1795 Harrison St #213 · Titusville, FL 32780

$132,500

2 bd · 2.0 ba · 915 sqft · Condo public records · 39 Days on market

Built 1984 $335/mo HOA · 22% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.6/30.0
• ARV discount +7.5/15.0
• 1% rule +6.4/10.0
• Schools +4.7/10.0
• Livability +4.2/5.0
• DSCR +3.1/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This welcoming 2-bed, 2-bath condo offers comfortable living in a great location. The open living and dining area provides a perfect space to relax or entertain. The kitchen has plenty of cabinet space. Both bedrooms are spacious, with the primary suite offering a private bathroom. The second full bathroom is conveniently located for guests. Enjoy the ease of condo living with assigned parking and community amenities. This home is ideal for first-time buyers or anyone seeking a low-maintenance lifestyle.

Key facts

• $335 HOA
• Parking
• Community pool

Property features AI

Finance

• Other: Unit is unfurnished
• Financial info: Total annual fees approximately $4,020
• HOA & community: Monthly HOA fee of $335; Association: Village Square of Title Condo; Community clubhouse; Community pool; Deed restrictions; Sidewalks; Pets allowed (maximum ~20 lbs)

Exterior

• Parking: Carport with 1 space
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available
• Home design: Condominium; Residential property; Second-floor unit; North-facing; One level inside unit; 2 total stories in building
• Construction: Stucco and frame construction; Shingle roof; Slab foundation; Built as part of building number 213
• Exterior features: Covered patio/porch; Deck; Screened porch; Balcony; Sidewalk

Interior

• Kitchen: Convection oven; Range; Dishwasher; Disposal
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Living room and dining room combo; Window treatments
• Laundry & utility: Washer hookup inside; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $132k.

Deal economics

• At list price, monthly cash flow is $-65 ($-777/yr) — negative.
• To cash-flow at today's rent, offer at most $121k (8.6% below list).
• Meets the 1% rule at list price ($2k rent vs $132k).
• Recommended offer: $121k (8.6% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 84/100 on livability (#42 in FL, #668 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D, employment D.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Apollo Elementary School (math 47% / reading 51%, grade D, #1,134 of 2,144 statewide, top 54%, 730 students, 68% FRL); Andrew Jackson Middle School (math 52% / reading 47%, grade C, #259 of 571 statewide, top 46%, 551 students, 58% FRL); Titusville High School (math 33% / reading 52%, grade F, #264 of 667 statewide, top 41%, 1,314 students, 55% FRL) — zoned schools average 60% FRL vs 43% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.3%/yr); 465 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $916 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 39 days — a 3% lower offer ($129k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $77k; list at $132k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 22% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $121,059 (8.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 5.71%
• Cash-on-cash: -2.09%
• DSCR: 0.91
• GRM: 7.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.29% rent growth · sell at horizon

5-year hold

• IRR: -22.3%
• Equity multiple: 0.25×
• Total profit: $-27,925
• Equity at exit: $19,756

10-year hold

• IRR: -23.1%
• Equity multiple: -0.05×
• Total profit: $-38,840
• Equity at exit: $11,456

Cash invested: $37,100 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32780

• Rents YoY: 1.3%
• Active inventory: 465
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,516 high
• Mortgage (P&I): −$695
• Tax from tax record: −$178 /mo · $2,133/yr
• Insurance: −$55
• HOA: −$335
• Vacancy / Maint / Mgmt: −$318
• Net cashflow: $-65

Break-even live

Break-even rent $1,598

Max offer price $121,059

Occupancy floor 99%

Sensitivity live

Price	-10% $10	-5% $-27	+0% $-65	+5% $-102	+10% $-140
Rent	-10% $-185	-5% $-125	+0% $-65	+5% $-5	+10% $55
Rate	-1.0pp $2	-0.5pp $-31	base $-65	+0.5pp $-99	+1.0pp $-134

