182 Trumbull Ave · Bridgeport, CT 06606

$339,000

3 bd · 1.0 ba · 1,001 sqft · SingleFamily public records · 28 Days on market

Built 1941 4,791 sqft lot $339/sqft · 7% below area Est $365k · 7% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.7/30.0
• ARV discount +10.7/15.0
• Livability +4.0/5.0
• DSCR +3.8/10.0
• 1% rule +3.6/10.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks

Charming Cape Cod-style single-family home located in Bridgeport's desirable North End! This move-in-ready property features 3 spacious bedrooms and 1 full bathroom, offering comfort and functionality for today's lifestyle. The updated kitchen includes modern cabinetry and stainless steel appliances, perfect for everyday living and entertaining. Enjoy a large, private backyard ideal for outdoor gatherings, gardening, or relaxing. The home also offers a private driveway with space for 3 or more vehicles, providing ample off-street parking. Conveniently situated near Sacred Heart University, Trumbull Mall, local parks, libraries, shopping, dining, and major highways including the Merritt Park

Key facts

• Cape cod-style
• Private driveway
• Private backyard

Tags

• CAPE COD-STYLE
• UPDATED KITCHEN
• PRIVATE BACKYARD
• PRIVATE DRIVEWAY

Property features AI

Exterior

• Parking: Driveway parking; 4 total parking spaces
• Utilities: Public water connected; Public sewer connected; Hot water: other
• Home design: Single-family home
• Construction: Asphalt shingle roof; Vinyl siding; Concrete foundation; Other construction description
• Exterior features: Level lot; Private driveway

Interior

• Kitchen: Gas range; Microwave; Refrigerator; Dishwasher
• Bedrooms: 3 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Hot air heating fueled by natural gas; Window cooling unit
• Interior features: Total of 5 rooms; No basement
• Laundry & utility: Washer and dryer located in the main-floor kitchen

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $339k.

Deal economics

• At list price, monthly cash flow is $-39 ($-469/yr) — negative.
• To cash-flow at today's rent, offer at most $332k (2.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $293k (13.5% below list).
• Recommended offer: $293k (13.5% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 5.0% in Bridgeport — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 81/100 on livability (#15 in CT, #1,374 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: crime C-, employment D+, schools D-.
• Bridgeport School District (urban): math 9% / reading 19% proficiency, ranked #151 of 153 in CT (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 97% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.1%/yr); 152 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 852 units permitted in Greater Bridgeport Planning Region in 2024 (698 in 5+ unit buildings).
• At $2,932/mo this rent would consume 48% of the median local household income ($73k/yr) (locally 2163% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($334k) is reasonable based on typical stale-listing flexibility.
• 15 sale attempts since 34y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 41% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $293,203 (13.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 6.15%
• Cash-on-cash: -0.49%
• DSCR: 0.98
• GRM: 9.6

CMA / ARV

• ARV (median comp): $365,000
• List price: $339,000
• Delta: -7.12%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
209 Trumbull Ave	0.05mi	3/1.0	995 (-1%)	1mo	$350,000	$352	96
153 Marigold Ave	0.17mi	3/2.0	994 (-1%)	1mo	$360,000	$362	86
1088 Sylvan Ave	0.34mi	3/1.0	1,050 (+5%)	7mo	$339,000	$323	70
539 Old Town Rd	0.10mi	4/1.0 (+1)	1,096 (+10%)	6mo	$375,000	$342	70
1030 Old Town Rd	0.41mi	3/1.0	1,029 (+3%)	13mo	$430,000	$418	66
81 Dodd Ave	0.48mi	3/1.0	1,076 (+8%)	0mo	$440,000	$409	65
130 Wilkins Ave	0.57mi	3/1.0	1,025 (+2%)	6mo	$342,000	$334	65
75 Edwards St	0.53mi	3/1.0	1,012 (+1%)	13mo	$430,000	$425	63
227 Sylvan St	0.33mi	2/1.5 (-1)	1,072 (+7%)	5mo	$225,000	$210	61
235 Douglas St	0.70mi	3/1.0	1,056 (+6%)	3mo	$350,000	$331	56
360 Saunders Ave	0.68mi	2/2.0 (-1)	1,024 (+2%)	1mo	$290,000	$283	55
135 Grey Rock Rd	0.51mi	3/1.5	1,150 (+15%)	7mo	$410,000	$357	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold

• IRR: -17.0%
• Equity multiple: 0.40×
• Total profit: $-57,017
• Equity at exit: $50,546

