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1205 Cypress St #126
C- Composite 53.45
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.3/30.0
  • DSCR +7.9/10.0
  • Schools +5.9/10.0
  • 1% rule +5.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Rent growth +2.3/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$310,000

1205 Cypress St #126 · San Dimas, CA 91773
3 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 12 Days on market
Built 2022 Good condition Est $239k · 30% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to 1205 Cypress St #126, San Dimas, CA 91773, located in the heart of San Dimas within Lonehill Manor. This well-kept 2022 manufactured home offers a comfortable blend of modern living, community amenities, and everyday convenience near Lone Hill Middle School, San Dimas High School, shopping, dining, and local services. From the moment you arrive, 1205 Cypress St #126 feels clean, cared for, and easy to enjoy. The home offers carport parking for two vehicles and a relaxed community setting with access to two pools, a spa, clubhouse, BBQ area, pool table, basketball court, and RV parking that may be available through the community for an additional fee. Step inside to a bright,

Key facts

  • Clubhouse
  • Community amenities
  • Spa

Tags

CARPORT PARKINGCOMMUNITY AMENITIESTWO POOLSSPACLUBHOUSEBBQ AREA

Property features AI

Finance

  • Other: Access via city streets; Directions: W Covina Blvd to S Lone Hill Ave, left to Cypress St.
  • HOA & community: Land lease in park: $1,475 monthly; Located in Lonehill Manor Mobile Estates

Exterior

  • Parking: Attached carport
  • Utilities: Public sewer; District/public water
  • Home design: Mobile home (24' x 56'); Single-story; Mobile home remains on site
  • Construction: Year built per public records
  • Exterior features: Community pool; Street lighting; Level-with-street lot

Interior

  • Kitchen: Kitchen island; Gas range
  • Bedrooms: Primary bedroom
  • Bathrooms: Two full bathrooms; Shower-in-tub; Walk-in shower; Double sinks in primary bathroom
  • Heating & cooling: Central furnace heating; Central air conditioning
  • Interior features: Front entry; Community spa; Street-level (Entry on main level)
  • Laundry & utility: Inside laundry room; Washer included; Dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $310k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $626 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $310k).
  • Cap rate 8.7% vs local median 2.5% in San Dimas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#192 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A, schools B; Watch: cost of living F, health & safety F.
  • Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.0%/yr); 92 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($105k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $310,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.72%
Cash-on-cash
8.66%
DSCR
1.39
GRM
7.9

CMA / ARV

ARV (on-the-fly)
$239,232
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1205 Cypress St #115 0.00mi 2/2.0 (-1) 1,344 (0%) 1mo $215,000 $160 94
1205 Cypress St #199 0.00mi 3/2.0 1,344 (0%) 11mo $290,000 $216 91
1245 W Cienega Ave #88 0.53mi 3/2.0 1,375 (+2%) 10mo $350,000 $255 63
1245 W Cienega Ave #123 0.53mi 2/2.0 (-1) 1,348 (+0%) 9mo $275,000 $204 62
1245 W Cienega Ave #44 0.48mi 2/2.0 (-1) 1,368 (+2%) 10mo $132,200 $97 61
801 W Covina Blvd Unit SP 47 0.50mi 2/2.0 (-1) 1,334 (-1%) 13mo $150,000 $112 60
1630 W Covina Blvd #65 0.63mi 2/2.0 (-1) 1,392 (+4%) 2mo $215,000 $154 58
1245 W Cienega Ave #46 0.53mi 3/2.0 1,512 (+12%) 2mo $270,000 $179 53
1630 W Covina Blvd #11 0.63mi 3/2.0 1,248 (-7%) 9mo $180,000 $144 52
1635 W Covina #104 0.67mi 4/2.0 (+1) 1,404 (+4%) 7mo $250,000 $178 50
1635 W Covina #53 0.67mi 3/2.0 1,484 (+10%) 3mo $285,000 $192 49
1245 W Cienega Ave #183 0.53mi 2/1.0 (-1) 1,536 (+14%) 4mo $125,000 $81 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-6.4%
Equity multiple
0.77×
Total profit
$-19,966
Equity at exit
$46,222
10-year hold
IRR
-0.6%
Equity multiple
0.96×
Total profit
$-3,243
Equity at exit
$26,803

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91773

Rents YoY
-1.0%
Active inventory
92
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$3,263 high interval (Pro) →
Mortgage (P&I)
$1,626
Tax from tax record
$197 /mo · $2,359/yr
Insurance
$129
HOA
$0
Vacancy / Maint / Mgmt
$685
Net cashflow
$626

Break-even live

Break-even rent $2,470
Max offer price $310,000
Occupancy floor 76%

Sensitivity live

Price -10% $802 -5% $714 +0% $626 +5% $539 +10% $451
Rent -10% $369 -5% $498 +0% $626 +5% $755 +10% $884
Rate -1.0pp $783 -0.5pp $705 base $626 +0.5pp $546 +1.0pp $464

