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803 6th St
B- Composite 68.13
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.6/10.0
  • 1% rule +7.4/10.0
  • Livability +4.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$105,000

803 6th St · New Brighton, PA 15066
3 bd · 2.0 ba · 1,480 sqft · SingleFamily public records · 30 Days on market
Built 1900 3,049 sqft lot Est $138k · 24% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great investor or rental duplex in New Brighton within walking distance to schools, shopping, and dining. Main level unit Master Bedroom has ensuite bathroom. Unit has nice layout. Upper level has 2 bedrooms or use one bedroom as office. Easy access to useable attic space.

Key facts

  • Two-unit property
  • Local attractions
  • Walkable downtown

Tags

DUPLEXTWO-UNIT PROPERTYWALKABLE DOWNTOWNBUSINESS DISTRICTLOCAL ATTRACTIONSBIG ROCK PARK

Property features AI

Finance

  • Financial info: Property is a 2-unit building; Unit rents: one unit currently rented for $750; the other unit listed as vacant

Exterior

  • Parking: On-street parking
  • Utilities: Electricity available; Natural gas available; Public sewer available; Public water available
  • Home design: Frame construction
  • Construction: Frame construction
  • Exterior features: Residential zoning; Lot approximately 0.07 acres

Interior

  • Bedrooms: One unit with 3 bedrooms; One unit with 1 bedroom
  • Bathrooms: Each unit includes 1 full bathroom
  • Interior features: Basement present

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $105k.

Deal economics

  • At list price, monthly cash flow is $254 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $105k).
  • Recommended offer: $103k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 82/100 on livability (#153 in PA, #1,275 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment D-.
  • New Brighton Area SD (suburban): math 17% / reading 37% proficiency, ranked #458 of 539 in PA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 42 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $30k; list at $105k implies a 250% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $103,425 (1.5% below list)

Questions for the listing agent

  1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
9.20%
Cash-on-cash
10.37%
DSCR
1.46
GRM
6.7

CMA / ARV

ARV (on-the-fly)
$137,640
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1011 5th St 0.18mi 3/2.0 1,533 (+4%) 2mo $132,000 $86 84
722 6th Ave 0.18mi 3/1.0 1,446 (-2%) 1mo $105,000 $73 83
626 10th Ave 0.09mi 4/1.5 (+1) 1,588 (+7%) 1mo $195,597 $123 76
715 5th St 0.09mi 2/2.0 (-1) 1,292 (-13%) 1mo $175,111 $136 69
317 19th Ave 0.51mi 3/1.5 1,542 (+4%) 3mo $125,000 $81 65
906 11th St 0.44mi 3/2.5 1,396 (-6%) 4mo $194,000 $139 64
812 2nd Ave 0.65mi 3/2.0 1,496 (+1%) 6mo $22,000 $15 63
498 Blockhouse Run Rd 0.56mi 3/1.0 1,536 (+4%) 2mo $119,000 $77 62
912 Penn Ave 0.37mi 3/1.5 1,320 (-11%) 3mo $63,000 $48 60
1618 3rd St 0.43mi 3/1.0 1,344 (-9%) 2mo $169,900 $126 59
210 N 16th Ave 0.57mi 2/2.0 (-1) 1,377 (-7%) 0mo $200,000 $145 56
1416 5th Ave 0.74mi 4/1.0 (+1) 1,506 (+2%) 4mo $139,900 $93 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-0.7%
Equity multiple
0.97×
Total profit
$-783
Equity at exit
$15,656
10-year hold
IRR
9.0%
Equity multiple
1.69×
Total profit
$20,348
Equity at exit
$9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15066

Home prices YoY
-26.8%
Active inventory
42
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,297 high interval (Pro) →
Mortgage (P&I)
$551
Tax from tax record
$176 /mo · $2,112/yr
Insurance
$44
HOA
$0
Vacancy / Maint / Mgmt
$272
Net cashflow
$254

Break-even live

Break-even rent $975
Max offer price $105,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1459 4th St New Brighton, PA 3.0 2.0 1312 $1,625 $1.24 14d 1 0.36mi
904 Penn Ave Unit 1 New Brighton, PA 2.0 1.0 1300 $995 $0.77 17d 1 0.36mi
1620 6th Ave New Brighton, PA 2.0 1.0 1260 $975 $0.77 44d 1 0.98mi
418 Darlington Rd Beaver Falls, PA 2.0 1.5 975 $1,350 $1.38 12d 1 1.17mi
1503 3rd Ave Beaver Falls, PA 3.0 1.0 1200 $1,350 $1.12 2d 1 1.18mi
1909 5th Ave New Brighton, PA 2.0–3.0 1.0–2.0 807 $1,523 $1.89 2d 3 1.20mi
1613 4th Ave Beaver Falls, PA 2.0 1.0 1016 $1,200 $1.18 2d 1 1.27mi