10-year hold

• IRR: -8.6%
• Equity multiple: 0.46×
• Total profit: $-51,188
• Equity at exit: $29,311

Cash invested: $94,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Connecticut: 27 Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

Methodology + full state rankings →

ZIP-level market 06606

• Rents YoY: 3.1%
• Active inventory: 152
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $2,932 high
• Mortgage (P&I): −$1,778
• Tax from tax record: −$436 /mo · $5,237/yr
• Insurance: −$141
• HOA: −$0
• Vacancy / Maint / Mgmt: −$616
• Net cashflow: $-39

Break-even live

Break-even rent $2,982

Max offer price $332,090

Occupancy floor 96%

Sensitivity live

Price	-10% $153	-5% $57	+0% $-39	+5% $-135	+10% $-231
Rent	-10% $-271	-5% $-155	+0% $-39	+5% $77	+10% $193
Rate	-1.0pp $132	-0.5pp $47	base $-39	+0.5pp $-127	+1.0pp $-216

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $84,750
• Closing costs: $10,170
• Reserves months: —
• Total cash needed: —

Rent comps 39 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5 Cloverhill Ave Bridgeport, CT	4.0	2.0	1344	$4,000	$2.98	4d	1	0.07mi
50 Trumbull Ave Bridgeport, CT	2.0	1.0	1200	$2,400	$2.00	25d	1	0.09mi
207 Hillcrest Rd Bridgeport, CT	3.0	2.0	1264	$3,600	$2.85	12d	1	0.44mi
66 Dodd Ave Unit 2 Bridgeport, CT	2.0	1.0	728	$2,450	$3.37	13d	1	0.45mi
100 Avalon Gates Trumbull, CT	1.0–3.0	1.0–2.0	1082	$3,390	$3.13	4d	28	0.45mi
70 Pitt St Bridgeport, CT	4.0	1.0	1208	$3,200	$2.65	23d	1	0.52mi
74 Village Ln Bridgeport, CT	3.0	2.0	1428	$3,500	$2.45	4d	1	0.77mi
100 Woodside Ct Trumbull, CT	1.0–2.0	1.0–2.5	1117	$3,786	$3.39	4d	10	0.80mi
614 Earl Ave Bridgeport, CT	2.0	1.0	748	$2,300	$3.07	45d	1	0.83mi
577 Sylvan Ave Unit 201 Bridgeport, CT	2.0	2.0	875	$2,075	$2.37	16d	1	0.85mi
120 Huntington Tpke #809 Bridgeport, CT	2.0	1.0	940	$2,100	$2.23	5d	1	0.95mi
180 Pleasantview Ave Bridgeport, CT	3.0	2.0	1373	$3,700	$2.69	45d	1	1.00mi
14 Infield St Bridgeport, CT	3.0	2.5	1344	$3,200	$2.38	45d	1	1.04mi
131 Infield St Bridgeport, CT	3.0	1.5	1199	$3,450	$2.88	45d	1	1.04mi
845 Hart St Unit 2 Bridgeport, CT	3.0	1.0	1200	$2,500	$2.08	45d	1	1.04mi
125 Louisiana Ave #125 Bridgeport, CT	2.0	1.0	1448	$1,750	$1.21	45d	1	1.04mi
183 Livingston Pl #1 Bridgeport, CT	2.0	1.5	1175	$1,950	$1.66	45d	1	1.06mi
100 Oakview Dr Trumbull, CT	1.0–2.0	1.0–2.0	1028	$3,390	$3.30	4d	1	1.06mi
524 Beechmont Ave Bridgeport, CT	3.0	1.0	1104	$3,500	$3.17	25d	1	1.14mi
51 Indian Ave Unit 1546115P Bridgeport, CT	3.0	1.0	1388	$3,871	$2.79	13d	1	1.15mi
220 Alpine St Unit 222 3rd floor Bridgeport, CT	2.0	1.0	900	$2,000	$2.22	45d	1	1.17mi
35 Nob Hill Cir Unit D Bridgeport, CT	2.0	1.0	900	$2,050	$2.28	45d	1	1.17mi
110 Grenelle St Bridgeport, CT	3.0	1.0	1351	$4,000	$2.96	5d	1	1.18mi
30 Quarry St Bridgeport, CT	1.0–2.0	1.0	805	$1,825	$2.27	25d	3	1.20mi
191 DuPont Pl Bridgeport, CT	2.0	1.0	810	$1,850	$2.28	25d	1	1.21mi
282 Texas Ave Unit Nob Bridgeport, CT	2.0	1.0	980	$2,000	$2.04	16d	1	1.23mi
119 Dupont Pl Bridgeport, CT	2.0	1.0	820	$2,000	$2.44	45d	1	1.24mi
715 Frenchtown Rd #4 Bridgeport, CT	2.0	1.5	1200	$2,300	$1.92	25d	1	1.24mi
715 Frenchtown Rd #40 Bridgeport, CT	2.0	1.5	1200	$2,500	$2.08	45d	1	1.24mi
3250 Main St Unit B209 Bridgeport, CT	2.0	2.0	813	$2,000	$2.46	45d	1	1.31mi
454 Summit St Bridgeport, CT	2.0	1.0	1010	$2,000	$1.98	45d	1	1.31mi
980 Lindley St Unit 304F Bridgeport, CT	2.0	2.0	936	$2,200	$2.35	25d	1	1.32mi
39 Asia Cir Bridgeport, CT	4.0	2.5	1411	$3,650	$2.59	25d	1	1.38mi
173 Fairview Ave Unit 3 Bridgeport, CT	3.0	1.0	1000	$2,300	$2.30	45d	1	1.39mi
208 Fairview Ave Bridgeport, CT	3.0	1.0	1200	$2,300	$1.92	25d	1	1.41mi
97 Wentworth St Unit 3 Bridgeport, CT	2.0	1.0	950	$2,000	$2.11	4d	1	1.41mi
200 Woodmont Ave #127 Bridgeport, CT	2.0	1.5	1184	$2,600	$2.20	25d	1	1.42mi
68-70 Westfield Ave Bridgeport, CT	2.0	1.0	888	$2,200	$2.48	5d	1	1.45mi
68-70 Westfield Ave Bridgeport, CT	4.0	2.0	1470	$3,200	$2.18	16d	1	1.45mi