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,125
• Closing costs: $3,975
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1735 Harrison St #231 Titusville, FL	2.0	2.0	915	$1,700	$1.86	20d	1	0.05mi
3072 Finsterwald Dr Titusville, FL	1.0	1.0	750	$1,775	$2.37	25d	1	0.27mi
1237 Country Club Dr Titusville, FL	2.0	2.0	970	$1,600	$1.65	25d	1	0.59mi
1209 Country Club Dr Titusville, FL	2.0	2.0	935	$1,700	$1.82	25d	1	0.59mi
1099 Country Club Dr #811 Titusville, FL	2.0	2.0	940	$1,800	$1.91	25d	1	0.68mi
1041 Country Club Dr #426 Titusville, FL	2.0	2.0	1020	$1,800	$1.76	25d	1	0.73mi
1041 Country Club Dr Titusville, FL	2.0	2.0	1020	$1,900	$1.86	25d	1	0.73mi
1039 Country Club Dr Titusville, FL	2.0	2.0	1020	$1,800	$1.76	25d	1	0.73mi
2511 Country Club Dr Unit B118 Titusville, FL	2.0	1.5	1075	$1,200	$1.12	25d	1	0.77mi
3645 Barna Ave Titusville, FL	1.0–2.0	1.0	895	$1,350	$1.51	25d	4	0.87mi
2999 Sir Hamilton Cir #9 Titusville, FL	2.0	1.0	960	$1,250	$1.30	25d	1	0.88mi
1590 S Deleon Ave Titusville, FL	3.0	1.0	1072	$1,600	$1.49	25d	1	0.89mi
2170 Knox Mc Rae Dr #5 Titusville, FL	2.0	2.0	831	$1,100	$1.32	23d	1	0.92mi
2170 Knox Mc Rae Dr #39 Titusville, FL	1.0	1.0	550	$1,000	$1.82	16d	1	0.92mi
2170 Knox Mc Rae Dr #38 Titusville, FL	1.0	1.0	550	$1,050	$1.91	25d	1	0.92mi
2192 Knox McRae Dr Unit 1 Titusville, FL	2.0	1.0	817	$1,100	$1.35	25d	1	0.92mi
2190 Knox McRae Dr Unit D Titusville, FL	2.0	1.0	820	$1,100	$1.34	20d	1	0.92mi
2190 Knox McRae Dr Unit F Titusville, FL	2.0	1.0	820	$1,050	$1.28	25d	1	0.92mi
3119 Sir Hamilton Cir Titusville, FL	2.0	1.0	960	$1,250	$1.30	16d	1	0.93mi
3142 Sir Hamilton Cir Titusville, FL	1.0	1.0	736	$1,250	$1.70	25d	1	0.94mi
3021 Sir Hamilton Cir Titusville, FL	2.0	2.0	1040	$1,275	$1.23	25d	1	0.94mi
3039 Sir Hamilton Cir #8 Titusville, FL	2.0	2.0	960	$1,500	$1.56	25d	1	0.94mi
3035 Sir Hamilton Cir Titusville, FL	2.0	2.0	960	$1,400	$1.46	16d	1	0.94mi
3147 Sir Hamilton Cir #10 Titusville, FL	2.0	1.0	960	$1,400	$1.46	25d	1	0.96mi
2205 Knox McRae Dr Unit 14 Titusville, FL	2.0	2.0	840	$1,125	$1.34	25d	1	0.99mi
933 Gibson St Titusville, FL	3.0	1.0	816	$1,275	$1.56	15d	1	1.05mi
3550 Sable Palm Ln Unit L Titusville, FL	1.0	1.0	695	$1,150	$1.65	25d	1	1.20mi
1710 S Washington Ave Unit 1 Titusville, FL	2.0	1.0	710	$1,250	$1.76	25d	1	1.21mi
1710 S Washington Ave #16 Titusville, FL	2.0	1.0	710	$1,100	$1.55	25d	1	1.21mi
1516 Roger Dr Unit 2 Titusville, FL	1.0	1.0	550	$1,600	$2.91	25d	1	1.21mi
3570 Sable Palm Ln Titusville, FL	1.0–2.0	1.0–2.0	779	$1,350	$1.73	23d	3	1.23mi
3555 Sable Palm Ln Unit 7K Titusville, FL	2.0	2.0	864	$1,300	$1.50	25d	1	1.25mi
3555 Sable Palm Ln Unit F Titusville, FL	2.0	2.0	864	$1,350	$1.56	25d	1	1.25mi
3590 Sable Palm Ln Unit G Titusville, FL	1.0	1.0	695	$1,125	$1.62	25d	1	1.28mi
1023 S Park Ave Titusville, FL	2.0–3.0	2.0	1002	$1,210	$1.21	15d	1	1.31mi
1540 Riverside Dr #402 Titusville, FL	2.0	2.0	1120	$1,800	$1.61	25d	1	1.31mi
2825 S Washington Ave Titusville, FL	2.0	1.0	613	$2,050	$3.34	16d	31	1.31mi
2825 S Washington Ave Titusville, FL	2.0	1.0	613	$2,050	$3.34	15d	31	1.31mi
102 Court St Titusville, FL	1.0–2.0	1.0	721	$1,550	$2.15	25d	6	1.33mi
2465 S Washington Ave #108 Titusville, FL	2.0	2.0	830	$1,800	$2.17	25d	1	1.33mi

HOA detail condo

• Monthly dues: $335 · $4,020/yr
• Likely covers: parking
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 28 events

