35 Cardinal Dr · Owego, NY 13827

$74,900

3 bd · 2.0 ba · 1,568 sqft · Manufactured · 16 Days on market

Built 2003 Good condition $48/sqft · 69% below area ↓ 20% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +9.1/10.0
• ARV discount +7.5/15.0
• Livability +3.8/5.0
• Condition / age +3.8/5.0
• Schools +3.1/10.0
• Rent growth +2.5/5.0

Listing remarks MLS

Welcome to Sunrise Community, where this beautifully cared-for 2003 Fairmont home offers comfort, charm, and thoughtful updates throughout its approximately 1,500 square feet of living space. From the moment you step onto the covered front porch—you’ll feel the inviting warmth this home radiates. It’s the perfect place to start your morning or relax in the evening. The kitchen opens up as a bright and welcoming centerpiece of the home. Natural light streams in through the sliding glass doors. There is ample space for a dining table, making it an ideal setting for everyday meals or gathering with friends and family. Abundant cabinetry and storage keep everything neatly organized, while thoughtful updates—like the refreshed kitchen faucet and modern drawer pulls—add a subtle yet meaningful touch of care and attention to detail. Inside, the living room the large stone natural gas fireplace provides a cozy ambiance, creating a wonderful gathering space while the updated lighting fixtures and flooring add a fresh, modern touch. The primary bedroom offers a peaceful retreat with its own private full bath featuring a stand-up shower and updated vanity and backsplash. The additional two bedrooms are versatile and comfortable—ideal for guests, a home office, or hobby space. The second full bath includes a tub and also has updated finishes. Step outside and you’ll find a front yard with hydrangea, sugar maple, Japanese maple, and rose of Sharon plantings. Stone accents and mulch beds add definition and curb appeal in addition to the practicality of the double wide driveway. The rear yard has privacy and backs up to woods. You will also find a large shed which offers additional storage for tools or seasonal items. Located within the Candor School District, the monthly lot rent of $530 covers water, sewer, trash removal, road maintenance, and taxes (lawn mowing and driveway plowing not included). Buyers must pass the community application process. From its careful upkeep to its meaningful updates, this home reflects pride of ownership while inviting you to make it uniquely yours.

Key facts

• Covered front porch
• Bright kitchen
• Updated finishes

Tags

• COVERED FRONT PORCH
• BRIGHT KITCHEN
• NATURAL GAS FIREPLACE
• PRIVATE FULL BATH
• UPDATED FINISHES
• FRONT YARD PLANTINGS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $75k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $651 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $74k (1.5% below list) — sets the bar for market timing.
• Cap rate 16.7% vs local median 5.3% in Owego — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#214 in NY, #3,289 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, commute F.
• Candor Central School District (rural): math 26% / reading 45% proficiency, ranked #551 of 590 in NY (top 93%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 65 active listings in the ZIP; 139 units permitted in Tioga County in 2024 (65 in 5+ unit buildings).

Forward outlook

• In year one you build about $7k of equity ($518 loan paydown + $6k appreciation (8.1% local appreciation)).
• Tioga County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (8.1% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.

Recommended offer $73,776 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.98% ✓
• Cap rate: 16.73%
• Cash-on-cash: 37.27%
• DSCR: 2.66
• GRM: 4.2

CMA / ARV

• ARV (median comp): $241,553
• List price: $74,900
• Delta: -66.92%
• Verdict: UNDERPRICED
• Comps: 3 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
111 Campbell Rd	0.57mi	3/2.0	1,680 (+7%)	23mo	$232,000	$138	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.11% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 50.3%
• Equity multiple: 4.47×
• Total profit: $72,877
• Equity at exit: $57,454

10-year hold

• IRR: 45.4%
• Equity multiple: 9.62×
• Total profit: $180,692
• Equity at exit: $114,575

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 13827

• Home prices YoY: 3.2%
• Active inventory: 65
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $1,480 medium
• Mortgage (P&I): −$393
• Tax est. 1.5%: −$94 /mo · $1,124/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$311
• Net cashflow: $651

Break-even live

Break-even rent $655

Max offer price $74,900

Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,725
• Closing costs: $2,247
• Reserves months: —
• Total cash needed: —

