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3207 Sunnyside Dr
C- Composite 53.27
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.0/30.0
  • DSCR +9.3/10.0
  • 1% rule +7.6/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$233,000

3207 Sunnyside Dr · Rockford, IL 61114
2 bd · 1.5 ba · 1,508 sqft · SingleFamily public records · 3 Days on market
Built 1970 8,712 sqft lot $155/sqft · 21% above area Est $193k · 21% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this beautifully updated ranch nestled in a desirable northeast Rockford neighborhood! From the moment you step inside, you’ll appreciate the thoughtfully designed foyer featuring custom tile flooring, built-in mudroom lockers, and a skylight that fills the space with natural light. The spacious living room offers stunning hardwood floors, a beautiful stone-faced fireplace, and sliding glass doors leading to the private backyard — creating the perfect space for both relaxing and entertaining. Just beyond, the updated kitchen showcases newer cabinetry with under-cabinet lighting, butcher block countertops, a stone backsplash, and stainless steel appliances. The adjoining dining area stays bright and inviting with two large windows and an additional skylight overhead. Down the hall, the private primary suite is sure to impress with its walk-in closet, fully updated en-suite bathroom featuring a custom tile shower, and private sliding glass door access to the backyard. Two additional bedrooms and another fully updated full bathroom provide plenty of space for family, guests, or a home office. Brand new central air 2024. With tasteful updates throughout and a functional, inviting layout, this move-in ready home is one you won’t want to miss. Schedule your showing today before it’s gone!

Key facts

  • Stone backsplash
  • Custom tile flooring
  • Skylight

Tags

CUSTOM TILE FLOORINGBUILT-IN MUDROOM LOCKERSSKYLIGHTSTONE-FACED FIREPLACEBUTCHER BLOCK COUNTERTOPSSTONE BACKSPLASH

Property features AI

Finance

  • Other: Property held in fee simple; Parcel number 1207279003
  • HOA & community: No master association fee required

Exterior

  • Parking: Attached garage with two parking spaces; Concrete driveway and garage with opener
  • Utilities: Public water; Public sewer
  • Home design: Detached single-family home; One-story layout; Fee simple ownership; Rehab completed in 2023; Built roughly 51–60 years ago; Listed living area reported from other source
  • Construction: Vinyl siding and brick exterior; Built before 1978
  • Exterior features: Lot dimensions approximately 70 x 64.95 x 152 x 154.15; Lot size less than 0.25 acre

Interior

  • Kitchen: Kitchen on the main level (21 x 19)
  • Bedrooms: Three bedrooms total; Master bedroom on the main level (19 x 12); Bedroom 2 on the main level (13 x 11); Bedroom 3 on the main level (12 x 11)
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Natural gas forced-air heating; Central air conditioning
  • Interior features: Five total rooms; Crawl space basement; One fireplace in the living room
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $233k.

Deal economics

  • At list price, monthly cash flow is $652 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $233k).
  • Cap rate 9.7% vs local median 6.1% in Rockford — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#876 in IL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • Rockford SD 205 (urban): math 12% / reading 16% proficiency, ranked #533 of 620 in IL (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Clifford P Carlson Elem School (math 12% / reading 12%, grade F, #1,403 of 2,056 statewide, top 71%, 347 students, 0% FRL); Eisenhower Middle School (math 9% / reading 17%, grade F, #540 of 665 statewide, top 82%, 961 students, 0% FRL); Guilford High School (math 15% / reading 28%, grade F, #345 of 693 statewide, top 50%, 2,071 students, 0% FRL) — zoned schools average 0% FRL vs 73% district-wide (73 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 74 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 285 units permitted in Winnebago County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Winnebago County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $65k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $233,000

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
9.65%
Cash-on-cash
12.00%
DSCR
1.53
GRM
6.6

