10326 S Linda Ln · Wellton, AZ 85356

$214,900

3 bd · 2.5 ba · 1,188 sqft · Manufactured public records · 82 Days on market

Built 2007 5,716 sqft lot Est $171k · 26% over

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.0/30.0
• Appreciation +5.4/10.0
• Livability +3.5/5.0
• DSCR +3.2/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0
• Schools +2.0/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

Looking to Own a piece of Wellton and the place to call HOME, look no further! This featured listing offers an open living & kitchen area with island, vaulted ceilings, split floorplan 3 bedrooms, 3/4 bath, primary bedroom has an ensuite bath. Double gate access, Guest quarters, workshop, R. V ready or room for toys! Home is located in a cul-de-sac area for more privacy and ready for you to enjoy your own window of the beautiful mountain views! Many qualities in one GEM!

Key facts

• Guest quarters
• Jacuzzi spa bathtub
• Walk-in shower

Tags

• MOUNTAIN AND DESERT VIEWS
• CUL-DE-SAC
• OPEN AND SPLIT FLOOR PLAN
• WALK-IN SHOWER
• JACUZZI SPA BATHTUB
• GUEST QUARTERS

Property features AI

Exterior

• Parking: 2 total parking spaces; 2 covered spaces; Attached garage; Attached carport; 2 carport spaces; RV access/parking
• Security: Security system; Smoke detectors
• Utilities: Septic tank
• Home design: Residential manufactured home
• Construction: Manufactured home construction
• Exterior features: Covered patio; Spa/Hot tub (bath); Workshop; Guest house; Shed(s); Paved road access

Interior

• Kitchen: Refrigerator; Microwave; Dishwasher; Electric range
• Flooring: Laminate flooring; Tile flooring
• Bathrooms: 1 full bathroom; 1 three-quarter bathroom; 1 half bathroom
• Heating & cooling: Has heating; Has cooling
• Interior features: Double-pane windows; Security system; Smoke detectors; Therapeutic whirlpool

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath manufactured listed at $215k.

Deal economics

• At list price, monthly cash flow is $-89 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $199k (7.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $151k (29.9% below list).
• Recommended offer: $151k (29.9% below list) — sets the bar for 1% rule.
• Cap rate 5.8% vs local median 3.7% in Wellton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#47 in AZ) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, schools F, amenities F.
• Wellton Elementary District (4504) (rural): math 15% / reading 25% proficiency, ranked #367 of 501 in AZ (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 113 active listings in the ZIP; 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($1k loan paydown + $2k appreciation (0.7% local appreciation)).
• Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 82 days — a 6% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $150,651 (29.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 82 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 5.79%
• Cash-on-cash: -1.78%
• DSCR: 0.92
• GRM: 11.9

CMA / ARV

• ARV (on-the-fly): $171,072
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10325 S June Bug Ln	0.01mi	2/2.0 (-1)	1,159 (-2%)	13mo	$180,000	$155	77
30202 E Palo Verde	0.27mi	3/2.0	1,324 (+11%)	16mo	$180,000	$136	53
30112 E Palo Verde	0.26mi	2/2.0 (-1)	1,024 (-14%)	11mo	$147,500	$144	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.71% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.6%
• Equity multiple: 0.92×
• Total profit: $-4,787
• Equity at exit: $70,153

10-year hold

• IRR: 3.5%
• Equity multiple: 1.41×
• Total profit: $24,775
• Equity at exit: $90,793

Cash invested: $60,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85356

• Home prices YoY: 0.3%
• Active inventory: 113
• Price-to-rent: 11.9×

Monthly cashflow live

• Estimated rent: $1,507 medium
• Mortgage (P&I): −$1,127
• Tax from tax record: −$63 /mo · $755/yr
• Insurance: −$90
• HOA: −$0
• Vacancy / Maint / Mgmt: −$316
• Net cashflow: $-89

Break-even live

Break-even rent $1,619

Max offer price $199,133

Occupancy floor —

Sensitivity live

Price	-10% $32	-5% $-28	+0% $-89	+5% $-150	+10% $-211
Rent	-10% $-208	-5% $-149	+0% $-89	+5% $-30	+10% $30
Rate	-1.0pp $19	-0.5pp $-35	base $-89	+0.5pp $-145	+1.0pp $-202

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,725
• Closing costs: $6,447
• Reserves months: —
• Total cash needed: —

Listing history 30 events

1. 2026-06-19
   days on market $214,900 Active 82 DOM
2. 2026-06-18
   days on market $214,900 Active 81 DOM
3. 2026-06-17
   days on market $214,900 Active 80 DOM
4. 2026-06-16
   days on market $214,900 Active 79 DOM
5. 2026-06-15
   days on market $214,900 Active 78 DOM
6. 2026-06-14
   days on market $214,900 Active 76 DOM
7. 2026-06-13
   days on market $214,900 Active 75 DOM
8. 2026-06-10
   days on market $214,900 Active 73 DOM
9. 2026-06-09
   days on market $214,900 Active 72 DOM
10. 2026-06-08
    days on market $214,900 Active 71 DOM
11. 2026-06-07
    days on market $214,900 Active 70 DOM
12. 2026-06-05
    days on market $214,900 Active 67 DOM
13. 2026-06-02
    days on market $214,900 Active 65 DOM
14. 2026-06-01
    days on market $214,900 Active 64 DOM
15. 2026-05-31
    days on market $214,900 Active 63 DOM
16. 2026-05-30
    days on market $214,900 Active 62 DOM
17. 2026-03-30
    listed $214,900 Active
18. 2026-03-25
    price $214,900
19. 2023-09-29
    soldstatus $206,000 Closed 481-char remark

    Show marketing remark (481 chars)

    Looking to Own a piece of Wellton and the place to call HOME, look no further! This featured listing offers an open living & kitchen area with island, vaulted ceilings, split floorplan 3 bedrooms, 3/4 bath, primary bedroom has an ensuite bath. Double gate access, Guest quarters, workshop, R. V ready or room for toys! Home is located in a cul-de-sac area for more privacy and ready for you to enjoy your own window of the beautiful mountain views! Many qualities in one GEM!