Listing history 22 events

1. 2026-06-19
   days on market $74,900 Active 16 DOM
2. 2026-06-18
   days on market $74,900 Active 15 DOM
3. 2026-06-17
   days on market $74,900 Active 14 DOM
4. 2026-06-16
   days on market $74,900 Active 13 DOM
5. 2026-06-15
   days on market $74,900 Active 12 DOM
6. 2026-06-14
   days on market $74,900 Active 10 DOM
7. 2026-06-13
   pricedays on market $74,900 Active 9 DOM
8. 2026-06-10
   days on market $79,900 Active 7 DOM
9. 2026-06-09
   days on market $79,900 Active 6 DOM
10. 2026-06-08
    days on market $79,900 Active 5 DOM
11. 2026-06-07
    days on market $79,900 Active 4 DOM
12. 2026-06-03
    days on marketlisting id $79,900 Active 1 DOM
13. 2026-06-01
    days on market $79,900 Active 96 DOM
14. 2026-05-31
    days on market $79,900 Active 95 DOM
15. 2026-05-30
    days on market $79,900 Active 94 DOM
16. 2026-05-18
    price $79,900 2146-char remark

    Show marketing remark (2146 chars)

    Welcome to Sunrise Community, where this beautifully cared-for 2003 Fairmont home offers comfort, charm, and thoughtful updates throughout its approximately 1,500 square feet of living space. From the moment you step onto the covered front porch—you’ll feel the inviting warmth this home radiates. It’s the perfect place to start your morning or relax in the evening. The kitchen opens up as a bright and welcoming centerpiece of the home. Natural light streams in through the sliding glass doors. There is ample space for a dining table, making it an ideal setting for everyday meals or gathering with friends and family. Abundant cabinetry and storage keep everything neatly organized, while thoughtful updates—like the refreshed kitchen faucet and modern drawer pulls—add a subtle yet meaningful touch of care and attention to detail. Inside, the living room the large stone natural gas fireplace provides a cozy ambiance, creating a wonderful gathering space while the updated lighting fixtures and flooring add a fresh, modern touch. The primary bedroom offers a peaceful retreat with its own private full bath featuring a stand-up shower and updated vanity and backsplash. The additional two bedrooms are versatile and comfortable—ideal for guests, a home office, or hobby space. The second full bath includes a tub and also has updated finishes. Step outside and you’ll find a front yard with hydrangea, sugar maple, Japanese maple, and rose of Sharon plantings. Stone accents and mulch beds add definition and curb appeal in addition to the practicality of the double wide driveway. The rear yard has privacy and backs up to woods. You will also find a large shed which offers additional storage for tools or seasonal items. Located within the Candor School District, the monthly lot rent of $530 covers water, sewer, trash removal, road maintenance, and taxes (lawn mowing and driveway plowing not included). Buyers must pass the community application process. From its careful upkeep to its meaningful updates, this home reflects pride of ownership while inviting you to make it uniquely yours.

17. 2026-05-11
    price $82,900 2146-char remark

    Show marketing remark (2146 chars)

    Welcome to Sunrise Community, where this beautifully cared-for 2003 Fairmont home offers comfort, charm, and thoughtful updates throughout its approximately 1,500 square feet of living space. From the moment you step onto the covered front porch—you’ll feel the inviting warmth this home radiates. It’s the perfect place to start your morning or relax in the evening. The kitchen opens up as a bright and welcoming centerpiece of the home. Natural light streams in through the sliding glass doors. There is ample space for a dining table, making it an ideal setting for everyday meals or gathering with friends and family. Abundant cabinetry and storage keep everything neatly organized, while thoughtful updates—like the refreshed kitchen faucet and modern drawer pulls—add a subtle yet meaningful touch of care and attention to detail. Inside, the living room the large stone natural gas fireplace provides a cozy ambiance, creating a wonderful gathering space while the updated lighting fixtures and flooring add a fresh, modern touch. The primary bedroom offers a peaceful retreat with its own private full bath featuring a stand-up shower and updated vanity and backsplash. The additional two bedrooms are versatile and comfortable—ideal for guests, a home office, or hobby space. The second full bath includes a tub and also has updated finishes. Step outside and you’ll find a front yard with hydrangea, sugar maple, Japanese maple, and rose of Sharon plantings. Stone accents and mulch beds add definition and curb appeal in addition to the practicality of the double wide driveway. The rear yard has privacy and backs up to woods. You will also find a large shed which offers additional storage for tools or seasonal items. Located within the Candor School District, the monthly lot rent of $530 covers water, sewer, trash removal, road maintenance, and taxes (lawn mowing and driveway plowing not included). Buyers must pass the community application process. From its careful upkeep to its meaningful updates, this home reflects pride of ownership while inviting you to make it uniquely yours.

