4433 Sherwood St · Baton Rouge, LA 70805

$64,000

3 bd · 1.0 ba · 1,100 sqft · SingleFamily · 78 Days on market

Built 1956 6,098 sqft lot $58/sqft · 15% below area Est $75k · 15% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +14.2/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor opportunity with immediate cash flow! This 3 bed, 1 bath home is already leased at $1,000/month, making it a great addition to any rental portfolio. The property has been updated with a brand new roof, fresh exterior paint, and central heating and air. Inside offers a functional layout with solid rental appeal, while outside features a nice-sized backyard. Turnkey investment with income from day one.

Key facts

• Nice-sized backyard
• Fresh exterior paint
• New roof

Tags

• NEW ROOF
• FRESH EXTERIOR PAINT
• CENTRAL HEATING AND AIR
• NICE-SIZED BACKYARD

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $64k.

Deal economics

• At list price, monthly cash flow is $8 ($94/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $64k).
• Recommended offer: $60k (6.0% below list) — sets the bar for market timing.
• Cap rate 14.4% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
• East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-1.2%/yr); 155 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
• At $1,039/mo this rent would consume 49% of the median local household income ($25k/yr) (locally 1980% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $442 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 78 days — a 6% lower offer ($60k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts; this cycle's ask is 6637% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $60,160 (6.0% below list)

Questions for the listing agent

1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.62% ✓
• Cap rate: 14.44%
• Cash-on-cash: 29.09%
• DSCR: 2.29
• GRM: 5.1

CMA / ARV

• ARV (median comp): $75,115
• List price: $64,000
• Delta: -14.80%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4361 Evangeline St	0.20mi	2/1.0 (-1)	1,002 (-9%)	3mo	$75,000	$75	68
4723 Sherwood St	0.16mi	3/1.0	950 (-14%)	2mo	$59,900	$63	68
4986 Shelley St	0.29mi	3/2.0	1,156 (+5%)	11mo	$130,000	$112	65
4721 Hollywood St	0.66mi	3/1.0	1,138 (+4%)	2mo	$129,900	$114	62
4524 Sycamore St	0.29mi	4/1.5 (+1)	1,200 (+9%)	3mo	$105,000	$88	61
3815 Webb Dr	0.50mi	3/1.0	1,190 (+8%)	4mo	$10,000	$8	60
4236 Delaware St	0.32mi	3/2.0	1,200 (+9%)	9mo	$79,500	$66	59
3765 Webb Dr	0.51mi	4/2.0 (+1)	1,190 (+8%)	1mo	$120,000	$101	52
3169 Sherwood St	0.74mi	3/1.0	1,196 (+9%)	0mo	$89,500	$75	50
3577 Shelley St	0.53mi	3/1.0	1,241 (+13%)	6mo	$130,000	$105	49
4424 Mcclelland Ct	0.65mi	3/1.0	1,200 (+9%)	13mo	$52,500	$44	44
3841 Lorraine St	0.55mi	2/1.0 (-1)	1,261 (+15%)	11mo	$39,900	$32	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -21.4%
• Equity multiple: 0.29×
• Total profit: $-12,671
• Equity at exit: $9,543

10-year hold

• IRR: -41.9%
• Equity multiple: -0.18×
• Total profit: $-21,166
• Equity at exit: $5,534

Cash invested: $17,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70805

• Rents YoY: -1.2%
• Active inventory: 155
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $1,039 high
• Mortgage (P&I): −$336
• Tax from tax record: −$24 /mo · $288/yr
• Insurance: −$27
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$218
• Net cashflow: $8