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$77,500
Closing costs
$9,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1471 Cypress St San Dimas, CA 2.0 2.0 1127 $900 $0.80 8d 1 0.37mi
1430 W Badillo St San Dimas, CA 3.0 1.5 1200 $3,000 $2.50 0d 1 0.37mi
1108 Eaton Rd San Dimas, CA 4.0 2.0 1689 $3,800 $2.25 45d 1 0.57mi
220 S Valley Center Ave San Dimas, CA 2.0 1.0 1000 $2,495 $2.50 44d 1 0.68mi
807 Avenida Loma Vis San Dimas, CA 3.0 2.0 1740 $4,500 $2.59 11d 1 0.80mi
1189 Strawberry Ln Glendora, CA 2.0 2.5 1292 $2,900 $2.24 44d 1 0.92mi
20983 E Covina Blvd Covina, CA 2.0 2.0 962 $2,500 $2.60 25d 1 0.98mi
21042 E Arrow Hwy Covina, CA 1.0–2.0 1.0–2.0 803 $2,875 $3.58 0d 9 1.04mi
1039 N Barston Ave Covina, CA 4.0 2.0 1870 $3,598 $1.92 25d 1 1.06mi
530 W 3rd St Unit A San Dimas, CA 2.0 2.5 1000 $3,000 $3.00 44d 1 1.13mi
1447 S Valley Center Ave Glendora, CA 3.0 2.0 1345 $3,500 $2.60 0d 1 1.16mi
1746 S Sunflower Ave Unit 7 Glendora, CA 2.0 2.0 1100 $2,400 $2.18 25d 1 1.16mi
1746 S Sunflower Ave Unit 10 Glendora, CA 2.0 1.5 1100 $2,400 $2.18 44d 1 1.16mi
522 W 4th St San Dimas, CA 3.0 1.0 1113 $3,550 $3.19 44d 1 1.18mi
644 Pearlanna Dr San Dimas, CA 3.0 1.5 1350 $3,500 $2.59 0d 1 1.23mi
204 San Luis Rey Dr San Dimas, CA 2.0 3.0 1287 $3,165 $2.46 6d 1 1.24mi
301 W 1st St San Dimas, CA 2.0 1.0 880 $2,150 $2.44 25d 1 1.30mi
301 W 1st St Unit A San Dimas, CA 3.0 2.0 1000 $3,250 $3.25 44d 1 1.30mi
801 Claraday St Glendora, CA 1.0–2.0 1.0–2.0 900 $2,325 $2.58 23d 6 1.31mi
502 San Pablo Ct San Dimas, CA 2.0 2.0 1092 $2,850 $2.61 0d 1 1.32mi
220 W 1st St San Dimas, CA 3.0 1.0 1200 $845 $0.70 18d 1 1.34mi
432 W Caldwell Ct San Dimas, CA 2.0 3.0 1502 $3,100 $2.06 44d 1 1.34mi
937 N Greenpark Ave Covina, CA 4.0 2.0 1562 $4,000 $2.56 44d 1 1.42mi
235 W 4th St San Dimas, CA 3.0 2.0 1200 $3,499 $2.92 0d 1 1.46mi
307 Beechwood Ln San Dimas, CA 4.0 3.0 1760 $3,950 $2.24 44d 1 1.47mi
608 Claraday St Glendora, CA 3.0 2.5 1600 $3,500 $2.19 44d 1 1.50mi

Listing history 9 events

  1. 2026-06-21
    statusdays on market $310,000 Active Under Contract 12 DOM
  2. 2026-06-18
    days on market $310,000 Active 9 DOM
  3. 2026-06-17
    days on market $310,000 Active 8 DOM
  4. 2026-06-16
    days on market $310,000 Active 7 DOM
  5. 2026-06-15
    days on market $310,000 Active 6 DOM
  6. 2026-06-13
    days on market $310,000 Active 4 DOM
  7. 2026-06-13
    days on market $310,000 Active 3 DOM
  8. 2026-06-10
    remarks 699-char remark
  9. 2026-06-10
    listed $310,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$2,359 · $197/mo
Projected year-2 tax
$2,359 · $197/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,157
− Mortgage interest
−$17,365
− Property taxes
−$2,359
− Insurance
−$1,550
− Repairs & maintenance
−$3,133
− Management
−$3,133
− Depreciation
−$9,018
Taxable income
$2,600
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$624
After-tax cash flow
$6,893/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained 2022 manufactured home in San Dimas, CA is move-in ready with modern updates and community amenities.

Value-add opportunities

  • Both update landscaping — enhances curb appeal and adds value
  • Both install smart home features — attracts tech-savvy buyers and renters
  • Both install smart thermostat — improves energy efficiency and comfort

Renovation cost estimate screening

Value-add ROI direction

  • Both update landscaping — enhances curb appeal and adds value
  • Both install smart home features — attracts tech-savvy buyers and renters
  • Both install smart thermostat — improves energy efficiency and comfort

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bonita Unified
NCES district ID
0605610
Math proficiency
59% ▲ 3.00%
Reading proficiency
70% ▬ 0.00%
Median HH income
$76,196
Composite
58.71/100
National rank
#2001
State rank
#151 of 1400 in CA

Livability — San Dimas

Score
72/100
State rank
#192
US rank
#6164

Category grades

Amenities B- Commute A Cost of living F Crime C Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Dimas, CA
County
Los Angeles County · 9,444,647 people
City population
33,598
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
33,598
Household income
$105,338
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1238.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 38% Hispanic / Latino 37% Two or more races 19% Asian 18% Black 3% Native American 1%
Hispanic origin (detail)
Mexican 27% Puerto Rican 1%
Common ancestry
Romanian 2% Lithuanian 2% Slovak 2%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
64% English-only · Spanish 18% Chinese 8% Tagalog/Filipino 2%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -778.24%
Current HPI
379.5269
Rent YoY
▼ -0.97%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-09 Listed $310,000 CRMLS

Property tax history

+2.4%/yr

Latest (2025): $2,359 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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