3750 Hudson Manor Ter Unit 5DE · New York, NY 10463

$215,000

1 bd · 2.0 ba · 900 sqft · Condo · 129 Days on market

Built 1954 ↓ 12% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.0/30.0
• DSCR +9.3/10.0
• ARV discount +7.5/15.0
• 1% rule +7.3/10.0
• Rent growth +5.0/5.0
• Schools +5.0/10.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

ONE OR TWO BEDS WITH TWO FULL BATHS Seize the opportunity to purchase this rarely available apartment with two full bathrooms. Currently configured as a one-bedroom that can easily have the existing kitchen turned into a second bedroom (see floorplan and suggested photos). This home boasts bright western exposure, hardwood flooring throughout, ample closet space and the ability to install an in-unit washer/dryer, if you choose. #5DE provides flexibility and is a perfect canvas to to create your dream home in one of Central Riverdale's sought-after coops. (photos are virtually staged) Ideally located West of the Parkway in 'Hudson Manor Terrace', a pet-friendly twin coop complex with doorman, private & lush courtyard with benches, a communal planting garden, a gated children's playground, a well-equipped fitness room and a new recreation/party room. The building features a rounded driveway (great for unloading & drop-off's), renovated hallways, a live-in super, central laundry room, bike room, storage, and an indoor parking garage (waitlisted). All this within close proximity to shopping, dining, parks, schools, houses of worship and easy access to bus, subway & Metro North. Hurry this will go one, two, three! (assessment currently in place).

Key facts

• Ample closet space
• High floor
• In-unit washer dryer

Tags

• HIGH FLOOR
• BRIGHT WESTERN EXPOSURE
• AMPLE CLOSET SPACE
• IN-UNIT WASHER DRYER
• PRIVATE COURTYARD
• WELL EQUIPPED FITNESS ROOM

Property features AI

Exterior

• Parking: Garage parking; Off-street parking; Waitlist for parking
• Utilities: Public sewer; Additional utilities: see remarks
• Home design: Stock cooperative
• Construction: Constructed with other/unspecified materials; Other/unspecified foundation
• Exterior features: Non-waterfront property

Interior

• Kitchen: Galley-type layout; Includes unspecified/other appliances
• Bedrooms: Bedroom(s) located on entry level (5)
• Flooring: Hardwood floors
• Bathrooms: 2 full bathrooms
• Heating & cooling: Radiant heating; Wall/window air conditioning units
• Interior features: Galley-style kitchen; Full basement; 3 total rooms; Pets allowed with size limits
• Laundry & utility: Basement provides utility/utility access

🏢 Co-op / cooperative unit. The $215,000 price buys shares in the cooperative corporation, not the real estate itself — so it isn't comparable to a fee-simple sale price, and the cashflow / cap-rate / 1%-rule cards below (which assume you own the property and can rent it out) don't apply here. Expect board approval and a monthly maintenance fee on top of the price.

What this means for you Summary

Snapshot

• This is a 1-bed/2.0-bath condo listed at $215k.

Deal economics

• At list price, monthly cash flow is $599 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $215k).
• Recommended offer: $189k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 2.6% in New York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#268 in NY, #4,188 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: crime F, cost of living F.
• Market conditions: Rents rising fast (+11.6%/yr); 342 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 6,929 units permitted in Bronx County in 2024 (6,829 in 5+ unit buildings).
• This rent runs 42% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Bronx County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $60k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 129 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $189,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.23% ✓
• Cap rate: 9.64%
• Cash-on-cash: 11.94%
• DSCR: 1.53
• GRM: 6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 7.0%
• Equity multiple: 1.29×
• Total profit: $17,296
• Equity at exit: $32,057

10-year hold

• IRR: 20.3%
• Equity multiple: 3.12×
• Total profit: $127,822
• Equity at exit: $18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City New York: 0 Strongly Tenant-Friendly · D+34

Rent Stabilization Code; HSTPA; 6+ months in housing court.