18. 2026-04-27
    price $85,000 2146-char remark

    Show marketing remark (2146 chars)

    Welcome to Sunrise Community, where this beautifully cared-for 2003 Fairmont home offers comfort, charm, and thoughtful updates throughout its approximately 1,500 square feet of living space. From the moment you step onto the covered front porch—you’ll feel the inviting warmth this home radiates. It’s the perfect place to start your morning or relax in the evening. The kitchen opens up as a bright and welcoming centerpiece of the home. Natural light streams in through the sliding glass doors. There is ample space for a dining table, making it an ideal setting for everyday meals or gathering with friends and family. Abundant cabinetry and storage keep everything neatly organized, while thoughtful updates—like the refreshed kitchen faucet and modern drawer pulls—add a subtle yet meaningful touch of care and attention to detail. Inside, the living room the large stone natural gas fireplace provides a cozy ambiance, creating a wonderful gathering space while the updated lighting fixtures and flooring add a fresh, modern touch. The primary bedroom offers a peaceful retreat with its own private full bath featuring a stand-up shower and updated vanity and backsplash. The additional two bedrooms are versatile and comfortable—ideal for guests, a home office, or hobby space. The second full bath includes a tub and also has updated finishes. Step outside and you’ll find a front yard with hydrangea, sugar maple, Japanese maple, and rose of Sharon plantings. Stone accents and mulch beds add definition and curb appeal in addition to the practicality of the double wide driveway. The rear yard has privacy and backs up to woods. You will also find a large shed which offers additional storage for tools or seasonal items. Located within the Candor School District, the monthly lot rent of $530 covers water, sewer, trash removal, road maintenance, and taxes (lawn mowing and driveway plowing not included). Buyers must pass the community application process. From its careful upkeep to its meaningful updates, this home reflects pride of ownership while inviting you to make it uniquely yours.

19. 2026-04-09
    price $89,900 2146-char remark

    Show marketing remark (2146 chars)

    Welcome to Sunrise Community, where this beautifully cared-for 2003 Fairmont home offers comfort, charm, and thoughtful updates throughout its approximately 1,500 square feet of living space. From the moment you step onto the covered front porch—you’ll feel the inviting warmth this home radiates. It’s the perfect place to start your morning or relax in the evening. The kitchen opens up as a bright and welcoming centerpiece of the home. Natural light streams in through the sliding glass doors. There is ample space for a dining table, making it an ideal setting for everyday meals or gathering with friends and family. Abundant cabinetry and storage keep everything neatly organized, while thoughtful updates—like the refreshed kitchen faucet and modern drawer pulls—add a subtle yet meaningful touch of care and attention to detail. Inside, the living room the large stone natural gas fireplace provides a cozy ambiance, creating a wonderful gathering space while the updated lighting fixtures and flooring add a fresh, modern touch. The primary bedroom offers a peaceful retreat with its own private full bath featuring a stand-up shower and updated vanity and backsplash. The additional two bedrooms are versatile and comfortable—ideal for guests, a home office, or hobby space. The second full bath includes a tub and also has updated finishes. Step outside and you’ll find a front yard with hydrangea, sugar maple, Japanese maple, and rose of Sharon plantings. Stone accents and mulch beds add definition and curb appeal in addition to the practicality of the double wide driveway. The rear yard has privacy and backs up to woods. You will also find a large shed which offers additional storage for tools or seasonal items. Located within the Candor School District, the monthly lot rent of $530 covers water, sewer, trash removal, road maintenance, and taxes (lawn mowing and driveway plowing not included). Buyers must pass the community application process. From its careful upkeep to its meaningful updates, this home reflects pride of ownership while inviting you to make it uniquely yours.