Break-even live

Break-even rent $1,029

Max offer price $64,000

Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,000
• Closing costs: $1,920
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4380 Mohican-Prescott Crossover Baton Rouge, LA	2.0	2.0	910	$1,055	$1.16	44d	1	0.26mi
5350 Clayton Dr Baton Rouge, LA	3.0	1.0	1050	$850	$0.81	44d	1	0.51mi
3647 Mission Dr Baton Rouge, LA	3.0	1.0	900	$895	$0.99	23d	1	0.54mi
3577 Mission Dr Baton Rouge, LA	2.0	1.0	755	$950	$1.26	19d	1	0.59mi
5540 Clayton Ct Baton Rouge, LA	4.0	2.0	1500	$1,350	$0.90	19d	1	0.64mi
5617 Prescott Rd Baton Rouge, LA	1.0–2.0	1.0	687	$900	$1.31	23d	26	0.65mi
3540 N Foster Dr Baton Rouge, LA	2.0	1.0	1000	$1,000	$1.00	23d	1	0.66mi
4189 W Brookstown Dr Baton Rouge, LA	1.0–2.0	1.0	695	$825	$1.19	14d	20	0.70mi
5423 Banyan Trace Dr Baton Rouge, LA	4.0	2.0	1469	$1,300	$0.88	23d	1	0.74mi
3567 Charles St Baton Rouge, LA	3.0	1.0	1400	$1,250	$0.89	44d	1	0.79mi
5315 McClelland Dr Baton Rouge, LA	3.0	2.0	1369	$1,000	$0.73	23d	1	0.80mi
5553 Banyan Ct Baton Rouge, LA	4.0	2.0	1459	$1,350	$0.93	23d	1	0.80mi
4963 Greenwell St Baton Rouge, LA	3.0	2.0	1400	$1,500	$1.07	23d	1	0.87mi
5665 McClelland Dr Baton Rouge, LA	2.0	1.0	775	$825	$1.06	23d	1	0.94mi
5665 McClelland Dr Apt 220 Baton Rouge, LA	3.0	1.5	870	$950	$1.09	14d	1	0.95mi
5665 McClelland Dr Apt 201 Baton Rouge, LA	3.0	1.5	870	$1,050	$1.21	44d	1	0.95mi
5665 McClelland Dr Apt 133 Baton Rouge, LA	2.0	1.0	775	$825	$1.06	44d	1	0.95mi
5665 McClelland Dr Unit 245 Baton Rouge, LA	2.0	1.5	765	$800	$1.05	44d	1	0.95mi
3160 Wyandotte St Baton Rouge, LA	2.0	1.0	1100	$800	$0.73	44d	1	0.95mi
2852 Dayton St Baton Rouge, LA	2.0	1.0	1020	$850	$0.83	23d	1	0.97mi
3859 Brady St Baton Rouge, LA	2.0	1.0	800	$775	$0.97	44d	1	1.10mi
2606 Weller Ave Baton Rouge, LA	2.0	1.0	1000	$650	$0.65	44d	1	1.14mi
4378 Dawson Dr Baton Rouge, LA	4.0	2.0	1400	$1,600	$1.14	44d	1	1.15mi
3936 Dalton St Baton Rouge, LA	2.0	1.0	900	$750	$0.83	19d	1	1.16mi
2347 Rhodes Ave Baton Rouge, LA	2.0	1.0	1250	$950	$0.76	19d	1	1.44mi

Listing history 27 events

1. 2026-06-18
   days on market $64,000 Active 78 DOM
2. 2026-06-17
   days on market $64,000 Active 77 DOM
3. 2026-06-16
   days on market $64,000 Active 76 DOM
4. 2026-06-15
   price $64,000 Active 75 DOM
5. 2026-06-15
   days on market $64,900 Active 75 DOM
6. 2026-06-14
   days on market $64,900 Active 73 DOM
7. 2026-06-10
   days on market $64,900 Active 70 DOM
8. 2026-06-09
   days on market $64,900 Active 69 DOM
9. 2026-06-08
   days on market $64,900 Active 68 DOM
10. 2026-06-07
    remarks 348-char remark
11. 2026-06-07
    pricedays on market $64,900 Active 67 DOM
12. 2026-06-05
    days on market $65,000 Active 64 DOM
13. 2026-06-03
    days on market $65,000 Active 63 DOM
14. 2026-06-02
    days on market $65,000 Active 62 DOM
15. 2026-06-01
    days on market $65,000 Active 61 DOM
16. 2026-05-31
    days on market $65,000 Active 60 DOM
17. 2026-05-31
    days on market $65,000 Active 59 DOM
18. 2026-05-12
    price $76,000 412-char remark

    Show marketing remark (412 chars)

    Investor opportunity with immediate cash flow! This 3 bed, 1 bath home is already leased at $1,000/month, making it a great addition to any rental portfolio. The property has been updated with a brand new roof, fresh exterior paint, and central heating and air. Inside offers a functional layout with solid rental appeal, while outside features a nice-sized backyard. Turnkey investment with income from day one.

