4048 Knightsbridge Ln · Jackson, MI 49201

$39,900

3 bd · 2.0 ba · 1,456 sqft · Other · 172 Days on market

Built 2007 ↓ 10% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +5.0/5.0
• Livability +3.7/5.0
• Schools +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

GREAT OPPORTUNITY FOR HOME OWNERSHIP! Welcome to this beautifully maintained, high-end manufactured home located in a desirable and well-kept manufactured home community. This 1,456sf home was built in 2007 and features 3-bedrooms, 2-baths, an open concept floor plan and is ready for you to move right in. Handy storage shed included! Your lot rent offers you use of the clubhouse and outdoor pool. A comfortable, affordable place to call home! Lot rent is $725 per month. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the

Key facts

• Outdoor pool
• Clubhouse
• Storage shed

Tags

• OPEN CONCEPT FLOOR PLAN
• STORAGE SHED
• CLUBHOUSE
• OUTDOOR POOL

Property features AI

Exterior

• Utilities: Electric water heater
• Home design: Ranch style; Residential property; Built in 2007
• Construction: Vinyl siding; Asphalt roof
• Exterior features: Leased land; Shed(s) on property; Public water

Interior

• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating; Heating present
• Interior features: 8 total rooms; Crawl space basement

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath other listed at $40k.

Deal economics

• At list price, monthly cash flow is $821 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $40k).
• Recommended offer: $35k (12.0% below list) — sets the bar for market timing.
• Cap rate 31.0% vs local median 5.5% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#197 in MI, #4,970 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, employment F.
• Northwest Community Schools (suburban): math 19% / reading 41% proficiency, ranked #360 of 540 in MI (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Northwest Early Elementary School (869 students, 61% FRL); Northwest Kidder Middle School (math 14% / reading 41%, grade F, #363 of 493 statewide, top 75%, 790 students, 50% FRL); Northwest High School (math 27% / reading 57%, grade F, #264 of 713 statewide, top 41%, 972 students, 40% FRL).
• Market conditions: Rents rising fast (+10.3%/yr); 375 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 317 units permitted in Jackson County in 2024 (103 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $276 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Jackson County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 172 days — a 12% lower offer ($35k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $10k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $35,112 (12.0% below list)

Questions for the listing agent

1. It's been on market 172 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.48% ✓
• Cap rate: 31.00%
• Cash-on-cash: 88.23%
• DSCR: 4.93
• GRM: 2.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 94.4%
• Equity multiple: 5.76×
• Total profit: $53,210
• Equity at exit: $5,949

10-year hold

• IRR: 98.2%
• Equity multiple: 14.17×
• Total profit: $147,188
• Equity at exit: $3,450

Cash invested: $11,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 49201

• Rents YoY: 10.3%
• Active inventory: 375
• Price-to-rent: 2.4×

Monthly cashflow live

• Estimated rent: $1,389 medium
• Mortgage (P&I): −$209
• Tax est. 1.5%: −$50 /mo · $598/yr
• Insurance: −$17
• HOA: −$0
• Vacancy / Maint / Mgmt: −$292
• Net cashflow: $821

Break-even live

Break-even rent $349

Max offer price $39,900

Occupancy floor 36%

Sensitivity live

Price	-10% $849	-5% $835	+0% $821	+5% $808	+10% $794
Rent	-10% $712	-5% $767	+0% $821	+5% $876	+10% $931
Rate	-1.0pp $841	-0.5pp $832	base $821	+0.5pp $811	+1.0pp $801

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $9,975
• Closing costs: $1,197
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4020 County Farm Rd Jackson, MI	3.0	2.0	1336	$1,249	$0.93	45d	1	0.21mi

Listing history 24 events

1. 2026-06-22
   days on market $39,900 Active 172 DOM
2. 2026-06-19
   days on market $39,900 Active 170 DOM
3. 2026-06-18
   days on market $39,900 Active 169 DOM
4. 2026-06-17
   days on market $39,900 Active 168 DOM
5. 2026-06-16
   days on market $39,900 Active 167 DOM
6. 2026-06-15
   days on market $39,900 Active 166 DOM
7. 2026-06-14
   days on market $39,900 Active 164 DOM
8. 2026-06-13
   days on market $39,900 Active 163 DOM
9. 2026-06-10
   days on market $39,900 Active 161 DOM
10. 2026-06-09
    days on market $39,900 Active 160 DOM
11. 2026-06-08
    days on market $39,900 Active 159 DOM
12. 2026-06-07
    days on market $39,900 Active 158 DOM
13. 2026-06-05
    days on market $39,900 Active 155 DOM
14. 2026-06-03
    days on market $39,900 Active 154 DOM
15. 2026-06-02
    days on market $39,900 Active 153 DOM
16. 2026-06-01
    days on market $39,900 Active 152 DOM
17. 2026-05-31
    days on market $39,900 Active 151 DOM
18. 2026-05-30
    days on market $39,900 Active 150 DOM
19. 2026-04-07
    price $44,750 757-char remark

    Show marketing remark (757 chars)

    GREAT OPPORTUNITY FOR HOME OWNERSHIP! Welcome to this beautifully maintained, high-end manufactured home located in a desirable and well-kept manufactured home community. This 1,456sf home was built in 2007 and features 3-bedrooms, 2-baths, an open concept floor plan and is ready for you to move right in. Handy storage shed included! Your lot rent offers you use of the clubhouse and outdoor pool. A comfortable, affordable place to call home! Lot rent is $725 per month. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the

