2205 18th Ave · Northport, AL 35476

$139,900

3 bd · 1.0 ba · 1,279 sqft · SingleFamily public records · 47 Days on market

Built 1950 9,147 sqft lot $109/sqft · 25% below area Est $186k · 25% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.4/30.0
• ARV discount +15.0/15.0
• DSCR +8.4/10.0
• 1% rule +5.6/10.0
• Livability +3.9/5.0
• Schools +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

What a cute house just waiting on you to finish it with your special touches. When you walk into the front door you enter the living room and there is also a dining room area, kitchen, 3 bedrooms and 1 full bath that appears to have been updated. Just needs those final touches and it will be ready. Don't let this one get away.

Key facts

• 9,147 sq ft lot
• Parking
• Built 1950

Property features AI

Finance

• Other: Lot size approximately 0.21 acres
• HOA & community: No association fee

Exterior

• Parking: Attached parking; Driveway parking; One carport space
• Utilities: Public water; Connected sewer; Gas water heater; Internet service availability unknown
• Home design: Existing construction; Siding (wood) exterior; Crawl space foundation; Not waterfront; No pool
• Construction: Wood siding construction
• Exterior features: Fenced yard; Open deck

Interior

• Kitchen: Laminate countertops; Built-in dishwasher; Built-in microwave
• Bedrooms: Three bedrooms on the main level
• Flooring: Vinyl flooring
• Bathrooms: One full bathroom with tub/shower combo on the main level
• Heating & cooling: Central heating; Central cooling
• Interior features: Ceilings: other (see remarks); No additional built-in interior features listed
• Laundry & utility: Laundry room on the main level; Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $323 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $140k).
• Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.1% vs local median 4.2% in Northport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#8 in AL, #2,686 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
• Tuscaloosa County (suburban): math 21% / reading 45% proficiency, ranked #47 of 129 in AL (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Crestmont Elementary School (math 22% / reading 42%, grade F, #331 of 627 statewide, top 57%, 270 students, 79% FRL); Tuscaloosa County High School (math 26% / reading 30%, grade F, #87 of 305 statewide, top 29%, 1,545 students, 55% FRL) — zoned schools average 67% FRL vs 45% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 44 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 622 units permitted in Tuscaloosa County in 2024 (69 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Tuscaloosa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 47 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $102k; 36% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 57% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $135,703 (3.0% below list)

Questions for the listing agent

1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 9.06%
• Cash-on-cash: 9.90%
• DSCR: 1.44
• GRM: 7.9

CMA / ARV

• ARV (median comp): $186,481
• List price: $139,900
• Delta: -24.98%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2600 17th Ave	0.17mi	3/2.0	1,254 (-2%)	4mo	$186,000	$148	81
2412 17th Ave	0.10mi	3/2.0	1,355 (+6%)	4mo	$135,000	$100	78
1711 17th St	0.30mi	3/2.0	1,342 (+5%)	5mo	$96,000	$72	69
2111 18th St	0.32mi	3/1.5	1,418 (+11%)	0mo	$232,500	$164	64
2105 22nd Ave	0.23mi	3/2.0	1,456 (+14%)	1mo	$254,000	$174	62
2803 25th Avenue Ave	0.47mi	3/1.5	1,175 (-8%)	2mo	$238,000	$203	60
2812 Robinwood Ln Ln	0.49mi	3/3.0	1,314 (+3%)	7mo	$235,000	$179	59
1901 Main Ave. Ave	0.44mi	2/1.0 (-1)	1,176 (-8%)	4mo	$216,000	$184	58
2707 31st Avenue Way	0.71mi	3/2.0	1,323 (+3%)	3mo	$237,000	$179	54
2445 Meadowlark Ln	0.57mi	3/2.0	1,160 (-9%)	2mo	$230,000	$198	53
1406 10th St	0.57mi	3/2.0	1,404 (+10%)	3mo	$205,000	$146	50
2401 Roselawn St	0.53mi	3/3.0	1,457 (+14%)	6mo	$178,000	$122	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.4%
• Equity multiple: 0.95×
• Total profit: $-2,141
• Equity at exit: $20,860

10-year hold

• IRR: 8.2%
• Equity multiple: 1.62×
• Total profit: $24,428
• Equity at exit: $12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35476

• Home prices YoY: -32.3%
• Active inventory: 44
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,482 high
• Mortgage (P&I): −$734
• Tax from tax record: −$56 /mo · $668/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$311
• Net cashflow: $323

Break-even live

Break-even rent $1,073

Max offer price $139,900

Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,975
• Closing costs: $4,197
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2705 18th Ave Unit 4D Northport, AL	2.0	1.5	1100	$625	$0.57	44d	1	0.25mi
1920 5th St Northport, AL	1.0–2.0	1.0	892	$1,125	$1.26	21d	3	0.80mi
500 Snows Mill Ave Tuscaloosa, AL	1.0–2.0	1.0–2.0	904	$1,100	$1.22	13d	1	0.93mi
201 Marina Dr Tuscaloosa, AL	1.0–3.0	1.0–2.0	1099	$1,595	$1.45	13d	1	1.11mi
800 Energy Center Blvd Northport, AL	3.0	1.0–2.5	950	$1,784	$1.88	13d	1	1.16mi
3813 Biscayne Hills Dr Northport, AL	3.0	2.0	1787	$1,795	$1.00	13d	1	1.37mi
301 19th Ave Tuscaloosa, AL	2.0	2.5	1200	$2,200	$1.83	21d	1	1.42mi