20. 2026-04-01
    price $92,000 2146-char remark

    Show marketing remark (2146 chars)

    Welcome to Sunrise Community, where this beautifully cared-for 2003 Fairmont home offers comfort, charm, and thoughtful updates throughout its approximately 1,500 square feet of living space. From the moment you step onto the covered front porch—you’ll feel the inviting warmth this home radiates. It’s the perfect place to start your morning or relax in the evening. The kitchen opens up as a bright and welcoming centerpiece of the home. Natural light streams in through the sliding glass doors. There is ample space for a dining table, making it an ideal setting for everyday meals or gathering with friends and family. Abundant cabinetry and storage keep everything neatly organized, while thoughtful updates—like the refreshed kitchen faucet and modern drawer pulls—add a subtle yet meaningful touch of care and attention to detail. Inside, the living room the large stone natural gas fireplace provides a cozy ambiance, creating a wonderful gathering space while the updated lighting fixtures and flooring add a fresh, modern touch. The primary bedroom offers a peaceful retreat with its own private full bath featuring a stand-up shower and updated vanity and backsplash. The additional two bedrooms are versatile and comfortable—ideal for guests, a home office, or hobby space. The second full bath includes a tub and also has updated finishes. Step outside and you’ll find a front yard with hydrangea, sugar maple, Japanese maple, and rose of Sharon plantings. Stone accents and mulch beds add definition and curb appeal in addition to the practicality of the double wide driveway. The rear yard has privacy and backs up to woods. You will also find a large shed which offers additional storage for tools or seasonal items. Located within the Candor School District, the monthly lot rent of $530 covers water, sewer, trash removal, road maintenance, and taxes (lawn mowing and driveway plowing not included). Buyers must pass the community application process. From its careful upkeep to its meaningful updates, this home reflects pride of ownership while inviting you to make it uniquely yours.

21. 2026-03-17
    price $95,000 2146-char remark

    Show marketing remark (2146 chars)

    Welcome to Sunrise Community, where this beautifully cared-for 2003 Fairmont home offers comfort, charm, and thoughtful updates throughout its approximately 1,500 square feet of living space. From the moment you step onto the covered front porch—you’ll feel the inviting warmth this home radiates. It’s the perfect place to start your morning or relax in the evening. The kitchen opens up as a bright and welcoming centerpiece of the home. Natural light streams in through the sliding glass doors. There is ample space for a dining table, making it an ideal setting for everyday meals or gathering with friends and family. Abundant cabinetry and storage keep everything neatly organized, while thoughtful updates—like the refreshed kitchen faucet and modern drawer pulls—add a subtle yet meaningful touch of care and attention to detail. Inside, the living room the large stone natural gas fireplace provides a cozy ambiance, creating a wonderful gathering space while the updated lighting fixtures and flooring add a fresh, modern touch. The primary bedroom offers a peaceful retreat with its own private full bath featuring a stand-up shower and updated vanity and backsplash. The additional two bedrooms are versatile and comfortable—ideal for guests, a home office, or hobby space. The second full bath includes a tub and also has updated finishes. Step outside and you’ll find a front yard with hydrangea, sugar maple, Japanese maple, and rose of Sharon plantings. Stone accents and mulch beds add definition and curb appeal in addition to the practicality of the double wide driveway. The rear yard has privacy and backs up to woods. You will also find a large shed which offers additional storage for tools or seasonal items. Located within the Candor School District, the monthly lot rent of $530 covers water, sewer, trash removal, road maintenance, and taxes (lawn mowing and driveway plowing not included). Buyers must pass the community application process. From its careful upkeep to its meaningful updates, this home reflects pride of ownership while inviting you to make it uniquely yours.

22. 2026-02-25
    listed $100,000 Active 2146-char remark

    Show marketing remark (2146 chars)

    Welcome to Sunrise Community, where this beautifully cared-for 2003 Fairmont home offers comfort, charm, and thoughtful updates throughout its approximately 1,500 square feet of living space. From the moment you step onto the covered front porch—you’ll feel the inviting warmth this home radiates. It’s the perfect place to start your morning or relax in the evening. The kitchen opens up as a bright and welcoming centerpiece of the home. Natural light streams in through the sliding glass doors. There is ample space for a dining table, making it an ideal setting for everyday meals or gathering with friends and family. Abundant cabinetry and storage keep everything neatly organized, while thoughtful updates—like the refreshed kitchen faucet and modern drawer pulls—add a subtle yet meaningful touch of care and attention to detail. Inside, the living room the large stone natural gas fireplace provides a cozy ambiance, creating a wonderful gathering space while the updated lighting fixtures and flooring add a fresh, modern touch. The primary bedroom offers a peaceful retreat with its own private full bath featuring a stand-up shower and updated vanity and backsplash. The additional two bedrooms are versatile and comfortable—ideal for guests, a home office, or hobby space. The second full bath includes a tub and also has updated finishes. Step outside and you’ll find a front yard with hydrangea, sugar maple, Japanese maple, and rose of Sharon plantings. Stone accents and mulch beds add definition and curb appeal in addition to the practicality of the double wide driveway. The rear yard has privacy and backs up to woods. You will also find a large shed which offers additional storage for tools or seasonal items. Located within the Candor School District, the monthly lot rent of $530 covers water, sewer, trash removal, road maintenance, and taxes (lawn mowing and driveway plowing not included). Buyers must pass the community application process. From its careful upkeep to its meaningful updates, this home reflects pride of ownership while inviting you to make it uniquely yours.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,756
• − Mortgage interest: −$4,196
• − Property taxes: −$1,124
• − Insurance: −$374
• − Repairs & maintenance: −$1,420
• − Management: −$1,420
• − Depreciation: −$2,179
• Taxable income: $7,042
• Est. tax owed @ 24.0%: −$1,690
• After-tax cash flow: $6,126/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 75/100 Cosmetic rehab