Listing history 39 events

1. 2026-05-14
   historical Under Contract - Continue to Show 820-char remark
2. 2026-04-30
   listed $339,000 Active 820-char remark
3. 2025-12-19
   historical
4. 2025-12-04
   price $339,000
5. 2025-11-12
   price $349,000
6. 2025-10-21
   price $359,000
7. 2025-10-10
   listed $379,000 Active
8. 2023-08-08
   historical
9. 2019-06-26
   soldstatus $840,000
10. 2019-02-07
    historical
11. 2018-12-08
    historical Under Contract - Continue to Show
12. 2018-12-07
    listed $119,000 Active
13. 2012-12-07
    historical
14. 2012-08-24
    listed $89,900
15. 2010-02-07
    historical
16. 2009-12-17
    listed $120,000
17. 2009-07-14
    soldstatus $45,150
18. 2009-02-24
    listed $85,000
19. 2006-04-10
    soldstatus $205,000
20. 2006-04-07
    soldstatus $205,000
21. 2005-11-18
    listed $204,900
22. 2004-05-05
    soldstatus $118,000
23. 2004-05-05
    soldstatus $122,700
24. 2003-11-16
    listed $130,900
25. 2003-09-26
    historical
26. 2003-03-26
    listed $130,000
27. 2003-03-11
    historical
28. 2002-03-12
    listed $109,900
29. 1999-11-24
    soldstatus $64,000
30. 1999-11-19
    soldstatus $61,000
31. 1999-07-03
    listed $64,500
32. 1999-04-14
    historical
33. 1998-10-22
    listed $54,900
34. 1995-07-07
    soldstatus $59,000
35. 1994-05-05
    listed $59,000
36. 1994-04-24
    historical
37. 1993-06-25
    listed $79,500
38. 1992-11-14
    historical
39. 1992-08-31
    listed $88,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

• Current annual tax: $5,237 · $436/mo
• Projected year-2 tax: $6,246 · $520/mo
• Expected delta: +$1,009/yr (+$84/mo · 19.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 41% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,184
• − Mortgage interest: −$18,989
• − Property taxes: −$5,237
• − Insurance: −$1,695
• − Repairs & maintenance: −$2,815
• − Management: −$2,815
• − Depreciation: −$9,862
• Taxable loss: −$6,228
• Est. tax savings @ 24.0%: +$1,495
• After-tax cash flow: $1,025/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bridgeport School District
• NCES district ID: 0900450
• Math proficiency: 9% ▼ -7.00%
• Reading proficiency: 19% ▼ -10.00%
• Median HH income: $41,507
• Composite: 12.09/100
• National rank: #9656
• State rank: #151 of 153 in CT

