517 N 8th St · Allentown, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 15.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.4/30.0
- ARV discount +15.0/15.0
- DSCR +7.5/10.0
- 1% rule +5.9/10.0
- Livability +4.0/5.0
- Rent growth +3.9/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$190,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Large 2000 square feet 4 bedroom 1.5 bath Brick home in Downtown Allentown. This home features original woodwork that is well maintained. A large living room over looking a large dining room. A modern large kitchen with granite countertop, all new appliances and its own private stairs to 2nd floor. All bedrooms are large and private with No walk-thru. New windows and flooring throughout the house. Close to all major highways.
Key facts
- Formal dining room
- Brick townhouse
- Family room
Tags
Property features AI
Finance
- HOA & community: Curbs; Sidewalks
Exterior
- Parking: Parking garage; On-street parking
- Security: Closed-circuit cameras; Smoke detectors
- Utilities: Public water; Public sewer; Cable available; 100 amp electric service with circuit breakers
- Home design: 3 stories; Brick construction; Asphalt/fiberglass roof
- Construction: Brick construction; Asphalt and fiberglass roof
- Exterior features: Balcony; Covered patio; Patio; Yard fenced; Fence; Handicap accessible; Has view
Interior
- Kitchen: Gas oven; Gas range; Microwave; Dishwasher; Eat-in kitchen
- Bedrooms: Third-floor bedroom (19 x 23); Second-floor bedroom (12 x 14); Second-floor bedroom (14 x 13); Second-floor bedroom (11 x 9); Second-floor bedroom (11 x 8)
- Flooring: Hardwood; Ceramic tile
- Bathrooms: Two full bathrooms; Second-floor full bathroom (7 x 8); First-floor full bathroom (8 x 7)
- Heating & cooling: Gas heating; Radiator heating; Wall/window cooling units
- Interior features: Attic; Dining area; Separate/formal dining room; Eat-in kitchen; Handicap accessible; Storage; Window treatments; Drapes; Replacement windows
- Laundry & utility: Washer; Dryer; Laundry on main level; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath townhouse listed at $190k.
Deal economics
- At list price, monthly cash flow is $351 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $190k).
- Recommended offer: $184k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 5.3% in Allentown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#171 in PA, #1,440 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, employment D.
- Allentown City SD (urban): math 10% / reading 20% proficiency, ranked #513 of 539 in PA (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.5%/yr); 167 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).
- At $2,062/mo this rent would consume 57% of the median local household income ($43k/yr) (locally 4313% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 5.5% rent growth), your $53k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 31 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 24y ago; this cycle's ask has dropped $120k (39%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $123k; list at $190k implies a 54% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1870 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1870 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 8.51%
- Cash-on-cash
- 7.91%
- DSCR
- 1.35
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $235,251
- List price
- $190,000
- Delta
- -19.24%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 619 N 5th St | 0.34mi | 4/1.5 | 1,893 (-5%) | 2mo | $260,000 | $137 | 73 |