CMA / ARV

ARV (median comp)
$193,342
List price
$233,000
Delta
20.51%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4012 Pleasant Valley Blvd 0.29mi 3/1.5 (+1) 1,535 (+2%) 3mo $219,900 $143 76
3319 Carefree Dr 0.13mi 3/2.0 (+1) 1,616 (+7%) 13mo $210,000 $130 64
3339 Dayton Ct 0.19mi 3/2.5 (+1) 1,617 (+7%) 11mo $275,000 $170 61
4307 Tallwood Ave 0.47mi 3/3.0 (+1) 1,574 (+4%) 4mo $266,000 $169 57
3420 LA Salle Ave 0.25mi 3/2.0 (+1) 1,288 (-15%) 2mo $165,000 $128 55
3793 Harwood Ln 0.30mi 3/2.5 (+1) 1,336 (-11%) 5mo $270,000 $202 54
3220 Orleans Ave 0.19mi 3/1.5 (+1) 1,296 (-14%) 14mo $180,000 $139 51
834 Grand Ave 0.72mi 3/1.5 (+1) 1,557 (+3%) 9mo $150,000 $96 49
2728 Edgewood Dr 0.69mi 3/1.0 (+1) 1,428 (-5%) 7mo $190,000 $133 46
4016 Eaton Dr 0.27mi 3/3.0 (+1) 1,684 (+12%) 15mo $397,000 $236 44
4584 Landau Pl 0.71mi 3/2.0 (+1) 1,455 (-4%) 17mo $212,500 $146 40
4115 Martina Dr 0.49mi 3/2.5 (+1) 1,291 (-14%) 17mo $220,500 $171 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.5%
Equity multiple
1.06×
Total profit
$3,862
Equity at exit
$34,741
10-year hold
IRR
11.2%
Equity multiple
1.88×
Total profit
$57,177
Equity at exit
$20,146

Cash invested: $65,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

ZIP-level market 61114

Home prices YoY
-27.1%
Active inventory
74
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$2,939 medium interval (Pro) →
Mortgage (P&I)
$1,222
Tax from tax record
$351 /mo · $4,208/yr
Insurance
$97
HOA
$0
Vacancy / Maint / Mgmt
$617
Net cashflow
$652

Break-even live

Break-even rent $2,113
Max offer price $233,000
Occupancy floor 73%

Sensitivity live

Price -10% $784 -5% $718 +0% $652 +5% $586 +10% $520
Rent -10% $420 -5% $536 +0% $652 +5% $768 +10% $884
Rate -1.0pp $770 -0.5pp $711 base $652 +0.5pp $592 +1.0pp $530

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,250
Closing costs
$6,990
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4016 Eaton Dr Unit 1232695P Rockford, IL 3.0 3.0 1722 $4,169 $2.42 14d 1 0.26mi
3273 Kimball Rd Unit 1 Rockford, IL 2.0 1.5 1100 $1,600 $1.45 44d 1 0.63mi
3273 Kimball Rd Rockford, IL 2.0 1.0 1100 $1,600 $1.45 44d 1 0.63mi
4719 Illinois St Loves Park, IL 3.0 1.0 1188 $1,600 $1.35 14d 1 0.99mi

Listing history 37 events

  1. 2026-06-19
    remarks 687-char remark
  2. 2026-06-19
    statusdays on marketlisting id $233,000 Pending 3 DOM
  3. 2026-06-18
    days on market $233,000 Contingent - Continue to Show 35 DOM
  4. 2026-06-17
    days on market $233,000 Contingent - Continue to Show 34 DOM
  5. 2026-06-16
    days on market $233,000 Contingent - Continue to Show 33 DOM
  6. 2026-06-15
    days on market $233,000 Contingent - Continue to Show 32 DOM
  7. 2026-06-14
    days on market $233,000 Contingent - Continue to Show 30 DOM
  8. 2026-06-13
    days on market $233,000 Contingent - Continue to Show 29 DOM
  9. 2026-06-10
    days on market $233,000 Contingent - Continue to Show 27 DOM
  10. 2026-06-09
    days on market $233,000 Contingent - Continue to Show 26 DOM
  11. 2026-06-08
    days on market $233,000 Contingent - Continue to Show 25 DOM
  12. 2026-06-07
    days on market $233,000 Contingent - Continue to Show 24 DOM
  13. 2026-06-03
    days on market $233,000 Contingent - Continue to Show 20 DOM
  14. 2026-06-02
    days on market $233,000 Contingent - Continue to Show 19 DOM
  15. 2026-06-01
    days on market $233,000 Contingent - Continue to Show 18 DOM
  16. 2026-05-31
    days on market $233,000 Contingent - Continue to Show 17 DOM
  17. 2026-05-30
    days on market $233,000 Contingent - Continue to Show 16 DOM
  18. 2026-05-17
    status Pending 1343-char remark
    Show marketing remark (1343 chars)