Listing history 30 events

1. 2026-06-18
   days on market $139,900 Active 47 DOM
2. 2026-06-17
   days on market $139,900 Active 46 DOM
3. 2026-06-16
   days on market $139,900 Active 45 DOM
4. 2026-06-15
   days on market $139,900 Active 44 DOM
5. 2026-06-14
   days on market $139,900 Active 42 DOM
6. 2026-06-13
   days on market $139,900 Active 41 DOM
7. 2026-06-10
   days on market $139,900 Active 39 DOM
8. 2026-06-09
   days on market $139,900 Active 38 DOM
9. 2026-06-08
   days on market $139,900 Active 37 DOM
10. 2026-06-07
    days on market $139,900 Active 36 DOM
11. 2026-06-05
    days on market $139,900 Active 33 DOM
12. 2026-06-03
    days on market $139,900 Active 32 DOM
13. 2026-06-03
    price $139,900 Active 31 DOM
14. 2026-06-02
    days on market $144,900 Active 31 DOM
15. 2026-06-01
    days on market $144,900 Active 30 DOM
16. 2026-05-31
    days on market $144,900 Active 29 DOM
17. 2026-05-30
    days on market $144,900 Active 28 DOM
18. 2026-05-01
    listed $144,900 Active 328-char remark
19. 2026-04-06
    price $149,900
20. 2026-03-05
    price $154,900
21. 2026-02-03
    price $159,900
22. 2025-12-04
    price $164,900
23. 2025-10-28
    price $169,900
24. 2025-08-26
    listed $189,900 Active
25. 2025-06-23
    price $184,900
26. 2025-06-12
    price $194,900
27. 2025-05-22
    listed $199,900 Active
28. 2024-12-30
    soldstatus $102,500
29. 2024-08-05
    historical $1,100
30. 2024-07-11
    listed $1,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $668 · $56/mo
• Projected year-2 tax: $668 · $56/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 57% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,784
• − Mortgage interest: −$7,837
• − Property taxes: −$668
• − Insurance: −$700
• − Repairs & maintenance: −$1,423
• − Management: −$1,423
• − Depreciation: −$4,070
• Taxable income: $1,664
• Est. tax owed @ 24.0%: −$399
• After-tax cash flow: $3,478/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tuscaloosa County
• NCES district ID: 0103390
• Math proficiency: 21% ▼ -24.00%
• Reading proficiency: 45% ▲ 2.00%
• Median HH income: $53,000
• Composite: 28.88/100
• National rank: #6641
• State rank: #47 of 129 in AL

Livability — Northport

• Score: 78/100
• State rank: #8
• US rank: #2686

Category grades

Amenities A- Commute F Cost of living A+ Crime B Employment B- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Northport, AL
• County: Tuscaloosa County · 206,491 people
• City population: 47,464
• Metro: Tuscaloosa, AL
• Population (ZIP): 8,521
• Household income: $61,154
• Rent vs Own: 58.8% rent · 41.2% own
• Severe rent burden: 281.0

Population outlook (Tuscaloosa County) Hauer SSP2

• Today (2025): 228,293 people
• By 2030: 240,551 · +5.4%
• By 2040: 263,856 · +15.6%
• By 2050: 286,491 · +25.5%
• By 2075: 335,783 · +47.1%
• By 2100: 370,520 · +62.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: Black 50% White 40% Hispanic / Latino 8% Two or more races 5%
• Hispanic origin (detail): Mexican 2% Cuban 2%
• Common ancestry: Lithuanian 2% Slovak 1% Italian 1%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Tuscaloosa

• 2024 margin: Strong R (+20.4) · D 39.4% · R 59.8%
• 2008→2024 swing: -4.4pp toward R · 2008: -16.0pp · 2024: -20.4pp
• All cycles: 2024: R+20.4 2020: R+14.8 2016: R+19.5 2012: R+17.4 2008: R+16.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -104.98%
• Current HPI: 219.7539
• Rent YoY: —
• Metro: Tuscaloosa, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+12618.2% since first listed

14 events — show timeline

• 2026-06-03 Price Changed $139,900 Greater Alabama MLS
• 2026-05-01 Listed $144,900 Greater Alabama MLS
• 2026-04-06 Price Changed $149,900 WAMLS
• 2026-03-05 Price Changed $154,900 WAMLS
• 2026-02-03 Price Changed $159,900 WAMLS
• 2025-12-04 Price Changed $164,900 WAMLS
• 2025-10-28 Price Changed $169,900 WAMLS
• 2025-08-26 Listed $189,900 WAMLS
• 2025-06-23 Price Changed $184,900 WAMLS
• 2025-06-12 Price Changed $194,900 WAMLS
• 2025-05-22 Listed $199,900 WAMLS
• 2024-12-30 Sold (Public Records) $102,500 Public Records
• 2024-08-05 Rental Removed $1,100 APPFOLIO
• 2024-07-11 Listed for Rent $1,100 APPFOLIO

Property tax history

+15.6%/yr

Latest (2025): $668 · +6.9% YoY. Source: county tax records.