Methodology + full state rankings →

ZIP-level market 10463

• Rents YoY: 11.6%
• Active inventory: 342
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $2,639 medium
• Mortgage (P&I): −$1,127
• Tax est. 1.5%: −$269 /mo · $3,225/yr
• Insurance: −$90
• HOA: −$0
• Vacancy / Maint / Mgmt: −$554
• Net cashflow: $599

Break-even live

Break-even rent $1,881

Max offer price $215,000

Occupancy floor 72%

Sensitivity live

Price	-10% $748	-5% $673	+0% $599	+5% $525	+10% $450
Rent	-10% $390	-5% $495	+0% $599	+5% $703	+10% $807
Rate	-1.0pp $707	-0.5pp $654	base $599	+0.5pp $543	+1.0pp $487

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2600 Netherland Ave Bronx, NY	1.0–3.0	1.0–2.5	1132	$2,775	$2.45	22d	3	0.70mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: doormansecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 18 events

1. 2026-06-18
   days on market $215,000 Active 129 DOM
2. 2026-06-17
   days on market $215,000 Active 128 DOM
3. 2026-06-15
   days on market $215,000 Active 126 DOM
4. 2026-06-13
   days on market $215,000 Active 124 DOM
5. 2026-06-10
   days on market $215,000 Active 120 DOM
6. 2026-06-08
   days on market $215,000 Active 119 DOM
7. 2026-06-04
   days on market $215,000 Active 115 DOM
8. 2026-06-03
   days on market $215,000 Active 114 DOM
9. 2026-06-01
   days on market $215,000 Active 112 DOM
10. 2026-05-31
    days on market $215,000 Active 111 DOM
11. 2026-05-12
    price $215,000 1281-char remark

    Show marketing remark (1281 chars)

    ONE OR TWO BEDS WITH TWO FULL BATHS Seize the opportunity to purchase this rarely available apartment with two full bathrooms. Currently configured as a one-bedroom that can easily have the existing kitchen turned into a second bedroom (see floorplan and suggested photos). This home boasts bright western exposure, hardwood flooring throughout, ample closet space and the ability to install an in-unit washer/dryer, if you choose. #5DE provides flexibility and is a perfect canvas to to create your dream home in one of Central Riverdale's sought-after coops. (photos are virtually staged) Ideally located West of the Parkway in 'Hudson Manor Terrace', a pet-friendly twin coop complex with doorman, private & lush courtyard with benches, a communal planting garden, a gated children's playground, a well-equipped fitness room and a new recreation/party room. The building features a rounded driveway (great for unloading & drop-off's), renovated hallways, a live-in super, central laundry room, bike room, storage, and an indoor parking garage (waitlisted). All this within close proximity to shopping, dining, parks, schools, houses of worship and easy access to bus, subway & Metro North. Hurry this will go one, two, three! (assessment currently in place).

12. 2026-05-12
    price $215,000

    Show marketing remark (1281 chars)

    ONE OR TWO BEDS WITH TWO FULL BATHS Seize the opportunity to purchase this rarely available apartment with two full bathrooms. Currently configured as a one-bedroom that can easily have the existing kitchen turned into a second bedroom (see floorplan and suggested photos). This home boasts bright western exposure, hardwood flooring throughout, ample closet space and the ability to install an in-unit washer/dryer, if you choose. #5DE provides flexibility and is a perfect canvas to to create your dream home in one of Central Riverdale's sought-after coops. (photos are virtually staged) Ideally located West of the Parkway in 'Hudson Manor Terrace', a pet-friendly twin coop complex with doorman, private & lush courtyard with benches, a communal planting garden, a gated children's playground, a well-equipped fitness room and a new recreation/party room. The building features a rounded driveway (great for unloading & drop-off's), renovated hallways, a live-in super, central laundry room, bike room, storage, and an indoor parking garage (waitlisted). All this within close proximity to shopping, dining, parks, schools, houses of worship and easy access to bus, subway & Metro North. Hurry this will go one, two, three! (assessment currently in place).

13. 2026-04-06
    price $225,000 1281-char remark

    Show marketing remark (1281 chars)

    ONE OR TWO BEDS WITH TWO FULL BATHS Seize the opportunity to purchase this rarely available apartment with two full bathrooms. Currently configured as a one-bedroom that can easily have the existing kitchen turned into a second bedroom (see floorplan and suggested photos). This home boasts bright western exposure, hardwood flooring throughout, ample closet space and the ability to install an in-unit washer/dryer, if you choose. #5DE provides flexibility and is a perfect canvas to to create your dream home in one of Central Riverdale's sought-after coops. (photos are virtually staged) Ideally located West of the Parkway in 'Hudson Manor Terrace', a pet-friendly twin coop complex with doorman, private & lush courtyard with benches, a communal planting garden, a gated children's playground, a well-equipped fitness room and a new recreation/party room. The building features a rounded driveway (great for unloading & drop-off's), renovated hallways, a live-in super, central laundry room, bike room, storage, and an indoor parking garage (waitlisted). All this within close proximity to shopping, dining, parks, schools, houses of worship and easy access to bus, subway & Metro North. Hurry this will go one, two, three! (assessment currently in place).