    Welcome home to this beautifully updated ranch nestled in a desirable northeast Rockford neighborhood! From the moment you step inside, you’ll appreciate the thoughtfully designed foyer featuring custom tile flooring, built-in mudroom lockers, and a skylight that fills the space with natural light. The spacious living room offers stunning hardwood floors, a beautiful stone-faced fireplace, and sliding glass doors leading to the private backyard — creating the perfect space for both relaxing and entertaining. Just beyond, the updated kitchen showcases newer cabinetry with under-cabinet lighting, butcher block countertops, a stone backsplash, and stainless steel appliances. The adjoining dining area stays bright and inviting with two large windows and an additional skylight overhead. Down the hall, the private primary suite is sure to impress with its walk-in closet, fully updated en-suite bathroom featuring a custom tile shower, and private sliding glass door access to the backyard. Two additional bedrooms and another fully updated full bathroom provide plenty of space for family, guests, or a home office. Brand new central air 2024. With tasteful updates throughout and a functional, inviting layout, this move-in ready home is one you won’t want to miss. Schedule your showing today before it’s gone!

  19. 2026-05-17
    historical Contingent - Continue to Show 1319-char remark
    Show marketing remark (1343 chars)

    Welcome home to this beautifully updated ranch nestled in a desirable northeast Rockford neighborhood! From the moment you step inside, you’ll appreciate the thoughtfully designed foyer featuring custom tile flooring, built-in mudroom lockers, and a skylight that fills the space with natural light. The spacious living room offers stunning hardwood floors, a beautiful stone-faced fireplace, and sliding glass doors leading to the private backyard — creating the perfect space for both relaxing and entertaining. Just beyond, the updated kitchen showcases newer cabinetry with under-cabinet lighting, butcher block countertops, a stone backsplash, and stainless steel appliances. The adjoining dining area stays bright and inviting with two large windows and an additional skylight overhead. Down the hall, the private primary suite is sure to impress with its walk-in closet, fully updated en-suite bathroom featuring a custom tile shower, and private sliding glass door access to the backyard. Two additional bedrooms and another fully updated full bathroom provide plenty of space for family, guests, or a home office. Brand new central air 2024. With tasteful updates throughout and a functional, inviting layout, this move-in ready home is one you won’t want to miss. Schedule your showing today before it’s gone!

  20. 2026-05-14
    listed $233,000 Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome home to this beautifully updated ranch nestled in a desirable northeast Rockford neighborhood! From the moment you step inside, you’ll appreciate the thoughtfully designed foyer featuring custom tile flooring, built-in mudroom lockers, and a skylight that fills the space with natural light. The spacious living room offers stunning hardwood floors, a beautiful stone-faced fireplace, and sliding glass doors leading to the private backyard — creating the perfect space for both relaxing and entertaining. Just beyond, the updated kitchen showcases newer cabinetry with under-cabinet lighting, butcher block countertops, a stone backsplash, and stainless steel appliances. The adjoining dining area stays bright and inviting with two large windows and an additional skylight overhead. Down the hall, the private primary suite is sure to impress with its walk-in closet, fully updated en-suite bathroom featuring a custom tile shower, and private sliding glass door access to the backyard. Two additional bedrooms and another fully updated full bathroom provide plenty of space for family, guests, or a home office. Brand new central air 2024. With tasteful updates throughout and a functional, inviting layout, this move-in ready home is one you won’t want to miss. Schedule your showing today before it’s gone!

  21. 2026-05-14
    listed $233,000 Active 1319-char remark
    Show marketing remark (1343 chars)

    Welcome home to this beautifully updated ranch nestled in a desirable northeast Rockford neighborhood! From the moment you step inside, you’ll appreciate the thoughtfully designed foyer featuring custom tile flooring, built-in mudroom lockers, and a skylight that fills the space with natural light. The spacious living room offers stunning hardwood floors, a beautiful stone-faced fireplace, and sliding glass doors leading to the private backyard — creating the perfect space for both relaxing and entertaining. Just beyond, the updated kitchen showcases newer cabinetry with under-cabinet lighting, butcher block countertops, a stone backsplash, and stainless steel appliances. The adjoining dining area stays bright and inviting with two large windows and an additional skylight overhead. Down the hall, the private primary suite is sure to impress with its walk-in closet, fully updated en-suite bathroom featuring a custom tile shower, and private sliding glass door access to the backyard. Two additional bedrooms and another fully updated full bathroom provide plenty of space for family, guests, or a home office. Brand new central air 2024. With tasteful updates throughout and a functional, inviting layout, this move-in ready home is one you won’t want to miss. Schedule your showing today before it’s gone!

