213 Greemount Cir · Capitol View, SC 29209-3159

$220,000

3 bd · 2.0 ba · 1,354 sqft · SingleFamily public records · 60 Days on market

Built 2008 0.30 ac lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.5/30.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• DSCR +3.7/10.0
• 1% rule +2.6/10.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Nice 3 bed 2 bath home located in the Caughman Ridge subdivision in SE Columbia. This home boast nice laminate floors, nice sized yard, a back deck, and a bonus room that could be used as a office, playroom, etc. This home is located on a corner lot, which makes it a plus for family and friends to come over. Take a look at this home as it won't last long. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Key facts

• Bonus room
• Back deck
• Corner lot

Tags

• CAUGHMAN RIDGE SUBDIVISION
• CORNER LOT
• BACK DECK
• BONUS ROOM

Property features AI

Exterior

• Parking: Attached 2-car garage (main level)
• Utilities: Public water; Public sewer
• Home design: Single-story home
• Construction: Crawlspace foundation
• Exterior features: Deck; Vinyl exterior

Interior

• Kitchen: Kitchen on main level
• Bedrooms: Master bedroom on main level; Bedroom 2 on main level; Bedroom 3 on main level
• Bathrooms: Two full bathrooms
• Heating & cooling: Central heating; Central cooling
• Interior features: One fireplace

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $-33 ($-400/yr) — negative.
• To cash-flow at today's rent, offer at most $214k (2.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (23.8% below list).
• Recommended offer: $168k (23.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Richland 01 (urban): math 26% / reading 36% proficiency, ranked #54 of 80 in SC (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Mill Creek Elementary (math 22% / reading 22%, grade F, #475 of 597 statewide, top 81%, 339 students, 100% FRL); Hopkins Middle (math 8% / reading 17%, grade F, #213 of 229 statewide, top 94%, 493 students, 100% FRL); Lower Richland High (math 5% / reading 64%, grade F, #185 of 196 statewide, top 94%, 1,244 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 1 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).

Forward outlook

• In year one you build about $8k of equity ($2k loan paydown + $7k appreciation (3.0% local appreciation)).
• Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $62k cash investment doubles in ~7 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 60 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $125k; list at $220k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $167,633 (23.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 6.11%
• Cash-on-cash: -0.65%
• DSCR: 0.97
• GRM: 10.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.9%
• Equity multiple: 1.39×
• Total profit: $24,305
• Equity at exit: $98,922

10-year hold

• IRR: 9.7%
• Equity multiple: 2.45×
• Total profit: $89,431
• Equity at exit: $152,450

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29209-3159

• Active inventory: 1
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $1,676 high
• Mortgage (P&I): −$1,154
• Tax from tax record: −$112 /mo · $1,347/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$352
• Net cashflow: $-33

Break-even live

Break-even rent $1,719

Max offer price $214,114

Occupancy floor 97%

Sensitivity live

Price	-10% $91	-5% $29	+0% $-33	+5% $-96	+10% $-158
Rent	-10% $-166	-5% $-100	+0% $-33	+5% $33	+10% $99
Rate	-1.0pp $77	-0.5pp $23	base $-33	+0.5pp $-90	+1.0pp $-148

