living area showcases VAULTED CEILINGS & the entire home (except kitchen) boasts NEW BEAUTIFUL laminate flooring. The living room offers glass French doors that lead to the screened lanai featuring a PAINTED FLOOR for your OUTDOOR enjoyment. The kitchen offers laminate countertops, modern cabinets, STAINLESS STEEL appliances, and a GAS stove, complemented by a breakfast nook with great natural lighting. The guest bedrooms apart from the master, ensuring PRIVACY for both you and your guests. The bedroom without a closet includes a fan and ample natural light from the window. It can easily be used as an office as well as a bedroom. A linen closet is conveniently located in the hallway leading to the guest bathroom, which includes a tiled shower with tub. The other guest bedroom features a fan, window for lighting, and carpet. The MASTER BEDROOM comes with an EN SUITE bathroom and a WALK-IN CLOSET. ROOF 2021. This property is in a GREAT LOCATION, GOLF CART RIDE to the VA, close to golf courses, swimming pools, recreational facilities, shopping, and dining options. Residents enjoy the nearby adult pool, while the Chatham Recreation Center features one of the area's family pools, ideal for the grandkids! The Nancy Lopez Golf & Country Club is just down the street, complete with a restaurant, driving range, pro shop, and golf academy. Four executive courses are in close proximity: Briarwood, Walnut Grove, Oakley, and Amberwood! Don’t miss the chance to see this home TODAY!

18. 2026-03-24
    price $305,000 1876-char remark

    Show marketing remark (1876 chars)

    Welcome to the SERENE Village of Chatham in The Villages and step into this Whispering Pine floorplan. It features a split layout with 3 bedrooms and 2 bathrooms along with a 2-car garage. The property boasts curb appeal, enhanced by MATURE landscaping and a painted sidewalk and driveway. Upon entering, you are welcomed by a tiled foyer with a chandelier. The main living area showcases VAULTED CEILINGS & the entire home (except kitchen) boasts NEW BEAUTIFUL laminate flooring. The living room offers glass French doors that lead to the screened lanai featuring a PAINTED FLOOR for your OUTDOOR enjoyment. The kitchen offers laminate countertops, modern cabinets, STAINLESS STEEL appliances, and a GAS stove, complemented by a breakfast nook with great natural lighting. The guest bedrooms apart from the master, ensuring PRIVACY for both you and your guests. The bedroom without a closet includes a fan and ample natural light from the window. It can easily be used as an office as well as a bedroom. A linen closet is conveniently located in the hallway leading to the guest bathroom, which includes a tiled shower with tub. The other guest bedroom features a fan, window for lighting, and carpet. The MASTER BEDROOM comes with an EN SUITE bathroom and a WALK-IN CLOSET. ROOF 2021. This property is in a GREAT LOCATION, GOLF CART RIDE to the VA, close to golf courses, swimming pools, recreational facilities, shopping, and dining options. Residents enjoy the nearby adult pool, while the Chatham Recreation Center features one of the area's family pools, ideal for the grandkids! The Nancy Lopez Golf & Country Club is just down the street, complete with a restaurant, driving range, pro shop, and golf academy. Four executive courses are in close proximity: Briarwood, Walnut Grove, Oakley, and Amberwood! Don’t miss the chance to see this home TODAY!

19. 2026-03-12
    price $312,000 1876-char remark

    Show marketing remark (1876 chars)

