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4216 Mohawk Pkwy
C- Composite 51.09
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.7/30.0
  • DSCR +7.3/10.0
  • 1% rule +5.9/10.0
  • Schools +5.8/10.0
  • Condition / age +4.0/5.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$145,000

4216 Mohawk Pkwy · Niagara Falls, NY 14304
3 bd · 2.0 ba · 1,456 sqft · Manufactured · 18 Days on market
Built 2021 Good condition Est $119k · 21% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully maintained home in Tuscarora Village, built in 2021 and offering modern comfort in a walkable community. Enjoy relaxing evenings on the inviting front porch or spending time in the fully fenced yard. Step inside to an open-concept layout featuring a spacious living room with a cozy gas fireplace, seamlessly connected to the kitchen and dining area. The kitchen is designed for both everyday living and entertaining, with granite countertops, a large center island, and abundant counter space. This meticulously cared-for home offers three generously sized bedrooms, including a stunning primary suite with an attached bathroom featuring double sinks and a walk-in showe

Key facts

  • Large center island
  • Front porch
  • Gas fireplace

Tags

FRONT PORCHFULLY FENCED YARDOPEN-CONCEPT LAYOUTGAS FIREPLACEGRANITE COUNTERTOPSLARGE CENTER ISLAND

Property features AI

Finance

  • Financial info: Land lease amount $735
  • HOA & community: Monthly association fee

Exterior

  • Parking: No garage
  • Utilities: Public water (connected); Sewer connected
  • Home design: Single-story home; New construction; Double wide body type
  • Construction: Vinyl siding; Asphalt shingle roof; Slab foundation; New construction
  • Exterior features: Concrete driveway; Fully fenced yard; Open porch

Interior

  • Kitchen: Granite counters; Kitchen island; Gas oven and gas range; Microwave; Dishwasher; Refrigerator
  • Bedrooms: Three main-level bedrooms; Bedroom sizes roughly 13.5 x 12.5, 12 x 10, and 11 x 10 (all on the first level)
  • Flooring: Hardwood; Laminate; Varied flooring
  • Bathrooms: Two full bathrooms (both on the main level)
  • Heating & cooling: Gas forced-air heating; Central air conditioning
  • Interior features: Separate/formal living room; Granite counters; Kitchen island; Main level primary suite; Bedroom on main level; Has fireplace (1)
  • Laundry & utility: Main-level laundry; Washer and dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $145k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $248 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Recommended offer: $143k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#956 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, crime F, amenities F.
  • Niagara-Wheatfield Central School District (rural): math 64% / reading 70% proficiency, ranked #163 of 590 in NY (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 142 active listings in the ZIP; 167 units permitted in Niagara County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Niagara County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
Recommended offer $142,825 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.35%
Cash-on-cash
7.34%
DSCR
1.33
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$119,392
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4237 Mohawk Pkwy 0.08mi 3/2.0 1,493 (+2%) 4mo $100,000 $67 89
4023 Seneca Pkwy 0.06mi 3/2.0 1,456 (0%) 11mo $115,800 $80 88
4408 Hurontario Trl 0.10mi 3/2.0 1,501 (+3%) 10mo $155,000 $103 81
4315 Hurontario Pkwy #00000 0.06mi 3/2.0 1,456 (0%) 21mo $159,900 $110 80
4410 Hurontario Trl 0.10mi 3/2.0 1,456 (0%) 20mo $120,000 $82 79

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.1%
Equity multiple
0.81×
Total profit
$-7,662
Equity at exit
$21,620
10-year hold
IRR
4.6%
Equity multiple
1.34×
Total profit
$13,784
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14304

Active inventory
142
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,583 medium interval (Pro) →
Mortgage (P&I)
$760
Tax est. 1.5%
$181 /mo · $2,175/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$332
Net cashflow
$248

Break-even live

Break-even rent $1,268
Max offer price $145,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-18
    price $145,000 Active 18 DOM
  2. 2026-06-18
    days on market $149,000 Active 18 DOM
  3. 2026-06-17
    days on market $149,000 Active 17 DOM
  4. 2026-06-16
    days on market $149,000 Active 16 DOM
  5. 2026-06-15
    days on market $149,000 Active 15 DOM
  6. 2026-06-13
    pricedays on market $149,000 Active 13 DOM
  7. 2026-06-10
    days on market $154,000 Active 10 DOM
  8. 2026-06-09
    days on market $154,000 Active 9 DOM
  9. 2026-06-08
    days on market $154,000 Active 8 DOM
  10. 2026-06-07
    days on market $154,000 Active 7 DOM
  11. 2026-06-03
    days on market $154,000 Active 3 DOM
  12. 2026-06-02
    days on market $154,000 Active 2 DOM
  13. 2026-05-31
    remarks 699-char remark
  14. 2026-05-31
    listed $154,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,992
− Mortgage interest
−$8,122
− Property taxes
−$2,175
− Insurance
−$725
− Repairs & maintenance
−$1,519
− Management
−$1,519
− Depreciation
−$4,218
Taxable income
$713
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$171
After-tax cash flow
$2,808/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab

This beautifully maintained 2021 manufactured home in Tuscarora Village is move-in ready with modern comfort and a walkable community. It offers a spacious layout, granite countertops, and a well-maintained exterior.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value for both resale and rental.
  • Both New flooring in bathrooms — Fresh flooring improves aesthetics and adds value for both resale and rental.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value for both resale and rental.
  • Both New flooring in bathrooms — Fresh flooring improves aesthetics and adds value for both resale and rental.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Niagara-Wheatfield Central School District
NCES district ID
3620850
Math proficiency
64% ▼ -1.00%
Reading proficiency
70% ▲ 10.00%
Median HH income
$57,051
Composite
57.53/100
National rank
#1067
State rank
#163 of 590 in NY

Livability — Niagara Falls

Score
60/100
State rank
#956
US rank
#18749

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Niagara County · 157,377 people
City population
62,983
Metro
Buffalo-Cheektowaga, NY
Population (ZIP)
29,208
Household income
$66,660
Rent vs Own
24.9% rent · 75.1% own
Severe rent burden
698.0

Population outlook (Niagara County) Hauer SSP2

Today (2025)
204,149 people
By 2030
197,900 · -3.1%
By 2040
182,239 · -10.7%
By 2050
165,198 · -19.1%
By 2075
129,416 · -36.6%
By 2100
96,222 · -52.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Two or more races 6% Hispanic / Latino 4% Black 3% Asian 2%
Common ancestry
Romanian 10% Lithuanian 3% Slovak 2%
Foreign-born
3% · Canada, China, Vietnam
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Niagara

2024 margin
R (+14.9) · D 42.5% · R 57.5%
2008→2024 swing
-15.9pp toward R · 2008: 1.0pp · 2024: -14.9pp
All cycles
2024: R+14.9 2020: R+9.7 2016: R+19.0 2012: D+0.6 2008: D+1.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -231.77%
Current HPI
280.3295
Rent YoY
Metro
Buffalo-Cheektowaga, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-30 Listed $154,000 WNYREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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