36 Sand Hill Rd · Au Sable Forks, NY
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.77%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Appreciation +5.0/10.0
- Schools +3.7/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$6,888
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
Key facts
- 1,200 sq ft lot
- Built 1930
- Listed 161 days
Property features AI
Exterior
- Parking: No garage
- Utilities: Well water; Septic tank
- Home design: Single-story home; Resale property; Rectangular lot (60 x 200)
- Construction: Existing structure; Construction materials: see remarks
- Exterior features: See remarks for exterior details
Interior
- Kitchen: Water heater (listed under appliances); See remarks for additional kitchen/appliance details
- Bedrooms: Four main-level bedrooms
- Bathrooms: One full bathroom (main level)
- Heating & cooling: Heating details: see remarks
- Interior features: Full basement; See remarks for additional interior details
- Laundry & utility: Water heater (utility)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $7k.
Deal economics
- At list price, monthly cash flow is $861 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $7k).
- Recommended offer: $6k (12.0% below list) — sets the bar for market timing.
- Cap rate 167.9% vs local median 1.4% in Au Sable Forks — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 54/100 on livability (#1,143 in NY) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: schools D-, crime F, amenities F.
- Ausable Valley Central School District (rural): math 36% / reading 51% proficiency, ranked #474 of 590 in NY (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 1 active listings in the ZIP; 192 units permitted in Clinton County in 2024 (64 in 5+ unit buildings).
Forward outlook
- In year one you build about $255 of equity ($48 loan paydown + $207 appreciation (3.0% local appreciation)).
- Clinton County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $2k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 162 days — a 12% lower offer ($6k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts; this cycle's ask has dropped $23k (77%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 162 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 17.92% ✓
- Cap rate
- 167.91%
- Cash-on-cash
- 577.22%
- DSCR
- 26.68
- GRM
- 0.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 29.90×
- Total profit
- $55,742
- Equity at exit
- $3,097
- IRR
- —
- Equity multiple
- 64.07×
- Total profit
- $121,645
- Equity at exit
- $4,773
Cash invested: $1,929 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 12924
- Active inventory
- 1
- Price-to-rent
- 0.5×
Monthly cashflow live
- Estimated rent
- $1,235 medium interval (Pro) →
- Mortgage (P&I)
- −$36
- Tax est. 1.5%
- −$9 /mo · $103/yr
- Insurance
- −$3
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$259
- Net cashflow
- $861
Break-even live
Sensitivity live
| Price | -10% $866 | -5% $864 | +0% $861 | +5% $859 | +10% $856 |
|---|---|---|---|---|---|
| Rent | -10% $764 | -5% $812 | +0% $861 | +5% $910 | +10% $959 |
| Rate | -1.0pp $865 | -0.5pp $863 | base $861 | +0.5pp $859 | +1.0pp $858 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $1,722
- Closing costs
- $207
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 24 events
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2026-06-09days on market $6,888 Active 162 DOM
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2026-06-08days on market $6,888 Active 161 DOM
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2026-06-07days on market $6,888 Active 160 DOM
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2026-06-05days on market $6,888 Active 157 DOM
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2026-06-02days on market $6,888 Active 155 DOM
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2026-06-01days on market $6,888 Active 154 DOM
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2026-05-31days on market $6,888 Active 153 DOM
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2026-05-30days on market $6,888 Active 152 DOM
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2026-04-13price $6,888
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-04-13price $6,888 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-03-22price $9,888 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-03-18price $9,888
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2026-02-15price $12,888 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-02-15price $12,888
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-02-12status Active 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-02-10historical 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-02-09price $19,888 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-02-09status Active 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-02-09price $19,888
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2026-01-30historical 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2025-12-29price $29,999 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2025-12-29$29,999 Active
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2025-10-30$39,999 Active 353-char remark
Show marketing remark (353 chars)
NEEDS A FULL GUT RENOVATION...1201 SQ. FT. 4 BEDROOM, 1 BATH. WORTH $200,000 AFTER RENOVATION...... ADDRESS: 36 SAND HILL RD, CLINTONVILLE, NY.12924 LOT:22.000 BLK:1 SEC:334.02 DIST:092200 CITY/MUNI/TWP: AUSABLE Classification: SINGLE FAMILY RESIDENCE County CLINTON Parcel ID 092200 334.2-1-22 Block 1 Lot 22.000 School District AUSABLE VALLEY CENTRAL
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2024-11-12price $14,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 77% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 7 d/yr ≥92°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,815
- − Mortgage interest
- −$386
- − Property taxes
- −$103
- − Insurance
- −$832
- − Repairs & maintenance
- −$1,185
- − Management
- −$1,185
- − Depreciation
- −$200
- Taxable income
- $10,923
- Est. tax owed @ 24.0%
- −$2,621
- After-tax cash flow
- $7,713/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ausable Valley Central School District
- NCES district ID
- 3616170
- Math proficiency
- 36% ▼ -14.00%
- Reading proficiency
- 51% ▲ 5.00%
- Median HH income
- $50,989
- Composite
- 37.43/100
- National rank
- #4417
- State rank
- #474 of 590 in NY
Livability — Au Sable Forks
- Score
- 54/100
- State rank
- #1143
- US rank
- #23832
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 230
Population outlook (Clinton County) Hauer SSP2
- Today (2025)
- 78,791 people
- By 2030
- 76,848 · -2.5%
- By 2040
- 71,579 · -9.2%
- By 2050
- 66,471 · -15.6%
- By 2075
- 57,361 · -27.2%
- By 2100
- 47,232 · -40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (97%)
- Race & ethnicity
- White 97% Two or more races 3%
- Common ancestry
- Lithuanian 30% Portuguese 7% Slovak 3%
Political lean MEDSL · Clinton
- 2024 margin
- Toss-up / Even · D 48.9% · R 51.1%
- 2008→2024 swing
- -25.1pp toward R · 2008: 22.9pp · 2024: -2.2pp
- All cycles
- 2024: R+2.2 2020: D+5.2 2016: D+0.9 2012: D+25.6 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
-50.8% since first listed16 events — show timeline
- 2026-04-13 Price Changed $6,888 UNYREIS
- 2026-04-13 Price Changed $6,888 OneKey® MLS as Distributed by MLS Grid
- 2026-03-22 Price Changed $9,888 OneKey® MLS as Distributed by MLS Grid
- 2026-03-18 Price Changed $9,888 UNYREIS
- 2026-02-15 Price Changed $12,888 OneKey® MLS as Distributed by MLS Grid
- 2026-02-15 Price Changed $12,888 UNYREIS
- 2026-02-12 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-02-10 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2026-02-09 Price Changed $19,888 OneKey® MLS as Distributed by MLS Grid
- 2026-02-09 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-02-09 Price Changed $19,888 UNYREIS
- 2026-01-30 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2025-12-29 Price Changed $29,999 OneKey® MLS as Distributed by MLS Grid
- 2025-12-29 Listed $29,999 UNYREIS
- 2025-10-30 Listed $39,999 OneKey® MLS as Distributed by MLS Grid
- 2024-11-12 Price Changed $14,000 ACVMLS
Property tax history
+4.0%/yrLatest (2025): $1,826 · +14.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…