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2871 Woodside Dr
B- Composite 68.05
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.6/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$85,000

2871 Woodside Dr · Jackson, MS 39212
3 bd · 2.0 ba · 1,804 sqft · SingleFamily public records · 198 Days on market
Built 1955 0.37 ac lot $47/sqft · 61% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your new home at 2871 Woodside, Jackson, MS. This newly renovated, spacious 3-bedroom, 2.5 bath home is the perfect find for Investors looking to expand their portfolio. A tenant is currently in place paying $1300 monthly with year lease . Nestled on an established street, this property offers a warm, community feel with all the modern touches you desire. Step inside to discover a fresh and contemporary space where natural light and soft colors dance across the open living areas. The heart of the home is the open kitchen and den combo showing a great view of the huge backyard . Each bedroom is spacious with original hardwood flooring. The primary features a full size private bath and sitting area of its own. Step outside to your huge backyard, an discover a canvas for outdoor activities, gardening, or simply relaxing under the sun. Woodside is proximity to popular eateries, schools, and easy I-55 corridor interstate access, making your commute time less hectic. Embrace the joy of homeownership with this adorable property that's just waiting for you to call it home.Showings need to be a 24-48 hr notice and until a contract is in place .

Key facts

  • Private bath
  • Huge backyard
  • Sitting area

Tags

OPEN KITCHEN AND DEN COMBOHUGE BACKYARDORIGINAL HARDWOOD FLOORINGPRIVATE BATHSITTING AREAEASY I-55 CORRIDOR ACCESS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $409 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.1% vs local median 9.9% in Jackson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.2%/yr); 302 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 4.2% rent growth), your $24k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 198 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 198 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.53%
Cap rate
12.06%
Cash-on-cash
20.61%
DSCR
1.92
GRM
5.5

CMA / ARV

ARV (median comp)
$52,909
List price
$85,000
Delta
60.65%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1435 Brinoy Dr 0.19mi 3/2.0 1,760 (-2%) 12mo $78,000 $44 78
2938 Oak Forest Dr 0.17mi 3/1.5 1,726 (-4%) 9mo $93,500 $54 75
1732 Southhaven Cir 0.47mi 3/2.0 1,675 (-7%) 8mo $62,500 $37 59
2232 Breckinridge Rd 0.74mi 3/2.0 1,794 (-1%) 9mo $85,000 $47 56
3218 Meadow Forest Dr 0.64mi 4/2.0 (+1) 1,898 (+5%) 3mo $59,000 $31 54
1136 Killarney St 0.47mi 4/2.0 (+1) 1,608 (-11%) 2mo $45,500 $28 54
3031 Longwood Dr 0.68mi 4/2.0 (+1) 1,960 (+9%) 0mo $85,000 $43 48
953 Woody Dr 0.64mi 4/2.0 (+1) 1,595 (-12%) 3mo $5,900 $4 43
1405 Dianne Dr 0.49mi 3/2.0 1,537 (-15%) 11mo $75,000 $49 43
2229 Scanlon Dr 0.73mi 4/2.0 (+1) 1,651 (-8%) 8mo $94,900 $57 40
1422 Wooddell Dr 0.56mi 4/2.0 (+1) 1,540 (-15%) 6mo $99,000 $64 39
697 Woody Dr 0.70mi 4/2.0 (+1) 1,572 (-13%) 10mo $44,400 $28 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.23% rent growth · sell at horizon

5-year hold
IRR
14.4%
Equity multiple
1.58×
Total profit
$13,917
Equity at exit
$12,674
10-year hold
IRR
24.1%
Equity multiple
3.21×
Total profit
$52,622
Equity at exit
$7,349

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39212

Home prices YoY
-11.7%
Rents YoY
4.2%
Active inventory
302
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,297 high interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$135 /mo · $1,619/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$272
Net cashflow
$409

Break-even live

Break-even rent $780
Max offer price $85,000
Occupancy floor 63%

Sensitivity live

Price -10% $457 -5% $433 +0% $409 +5% $385 +10% $361
Rent -10% $306 -5% $357 +0% $409 +5% $460 +10% $511
Rate -1.0pp $451 -0.5pp $430 base $409 +0.5pp $387 +1.0pp $364