    Welcome to the SERENE Village of Chatham in The Villages and step into this Whispering Pine floorplan. It features a split layout with 3 bedrooms and 2 bathrooms along with a 2-car garage. The property boasts curb appeal, enhanced by MATURE landscaping and a painted sidewalk and driveway. Upon entering, you are welcomed by a tiled foyer with a chandelier. The main living area showcases VAULTED CEILINGS & the entire home (except kitchen) boasts NEW BEAUTIFUL laminate flooring. The living room offers glass French doors that lead to the screened lanai featuring a PAINTED FLOOR for your OUTDOOR enjoyment. The kitchen offers laminate countertops, modern cabinets, STAINLESS STEEL appliances, and a GAS stove, complemented by a breakfast nook with great natural lighting. The guest bedrooms apart from the master, ensuring PRIVACY for both you and your guests. The bedroom without a closet includes a fan and ample natural light from the window. It can easily be used as an office as well as a bedroom. A linen closet is conveniently located in the hallway leading to the guest bathroom, which includes a tiled shower with tub. The other guest bedroom features a fan, window for lighting, and carpet. The MASTER BEDROOM comes with an EN SUITE bathroom and a WALK-IN CLOSET. ROOF 2021. This property is in a GREAT LOCATION, GOLF CART RIDE to the VA, close to golf courses, swimming pools, recreational facilities, shopping, and dining options. Residents enjoy the nearby adult pool, while the Chatham Recreation Center features one of the area's family pools, ideal for the grandkids! The Nancy Lopez Golf & Country Club is just down the street, complete with a restaurant, driving range, pro shop, and golf academy. Four executive courses are in close proximity: Briarwood, Walnut Grove, Oakley, and Amberwood! Don’t miss the chance to see this home TODAY!

20. 2026-01-31
    price $314,000 1876-char remark

    Show marketing remark (1876 chars)

    Welcome to the SERENE Village of Chatham in The Villages and step into this Whispering Pine floorplan. It features a split layout with 3 bedrooms and 2 bathrooms along with a 2-car garage. The property boasts curb appeal, enhanced by MATURE landscaping and a painted sidewalk and driveway. Upon entering, you are welcomed by a tiled foyer with a chandelier. The main living area showcases VAULTED CEILINGS & the entire home (except kitchen) boasts NEW BEAUTIFUL laminate flooring. The living room offers glass French doors that lead to the screened lanai featuring a PAINTED FLOOR for your OUTDOOR enjoyment. The kitchen offers laminate countertops, modern cabinets, STAINLESS STEEL appliances, and a GAS stove, complemented by a breakfast nook with great natural lighting. The guest bedrooms apart from the master, ensuring PRIVACY for both you and your guests. The bedroom without a closet includes a fan and ample natural light from the window. It can easily be used as an office as well as a bedroom. A linen closet is conveniently located in the hallway leading to the guest bathroom, which includes a tiled shower with tub. The other guest bedroom features a fan, window for lighting, and carpet. The MASTER BEDROOM comes with an EN SUITE bathroom and a WALK-IN CLOSET. ROOF 2021. This property is in a GREAT LOCATION, GOLF CART RIDE to the VA, close to golf courses, swimming pools, recreational facilities, shopping, and dining options. Residents enjoy the nearby adult pool, while the Chatham Recreation Center features one of the area's family pools, ideal for the grandkids! The Nancy Lopez Golf & Country Club is just down the street, complete with a restaurant, driving range, pro shop, and golf academy. Four executive courses are in close proximity: Briarwood, Walnut Grove, Oakley, and Amberwood! Don’t miss the chance to see this home TODAY!

21. 2025-11-06
    listed $319,000 Active 1876-char remark

    Show marketing remark (1876 chars)

    Welcome to the SERENE Village of Chatham in The Villages and step into this Whispering Pine floorplan. It features a split layout with 3 bedrooms and 2 bathrooms along with a 2-car garage. The property boasts curb appeal, enhanced by MATURE landscaping and a painted sidewalk and driveway. Upon entering, you are welcomed by a tiled foyer with a chandelier. The main living area showcases VAULTED CEILINGS & the entire home (except kitchen) boasts NEW BEAUTIFUL laminate flooring. The living room offers glass French doors that lead to the screened lanai featuring a PAINTED FLOOR for your OUTDOOR enjoyment. The kitchen offers laminate countertops, modern cabinets, STAINLESS STEEL appliances, and a GAS stove, complemented by a breakfast nook with great natural lighting. The guest bedrooms apart from the master, ensuring PRIVACY for both you and your guests. The bedroom without a closet includes a fan and ample natural light from the window. It can easily be used as an office as well as a bedroom. A linen closet is conveniently located in the hallway leading to the guest bathroom, which includes a tiled shower with tub. The other guest bedroom features a fan, window for lighting, and carpet. The MASTER BEDROOM comes with an EN SUITE bathroom and a WALK-IN CLOSET. ROOF 2021. This property is in a GREAT LOCATION, GOLF CART RIDE to the VA, close to golf courses, swimming pools, recreational facilities, shopping, and dining options. Residents enjoy the nearby adult pool, while the Chatham Recreation Center features one of the area's family pools, ideal for the grandkids! The Nancy Lopez Golf & Country Club is just down the street, complete with a restaurant, driving range, pro shop, and golf academy. Four executive courses are in close proximity: Briarwood, Walnut Grove, Oakley, and Amberwood! Don’t miss the chance to see this home TODAY!