Listing history 24 events

  1. 2026-06-18
    days on market $105,000 Active 30 DOM
  2. 2026-06-17
    days on market $105,000 Active 29 DOM
  3. 2026-06-16
    days on market $105,000 Active 28 DOM
  4. 2026-06-15
    days on market $105,000 Active 27 DOM
  5. 2026-06-13
    days on market $105,000 Active 25 DOM
  6. 2026-06-13
    days on market $105,000 Active 24 DOM
  7. 2026-06-09
    days on market $105,000 Active 21 DOM
  8. 2026-06-08
    days on market $105,000 Active 20 DOM
  9. 2026-06-07
    days on market $105,000 Active 19 DOM
  10. 2026-06-03
    days on market $105,000 Active 15 DOM
  11. 2026-06-02
    days on market $105,000 Active 14 DOM
  12. 2026-06-01
    days on market $105,000 Active 13 DOM
  13. 2026-05-31
    days on market $105,000 Active 12 DOM
  14. 2026-05-15
    listed $105,000 Active
  15. 2017-07-13
    soldstatus $30,000 Sold 273-char remark
    Show marketing remark (273 chars)

    Great investor or rental duplex in New Brighton within walking distance to schools, shopping, and dining. Main level unit Master Bedroom has ensuite bathroom. Unit has nice layout. Upper level has 2 bedrooms or use one bedroom as office. Easy access to useable attic space.

  16. 2017-06-25
    status Under Contract 273-char remark
    Show marketing remark (264 chars)

    Great starter home or investor property located in New Brighton! Currently used as duplex. Could be converted back to Single Family Residence. Main level Master Bedroom with ensuite bathroom. Walking distance to schools, shopping, and dining. Appliances included.

  17. 2017-06-25
    status Under Contract 264-char remark
    Show marketing remark (264 chars)

    Great starter home or investor property located in New Brighton! Currently used as duplex. Could be converted back to Single Family Residence. Main level Master Bedroom with ensuite bathroom. Walking distance to schools, shopping, and dining. Appliances included.

  18. 2017-06-24
    historical Expired 264-char remark
    Show marketing remark (264 chars)

    Great starter home or investor property located in New Brighton! Currently used as duplex. Could be converted back to Single Family Residence. Main level Master Bedroom with ensuite bathroom. Walking distance to schools, shopping, and dining. Appliances included.

  19. 2017-06-06
    listed $39,900 Active 273-char remark
    Show marketing remark (264 chars)

    Great starter home or investor property located in New Brighton! Currently used as duplex. Could be converted back to Single Family Residence. Main level Master Bedroom with ensuite bathroom. Walking distance to schools, shopping, and dining. Appliances included.

  20. 2017-06-06
    listed $39,900 Active 264-char remark
    Show marketing remark (264 chars)

    Great starter home or investor property located in New Brighton! Currently used as duplex. Could be converted back to Single Family Residence. Main level Master Bedroom with ensuite bathroom. Walking distance to schools, shopping, and dining. Appliances included.

  21. 2016-08-10
    soldstatus $15,000
  22. 2001-08-09
    soldstatus $72,000
  23. 1993-03-27
    soldstatus $50,000
  24. 1973-11-01
    soldstatus $11,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,112 · $176/mo
Projected year-2 tax
$2,112 · $176/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,562
− Mortgage interest
−$5,882
− Property taxes
−$2,112
− Insurance
−$525
− Repairs & maintenance
−$1,245
− Management
−$1,245
− Depreciation
−$3,055
Taxable income
$1,499
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$360
After-tax cash flow
$2,690/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
New Brighton Area SD
NCES district ID
4216530
Math proficiency
17% ▼ -17.00%
Reading proficiency
37% ▼ -22.00%
Median HH income
$41,579
Composite
22.83/100
National rank
#8014
State rank
#458 of 539 in PA

Livability — New Brighton

Score
82/100
State rank
#153
US rank
#1275

Category grades

Amenities F Commute A+ Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Brighton, PA
County
Beaver County · 116,001 people
City population
12,048
Metro
Pittsburgh, PA
Population (ZIP)
12,048
Household income
$63,836
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
187.0

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Black 5% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Romanian 6% Serbian 2% Lithuanian 2%
Foreign-born
0%
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -67.49%
Current HPI
184.7104
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+813.0% since first listed
11 events — show timeline
  • 2026-05-15 Listed $105,000 West Penn MLS
  • 2017-07-13 Sold (MLS) $30,000 West Penn MLS
  • 2017-06-25 Pending West Penn MLS
  • 2017-06-25 Pending West Penn MLS
  • 2017-06-24 Delisted West Penn MLS
  • 2017-06-06 Listed $39,900 West Penn MLS
  • 2017-06-06 Listed $39,900 West Penn MLS
  • 2016-08-10 Sold (Public Records) $15,000 Public Records
  • 2001-08-09 Sold (Public Records) $72,000 Public Records
  • 1993-03-27 Sold (Public Records) $50,000 Public Records
  • 1973-11-01 Sold (Public Records) $11,500 Public Records

Property tax history

+55.2%/yr

Latest (2026): $2,112 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…