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2732 Woodside Dr Jackson, MS 4.0 2.0 1566 $1,050 $0.67 24d 1 0.26mi
1126 Barbara Ann Dr Jackson, MS 3.0 1.0 1343 $1,000 $0.74 44d 1 0.31mi
1126 Barbara Ann Dr Jackson, MS 3.0 1.0 1343 $1,000 $0.74 14d 1 0.31mi
2694 Woodside Dr Jackson, MS 3.0 1.0 1509 $1,075 $0.71 14d 1 0.33mi
2694 Woodside Dr Jackson, MS 3.0 1.0 1509 $1,075 $0.71 24d 1 0.33mi
427 McDowell Park Cir Jackson, MS 3.0 1.5 1308 $1,200 $0.92 14d 1 0.34mi
2729 Carleton St Jackson, MS 4.0 2.0 1666 $1,575 $0.95 14d 1 0.35mi
2904 Marwood Dr Jackson, MS 3.0 2.0 1554 $1,250 $0.80 24d 1 0.36mi
3020 Lakewood Dr Jackson, MS 4.0 2.0 1600 $1,150 $0.72 24d 1 0.38mi
1223 Marydale Dr Jackson, MS 3.0 1.0 1300 $950 $0.73 44d 1 0.44mi
3122 Oak Forest Dr Jackson, MS 3.0 2.0 1421 $1,100 $0.77 44d 1 0.50mi
3162 Oak Forest Dr Jackson, MS 3.0 1.5 1280 $1,236 $0.97 44d 1 0.58mi
3147 Shirley Dr Jackson, MS 4.0 2.0 2137 $1,425 $0.67 44d 1 0.58mi
3147 Shirley Dr Jackson, MS 4.0 2.0 2137 $1,425 $0.67 14d 1 0.58mi
3151 Shirley Dr Jackson, MS 4.0 2.0 1474 $1,306 $0.89 14d 1 0.60mi
2915 Longwood Dr Jackson, MS 3.0 2.0 1800 $1,400 $0.78 24d 1 0.65mi
2242 Castle Hill Dr Jackson, MS 4.0 2.0 1500 $1,475 $0.98 14d 1 0.68mi
2242 Castle Hill Dr Jackson, MS 4.0 2.0 1500 $1,475 $0.98 24d 1 0.68mi
3147 Bilgray Dr Jackson, MS 3.0 2.0 1850 $1,306 $0.71 44d 1 0.72mi
2808 Ridgeland Dr Jackson, MS 3.0 2.0 1606 $1,600 $1.00 44d 1 0.77mi
843 Reaves St Jackson, MS 3.0 2.0 1408 $1,084 $0.77 44d 1 0.88mi
125 Wingfield Ct Unit NA Jackson, MS 4.0 2.0 1797 $1,650 $0.92 24d 1 1.09mi
3511 Sykes Park Dr Jackson, MS 3.0 2.0 1225 $1,426 $1.16 14d 1 1.16mi
360 Cooper Rd Jackson, MS 4.0 2.0 1624 $1,575 $0.97 14d 1 1.16mi
1805 Hospital Dr Jackson, MS 3.0 2.0 1335 $1,050 $0.79 14d 1 1.20mi
3341 Suncrest Dr Jackson, MS 4.0 1.0 1292 $1,225 $0.95 44d 1 1.23mi
103 Sykes Park Cir Jackson, MS 3.0 2.0 1500 $1,250 $0.83 44d 1 1.27mi
1848 Willaneel Dr Jackson, MS 4.0 2.0 1623 $1,100 $0.68 14d 1 1.44mi

Listing history 42 events

  1. 2026-06-18
    days on market $85,000 Active 198 DOM
  2. 2026-06-17
    days on market $85,000 Active 197 DOM
  3. 2026-06-16
    days on market $85,000 Active 196 DOM
  4. 2026-06-15
    days on market $85,000 Active 195 DOM
  5. 2026-06-14
    days on market $85,000 Active 193 DOM
  6. 2026-06-13
    days on market $85,000 Active 192 DOM
  7. 2026-06-10
    days on market $85,000 Active 190 DOM
  8. 2026-06-09
    days on market $85,000 Active 189 DOM
  9. 2026-06-08
    days on market $85,000 Active 188 DOM
  10. 2026-06-07
    days on market $85,000 Active 187 DOM
  11. 2026-06-05
    days on market $85,000 Active 184 DOM
  12. 2026-06-03
    days on market $85,000 Active 183 DOM
  13. 2026-06-02
    days on market $85,000 Active 182 DOM
  14. 2026-06-01
    days on market $85,000 Active 181 DOM
  15. 2026-05-31
    days on market $85,000 Active 180 DOM
  16. 2026-05-30
    days on market $85,000 Active 179 DOM
  17. 2025-12-03
    listed $85,000 Active 1175-char remark
    Show marketing remark (1175 chars)

    Welcome to your new home at 2871 Woodside, Jackson, MS. This newly renovated, spacious 3-bedroom, 2.5 bath home is the perfect find for Investors looking to expand their portfolio. A tenant is currently in place paying $1300 monthly with year lease . Nestled on an established street, this property offers a warm, community feel with all the modern touches you desire. Step inside to discover a fresh and contemporary space where natural light and soft colors dance across the open living areas. The heart of the home is the open kitchen and den combo showing a great view of the huge backyard . Each bedroom is spacious with original hardwood flooring. The primary features a full size private bath and sitting area of its own. Step outside to your huge backyard, an discover a canvas for outdoor activities, gardening, or simply relaxing under the sun. Woodside is proximity to popular eateries, schools, and easy I-55 corridor interstate access, making your commute time less hectic. Embrace the joy of homeownership with this adorable property that's just waiting for you to call it home.Showings need to be a 24-48 hr notice and until a contract is in place .