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
149 Moores Creek Dr Columbia, SC	3.0	2.0	1600	$2,069	$1.29	16d	1	0.29mi
3 Ashley's Pl Unit 04 Columbia, SC	2.0	1.5	1100	$995	$0.90	25d	1	0.33mi
7712 Burdell Dr Columbia, SC	3.0	1.0	1025	$1,750	$1.71	25d	1	0.48mi
1101 Hallbrook Dr Columbia, SC	1.0–3.0	1.0–2.0	1050	$1,229	$1.17	16d	1	0.56mi
2705 Prince Charles Ct Columbia, SC	4.0	2.0	1466	$1,906	$1.30	25d	1	0.65mi
2769 Prince Charles Ct Columbia, SC	3.0	2.5	1617	$1,850	$1.14	13d	1	0.74mi
2011 Dominion Dr Columbia, SC	3.0	2.0	1625	$1,595	$0.98	25d	1	0.84mi
1912 Dominion Dr Columbia, SC	4.0	2.0	1614	$2,300	$1.43	25d	1	0.87mi
1727 Sandra Dr Columbia, SC	4.0	2.5	1750	$1,900	$1.09	13d	1	0.90mi
164 Ashewood Commons Dr Columbia, SC	2.0	2.0	1025	$1,349	$1.32	16d	1	0.91mi
7524 Marie St Columbia, SC	3.0	1.0	1075	$1,350	$1.26	23d	1	0.97mi
7743 Garners Ferry Rd Columbia, SC	1.0–3.0	1.0–2.5	1045	$2,534	$2.42	4d	19	1.18mi
7116 Tama Rd Columbia, SC	3.0	1.0–1.5	600	$1,225	$2.04	25d	1	1.21mi
7648 Garners Ferry Rd Columbia, SC	3.0	1.0–2.0	828	$1,279	$1.54	16d	1	1.30mi
150 Daphne Rd Columbia, SC	3.0	2.0	1123	$1,025	$0.91	25d	1	1.33mi
4022 Ulmer Rd Columbia, SC	2.0–3.0	1.0–2.0	1202	$1,322	$1.10	21d	1	1.37mi
448 Red Poll Way Columbia, SC	4.0	2.5	1783	$2,183	$1.22	25d	1	1.38mi
425 Red Poll Way Columbia, SC	4.0	2.5	1783	$2,133	$1.20	25d	1	1.43mi
320 Beacons Field Rd Columbia, SC	3.0	2.5	1663	$2,183	$1.31	16d	1	1.43mi

Listing history 17 events

1. 2026-06-21
   days on market $220,000 Active 60 DOM
2. 2026-06-18
   price $220,000 Active 57 DOM
3. 2026-06-18
   days on market $230,000 Active 57 DOM
4. 2026-06-17
   days on market $230,000 Active 56 DOM
5. 2026-06-16
   days on market $230,000 Active 55 DOM
6. 2026-06-15
   days on market $230,000 Active 54 DOM
7. 2026-06-14
   days on market $230,000 Active 52 DOM
8. 2026-06-10
   days on market $230,000 Active 49 DOM
9. 2026-06-09
   days on market $230,000 Active 48 DOM
10. 2026-06-08
    days on market $230,000 Active 47 DOM
11. 2026-06-07
    days on market $230,000 Active 46 DOM
12. 2026-06-03
    days on market $230,000 Active 42 DOM
13. 2026-06-03
    days on market $230,000 Active 41 DOM
14. 2026-06-01
    days on market $230,000 Active 40 DOM
15. 2026-05-31
    days on market $230,000 Active 39 DOM
16. 2026-04-21
    listed $230,000 Active
17. 2017-04-18
    soldstatus $125,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $1,347 · $112/mo
• Projected year-2 tax: $1,347 · $112/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 7/10 Severe

Taxation est. · year 1

• Rental income: $20,116
• − Mortgage interest: −$12,323
• − Property taxes: −$1,347
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,609
• − Management: −$1,609
• − Depreciation: −$6,400
• Taxable loss: −$4,273
• Est. tax savings @ 24.0%: +$1,026
• After-tax cash flow: $626/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Richland 01
• NCES district ID: 4503360
• Math proficiency: 26% ▼ -7.00%
• Reading proficiency: 36% ▼ -5.00%
• Median HH income: $38,931
• Composite: 25.94/100
• National rank: #7335
• State rank: #54 of 80 in SC

Livability — Capitol View

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Capitol View, SC

Population outlook (Richland County) Hauer SSP2

• Today (2025): 459,667 people
• By 2030: 487,524 · +6.1%
• By 2040: 542,035 · +17.9%
• By 2050: 595,371 · +29.5%
• By 2075: 732,998 · +59.5%
• By 2100: 820,415 · +78.5%

Not yet ingested

• Political lean: —
• Race & ethnicity: —
• Common origin: —
• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+84.0% since first listed

2 events — show timeline

• 2026-04-21 Listed $230,000 Consolidated MLS
• 2017-04-18 Sold (Public Records) $125,000 Public Records

Property tax history

+2.6%/yr

Latest (2025): $1,347 · +4.3% YoY. Source: county tax records.