Livability — Bridgeport

• Score: 81/100
• State rank: #15
• US rank: #1374

Category grades

Amenities A+ Commute A+ Cost of living B+ Crime C- Employment D+ Housing A Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bridgeport, CT
• County: Fairfield County · 765,532 people
• City population: 149,153
• Metro: Bridgeport-Stamford-Norwalk, CT
• Population (ZIP): 49,308
• Household income: $73,372
• Rent vs Own: 42.9% rent · 57.1% own
• Severe rent burden: 2163.0

Population outlook (Greater Bridgeport County) Hauer SSP2

• By 2040: 365,581

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.73)
• Race & ethnicity: Hispanic / Latino 37% White 31% Black 19% Two or more races 11% Asian 7%
• Hispanic origin (detail): Mexican 5% Puerto Rican 12% Dominican 4%
• Common ancestry: Estonian 5% Russian 4% Romanian 3%
• Foreign-born: 37% · Canada, Jamaica, Vietnam
• Languages at home: 50% English-only · Spanish 27% Other Indo-European 15% French/Haitian/Cajun 2%

Political lean MEDSL · Greater Bridgeport

• 2024 margin: Strong D (+23.3) · D 60.9% · R 37.6% · Other 1.5%
• All cycles: 2024: D+23.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -270.11%
• Current HPI: 345.647
• Rent YoY: ▲ 3.12%
• Metro: Bridgeport-Stamford-Norwalk, CT
• State GDP YoY: ▲ 1.06%
• F500 in state: 38

Industry mix (Fortune 500 HQ in CT)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$38B
▸Insurance	3	$71B
▸Financial Services	2	$25B
▸Transportation / Logistics	2	$18B
▸Healthcare	1	$247B
▸Telecommunications	1	$55B

Price history

+281.3% since first listed

40 events — show timeline

• 2026-05-28 Pending — Smart MLS
• 2026-05-14 Contingent — Smart MLS
• 2026-04-30 Listed $339,000 Smart MLS
• 2025-12-19 Listing Removed — Smart MLS
• 2025-12-04 Price Changed $339,000 Smart MLS
• 2025-11-12 Price Changed $349,000 Smart MLS
• 2025-10-21 Price Changed $359,000 Smart MLS
• 2025-10-10 Listed $379,000 Smart MLS
• 2023-08-08 Rental Removed — BUILDIUM
• 2019-06-26 Sold (Public Records) $840,000 Public Records
• 2019-02-07 Listing Removed — Smart MLS
• 2018-12-08 Contingent — Smart MLS
• 2018-12-07 Listed $119,000 Smart MLS
• 2012-12-07 Listing Removed — Smart MLS
• 2012-08-24 Listed $89,900 Smart MLS
• 2010-02-07 Listing Removed — Smart MLS
• 2009-12-17 Listed $120,000 Smart MLS
• 2009-07-14 Sold (MLS) $45,150 Smart MLS
• 2009-02-24 Listed $85,000 Smart MLS
• 2006-04-10 Sold (Public Records) $205,000 Public Records
• 2006-04-07 Sold (MLS) $205,000 Smart MLS
• 2005-11-18 Listed $204,900 Smart MLS
• 2004-05-05 Sold (Public Records) $122,700 Public Records
• 2004-05-05 Sold (MLS) $118,000 Smart MLS
• 2003-11-16 Listed $130,900 Smart MLS
• 2003-09-26 Listing Removed — Smart MLS
• 2003-03-26 Listed $130,000 Smart MLS
• 2003-03-11 Listing Removed — Smart MLS
• 2002-03-12 Listed $109,900 Smart MLS
• 1999-11-24 Sold (Public Records) $64,000 Public Records
• 1999-11-19 Sold (MLS) $61,000 Smart MLS
• 1999-07-03 Listed $64,500 Smart MLS
• 1999-04-14 Listing Removed — Smart MLS
• 1998-10-22 Listed $54,900 Smart MLS
• 1995-07-07 Sold (MLS) $59,000 Smart MLS
• 1994-05-05 Listed $59,000 Smart MLS
• 1994-04-24 Listing Removed — Smart MLS
• 1993-06-25 Listed $79,500 Smart MLS
• 1992-11-14 Listing Removed — Smart MLS
• 1992-08-31 Listed $88,900 Smart MLS

Property tax history

+1.3%/yr

Latest (2023): $5,237 · +0.0% YoY. Source: county tax records.