| 453 W Tilghman St | 0.37mi | 5/1.5 (+1) | 1,932 (-3%) | 2mo | $280,000 | $145 | 70 |
| 519 N 11th St | 0.35mi | 5/2.0 (+1) | 1,929 (-3%) | 1mo | $350,000 | $181 | 69 |
| 622 N Law St | 0.27mi | 5/2.0 (+1) | 1,834 (-8%) | 0mo | $270,000 | $147 | 65 |
| 445 W Washington St | 0.45mi | 5/1.5 (+1) | 1,911 (-4%) | 1mo | $265,000 | $139 | 65 |
| 623 Park St | 0.19mi | 5/2.0 (+1) | 1,746 (-12%) | 1mo | $182,000 | $104 | 62 |
| 407 W Gordon St | 0.44mi | 5/1.5 (+1) | 1,850 (-7%) | 1mo | $260,000 | $141 | 60 |
| 838 N Jordan | 0.62mi | 5/1.5 (+1) | 1,942 (-2%) | 1mo | $240,000 | $124 | 60 |
| 518 W Washington St | 0.37mi | 5/1.5 (+1) | 1,799 (-9%) | 1mo | $275,000 | $153 | 59 |
| 1119 W Green St | 0.46mi | 5/1.0 (+1) | 1,699 (-14%) | 1mo | $220,000 | $129 | 49 |
| 638 N 12th St | 0.50mi | 4/2.0 | 1,704 (-14%) | 2mo | $262,000 | $154 | 48 |
| 28 S Penn St | 0.70mi | 4/2.0 | 2,238 (+13%) | 1mo | $287,000 | $128 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.48% rent growth · sell at horizon
- IRR
- -1.5%
- Equity multiple
- 0.94×
- Total profit
- $-3,167
- Equity at exit
- $28,330
- IRR
- 10.6%
- Equity multiple
- 1.92×
- Total profit
- $48,809
- Equity at exit
- $16,428
Cash invested: $53,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18102
- Rents YoY
- 5.5%
- Active inventory
- 167
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $2,062 high interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax from tax record
- −$202 /mo · $2,430/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$433
- Net cashflow
- $351
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,500
- Closing costs
- $5,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 828 W Gordon St Allentown, PA | 4.0 | 2.5 | 1628 | $2,250 | $1.38 | 2d | 1 | 0.15mi |
| 631 W Allen St Allentown, PA | 5.0 | 1.5 | 1695 | $2,100 | $1.24 | 43d | 1 | 0.16mi |
| 622 Park St Allentown, PA | 5.0 | 1.5 | 1638 | $2,300 | $1.40 | 2d | 1 | 0.19mi |
| 528 N 6th St Allentown, PA | 3.0 | 1.0 | 1934 | $1,800 | $0.93 | 43d | 1 | 0.20mi |
| 915 Tilghman St Apt 4 Allentown, PA | 3.0 | 1.0 | 1250 | $1,750 | $1.40 | 23d | 1 | 0.23mi |
| 432 N Law St Allentown, PA | 4.0 | 1.0 | 1328 | $1,500 | $1.13 | 14d | 1 | 0.27mi |
| 209 N Eighth St Apt 2 Allentown, PA | 3.0 | 1.0 | 1430 | $1,550 | $1.08 | 43d | 1 | 0.30mi |
| 823 W Washington St Allentown, PA | 4.0 | 1.0 | 1400 | $1,950 | $1.39 | 14d | 1 | 0.31mi |
| 535 Tilghman St Unit 2ND Allentown, PA | 4.0 | 2.0 | 1500 | $1,750 | $1.17 | 2d | 1 | 0.31mi |
| 626 Oak St Allentown, PA | 3.0 | 1.0 | 1396 | $1,900 | $1.36 | 43d | 1 | 0.33mi |
| 738 W Cedar St Allentown, PA | 5.0 | 1.5 | 1900 | $2,500 | $1.32 | 43d | 1 | 0.34mi |
| 626 N 11th St Allentown, PA | 4.0 | 1.5 | 1642 | $2,200 | $1.34 | 2d | 1 | 0.38mi |
| 856 N 8th St Allentown, PA | 5.0 | 1.5 | 1499 | $1,975 | $1.32 | 19d | 1 | 0.39mi |
| 395 W Allen St Allentown, PA | 3.0 | 1.0 | 1344 | $1,800 | $1.34 | 23d | 1 | 0.47mi |
| 407 N 4th St Allentown, PA | 3.0 | 1.5 | 1321 | $1,550 | $1.17 | 23d | 1 | 0.47mi |
| 913 N 6th St Allentown, PA | 4.0 | 1.0 | 1476 | $1,698 | $1.15 | 14d | 1 | 0.49mi |
| 517 Elliger St Allentown, PA | 3.0 | 1.5 | 1235 | $1,700 | $1.38 | 23d | 1 | 0.49mi |
| 854 N Penn St Allentown, PA | 3.0 | 1.5 | 1502 | $1,850 | $1.23 | 14d | 1 | 0.53mi |
| 551 Sumner Ct Allentown, PA | 3.0 | 1.0 | 1270 | $1,700 | $1.34 | 2d | 1 | 0.54mi |
| 389 W Turner St Allentown, PA | 4.0 | 1.5 | 2144 | $2,400 | $1.12 | 2d | 1 | 0.60mi |