14. 2026-04-06
    price $225,000

    Show marketing remark (1281 chars)

    ONE OR TWO BEDS WITH TWO FULL BATHS Seize the opportunity to purchase this rarely available apartment with two full bathrooms. Currently configured as a one-bedroom that can easily have the existing kitchen turned into a second bedroom (see floorplan and suggested photos). This home boasts bright western exposure, hardwood flooring throughout, ample closet space and the ability to install an in-unit washer/dryer, if you choose. #5DE provides flexibility and is a perfect canvas to to create your dream home in one of Central Riverdale's sought-after coops. (photos are virtually staged) Ideally located West of the Parkway in 'Hudson Manor Terrace', a pet-friendly twin coop complex with doorman, private & lush courtyard with benches, a communal planting garden, a gated children's playground, a well-equipped fitness room and a new recreation/party room. The building features a rounded driveway (great for unloading & drop-off's), renovated hallways, a live-in super, central laundry room, bike room, storage, and an indoor parking garage (waitlisted). All this within close proximity to shopping, dining, parks, schools, houses of worship and easy access to bus, subway & Metro North. Hurry this will go one, two, three! (assessment currently in place).

15. 2026-03-20
    price $235,000 1281-char remark

    Show marketing remark (1281 chars)

    ONE OR TWO BEDS WITH TWO FULL BATHS Seize the opportunity to purchase this rarely available apartment with two full bathrooms. Currently configured as a one-bedroom that can easily have the existing kitchen turned into a second bedroom (see floorplan and suggested photos). This home boasts bright western exposure, hardwood flooring throughout, ample closet space and the ability to install an in-unit washer/dryer, if you choose. #5DE provides flexibility and is a perfect canvas to to create your dream home in one of Central Riverdale's sought-after coops. (photos are virtually staged) Ideally located West of the Parkway in 'Hudson Manor Terrace', a pet-friendly twin coop complex with doorman, private & lush courtyard with benches, a communal planting garden, a gated children's playground, a well-equipped fitness room and a new recreation/party room. The building features a rounded driveway (great for unloading & drop-off's), renovated hallways, a live-in super, central laundry room, bike room, storage, and an indoor parking garage (waitlisted). All this within close proximity to shopping, dining, parks, schools, houses of worship and easy access to bus, subway & Metro North. Hurry this will go one, two, three! (assessment currently in place).

16. 2026-03-20
    price $235,000

    Show marketing remark (1281 chars)

    ONE OR TWO BEDS WITH TWO FULL BATHS Seize the opportunity to purchase this rarely available apartment with two full bathrooms. Currently configured as a one-bedroom that can easily have the existing kitchen turned into a second bedroom (see floorplan and suggested photos). This home boasts bright western exposure, hardwood flooring throughout, ample closet space and the ability to install an in-unit washer/dryer, if you choose. #5DE provides flexibility and is a perfect canvas to to create your dream home in one of Central Riverdale's sought-after coops. (photos are virtually staged) Ideally located West of the Parkway in 'Hudson Manor Terrace', a pet-friendly twin coop complex with doorman, private & lush courtyard with benches, a communal planting garden, a gated children's playground, a well-equipped fitness room and a new recreation/party room. The building features a rounded driveway (great for unloading & drop-off's), renovated hallways, a live-in super, central laundry room, bike room, storage, and an indoor parking garage (waitlisted). All this within close proximity to shopping, dining, parks, schools, houses of worship and easy access to bus, subway & Metro North. Hurry this will go one, two, three! (assessment currently in place).