22. 2021-12-22
    soldstatus $295,000 Closed 1710-char remark

    Show marketing remark (1710 chars)

    Welcome to the tranquil Village of Chatham in the Northern area of The Villages. Come home to this amazing 1,512 sq. ft. 3 bedroom / 2 bath Whispering Pine home. The split 3 bedroom (3rd bed doesn’t have a closet) 2 bath open floor plan has plenty of space to entertain family and friends! Nice curb appeal with well maintained yard and landscaping with painted WALKWAY and DRIVE. You'll find TILE in the foyer, kitchen and baths with LOVELY LAMINATE flooring throughout the living area and carpet in 2 of the bedrooms! The kitchen has laminate counter tops, SS appliances and a GAS stove! There are VAULTED CEILINGS in the main living area! The living room has glass french doors that open out to the screened lanai with PAINTED FLOOR. You’ll love the PRIVACY! There is a linen closet in the hallway to the guest bath. The guest bedrooms are separate from the master offering PRIVACY for you and your guests. The MASTER BEDROOM has an EN SUITE bath and WALK-IN CLOSET. The spacious kitchen has STAINLESS STEEL APPLIANCES and BEAUTIFUL white cabinets with a casual dining nook. Don’t want to sit indoors…. Enjoy your ENCLOSED SCREENED LANAI. Worried about the roof age, don’t be, it is new as of November 2020. GREAT LOCATION close to golf, swimming, recreation, shopping and restaurants Everyone loves the adult pool nearby, while the Chatham Recreation Center is home to one of the area's family pools, perfect for the grandkids! Nancy Lopez Country Club is right down the street complete with its restaurant, driving range, pro shop and golf academy. Four executive courses nearby are Briarwood, Walnut Grove, Oakley and Amberwood! Come take a look! This one won't last long!

23. 2021-11-13
    status Pending 1710-char remark

    Show marketing remark (1710 chars)

    Welcome to the tranquil Village of Chatham in the Northern area of The Villages. Come home to this amazing 1,512 sq. ft. 3 bedroom / 2 bath Whispering Pine home. The split 3 bedroom (3rd bed doesn’t have a closet) 2 bath open floor plan has plenty of space to entertain family and friends! Nice curb appeal with well maintained yard and landscaping with painted WALKWAY and DRIVE. You'll find TILE in the foyer, kitchen and baths with LOVELY LAMINATE flooring throughout the living area and carpet in 2 of the bedrooms! The kitchen has laminate counter tops, SS appliances and a GAS stove! There are VAULTED CEILINGS in the main living area! The living room has glass french doors that open out to the screened lanai with PAINTED FLOOR. You’ll love the PRIVACY! There is a linen closet in the hallway to the guest bath. The guest bedrooms are separate from the master offering PRIVACY for you and your guests. The MASTER BEDROOM has an EN SUITE bath and WALK-IN CLOSET. The spacious kitchen has STAINLESS STEEL APPLIANCES and BEAUTIFUL white cabinets with a casual dining nook. Don’t want to sit indoors…. Enjoy your ENCLOSED SCREENED LANAI. Worried about the roof age, don’t be, it is new as of November 2020. GREAT LOCATION close to golf, swimming, recreation, shopping and restaurants Everyone loves the adult pool nearby, while the Chatham Recreation Center is home to one of the area's family pools, perfect for the grandkids! Nancy Lopez Country Club is right down the street complete with its restaurant, driving range, pro shop and golf academy. Four executive courses nearby are Briarwood, Walnut Grove, Oakley and Amberwood! Come take a look! This one won't last long!