1. 2026-06-22
   days on market $132,500 Active 39 DOM
2. 2026-06-18
   days on market $132,500 Active 36 DOM
3. 2026-06-17
   days on market $132,500 Active 35 DOM
4. 2026-06-16
   days on market $132,500 Active 34 DOM
5. 2026-06-15
   days on market $132,500 Active 33 DOM
6. 2026-06-14
   days on market $132,500 Active 31 DOM
7. 2026-06-10
   days on market $132,500 Active 28 DOM
8. 2026-06-08
   days on market $132,500 Active 26 DOM
9. 2026-06-07
   days on market $132,500 Active 25 DOM
10. 2026-06-05
    days on market $132,500 Active 22 DOM
11. 2026-06-03
    days on market $132,500 Active 21 DOM
12. 2026-06-02
    days on market $132,500 Active 20 DOM
13. 2026-06-01
    remarks 568-char remark
14. 2026-06-01
    pricedays on market $132,500 Active 19 DOM
15. 2026-05-31
    days on market $137,000 Active 18 DOM
16. 2026-05-31
    days on market $137,000 Active 17 DOM
17. 2026-05-13
    listed $137,000 Active
18. 2026-05-04
    listed $137,000 Active 509-char remark

    Show marketing remark (509 chars)

    This welcoming 2-bed, 2-bath condo offers comfortable living in a great location. The open living and dining area provides a perfect space to relax or entertain. The kitchen has plenty of cabinet space. Both bedrooms are spacious, with the primary suite offering a private bathroom. The second full bathroom is conveniently located for guests. Enjoy the ease of condo living with assigned parking and community amenities. This home is ideal for first-time buyers or anyone seeking a low-maintenance lifestyle.

19. 2018-03-02
    soldstatus $77,000
20. 2018-02-28
    soldstatus $77,000 369-char remark

    Show marketing remark (369 chars)

    Immaculate bright end unit that is move in ready. Backs up to woods so you have a nice quiet relaxing view. Come make this your Florida Dream condo. 2013-new A/C, ceiling fans, flooring-carpet & tile, vanities and toilets, blinds, garbage disposal and stove. Dishwasher in 2017. Conveniently located for shopping and dining as well as other surrounding locations.

21. 2018-01-04
    listed $77,900 369-char remark

    Show marketing remark (369 chars)

    Immaculate bright end unit that is move in ready. Backs up to woods so you have a nice quiet relaxing view. Come make this your Florida Dream condo. 2013-new A/C, ceiling fans, flooring-carpet & tile, vanities and toilets, blinds, garbage disposal and stove. Dishwasher in 2017. Conveniently located for shopping and dining as well as other surrounding locations.

22. 2016-08-16
    historical
23. 2013-05-31
    soldstatus $36,000
24. 2013-03-19
    listed $41,440
25. 2005-09-29
    listed $134,900
26. 2004-11-03
    soldstatus $72,900
27. 2000-11-17
    soldstatus $38,000
28. 1985-03-01
    soldstatus $50,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,133 · $178/mo
• Projected year-2 tax: $2,133 · $178/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,198
• − Mortgage interest: −$7,422
• − Property taxes: −$2,133
• − Insurance: −$662
• − Repairs & maintenance: −$1,456
• − Management: −$1,456
• − HOA: −$4,020
• − Depreciation: −$3,855
• Taxable loss: −$2,806
• Est. tax savings @ 24.0%: +$673
• After-tax cash flow: $-104/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Titusville

• Score: 84/100
• State rank: #42
• US rank: #668

Category grades

Amenities B- Commute A+ Cost of living A+ Crime D Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Titusville, FL
• County: Brevard County · 602,871 people
• City population: 60,286
• Metro: Palm Bay-Melbourne-Titusville, FL
• Population (ZIP): 40,064
• Household income: $67,690
• Rent vs Own: 28.2% rent · 71.8% own
• Severe rent burden: 1141.0

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Black 13% Hispanic / Latino 8% Two or more races 8% Asian 3%
• Hispanic origin (detail): Mexican 1% Puerto Rican 4% Cuban 1%
• Common ancestry: Romanian 2% Slovak 2% Lithuanian 2%
• Foreign-born: 8% · Canada, China
• Languages at home: 89% English-only · Spanish 6% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -162.54%
• Current HPI: 297.151
• Rent YoY: ▲ 1.29%
• Metro: Palm Bay-Melbourne-Titusville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+171.3% since first listed

12 events — show timeline

• 2026-05-13 Listed $137,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Listed $137,000 SCMLS
• 2018-03-02 Sold (Public Records) $77,000 Public Records
• 2018-02-28 Sold (MLS) $77,000 SCMLS
• 2018-01-04 Listed $77,900 SCMLS
• 2016-08-16 Listing Removed — SCMLS
• 2013-05-31 Sold (MLS) $36,000 SCMLS
• 2013-03-19 Listed $41,440 SCMLS
• 2005-09-29 Listed $134,900 SCMLS
• 2004-11-03 Sold (Public Records) $72,900 Public Records
• 2000-11-17 Sold (Public Records) $38,000 Public Records
• 1985-03-01 Sold (Public Records) $50,500 Public Records

Property tax history

+9.2%/yr

Latest (2025): $2,133 · -4.1% YoY. Source: county tax records.