3892 Wendell St · Augusta-Richmond County consolidated government (balance), GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 69.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +2.5/5.0
- Rent growth +2.3/5.0
- Condition / age +2.2/5.0
- Schools +1.3/10.0
- ARV discount +0.5/15.0
- Appreciation +0.0/10.0
$70,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Plant your roots in Hephzibah with this fixer-upper full of potential and country charm. 3892 Wendall St is the kind of property cash buyers and investors are always looking for -- a 2bedroom, 1 bath mobile home with approximately 1,300 square feet, mature landscaping, and a great location with room to make it your own. The huge workshop is a standout feature with a bay perfect for oil changes, projects, storage, or your next side hustle. Peaceful country setting, endless possibilities, and sold as-is. Bring your vision and your toolbox.
Key facts
- Huge workshop
- Mature landscaping
- 0.46 acre lot
Tags
Property features AI
Exterior
- Parking: Carport
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer; Electricity available; Cable available; Phone available; Water available; Sewer available
- Home design: Single-family residence; One story
- Construction: Aluminum siding; Block foundation; Shingle roof; Built on a level, landscaped lot
- Exterior features: Porch; Deck; Fenced yard; Outbuilding
Interior
- Kitchen: Range; Refrigerator
- Bedrooms: Total rooms: 4
- Flooring: Laminate
- Bathrooms: 1 full bathroom
- Heating & cooling: Has heating (other); Ceiling fan(s) for cooling
- Interior features: Ceiling fans; Walk-in closet(s); Kitchen island; Pantry
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a single-family listed at $70k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $70k).
- Cap rate 24.9% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-0.7%/yr); 359 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
- This rent runs 34% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 69% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.84% ✓
- Cap rate
- 24.90%
- Cash-on-cash
- 66.45%
- DSCR
- 3.96
- GRM
- 2.9
CMA / ARV
- ARV (on-the-fly)
- $60,632
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2945 Willis Foreman Rd | 0.59mi | 3/2.0 | 1,472 (+7%) | 0mo | $65,000 | $44 | 61 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 62.3%
- Equity multiple
- 3.65×
- Total profit
- $51,996
- Equity at exit
- $10,437
- IRR
- 65.8%
- Equity multiple
- 6.71×
- Total profit
- $111,918
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30815
- Home prices YoY
- -24.2%
- Rents YoY
- -0.7%
- Active inventory
- 359
- Price-to-rent
- 2.9×
Monthly cashflow live
- Estimated rent
- $1,986 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax est. 1.5%
- −$88 /mo · $1,050/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$417
- Net cashflow
- $1,085
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3881 Crest Dr Hephzibah, GA | 3.0 | 2.0 | 1400 | $1,595 | $1.14 | 13d | 1 | 1.17mi |
| 3883 Crest Dr Hephzibah, GA | 3.0 | 2.0 | 1380 | $3,600 | $2.61 | 13d | 1 | 1.18mi |
| 3032 Tobacco Rd Hephzibah, GA | 2.0 | 1.0 | 960 | $1,315 | $1.37 | 23d | 1 | 1.29mi |
| 3013 Heron Ct Hephzibah, GA | 3.0 | 2.0 | 1477 | $1,785 | $1.21 | 23d | 1 | 1.37mi |
Listing history 15 events
-
2026-06-18days on market $70,000 Active 10 DOM
-
2026-06-17days on market $70,000 Active 9 DOM
-
2026-06-16days on market $70,000 Active 8 DOM
-
2026-06-15days on market $70,000 Active 7 DOM
-
2026-06-14days on market $70,000 Active 5 DOM
-
2026-06-10days on market $70,000 Active 2 DOM
-
2026-06-09days on market $70,000 Active 1 DOM
-
2026-06-08pricedays on market $70,000 Active 11 DOM
-
2026-06-07days on market $80,000 Active 10 DOM
-
2026-06-03days on market $80,000 Active 6 DOM
-
2026-06-02days on market $80,000 Active 5 DOM
-
2026-06-01days on market $80,000 Active 4 DOM
-
2026-05-31days on market $80,000 Active 3 DOM
-
2026-05-30days on market $80,000 Active 2 DOM
-
2026-05-28$80,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 69% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,835
- − Mortgage interest
- −$3,921
- − Property taxes
- −$1,050
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,907
- − Management
- −$1,907
- − Depreciation
- −$2,036
- Taxable income
- $12,664
- Est. tax owed @ 24.0%
- −$3,039
- After-tax cash flow
- $9,985/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This fixer-upper mobile home requires moderate renovations to improve its condition and increase its value. Key areas for improvement include the kitchen, interior walls, and exterior siding.
Repairs flagged
- Moderate kitchen cabinets — Worn and dated
- Moderate kitchen appliances — Dated and worn
- Moderate interior walls — Worn ceiling tiles and discoloration
Value-add opportunities
- Both Paint interior walls — Enhances curb appeal and interior aesthetics
- Both Replace worn kitchen cabinets and appliances — Improves functionality and aesthetics
- Both Replace worn flooring — Enhances overall appearance and comfort
- Both Paint exterior siding — Enhances curb appeal and value
- Both Replace worn ceiling tiles — Improves comfort and aesthetics
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · Worn and dated | Moderate | $3,000–15,000 |
| kitchen appliances · Dated and worn | Moderate | $3,000–15,000 |
| interior walls · Worn ceiling tiles and discoloration | Moderate | $3,000–15,000 |
| Total estimated repair cost · 3 items | $9,000–45,000 |
Value-add ROI direction
- Both Paint interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Replace worn kitchen cabinets and appliances — Improves functionality and aesthetics ↑
- Both Replace worn flooring — Enhances overall appearance and comfort ↑
- Both Paint exterior siding — Enhances curb appeal and value ↑
- Both Replace worn ceiling tiles — Improves comfort and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Richmond County
- NCES district ID
- 1304380
- Math proficiency
- 12% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $38,069
- Composite
- 13.43/100
- National rank
- #9524
- State rank
- #154 of 174 in GA
Livability — Augusta-Richmond County consolidated government (balance)
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Augusta-Richmond County consolidated government (balance), GA
- County
- Richmond County · 190,917 people
- City population
- 154,035
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 44,109
- Household income
- $70,202
- Rent vs Own
- Severe rent burden
- 867.0
Population outlook (Richmond County) Hauer SSP2
- Today (2025)
- 200,753 people
- By 2030
- 200,232 · -0.3%
- By 2040
- 196,813 · -2.0%
- By 2050
- 190,347 · -5.2%
- By 2075
- 172,496 · -14.1%
- By 2100
- 146,284 · -27.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (62%)
- Race & ethnicity
- Black 62% White 27% Two or more races 5% Hispanic / Latino 4%
- Foreign-born
- 4% · Canada, South Korea
- Languages at home
- 93% English-only · Spanish 3% Other Indo-European 1% Korean 1%
Political lean MEDSL · Richmond
- 2024 margin
- Solid D (+36.1) · D 67.8% · R 31.7%
- 2008→2024 swing
- +4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
- All cycles
- 2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -51.74%
- Current HPI
- 162.4074
- Rent YoY
- ▼ -0.71%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
1 event — show timeline
- 2026-05-28 Listed $80,000 AMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…