24. 2021-11-08
    listed $275,000 Active 1710-char remark

    Show marketing remark (1710 chars)

    Welcome to the tranquil Village of Chatham in the Northern area of The Villages. Come home to this amazing 1,512 sq. ft. 3 bedroom / 2 bath Whispering Pine home. The split 3 bedroom (3rd bed doesn’t have a closet) 2 bath open floor plan has plenty of space to entertain family and friends! Nice curb appeal with well maintained yard and landscaping with painted WALKWAY and DRIVE. You'll find TILE in the foyer, kitchen and baths with LOVELY LAMINATE flooring throughout the living area and carpet in 2 of the bedrooms! The kitchen has laminate counter tops, SS appliances and a GAS stove! There are VAULTED CEILINGS in the main living area! The living room has glass french doors that open out to the screened lanai with PAINTED FLOOR. You’ll love the PRIVACY! There is a linen closet in the hallway to the guest bath. The guest bedrooms are separate from the master offering PRIVACY for you and your guests. The MASTER BEDROOM has an EN SUITE bath and WALK-IN CLOSET. The spacious kitchen has STAINLESS STEEL APPLIANCES and BEAUTIFUL white cabinets with a casual dining nook. Don’t want to sit indoors…. Enjoy your ENCLOSED SCREENED LANAI. Worried about the roof age, don’t be, it is new as of November 2020. GREAT LOCATION close to golf, swimming, recreation, shopping and restaurants Everyone loves the adult pool nearby, while the Chatham Recreation Center is home to one of the area's family pools, perfect for the grandkids! Nancy Lopez Country Club is right down the street complete with its restaurant, driving range, pro shop and golf academy. Four executive courses nearby are Briarwood, Walnut Grove, Oakley and Amberwood! Come take a look! This one won't last long!

25. 2011-06-09
    soldstatus $169,900
26. 2010-11-11
    historical
27. 2009-11-06
    listed $189,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $6,431 · $536/mo
• Projected year-2 tax: $6,431 · $536/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 5 d/yr ≥109°F today · 15 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $42,366
• − Mortgage interest: −$16,188
• − Property taxes: −$6,431
• − Insurance: −$1,445
• − Repairs & maintenance: −$3,389
• − Management: −$3,389
• − HOA: −$2,448
• − Depreciation: −$8,407
• Taxable income: $668
• Est. tax owed @ 24.0%: −$160
• After-tax cash flow: $4,799/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — The Villages

• Score: 70/100
• State rank: #431
• US rank: #7363

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment B+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: The Villages, FL
• County: Sumter County · 110,591 people
• City population: 83,973
• Metro: The Villages, FL
• Population (ZIP): 55,424
• Household income: $74,119
• Rent vs Own: 7.1% rent · 92.9% own
• Severe rent burden: 987.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 2% Hispanic / Latino 2% Asian 1% Black 1%
• Common ancestry: Romanian 7% Slovak 4% Lithuanian 4%
• Foreign-born: 5% · Canada
• Languages at home: 96% English-only · Spanish 1% Tagalog/Filipino 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -16.16%
• Current HPI: 218.1956
• Rent YoY: ▲ 3.92%
• Metro: The Villages, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+58.7% since first listed

12 events — show timeline

• 2026-05-16 Price Changed $299,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Price Changed $304,500 Stellar MLS as Distributed by MLS Grid
• 2026-03-24 Price Changed $305,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-12 Price Changed $312,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-31 Price Changed $314,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-06 Listed $319,000 Stellar MLS as Distributed by MLS Grid
• 2021-12-22 Sold (MLS) $295,000 Stellar MLS as Distributed by MLS Grid
• 2021-11-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-11-08 Listed $275,000 Stellar MLS as Distributed by MLS Grid
• 2011-06-09 Sold (Public Records) $169,900 Public Records
• 2010-11-11 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2009-11-06 Listed $189,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+7.8%/yr

Latest (2025): $6,431 · +5.4% YoY. Source: county tax records.