20. 2026-04-06
    price $44,750 758-char remark

    Show marketing remark (758 chars)

    GREAT OPPORTUNITY FOR HOME OWNERSHIP! Welcome to this beautifully maintained, high-end manufactured home located in a desirable and well-kept manufactured home community. This 1,456sf home was built in 2007 and features 3-bedrooms, 2-baths, an open concept floor plan and is ready for you to move right in. Handy storage shed included! Your lot rent offers you use of the clubhouse and outdoor pool. A comfortable, affordable place to call home! Lot rent is $725 per month. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the

21. 2026-04-06
    price $44,750

    Show marketing remark (758 chars)

    GREAT OPPORTUNITY FOR HOME OWNERSHIP! Welcome to this beautifully maintained, high-end manufactured home located in a desirable and well-kept manufactured home community. This 1,456sf home was built in 2007 and features 3-bedrooms, 2-baths, an open concept floor plan and is ready for you to move right in. Handy storage shed included! Your lot rent offers you use of the clubhouse and outdoor pool. A comfortable, affordable place to call home! Lot rent is $725 per month. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the

22. 2025-12-31
    listed $49,900 Active 757-char remark

    Show marketing remark (758 chars)

    GREAT OPPORTUNITY FOR HOME OWNERSHIP! Welcome to this beautifully maintained, high-end manufactured home located in a desirable and well-kept manufactured home community. This 1,456sf home was built in 2007 and features 3-bedrooms, 2-baths, an open concept floor plan and is ready for you to move right in. Handy storage shed included! Your lot rent offers you use of the clubhouse and outdoor pool. A comfortable, affordable place to call home! Lot rent is $725 per month. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the

23. 2025-12-31
    listed $49,900 Active 758-char remark

    Show marketing remark (758 chars)

    GREAT OPPORTUNITY FOR HOME OWNERSHIP! Welcome to this beautifully maintained, high-end manufactured home located in a desirable and well-kept manufactured home community. This 1,456sf home was built in 2007 and features 3-bedrooms, 2-baths, an open concept floor plan and is ready for you to move right in. Handy storage shed included! Your lot rent offers you use of the clubhouse and outdoor pool. A comfortable, affordable place to call home! Lot rent is $725 per month. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the

24. 2025-12-31
    listed $49,900 Active

    Show marketing remark (758 chars)

    GREAT OPPORTUNITY FOR HOME OWNERSHIP! Welcome to this beautifully maintained, high-end manufactured home located in a desirable and well-kept manufactured home community. This 1,456sf home was built in 2007 and features 3-bedrooms, 2-baths, an open concept floor plan and is ready for you to move right in. Handy storage shed included! Your lot rent offers you use of the clubhouse and outdoor pool. A comfortable, affordable place to call home! Lot rent is $725 per month. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,665
• − Mortgage interest: −$2,235
• − Property taxes: −$598
• − Insurance: −$200
• − Repairs & maintenance: −$1,333
• − Management: −$1,333
• − Depreciation: −$1,161
• Taxable income: $9,805
• Est. tax owed @ 24.0%: −$2,353
• After-tax cash flow: $7,504/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Northwest Community Schools
• NCES district ID: 2626010
• Math proficiency: 19% ▼ -8.00%
• Reading proficiency: 41% ▼ -1.00%
• Median HH income: $47,509
• Composite: 25.88/100
• National rank: #7342
• State rank: #360 of 540 in MI

Livability — Jackson

• Score: 74/100
• State rank: #197
• US rank: #4970

Category grades

Amenities C Commute A- Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Jackson County · 85,581 people
• City population: 85,581
• Metro: Jackson, MI
• Population (ZIP): 49,107
• Household income: $74,484
• Rent vs Own: 25.8% rent · 74.2% own
• Severe rent burden: 840.0

Population outlook (Jackson County) Hauer SSP2

• Today (2025): 156,365 people
• By 2030: 153,123 · -2.1%
• By 2040: 144,981 · -7.3%
• By 2050: 135,671 · -13.2%
• By 2075: 113,833 · -27.2%
• By 2100: 86,592 · -44.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Black 9% Two or more races 6% Hispanic / Latino 5%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Romanian 7% Lithuanian 3% Slovak 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 2% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Jackson

• 2024 margin: Strong R (+21.3) · D 38.6% · R 59.9% · Other 1.5%
• 2008→2024 swing: -23.7pp toward R · 2008: 2.4pp · 2024: -21.3pp
• All cycles: 2024: R+21.3 2020: R+19.0 2016: R+20.1 2012: R+5.8 2008: D+2.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -198.89%
• Current HPI: 185.3773
• Rent YoY: ▲ 10.32%
• Metro: Jackson, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

-10.3% since first listed

6 events — show timeline

• 2026-04-07 Price Changed $44,750 MiRealSource-MiMLS
• 2026-04-06 Price Changed $44,750 REALCOMP
• 2026-04-06 Price Changed $44,750 SW Michigan MLS
• 2025-12-31 Listed $49,900 SW Michigan MLS
• 2025-12-31 Listed $49,900 REALCOMP
• 2025-12-31 Listed $49,900 MiRealSource-MiMLS

Property tax history

+15.5%/yr

Latest (2025): $30 · +2.8% YoY. Source: county tax records.