  22. 2024-03-08
    soldstatus $204,667
  23. 2024-03-06
    soldstatus $205,000 Closed
    Show marketing remark (922 chars)

    Shiny and New!!! Everything is NEW! Convenient and beautiful drop-zone in the entryway welcomes you into this freshly remodeled home. Gleaming hardwood floors and custom tilework are the base to this jewel of a home. Stylish stacked stone add a modern touch to the corner fireplace in the generous sized living room. Bright white kitchen w/stainless appliance package and under cabinet lighting, All NEW! Butcher block counters and stone backsplash add depth & warmth to the space. The adjacent dining area is bathed in sunlight from the skylight above. The Primary bedroom features an en-suite bathroom with gorgeous step in shower with built-in bench seat, niches to keep everything tidy and all new fixtures. Down the hall you will find 2 more nice sized bedrooms and a 2nd completely remodeled bathroom. Fresh paint inside and out, including a new epoxy floor in the garage. New Roof! Schedule your showing today!!

  24. 2024-03-06
    soldstatus $205,000 Closed
    Show marketing remark (922 chars)

    Shiny and New!!! Everything is NEW! Convenient and beautiful drop-zone in the entryway welcomes you into this freshly remodeled home. Gleaming hardwood floors and custom tilework are the base to this jewel of a home. Stylish stacked stone add a modern touch to the corner fireplace in the generous sized living room. Bright white kitchen w/stainless appliance package and under cabinet lighting, All NEW! Butcher block counters and stone backsplash add depth & warmth to the space. The adjacent dining area is bathed in sunlight from the skylight above. The Primary bedroom features an en-suite bathroom with gorgeous step in shower with built-in bench seat, niches to keep everything tidy and all new fixtures. Down the hall you will find 2 more nice sized bedrooms and a 2nd completely remodeled bathroom. Fresh paint inside and out, including a new epoxy floor in the garage. New Roof! Schedule your showing today!!

  25. 2024-02-17
    status Pending
    Show marketing remark (922 chars)

    Shiny and New!!! Everything is NEW! Convenient and beautiful drop-zone in the entryway welcomes you into this freshly remodeled home. Gleaming hardwood floors and custom tilework are the base to this jewel of a home. Stylish stacked stone add a modern touch to the corner fireplace in the generous sized living room. Bright white kitchen w/stainless appliance package and under cabinet lighting, All NEW! Butcher block counters and stone backsplash add depth & warmth to the space. The adjacent dining area is bathed in sunlight from the skylight above. The Primary bedroom features an en-suite bathroom with gorgeous step in shower with built-in bench seat, niches to keep everything tidy and all new fixtures. Down the hall you will find 2 more nice sized bedrooms and a 2nd completely remodeled bathroom. Fresh paint inside and out, including a new epoxy floor in the garage. New Roof! Schedule your showing today!!

  26. 2024-02-17
    status Pending
    Show marketing remark (922 chars)

    Shiny and New!!! Everything is NEW! Convenient and beautiful drop-zone in the entryway welcomes you into this freshly remodeled home. Gleaming hardwood floors and custom tilework are the base to this jewel of a home. Stylish stacked stone add a modern touch to the corner fireplace in the generous sized living room. Bright white kitchen w/stainless appliance package and under cabinet lighting, All NEW! Butcher block counters and stone backsplash add depth & warmth to the space. The adjacent dining area is bathed in sunlight from the skylight above. The Primary bedroom features an en-suite bathroom with gorgeous step in shower with built-in bench seat, niches to keep everything tidy and all new fixtures. Down the hall you will find 2 more nice sized bedrooms and a 2nd completely remodeled bathroom. Fresh paint inside and out, including a new epoxy floor in the garage. New Roof! Schedule your showing today!!

  27. 2024-02-15
    listed $205,000 Active
    Show marketing remark (922 chars)

    Shiny and New!!! Everything is NEW! Convenient and beautiful drop-zone in the entryway welcomes you into this freshly remodeled home. Gleaming hardwood floors and custom tilework are the base to this jewel of a home. Stylish stacked stone add a modern touch to the corner fireplace in the generous sized living room. Bright white kitchen w/stainless appliance package and under cabinet lighting, All NEW! Butcher block counters and stone backsplash add depth & warmth to the space. The adjacent dining area is bathed in sunlight from the skylight above. The Primary bedroom features an en-suite bathroom with gorgeous step in shower with built-in bench seat, niches to keep everything tidy and all new fixtures. Down the hall you will find 2 more nice sized bedrooms and a 2nd completely remodeled bathroom. Fresh paint inside and out, including a new epoxy floor in the garage. New Roof! Schedule your showing today!!