| 948 W Maple St Allentown, PA | 4.0 | 1.0 | 1932 | $2,300 | $1.19 | 43d | 1 | 0.63mi |
| 1338 W Liberty St Allentown, PA | 4.0 | 1.0 | 1526 | $2,000 | $1.31 | 14d | 1 | 0.65mi |
| 1332 W Gordon St Allentown, PA | 3.0 | 2.0 | 1236 | $1,050 | $0.85 | 43d | 1 | 0.66mi |
| 1348 W Liberty St Allentown, PA | 5.0 | 1.0 | 1561 | $1,900 | $1.22 | 23d | 1 | 0.68mi |
| 1341 Chew St Allentown, PA | 5.0 | 1.5 | 2139 | $2,500 | $1.17 | 21d | 1 | 0.70mi |
| 1304 N 4th St Allentown, PA | 5.0 | 2.0 | 1891 | $2,900 | $1.53 | 43d | 1 | 0.73mi |
| 406 N 2nd St Allentown, PA | 3.0 | 2.0 | 2400 | $1,700 | $0.71 | 43d | 1 | 0.77mi |
| 213 Chew St Allentown, PA | 5.0 | 1.0 | 1725 | $2,100 | $1.22 | 43d | 1 | 0.77mi |
| 36 S Jefferson St Allentown, PA | 5.0 | 1.5 | 2128 | $2,500 | $1.17 | 14d | 1 | 0.80mi |
| 1455 W Tilghman St Allentown, PA | 4.0 | 1.5 | 1520 | $1,850 | $1.22 | 43d | 1 | 0.82mi |
| 177 W Tilghman St Allentown, PA | 3.0 | 1.5 | 1800 | $1,650 | $0.92 | 2d | 1 | 0.84mi |
| 144 S 12th St Allentown, PA | 4.0 | 2.0 | 1242 | $2,000 | $1.61 | 2d | 1 | 0.85mi |
| 164 W Tilghman St Allentown, PA | 5.0 | 2.0 | 1801 | $2,250 | $1.25 | 23d | 1 | 0.87mi |
| 208 Ridge Ave Allentown, PA | 4.0 | 1.0 | 1396 | $1,600 | $1.15 | 2d | 1 | 0.92mi |
| 208 Ridge Ave Allentown, PA | 4.0 | 1.0 | 1396 | $1,700 | $1.22 | 23d | 1 | 0.92mi |
| 1538 Chew St Allentown, PA | 5.0 | 1.0 | 1874 | $2,800 | $1.49 | 19d | 1 | 0.92mi |
| 41 S Franklin St Allentown, PA | 5.0 | 2.0 | 1897 | $2,500 | $1.32 | 14d | 1 | 0.96mi |
| 111 Ridge Ave Allentown, PA | 4.0 | 1.0 | 1658 | $1,650 | $1.00 | 43d | 1 | 0.97mi |
| 630 N Front St Allentown, PA | 4.0 | 1.0 | 1912 | $1,900 | $0.99 | 23d | 1 | 1.00mi |
| 138 S 14th St Allentown, PA | 5.0 | 1.0 | 2300 | $2,300 | $1.00 | 14d | 1 | 1.00mi |
Listing history 31 events
-
2026-06-14statusdays on market $190,000 Pending 31 DOM
-
2026-06-10days on market $190,000 Active 29 DOM
-
2026-06-09days on market $190,000 Active 28 DOM
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2026-06-08days on market $190,000 Active 27 DOM
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2026-06-07pricedays on market $190,000 Active 26 DOM
-
2026-06-03days on market $245,000 Active 22 DOM
-
2026-06-02days on market $245,000 Active 21 DOM
-
2026-06-01days on market $245,000 Active 20 DOM
-
2026-05-31days on market $245,000 Active 19 DOM
-
2026-05-31days on market $245,000 Active 18 DOM
-
2026-05-12$310,000 Active 1255-char remark
-
2019-09-06soldstatus $123,000
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2019-08-09soldstatus $123,000 Sold 429-char remark
Show marketing remark (429 chars)
Large 2000 square feet 4 bedroom 1.5 bath Brick home in Downtown Allentown. This home features original woodwork that is well maintained. A large living room over looking a large dining room. A modern large kitchen with granite countertop, all new appliances and its own private stairs to 2nd floor. All bedrooms are large and private with No walk-thru. New windows and flooring throughout the house. Close to all major highways.
-
2019-06-18status Pending 429-char remark
Show marketing remark (429 chars)
Large 2000 square feet 4 bedroom 1.5 bath Brick home in Downtown Allentown. This home features original woodwork that is well maintained. A large living room over looking a large dining room. A modern large kitchen with granite countertop, all new appliances and its own private stairs to 2nd floor. All bedrooms are large and private with No walk-thru. New windows and flooring throughout the house. Close to all major highways.
