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2630 Hazel St
B- Composite 69.35
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$103,000

2630 Hazel St · Beaumont, TX 77702
4 bd · 4.0 ba · 3,202 sqft · SingleFamily public records · 120 Days on market
Built 1962 Good condition 0.34 ac lot $32/sqft · 57% below area ↓ 58% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this massive 5-bedroom, 3.5-bath home in the heart of Beaumont! This inviting starter home features a spacious living area, a kitchen with white cabinets and an island, and large sized bedrooms. Book your showing today!

Key facts

  • 0.34 acre lot
  • Listed 119 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.0-bath single-family listed at $103k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $740 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $103k).
  • Recommended offer: $94k (9.0% below list) — sets the bar for market timing.
  • Cap rate 14.9% vs local median 5.2% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Caldwood El (math 13% / reading 20%, grade F, #3,946 of 4,322 statewide, top 92%, 553 students, 89% FRL); Odom Middle (math 30% / reading 42%, grade F, #805 of 1,662 statewide, top 50%, 709 students, 73% FRL); West Brook Sr H S (math 19% / reading 34%, grade F, #1,228 of 1,632 statewide, top 76%, 2,245 students, 58% FRL) — zoned schools at 73% FRL track the district average.
  • Market conditions: 35 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $712 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 120 days — a 9% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago; this cycle's ask has dropped $43k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 4.4% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $93,730 (9.0% below list)

Questions for the listing agent

  1. It's been on market 120 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.09%
Cap rate
14.92%
Cash-on-cash
30.81%
DSCR
2.37
GRM
4.0

CMA / ARV

ARV (median comp)
$238,109
List price
$103,000
Delta
-56.74%
Verdict
UNDERPRICED
Comps
19 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2630 Evalon St 0.27mi 4/2.5 2,553 (-20%) 4mo $189,900 $74 54
1240 Oakcrest Cir 0.78mi 4/3.0 3,278 (+2%) 9mo $469,900 $143 50
2685 Ashley St 0.17mi 4/4.5 3,749 (+17%) 27mo $205,000 $55 45
755 19th St 0.65mi 4/3.5 2,496 (-22%) 0mo $379,000 $152 42
2274 North St 0.52mi 3/2.0 (-1) 2,607 (-19%) 1mo $99,000 $38 37
2435 Louisiana St 0.47mi 4/4.0 2,574 (-20%) 27mo $159,900 $62 33
2395 Harrison St 0.36mi 3/2.5 (-1) 2,674 (-16%) 29mo $315,000 $118 27
2350 Long St 0.43mi 3/3.0 (-1) 2,554 (-20%) 27mo $60,500 $24 26
2360 Liberty St 0.52mi 4/2.5 2,574 (-20%) 33mo $277,500 $108 25
3510 Evalon Ave 0.72mi 4/2.5 3,610 (+13%) 24mo $334,000 $93 19
2025 Shady Ln 1.06mi 4/2.5 2,738 (-14%) 28mo $315,000 $115 15
1832 Liberty St 0.94mi 3/5.0 (-1) 2,780 (-13%) 31mo $79,000 $28 14

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.7%
Equity multiple
2.06×
Total profit
$30,655
Equity at exit
$15,358
10-year hold
IRR
33.4%
Equity multiple
4.06×
Total profit
$88,171
Equity at exit
$8,906

Cash invested: $28,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
16 active · 9 under contract
Months of supply
32.0 mo (3%/mo absorbed)
Median asking
$299,950 ($98/sqft)
Median days on market
45 d
This list price
lowest-priced of the active set
ARV vs active asking
-24.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77702

Home prices YoY
-25.3%
Active inventory
35
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$2,152 medium interval (Pro) →
Mortgage (P&I)
$540
Tax from tax record
$377 /mo · $4,519/yr
Insurance
$43
HOA
$0
Vacancy / Maint / Mgmt
$452
Net cashflow
$740

Break-even live

Break-even rent $1,215
Max offer price $103,000
Occupancy floor 61%

Sensitivity live

Price -10% $799 -5% $770 +0% $740 +5% $711 +10% $682
Rent -10% $570 -5% $655 +0% $740 +5% $825 +10% $910
Rate -1.0pp $792 -0.5pp $767 base $740 +0.5pp $714 +1.0pp $687

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,750
Closing costs
$3,090
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2532 South St Beaumont, TX 3.0 2.0 2344 $2,200 $0.94 93d 1 0.53mi
2350 Pecos St Unit A Beaumont, TX 4.0 2.0 2200 $1,805 $0.82 72d 1 0.67mi
3435 Kenwood Dr Beaumont, TX 4.0 2.0 2200 $2,500 $1.14 93d 1 0.83mi

Property features AI

Exterior

Utilities
Public waterPublic sewer
Home design
Single-family residenceSingle story
Exterior features
Metal roof

Interior

Flooring
Vinyl
Bathrooms
3 full bathrooms2 half bathrooms
Heating & cooling
Central heating (electric)Central air conditioning
Interior features
Vinyl flooringCeiling fans