  18. 2025-07-23
    soldstatus Closed 263-char remark
    Show marketing remark (263 chars)

    Investors take notice of this spacious home that can be a great asset to your portfolio. This 3/2 bed home has a large den and a huge backyard that is perfect for entertaining family an friends. A little TLC and and updates will make this a great family home .

  19. 2025-06-27
    status Pending 263-char remark
    Show marketing remark (263 chars)

    Investors take notice of this spacious home that can be a great asset to your portfolio. This 3/2 bed home has a large den and a huge backyard that is perfect for entertaining family an friends. A little TLC and and updates will make this a great family home .

  20. 2025-06-18
    price $37,000 263-char remark
    Show marketing remark (263 chars)

    Investors take notice of this spacious home that can be a great asset to your portfolio. This 3/2 bed home has a large den and a huge backyard that is perfect for entertaining family an friends. A little TLC and and updates will make this a great family home .

  21. 2025-05-31
    price $40,000 263-char remark
    Show marketing remark (263 chars)

    Investors take notice of this spacious home that can be a great asset to your portfolio. This 3/2 bed home has a large den and a huge backyard that is perfect for entertaining family an friends. A little TLC and and updates will make this a great family home .

  22. 2025-04-26
    listed $43,000 Active 263-char remark
    Show marketing remark (263 chars)

    Investors take notice of this spacious home that can be a great asset to your portfolio. This 3/2 bed home has a large den and a huge backyard that is perfect for entertaining family an friends. A little TLC and and updates will make this a great family home .

  23. 2021-10-02
    historical
  24. 2021-10-02
    historical
  25. 2021-10-01
    historical
  26. 2018-08-29
    soldstatus
  27. 2017-09-26
    soldstatus
  28. 2015-12-30
    soldstatus
  29. 2014-10-22
    listed $29,900
  30. 2010-08-20
    soldstatus
  31. 2010-08-20
    soldstatus
  32. 2010-06-14
    listed $44,900
  33. 2009-07-28
    listed $89,000
  34. 2008-08-05
    soldstatus
  35. 2008-07-15
    soldstatus
  36. 2007-12-27
    listed $53,900
  37. 2006-10-26
    soldstatus
  38. 2006-06-29
    listed $59,900
  39. 2000-07-21
    soldstatus
  40. 1999-03-05
    soldstatus
  41. 1998-06-03
    soldstatus
  42. 1955-01-21
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$1,619 · $135/mo
Projected year-2 tax
$1,619 · $135/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,566
− Mortgage interest
−$4,761
− Property taxes
−$1,619
− Insurance
−$425
− Repairs & maintenance
−$1,245
− Management
−$1,245
− Depreciation
−$2,473
Taxable income
$3,797
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$911
After-tax cash flow
$3,993/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
25,659
Household income
$50,722
Rent vs Own
37.8% rent · 62.2% own
Severe rent burden
1314.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 9% Hispanic / Latino 3% Two or more races 3%
Common ancestry
Serbian 1% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.01%
Current HPI
174.4025
Rent YoY
▲ 4.23%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

+41.9% since first listed
26 events — show timeline
  • 2025-12-03 Listed $85,000 MLSU
  • 2025-07-23 Sold (MLS) MLSU
  • 2025-06-27 Pending MLSU
  • 2025-06-18 Price Changed $37,000 MLSU
  • 2025-05-31 Price Changed $40,000 MLSU
  • 2025-04-26 Listed $43,000 MLSU
  • 2021-10-02 Listing Removed MLSU
  • 2021-10-02 Listing Removed MLSU
  • 2021-10-01 Listing Removed MLSU
  • 2018-08-29 Sold (Public Records) Public Records
  • 2017-09-26 Sold (Public Records) Public Records
  • 2015-12-30 Sold (Public Records) Public Records
  • 2014-10-22 Listed $29,900 MLSU
  • 2010-08-20 Sold (Public Records) Public Records
  • 2010-08-20 Sold (MLS) MLSU
  • 2010-06-14 Listed $44,900 MLSU
  • 2009-07-28 Listed $89,000 MLSU
  • 2008-08-05 Sold (Public Records) Public Records
  • 2008-07-15 Sold (MLS) MLSU
  • 2007-12-27 Listed $53,900 MLSU
  • 2006-10-26 Sold (Public Records) Public Records
  • 2006-06-29 Listed $59,900 MLSU
  • 2000-07-21 Sold (Public Records) Public Records
  • 1999-03-05 Sold (Public Records) Public Records
  • 1998-06-03 Sold (Public Records) Public Records
  • 1955-01-21 Sold (Public Records) Public Records

Property tax history

+1.3%/yr

Latest (2025): $1,619 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…