17. 2026-02-09
    listed $245,000 Active

    Show marketing remark (1281 chars)

    ONE OR TWO BEDS WITH TWO FULL BATHS Seize the opportunity to purchase this rarely available apartment with two full bathrooms. Currently configured as a one-bedroom that can easily have the existing kitchen turned into a second bedroom (see floorplan and suggested photos). This home boasts bright western exposure, hardwood flooring throughout, ample closet space and the ability to install an in-unit washer/dryer, if you choose. #5DE provides flexibility and is a perfect canvas to to create your dream home in one of Central Riverdale's sought-after coops. (photos are virtually staged) Ideally located West of the Parkway in 'Hudson Manor Terrace', a pet-friendly twin coop complex with doorman, private & lush courtyard with benches, a communal planting garden, a gated children's playground, a well-equipped fitness room and a new recreation/party room. The building features a rounded driveway (great for unloading & drop-off's), renovated hallways, a live-in super, central laundry room, bike room, storage, and an indoor parking garage (waitlisted). All this within close proximity to shopping, dining, parks, schools, houses of worship and easy access to bus, subway & Metro North. Hurry this will go one, two, three! (assessment currently in place).

18. 2026-02-09
    listed $245,000 Active 1281-char remark

    Show marketing remark (1281 chars)

    ONE OR TWO BEDS WITH TWO FULL BATHS Seize the opportunity to purchase this rarely available apartment with two full bathrooms. Currently configured as a one-bedroom that can easily have the existing kitchen turned into a second bedroom (see floorplan and suggested photos). This home boasts bright western exposure, hardwood flooring throughout, ample closet space and the ability to install an in-unit washer/dryer, if you choose. #5DE provides flexibility and is a perfect canvas to to create your dream home in one of Central Riverdale's sought-after coops. (photos are virtually staged) Ideally located West of the Parkway in 'Hudson Manor Terrace', a pet-friendly twin coop complex with doorman, private & lush courtyard with benches, a communal planting garden, a gated children's playground, a well-equipped fitness room and a new recreation/party room. The building features a rounded driveway (great for unloading & drop-off's), renovated hallways, a live-in super, central laundry room, bike room, storage, and an indoor parking garage (waitlisted). All this within close proximity to shopping, dining, parks, schools, houses of worship and easy access to bus, subway & Metro North. Hurry this will go one, two, three! (assessment currently in place).

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 14 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,668
• − Mortgage interest: −$12,043
• − Property taxes: −$3,225
• − Insurance: −$1,075
• − Repairs & maintenance: −$2,533
• − Management: −$2,533
• − Depreciation: −$6,255
• Taxable income: $4,003
• Est. tax owed @ 24.0%: −$961
• After-tax cash flow: $6,227/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — New York

• Score: 75/100
• State rank: #268
• US rank: #4188

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A- Housing C+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New York, NY
• County: Bronx County · 1,197,324 people
• City population: 7,731,280
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 69,470
• Household income: $74,974
• Rent vs Own: 64.6% rent · 35.4% own
• Severe rent burden: 5586.0

Population outlook (Bronx County) Hauer SSP2

• Today (2025): 1,607,353 people
• By 2030: 1,681,852 · +4.6%
• By 2040: 1,824,421 · +13.5%
• By 2050: 1,945,470 · +21.0%
• By 2075: 2,187,887 · +36.1%
• By 2100: 2,244,136 · +39.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Hispanic / Latino 50% White 30% Two or more races 17% Black 12% Asian 4% Native American 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 12% Cuban 1% Dominican 25%
• Common ancestry: Scotch-Irish 3% Romanian 2% Lithuanian 1%
• Foreign-born: 30% · Canada, Jamaica, China
• Languages at home: 50% English-only · Spanish 40% Other Indo-European 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Bronx

• 2024 margin: Solid D (+45.4) · D 72.7% · R 27.3%
• 2008→2024 swing: -32.3pp toward R · 2008: 77.8pp · 2024: 45.4pp
• All cycles: 2024: D+45.4 2020: D+67.6 2016: D+79.1 2012: D+82.9 2008: D+77.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -294.75%
• Current HPI: 168.0211
• Rent YoY: ▲ 11.60%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-12.2% since first listed

8 events — show timeline

• 2026-05-12 Price Changed $215,000 RLS at REBNY
• 2026-05-12 Price Changed $215,000 OneKey® MLS as Distributed by MLS Grid
• 2026-04-06 Price Changed $225,000 RLS at REBNY
• 2026-04-06 Price Changed $225,000 OneKey® MLS as Distributed by MLS Grid
• 2026-03-20 Price Changed $235,000 RLS at REBNY
• 2026-03-20 Price Changed $235,000 OneKey® MLS as Distributed by MLS Grid
• 2026-02-09 Listed $245,000 OneKey® MLS as Distributed by MLS Grid
• 2026-02-09 Listed $245,000 RLS at REBNY