Listing history 50 events

  1. 2026-08-08
    days on market $103,000 Active 120 DOM
  2. 2026-08-07
    days on market $103,000 Active 119 DOM
  3. 2026-08-06
    days on market $103,000 Active 118 DOM
  4. 2026-08-05
    days on market $103,000 Active 117 DOM
  5. 2026-08-04
    days on market $103,000 Active 116 DOM
  6. 2026-08-03
    days on market $103,000 Active 115 DOM
  7. 2026-07-31
    days on market $103,000 Active 112 DOM
  8. 2026-07-29
    days on market $103,000 Active 110 DOM
  9. 2026-07-27
    days on market $103,000 Active 108 DOM
  10. 2026-07-25
    days on market $103,000 Active 106 DOM
  11. 2026-07-23
    price $103,000 Active 104 DOM
  12. 2026-07-23
    days on market $129,900 Active 104 DOM
  13. 2026-07-22
    days on market $129,900 Active 103 DOM
  14. 2026-07-21
    days on market $129,900 Active 102 DOM
  15. 2026-07-18
    days on market $129,900 Active 99 DOM
  16. 2026-07-16
    days on market $129,900 Active 97 DOM
  17. 2026-07-16
    days on market $129,900 Active 96 DOM
  18. 2026-07-14
    days on market $129,900 Active 95 DOM
  19. 2026-07-14
    days on market $129,900 Active 94 DOM
  20. 2026-07-12
    days on market $129,900 Active 93 DOM
  21. 2026-07-11
    days on market $129,900 Active 92 DOM
  22. 2026-07-10
    days on market $129,900 Active 91 DOM
  23. 2026-07-09
    days on market $129,900 Active 90 DOM
  24. 2026-07-08
    days on market $129,900 Active 89 DOM
  25. 2026-07-07
    days on market $129,900 Active 88 DOM
  26. 2026-07-06
    days on market $129,900 Active 87 DOM
  27. 2026-07-05
    days on market $129,900 Active 86 DOM
  28. 2026-07-04
    days on market $129,900 Active 85 DOM
  29. 2026-07-03
    days on market $129,900 Active 84 DOM
  30. 2026-07-02
    pricedays on market $129,900 Active 83 DOM
  31. 2026-07-01
    days on market $145,900 Active 82 DOM
  32. 2026-06-30
    days on market $145,900 Active 81 DOM
  33. 2026-06-29
    days on market $145,900 Active 80 DOM
  34. 2026-06-28
    days on market $145,900 Active 79 DOM
  35. 2026-06-28
    days on market $145,900 Active 78 DOM
  36. 2026-06-27
    days on market $145,900 Active 77 DOM
  37. 2026-06-25
    days on market $145,900 Active 75 DOM
  38. 2026-06-23
    days on market $145,900 Active 73 DOM
  39. 2026-06-21
    days on market $145,900 Active 72 DOM
  40. 2026-06-18
    days on market $145,900 Active 69 DOM
  41. 2026-06-17
    days on market $145,900 Active 68 DOM
  42. 2026-06-16
    days on market $145,900 Active 67 DOM
  43. 2026-06-15
    days on market $145,900 Active 66 DOM
  44. 2026-06-14
    days on market $145,900 Active 64 DOM
  45. 2026-06-13
    days on market $145,900 Active 63 DOM
  46. 2026-06-10
    days on market $145,900 Active 61 DOM
  47. 2026-06-09
    days on market $145,900 Active 60 DOM
  48. 2026-06-08
    days on market $145,900 Active 59 DOM
  49. 2026-06-07
    days on market $145,900 Active 58 DOM
  50. 2026-06-03
    days on market $145,900 Active 54 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,519 · $377/mo
Projected year-2 tax
$4,519 · $377/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,824
− Mortgage interest
−$5,770
− Property taxes
−$4,519
− Insurance
−$515
− Repairs & maintenance
−$2,066
− Management
−$2,066
− Depreciation
−$2,996
Taxable income
$7,893
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,894
After-tax cash flow
$6,991/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Good 80/100 Cosmetic rehab Est. rehab $16,010–$48,030 screening

This well-maintained, move-in-ready home in Beaumont offers a spacious layout with good condition and potential for minor updates to enhance its value.

Components & finishes AI

Roof metal · good Flooring laminate Counters solid surface

Value-add opportunities

  • Both kitchen appliances — adds functionality and appeal
  • Both bathroom fixtures — modernizes and enhances aesthetics
  • Both landscaping — enhances curb appeal and adds value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 22/100

Zoned Schools

Elementary Caldwood El F TX #3,946/4,322 Nat'l #35,887/41,679 Middle Odom Middle F TX #805/1,662 Nat'l #7,206/14,009 High Beaumont United H S F TX #1,554/1,632 Nat'l #15,857/17,239

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX
C Composite livability gradescore 64/100

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson · 259,015 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
3,497
Household income
$67,344
Rent vs Own
37.3% rent · 62.7% own
Severe rent burden
25% of renters

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.73)
Race & ethnicity
Black 31% Hispanic / Latino 30% White 27% Two or more races 18% Asian 8%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Lithuanian 2% Slovak 2% Serbian 1%
Foreign-born
21% · Canada
Languages at home
73% English-only · Spanish 25% Arabic 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Price history

-58.1% since first listed
15 events — show timeline
  • 2026-06-30 Price Changed $129,900 BBOR
  • 2026-06-30 Price Changed $129,900 Greater Lansing AoR
  • 2026-04-10 Listed $145,900 BBOR
  • 2026-01-28 Listing Removed HARMLS
  • 2026-01-02 Price Changed $180,000 BBOR
  • 2026-01-02 Price Changed $180,000 HARMLS
  • 2025-09-24 Price Changed $190,000 BBOR
  • 2025-09-24 Price Changed $190,000 HARMLS
  • 2025-08-20 Listed $200,000 HARMLS
  • 2025-06-14 Listing Removed HARMLS
  • 2024-12-23 Listed $310,000 HARMLS
  • 2022-05-25 Sold (Public Records) Public Records
  • 2022-02-15 Sold (Public Records) Public Records
  • 2022-02-15 Sold (Public Records) Public Records
  • 2021-07-20 Sold (Public Records) Public Records

Property tax history

+2.5%/yr

Latest (2025): $4,519 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…