19. 2026-05-12
    price $76,000 412-char remark

    Show marketing remark (412 chars)

    Investor opportunity with immediate cash flow! This 3 bed, 1 bath home is already leased at $1,000/month, making it a great addition to any rental portfolio. The property has been updated with a brand new roof, fresh exterior paint, and central heating and air. Inside offers a functional layout with solid rental appeal, while outside features a nice-sized backyard. Turnkey investment with income from day one.

20. 2026-05-07
    listed $950
21. 2026-04-01
    listed $80,000 Active 412-char remark

    Show marketing remark (412 chars)

    Investor opportunity with immediate cash flow! This 3 bed, 1 bath home is already leased at $1,000/month, making it a great addition to any rental portfolio. The property has been updated with a brand new roof, fresh exterior paint, and central heating and air. Inside offers a functional layout with solid rental appeal, while outside features a nice-sized backyard. Turnkey investment with income from day one.

22. 2026-04-01
    listed $80,000 Active 412-char remark

    Show marketing remark (412 chars)

    Investor opportunity with immediate cash flow! This 3 bed, 1 bath home is already leased at $1,000/month, making it a great addition to any rental portfolio. The property has been updated with a brand new roof, fresh exterior paint, and central heating and air. Inside offers a functional layout with solid rental appeal, while outside features a nice-sized backyard. Turnkey investment with income from day one.

23. 2026-02-25
    historical $1,000
24. 2026-02-14
    listed $1,000
25. 2026-02-14
    historical $1,000
26. 2026-01-10
    listed $1,000
27. 1994-04-20
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $288 · $24/mo
• Projected year-2 tax: $352 · $29/mo
• Expected delta: +$64/yr (+$5/mo · 22.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone AE · 75% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,467
• − Mortgage interest: −$3,585
• − Property taxes: −$288
• − Insurance: −$5,438
• − Repairs & maintenance: −$997
• − Management: −$997
• − Depreciation: −$1,862
• Taxable loss: −$702
• Est. tax savings @ 24.0%: +$168
• After-tax cash flow: $263/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Baton Rouge Parish
• NCES district ID: 2200540
• Math proficiency: 22% ▼ -36.00%
• Reading proficiency: 34% ▼ -31.00%
• Median HH income: $46,263
• Composite: 24.14/100
• National rank: #7745
• State rank: #47 of 98 in LA

Livability — Baton Rouge

• Score: 74/100
• State rank: #24
• US rank: #4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baton Rouge, LA
• County: East Baton Rouge Parish · 399,686 people
• City population: 351,868
• Metro: Baton Rouge, LA
• Population (ZIP): 23,288
• Household income: $25,397
• Rent vs Own: 59.5% rent · 40.5% own
• Severe rent burden: 1980.0

Population outlook (East Baton Rouge County) Hauer SSP2

• Today (2025): 464,810 people
• By 2030: 472,137 · +1.6%
• By 2040: 480,243 · +3.3%
• By 2050: 484,422 · +4.2%
• By 2075: 492,069 · +5.9%
• By 2100: 476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (95%)
• Race & ethnicity: Black 95% Hispanic / Latino 2% White 2% Two or more races 1%
• Common ancestry: Lithuanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · East Baton Rouge

• 2024 margin: D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
• 2008→2024 swing: +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
• All cycles: 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -110.79%
• Current HPI: 75.7121
• Rent YoY: ▼ -1.21%
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+7500.0% since first listed

10 events — show timeline

• 2026-05-12 Price Changed $76,000 AcadianaMLS
• 2026-05-12 Price Changed $76,000 GBRMLS
• 2026-05-07 Listed for Rent $950 RAAMLS
• 2026-04-01 Listed $80,000 GBRMLS
• 2026-04-01 Listed $80,000 AcadianaMLS
• 2026-02-25 Rental Removed $1,000 RAAMLS
• 2026-02-14 Listed for Rent $1,000 RAAMLS
• 2026-02-14 Rental Removed $1,000 GBRMLS
• 2026-01-10 Listed for Rent $1,000 GBRMLS
• 1994-04-20 Sold (Public Records) — Public Records

Property tax history

+2.7%/yr

Latest (2025): $288 · +4.7% YoY. Source: county tax records.