-
2019-06-05price $119,999 429-char remark
Show marketing remark (429 chars)
Large 2000 square feet 4 bedroom 1.5 bath Brick home in Downtown Allentown. This home features original woodwork that is well maintained. A large living room over looking a large dining room. A modern large kitchen with granite countertop, all new appliances and its own private stairs to 2nd floor. All bedrooms are large and private with No walk-thru. New windows and flooring throughout the house. Close to all major highways.
-
2019-05-27$124,900 Active 429-char remark
Show marketing remark (429 chars)
Large 2000 square feet 4 bedroom 1.5 bath Brick home in Downtown Allentown. This home features original woodwork that is well maintained. A large living room over looking a large dining room. A modern large kitchen with granite countertop, all new appliances and its own private stairs to 2nd floor. All bedrooms are large and private with No walk-thru. New windows and flooring throughout the house. Close to all major highways.
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2018-12-04soldstatus $84,000
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2018-11-29soldstatus $84,000 Sold
Show marketing remark (673 chars)
The charming brick exterior of this home provides the perfect reflection of the character found within, from original woodwork to wood moldings you will see features that are timeless. Many windows add an elegant touch with the various colored glass! The living room and dining room offer new flooring just installed prior to listing the home! Plus the laundry is located on the first floor! Upstairs you will find three bedrooms plus a beautiful sunroom and the attic is also finished into another room! First and Second floors offer high ceilings! Home also has a backyard and is convenient to shopping area as well! Seller provided clear CO. See this amazing home today!
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2018-10-31status Pending
Show marketing remark (673 chars)
The charming brick exterior of this home provides the perfect reflection of the character found within, from original woodwork to wood moldings you will see features that are timeless. Many windows add an elegant touch with the various colored glass! The living room and dining room offer new flooring just installed prior to listing the home! Plus the laundry is located on the first floor! Upstairs you will find three bedrooms plus a beautiful sunroom and the attic is also finished into another room! First and Second floors offer high ceilings! Home also has a backyard and is convenient to shopping area as well! Seller provided clear CO. See this amazing home today!
-
2018-10-27status Active
Show marketing remark (673 chars)
The charming brick exterior of this home provides the perfect reflection of the character found within, from original woodwork to wood moldings you will see features that are timeless. Many windows add an elegant touch with the various colored glass! The living room and dining room offer new flooring just installed prior to listing the home! Plus the laundry is located on the first floor! Upstairs you will find three bedrooms plus a beautiful sunroom and the attic is also finished into another room! First and Second floors offer high ceilings! Home also has a backyard and is convenient to shopping area as well! Seller provided clear CO. See this amazing home today!
-
2018-10-11status Pending
Show marketing remark (673 chars)
The charming brick exterior of this home provides the perfect reflection of the character found within, from original woodwork to wood moldings you will see features that are timeless. Many windows add an elegant touch with the various colored glass! The living room and dining room offer new flooring just installed prior to listing the home! Plus the laundry is located on the first floor! Upstairs you will find three bedrooms plus a beautiful sunroom and the attic is also finished into another room! First and Second floors offer high ceilings! Home also has a backyard and is convenient to shopping area as well! Seller provided clear CO. See this amazing home today!
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2018-09-24price $93,800
Show marketing remark (673 chars)
The charming brick exterior of this home provides the perfect reflection of the character found within, from original woodwork to wood moldings you will see features that are timeless. Many windows add an elegant touch with the various colored glass! The living room and dining room offer new flooring just installed prior to listing the home! Plus the laundry is located on the first floor! Upstairs you will find three bedrooms plus a beautiful sunroom and the attic is also finished into another room! First and Second floors offer high ceilings! Home also has a backyard and is convenient to shopping area as well! Seller provided clear CO. See this amazing home today!
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2018-09-15price $96,800
Show marketing remark (673 chars)
The charming brick exterior of this home provides the perfect reflection of the character found within, from original woodwork to wood moldings you will see features that are timeless. Many windows add an elegant touch with the various colored glass! The living room and dining room offer new flooring just installed prior to listing the home! Plus the laundry is located on the first floor! Upstairs you will find three bedrooms plus a beautiful sunroom and the attic is also finished into another room! First and Second floors offer high ceilings! Home also has a backyard and is convenient to shopping area as well! Seller provided clear CO. See this amazing home today!