  28. 2024-02-12
    listed $205,000 Active
  29. 2021-02-05
    soldstatus $60,000 Closed Sale
  30. 2021-01-21
    status Contingent
  31. 2021-01-13
    listed $55,000 New
  32. 2007-10-17
    soldstatus $119,900
  33. 2006-07-07
    soldstatus $108,000
  34. 2000-10-04
    soldstatus $86,000
  35. 1996-08-22
    soldstatus $70,000
  36. 1988-11-18
    soldstatus $118,000
  37. 1988-11-18
    soldstatus $118,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

Current annual tax
$4,208 · $351/mo
Projected year-2 tax
$4,749 · $396/mo
Expected delta
+$540/yr (+$45/mo · 12.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$35,268
− Mortgage interest
−$13,052
− Property taxes
−$4,208
− Insurance
−$1,165
− Repairs & maintenance
−$2,821
− Management
−$2,821
− Depreciation
−$6,778
Taxable income
$4,422
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,061
After-tax cash flow
$6,765/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rockford SD 205
NCES district ID
1734510
Math proficiency
12% ▼ -2.00%
Reading proficiency
16% ▼ -3.00%
Median HH income
$42,533
Composite
12.21/100
National rank
#9649
State rank
#533 of 620 in IL

Livability — Rockford

Score
62/100
State rank
#876
US rank
#17035

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rockford, IL
City population
147,297
Population (ZIP)
15,026

Population outlook (Winnebago County) Hauer SSP2

Today (2025)
271,080 people
By 2030
260,684 · -3.8%
By 2040
238,405 · -12.1%
By 2050
216,129 · -20.3%
By 2075
172,882 · -36.2%
By 2100
135,336 · -50.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 11% Black 10% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Romanian 5% Portuguese 3% Lithuanian 2%
Foreign-born
10% · Canada, Vietnam
Languages at home
85% English-only · Spanish 7% Russian/Polish/Slavic 2% Other Indo-European 2%

Political lean MEDSL · Winnebago

2024 margin
Toss-up / Even · D 49.5% · R 49.0% · Other 1.5%
2008→2024 swing
-12.2pp toward R · 2008: 12.8pp · 2024: 0.6pp
All cycles
2024: D+0.6 2020: D+2.5 2016: R+1.2 2012: D+5.7 2008: D+12.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -84.00%
Current HPI
225.8485
Rent YoY
Metro
State GDP YoY
▲ 1.59%
F500 in state
60

Industry mix (Fortune 500 HQ in IL)

Industry F500 HQs Revenue

Price history

+97.5% since first listed
20 events — show timeline
  • 2026-05-17 Pending NWIAR
  • 2026-05-17 Contingent MRED as Distributed by MLS Grid
  • 2026-05-14 Listed $233,000 MRED as Distributed by MLS Grid
  • 2026-05-14 Listed $233,000 NWIAR
  • 2024-03-08 Sold (Public Records) $204,667 Public Records
  • 2024-03-06 Sold (MLS) $205,000 NWIAR
  • 2024-03-06 Sold (MLS) $205,000 MRED as Distributed by MLS Grid
  • 2024-02-17 Pending NWIAR
  • 2024-02-17 Pending MRED as Distributed by MLS Grid
  • 2024-02-15 Listed $205,000 MRED as Distributed by MLS Grid
  • 2024-02-12 Listed $205,000 NWIAR
  • 2021-02-05 Sold (MLS) $60,000 MRED as Distributed by MLS Grid
  • 2021-01-21 Pending MRED as Distributed by MLS Grid
  • 2021-01-13 Listed $55,000 MRED as Distributed by MLS Grid
  • 2007-10-17 Sold (Public Records) $119,900 Public Records
  • 2006-07-07 Sold (Public Records) $108,000 Public Records
  • 2000-10-04 Sold (Public Records) $86,000 Public Records
  • 1996-08-22 Sold (Public Records) $70,000 Public Records
  • 1988-11-18 Sold (Public Records) $118,000 Public Records
  • 1988-11-18 Sold (Public Records) $118,000 Public Records

Property tax history

+1.1%/yr

Latest (2025): $4,208 · -7.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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