20. 2023-09-29
    soldstatus $206,000

    Show marketing remark (481 chars)

    Looking to Own a piece of Wellton and the place to call HOME, look no further! This featured listing offers an open living & kitchen area with island, vaulted ceilings, split floorplan 3 bedrooms, 3/4 bath, primary bedroom has an ensuite bath. Double gate access, Guest quarters, workshop, R. V ready or room for toys! Home is located in a cul-de-sac area for more privacy and ready for you to enjoy your own window of the beautiful mountain views! Many qualities in one GEM!

21. 2023-09-10
    historical Active Under Contract 481-char remark

    Show marketing remark (481 chars)

    Looking to Own a piece of Wellton and the place to call HOME, look no further! This featured listing offers an open living & kitchen area with island, vaulted ceilings, split floorplan 3 bedrooms, 3/4 bath, primary bedroom has an ensuite bath. Double gate access, Guest quarters, workshop, R. V ready or room for toys! Home is located in a cul-de-sac area for more privacy and ready for you to enjoy your own window of the beautiful mountain views! Many qualities in one GEM!

22. 2023-08-27
    listed $220,000 Active 481-char remark

    Show marketing remark (481 chars)

    Looking to Own a piece of Wellton and the place to call HOME, look no further! This featured listing offers an open living & kitchen area with island, vaulted ceilings, split floorplan 3 bedrooms, 3/4 bath, primary bedroom has an ensuite bath. Double gate access, Guest quarters, workshop, R. V ready or room for toys! Home is located in a cul-de-sac area for more privacy and ready for you to enjoy your own window of the beautiful mountain views! Many qualities in one GEM!

23. 2022-10-17
    soldstatus $190,000 Closed
24. 2022-10-17
    soldstatus $190,000
25. 2022-09-04
    historical Active Under Contract
26. 2022-07-26
    listed $203,000 Active
27. 2021-04-21
    soldstatus $154,500
28. 2021-04-20
    soldstatus $154,500
29. 2021-02-12
    listed $150,000
30. 2010-02-11
    soldstatus $46,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $755 · $63/mo
• Projected year-2 tax: $1,418 · $118/mo
• Expected delta: +$664/yr (+$55/mo · 87.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,078
• − Mortgage interest: −$12,038
• − Property taxes: −$755
• − Insurance: −$1,074
• − Repairs & maintenance: −$1,446
• − Management: −$1,446
• − Depreciation: −$6,252
• Taxable loss: −$4,933
• Est. tax savings @ 24.0%: +$1,184
• After-tax cash flow: $113/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wellton Elementary District (4504)
• NCES district ID: 0409090
• Math proficiency: 15% ▼ -10.00%
• Reading proficiency: 25% ▬ 0.00%
• Median HH income: $41,258
• Composite: 20.3/100
• National rank: #13817
• State rank: #367 of 501 in AZ

Livability — Wellton

• Score: 69/100
• State rank: #47
• US rank: #8902

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety C+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wellton, AZ
• Population (ZIP): 3,789

Population outlook (Yuma County) Hauer SSP2

• Today (2025): 211,633 people
• By 2030: 214,114 · +1.2%
• By 2040: 217,856 · +2.9%
• By 2050: 220,276 · +4.1%
• By 2075: 222,359 · +5.1%
• By 2100: 198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 22% Two or more races 14%
• Hispanic origin (detail): Mexican 21%
• Common ancestry: German 3% Portuguese 2% Italian 1%
• Foreign-born: 19% · Canada
• Languages at home: 78% English-only · Spanish 20% French/Haitian/Cajun 2% German/W. Germanic 1%

Political lean MEDSL · Yuma

• 2024 margin: Strong R (+20.4) · D 39.3% · R 59.8%
• 2008→2024 swing: -6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
• All cycles: 2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.71%
• Current HPI: 235.7713
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+367.2% since first listed

14 events — show timeline

• 2026-03-30 Listed $214,900 YAR
• 2026-03-25 Price Changed $214,900 YAR
• 2023-09-29 Sold (Public Records) $206,000 Public Records
• 2023-09-29 Sold (MLS) $206,000 YAR
• 2023-09-10 Contingent — YAR
• 2023-08-27 Listed $220,000 YAR
• 2022-10-17 Sold (Public Records) $190,000 Public Records
• 2022-10-17 Sold (MLS) $190,000 YAR
• 2022-09-04 Contingent — YAR
• 2022-07-26 Listed $203,000 YAR
• 2021-04-21 Sold (MLS) $154,500 YAR
• 2021-04-20 Sold (Public Records) $154,500 Public Records
• 2021-02-12 Listed $150,000 YAR
• 2010-02-11 Sold (Public Records) $46,000 Public Records

Property tax history

-0.1%/yr

Latest (2025): $755 · +10.0% YoY. Source: county tax records.