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2018-09-04$99,900 Active
Show marketing remark (673 chars)
The charming brick exterior of this home provides the perfect reflection of the character found within, from original woodwork to wood moldings you will see features that are timeless. Many windows add an elegant touch with the various colored glass! The living room and dining room offer new flooring just installed prior to listing the home! Plus the laundry is located on the first floor! Upstairs you will find three bedrooms plus a beautiful sunroom and the attic is also finished into another room! First and Second floors offer high ceilings! Home also has a backyard and is convenient to shopping area as well! Seller provided clear CO. See this amazing home today!
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2005-07-11soldstatus $73,900
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2005-06-24soldstatus $73,900
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2005-04-27$73,900
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2002-05-31historical
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2002-05-10$59,900
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1996-10-24soldstatus $44,000
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1985-10-22soldstatus $20,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,430 · $202/mo
- Projected year-2 tax
- $2,716 · $226/mo
- Expected delta
- +$286/yr (+$24/mo · 11.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,741
- − Mortgage interest
- −$10,643
- − Property taxes
- −$2,430
- − Insurance
- −$950
- − Repairs & maintenance
- −$1,979
- − Management
- −$1,979
- − Depreciation
- −$5,527
- Taxable income
- $1,232
- Est. tax owed @ 24.0%
- −$296
- After-tax cash flow
- $3,913/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Allentown City SD
- NCES district ID
- 4202280
- Math proficiency
- 10% ▼ -10.00%
- Reading proficiency
- 20% ▼ -15.00%
- Median HH income
- $36,337
- Composite
- 12.43/100
- National rank
- #9630
- State rank
- #513 of 539 in PA
Livability — Allentown
- Score
- 81/100
- State rank
- #171
- US rank
- #1440
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Allentown, PA
- County
- Lehigh County · 333,019 people
- City population
- 172,996
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- Population (ZIP)
- 51,001
- Household income
- $43,085
- Rent vs Own
- Severe rent burden
- 4313.0
Population outlook (Lehigh County) Hauer SSP2
- Today (2025)
- 392,957 people
- By 2030
- 408,319 · +3.9%
- By 2040
- 440,007 · +12.0%
- By 2050
- 475,940 · +21.1%
- By 2075
- 590,448 · +50.3%
- By 2100
- 690,314 · +75.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (69%)
- Race & ethnicity
- Hispanic / Latino 69% Two or more races 28% White 18% Black 10%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 38% Dominican 22%
- Common ancestry
- Polish 1% Romanian 1% Hispanic 1%
- Foreign-born
- 22% · Canada, Jamaica
- Languages at home
- 45% English-only · Spanish 52% Arabic 2%
Political lean MEDSL · Lehigh
- 2024 margin
- Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
- 2008→2024 swing
- -12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
- All cycles
- 2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -227.01%
- Current HPI
- 404.834
- Rent YoY
- ▲ 5.48%
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+850.0% since first listed25 events — show timeline
- 2026-06-13 Pending — GLVRMLS
- 2026-06-04 Price Changed $190,000 GLVRMLS
- 2026-05-21 Price Changed $245,000 GLVRMLS
- 2026-05-19 Price Changed $295,000 GLVRMLS
- 2026-05-12 Listed $310,000 GLVRMLS
- 2019-09-06 Sold (Public Records) $123,000 Public Records
- 2019-08-09 Sold (MLS) $123,000 GLVRMLS
- 2019-06-18 Pending — GLVRMLS
- 2019-06-05 Price Changed $119,999 GLVRMLS
- 2019-05-27 Listed $124,900 GLVRMLS
- 2018-12-04 Sold (Public Records) $84,000 Public Records
- 2018-11-29 Sold (MLS) $84,000 GLVRMLS
- 2018-10-31 Pending — GLVRMLS
- 2018-10-27 Relisted — GLVRMLS
- 2018-10-11 Pending — GLVRMLS
- 2018-09-24 Price Changed $93,800 GLVRMLS
- 2018-09-15 Price Changed $96,800 GLVRMLS
- 2018-09-04 Listed $99,900 GLVRMLS
- 2005-07-11 Sold (Public Records) $73,900 Public Records
- 2005-06-24 Sold (MLS) $73,900 GLVRMLS
- 2005-04-27 Listed $73,900 GLVRMLS
- 2002-05-31 Listing Removed — GLVRMLS
- 2002-05-10 Listed $59,900 GLVRMLS
- 1996-10-24 Sold (Public Records) $44,000 Public Records
- 1985-10-22 Sold (Public Records) $20,000 Public Records
Property tax history
-2.0%/yrLatest (2026): $2,430 · +0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…