This 2003 Fairmont home in the Sunrise Community is in good condition with a well-maintained exterior and interior. It offers a bright and welcoming kitchen and bathrooms, and is ready for a fresh coat of paint and some landscaping improvements to further enhance its value.

Value-add opportunities

• Both Painting the exterior — Fresh paint can enhance curb appeal and property value.
• Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more potential buyers/tenants.
• Both Interior updates (paint, minor repairs) — Fresh paint and minor repairs can make the interior more inviting and increase the property's value.
• Both HVAC maintenance — A well-maintained HVAC system can improve comfort and reduce energy costs, attracting more potential buyers/tenants.
• Both Kitchen and bathroom updates — Updating these spaces can increase the property's value and attract more potential buyers/tenants.
• Both Landscaping and curb appeal improvements — Enhanced landscaping can improve curb appeal and attract more potential buyers/tenants.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior — Fresh paint can enhance curb appeal and property value. ↑
• Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more potential buyers/tenants. ↑
• Both Interior updates (paint, minor repairs) — Fresh paint and minor repairs can make the interior more inviting and increase the property's value. ↑
• Both HVAC maintenance — A well-maintained HVAC system can improve comfort and reduce energy costs, attracting more potential buyers/tenants. ↑
• Both Kitchen and bathroom updates — Updating these spaces can increase the property's value and attract more potential buyers/tenants. ↑
• Both Landscaping and curb appeal improvements — Enhanced landscaping can improve curb appeal and attract more potential buyers/tenants. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Candor Central School District
• NCES district ID: 3606420
• Math proficiency: 26% ▼ -10.00%
• Reading proficiency: 45% ▲ 17.00%
• Median HH income: $51,707
• Composite: 30.85/100
• National rank: #6129
• State rank: #551 of 590 in NY

Livability — Owego

• Score: 76/100
• State rank: #214
• US rank: #3289

Category grades

Amenities C Commute F Cost of living A+ Crime B+ Employment D+ Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 11,713

Population outlook (Tioga County) Hauer SSP2

• Today (2025): 45,155 people
• By 2030: 42,801 · -5.2%
• By 2040: 37,960 · -15.9%
• By 2050: 33,071 · -26.8%
• By 2075: 24,144 · -46.5%
• By 2100: 16,545 · -63.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 3% Hispanic / Latino 2% Asian 1%
• Common ancestry: Romanian 5% Lithuanian 3% Iranian 2%
• Foreign-born: 2% · China
• Languages at home: 97% English-only · Spanish 1% Chinese 1% German/W. Germanic 1%

Political lean MEDSL · Tioga

• 2024 margin: Strong R (+22.9) · D 38.6% · R 61.4%
• 2008→2024 swing: -12.7pp toward R · 2008: -10.2pp · 2024: -22.9pp
• All cycles: 2024: R+22.9 2020: R+20.6 2016: R+27.6 2012: R+15.1 2008: R+10.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.11%
• Current HPI: 259.9605
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-20.1% since first listed

7 events — show timeline

• 2026-05-18 Price Changed $79,900 IBRMLS
• 2026-05-11 Price Changed $82,900 IBRMLS
• 2026-04-27 Price Changed $85,000 IBRMLS
• 2026-04-09 Price Changed $89,900 IBRMLS
• 2026-04-01 Price Changed $92,000 IBRMLS
• 2026-03-17 Price Changed $95,000 IBRMLS
• 2026-02-25 Listed $100,000 IBRMLS