92 S Governor Printz Blvd · Tinicum, PA 19029

$175,000

3 bd · 1.0 ba · 1,404 sqft · SingleFamily public records · 28 Days on market

Built 1890 3,485 sqft lot $125/sqft · 43% below area Est $305k · 43% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• ARV discount +15.0/15.0
• DSCR +7.6/10.0
• 1% rule +6.1/10.0
• Schools +3.3/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 92 S Governor Printz Boulevard! Whether you are an investor, or a do it yourself homeowner, this property has the potential! Schedule your showing today before it is gone!

Key facts

• 3,485 sq ft lot
• Built 1890
• Listed 27 days

Property features AI

Finance

• Other: Ownership: Fee simple; Year built reported by assessor; Assessment and tax information available (not included)

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer
• Home design: Detached property; Above-grade finished living area reported as 1,404 (assessor)
• Construction: Stucco exterior; Brick/mortar foundation; Structure type: Detached
• Exterior features: Lot dimensions approximately 25 x 125

Interior

• Bedrooms: 3 bedrooms on the main level
• Bathrooms: 1 full bathroom (main level)
• Heating & cooling: Hot water heating; Oil-fired heating; 60+ gallon hot water tank
• Interior features: Unfinished basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $327 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $172k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Interboro SD (suburban): math 25% / reading 50% proficiency, ranked #369 of 539 in PA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Tinicum Sch (math 22% / reading 51%, grade F, #1,036 of 1,518 statewide, top 68%, 319 students, 70% FRL); Interboro Shs (math 82% / reading 24%, grade C-, #104 of 437 statewide, top 24%, 1,028 students, 55% FRL) — zoned schools average 62% FRL vs 38% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 14 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 19y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $35k; list at $175k implies a 400% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $172,375 (1.5% below list)

Questions for the listing agent

1. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 8.54%
• Cash-on-cash: 8.01%
• DSCR: 1.36
• GRM: 7.5

CMA / ARV

• ARV (median comp): $304,844
• List price: $175,000
• Delta: -42.59%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
95 1st Ave	0.08mi	3/2.0	1,414 (+1%)	14mo	$192,000	$136	80
333 Seneca St	0.36mi	3/2.0	1,374 (-2%)	10mo	$231,000	$168	68
209 Pontiac St	0.21mi	4/1.5 (+1)	1,470 (+5%)	12mo	$350,000	$238	65
229 Saude Ave	0.55mi	3/1.0	1,350 (-4%)	6mo	$299,900	$222	63
237 Bartram Ave	0.48mi	3/1.5	1,456 (+4%)	8mo	$295,000	$203	62
1200 4th Ave	0.46mi	3/1.5	1,488 (+6%)	5mo	$152,000	$102	62
134 Putcan Ave	0.51mi	3/1.0	1,281 (-9%)	1mo	$177,000	$138	61
335 Pontiac St	0.38mi	2/1.5 (-1)	1,297 (-8%)	3mo	$230,000	$177	60
242 Seneca St	0.26mi	3/2.0	1,229 (-12%)	4mo	$240,000	$195	60
425 Manhattan St	0.52mi	3/1.5	1,300 (-7%)	7mo	$270,000	$208	56
305 Seneca St	0.29mi	4/2.0 (+1)	1,494 (+6%)	13mo	$292,500	$196	56
110 Saude Ave	0.66mi	3/1.5	1,248 (-11%)	13mo	$260,000	$208	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.1%
• Equity multiple: 0.85×
• Total profit: $-7,499
• Equity at exit: $26,093

10-year hold

• IRR: 5.6%
• Equity multiple: 1.42×
• Total profit: $20,409
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19029

• Home prices YoY: -21.1%
• Active inventory: 14
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $1,945 high
• Mortgage (P&I): −$918
• Tax est. 1.5%: −$219 /mo · $2,625/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$408
• Net cashflow: $327

Break-even live

Break-even rent $1,531

Max offer price $175,000

Occupancy floor 78%

Sensitivity live

Price	-10% $448	-5% $387	+0% $327	+5% $267	+10% $206
Rent	-10% $173	-5% $250	+0% $327	+5% $404	+10% $481
Rate	-1.0pp $415	-0.5pp $372	base $327	+0.5pp $282	+1.0pp $236

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
408 Seneca St Essington, PA	3.0	1.0	1100	$2,000	$1.82	26d	1	0.39mi
431 Iroquois St Essington, PA	3.0	1.0	1328	$1,950	$1.47	46d	1	0.54mi
431 Iroquois St Essington, PA	3.0	1.0	1328	$1,850	$1.39	26d	1	0.54mi
230 Carre Ave Essington, PA	3.0	2.0	1500	$2,000	$1.33	23d	1	0.60mi
303 Corinthian Ave Essington, PA	2.0	1.0	1000	$1,690	$1.69	0d	1	0.84mi
516 Corinthian Ave Unit LABS 516 Corinthian Ave, B 59909003563 Essington, PA	2.0	1.0	1020	$1,800	$1.76	20d	1	0.99mi
211 Lazaretto Rd Prospect Park, PA	2.0	1.0–1.5	972	$1,930	$1.98	2d	8	1.00mi
1019 Taylor Dr Folcroft, PA	3.0	1.5	1152	$2,040	$1.77	4d	1	1.03mi
1000 Darby Rd Prospect Park, PA	2.0	1.0	852	$1,791	$2.10	4d	3	1.06mi
1053 Taylor Dr Folcroft, PA	3.0	1.5	1120	$2,000	$1.79	16d	1	1.08mi
2001 Carter Rd Folcroft, PA	3.0	1.0	1224	$2,150	$1.76	45d	1	1.24mi
777 Bennington Rd Folcroft, PA	4.0	1.5	1488	$2,800	$1.88	45d	1	1.34mi
841 Chester Pike Unit 4B Prospect Park, PA	2.0	1.0	950	$1,600	$1.68	4d	1	1.34mi
701 Lincoln Ave Prospect Park, PA	1.0–2.0	1.0	762	$1,425	$1.87	23d	3	1.37mi
804 Grant Rd Folcroft, PA	3.0	1.0	1088	$2,050	$1.88	45d	1	1.45mi
634 E Chester Pike Ridley Park, PA	2.0	1.0	950	$1,599	$1.68	26d	1	1.46mi

Listing history 12 events

1. 2026-06-03
   days on market $175,000 Active 28 DOM
2. 2026-06-02
   days on market $175,000 Active 27 DOM
3. 2026-06-01
   days on market $175,000 Active 26 DOM
4. 2026-05-31
   days on market $175,000 Active 25 DOM
5. 2026-05-18
   price $175,000 182-char remark
6. 2026-05-07
   listed $185,000 Active 182-char remark
7. 2026-05-07
   historical $185,000 182-char remark
8. 2007-10-25
   historical
9. 2007-10-25
   historical
10. 2007-06-12
    listed $225,000
11. 2007-06-12
    listed $225,000
12. 1985-05-08
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,338
• − Mortgage interest: −$9,803
• − Property taxes: −$2,625
• − Insurance: −$875
• − Repairs & maintenance: −$1,867
• − Management: −$1,867
• − Depreciation: −$5,091
• Taxable income: $1,210
• Est. tax owed @ 24.0%: −$290
• After-tax cash flow: $3,634/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Interboro SD
• NCES district ID: 4212170
• Math proficiency: 25% ▼ -17.00%
• Reading proficiency: 50% ▼ -16.00%
• Median HH income: $56,802
• Composite: 32.97/100
• National rank: #5587
• State rank: #369 of 539 in PA

Livability — Tinicum

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 3,970

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Romanian 8% Italian 2% Russian 2%
• Foreign-born: 2%
• Languages at home: 98% English-only · Arabic 1%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -68.22%
• Current HPI: 254.5173
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+400.0% since first listed

9 events — show timeline

• 2026-06-03 Listing Removed — BRIGHT MLS
• 2026-05-18 Price Changed $175,000 BRIGHT MLS
• 2026-05-07 Listed $185,000 BRIGHT MLS
• 2026-05-07 Coming Soon — BRIGHT MLS
• 2007-10-25 Listing Removed — BRIGHT MLS
• 2007-10-25 Listing Removed — BRIGHT MLS
• 2007-06-12 Listed $225,000 BRIGHT MLS
• 2007-06-12 Listed $225,000 BRIGHT MLS
• 1985-05-08 Sold (Public Records) $35,000 Public Records

Property tax history

+7.3%/yr

Latest (2026): $10,178 · +131.8% YoY. Source: county tax records.