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5800 Hamner Ave #442
B- Composite 69.9
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.9/15.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,800

5800 Hamner Ave #442 · Eastvale, CA 91752
3 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 12 Days on market
Built 1992 Est $202k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LOVELY HOME IN THE CITY OF EASTVALE ALL AGE COMMUNITY PARK, 24HR GATED COMMUNITY, HOME HAS 4 BEDROOMS 2 BATHS, PARK AMENITIES SUCH AS SWIMMING POOL, JACUZZI, LAKE, BASKETBALL COURT, PARTY ROOM, BILLIARD ROOM NEARBY SHOPPING CENTERS AND FREEWAYS. SPACE RENT $1,100

Key facts

  • Textured walls
  • Skylights in kitchen
  • Cozy family room

Tags

BRIGHT AND AIRY INTERIORTEXTURED WALLSSKYLIGHTS IN LIVING ROOMSKYLIGHTS IN KITCHENTWO SEPARATE LIVING AREASCOZY FAMILY ROOM

Property features AI

Finance

  • Other: Lot density approx. 16-20 units per acre; Accessibility feature: parking; Listing is in a managed/guarded community
  • Financial info: Property in a land-lease community (land lease monthly)
  • HOA & community: Community features: biking, lake access, street lighting; Rent/land lease includes gardener, association dues, pool, sewer, cable TV; Land lease of $1,800 monthly (seller-provided amount); Park name: SWAN LAKE; Manager approval required

Exterior

  • Parking: Assigned tandem uncovered parking; Two uncovered parking spaces
  • Security: Gated community with attendant/guard; 24-hour security; Guarded entry; Smoke detectors; Carbon monoxide detectors
  • Utilities: Standard electric service; Natural gas connected; Public/district water; Public sewer; Cable connected; Electricity connected; Water connected; Sewer connected
  • Home design: Single-story property; Mobile/manufactured home (model 3573); Mobile home remains on site; Entry level: 1
  • Construction: Composition roof; Built year from public records; Mobile home dimensions approx. 25 by 58
  • Exterior features: Front and rear porches; Front porch; Rear porch; Patio; Deck; Association spa; Association pool; Sprinkler system; Front yard; Yard

Interior

  • Kitchen: Quartz countertops; Energy Star appliances; Refrigerator; Gas range
  • Bedrooms: All bedrooms on the ground/main floor; Main floor primary bedroom
  • Flooring: Laminate flooring
  • Bathrooms: Two full bathrooms; Bathrooms include shower and shower-in-tub
  • Heating & cooling: Heat pump; Central heating (furnace); Central cooling; Ductless cooling option; Energy Star rated cooling
  • Interior features: High ceilings (9 feet+); One-level home; Entry accessed via steps; Turnkey condition; Primary bedroom on main floor; Walk-in closet; Primary bathroom
  • Laundry & utility: In-unit laundry room; Washer included; Dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $200k.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $200k).
  • Cap rate 14.6% vs local median 2.9% in Eastvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#464 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: amenities F, commute F, cost of living F.
  • Jurupa Unified (suburban): math 25% / reading 38% proficiency, ranked #953 of 1,400 in CA (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.0%/yr); 64 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($115k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 3→7/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $199,800

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.75%
Cap rate
14.64%
Cash-on-cash
29.80%
DSCR
2.33
GRM
4.7

CMA / ARV

ARV (on-the-fly)
$201,600
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5800 Hamner Ave #72 0.00mi 3/2.0 1,344 (0%) 3mo $255,000 $190 98
5800 Hamner Ave #568 0.07mi 3/2.0 1,344 (0%) 0mo $247,500 $184 97
5800-#407 Hamner Ave #407 0.00mi 3/2.0 1,344 (0%) 8mo $161,500 $120 93
5800 Hamner Ave #197 0.12mi 4/2.0 (+1) 1,344 (0%) 2mo $249,000 $185 88
5800 Hamner #431 0.00mi 3/2.0 1,248 (-7%) 1mo $155,000 $124 88
5800 Hamner Ave #436 0.00mi 3/2.0 1,230 (-8%) 1mo $235,000 $191 85
5800 Hamner Ave #354 0.00mi 3/2.0 1,440 (+7%) 7mo $139,900 $97 82
5800 Hamner Ave #237 0.10mi 3/2.0 1,440 (+7%) 4mo $82,500 $57 80
5800 Hamner #416 0.00mi 3/3.0 1,200 (-11%) 1mo $115,000 $96 77
5800 Hamner Ave #159 0.00mi 3/2.0 1,200 (-11%) 6mo $180,000 $150 77
5800 Hamner #86 0.03mi 4/2.0 (+1) 1,440 (+7%) 9mo $275,000 $191 74
5800 Hamner #156 0.00mi 3/2.0 1,152 (-14%) 3mo $172,500 $150 74

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.3%
Equity multiple
2.00×
Total profit
$56,152
Equity at exit
$29,791
10-year hold
IRR
32.2%
Equity multiple
3.91×
Total profit
$163,037
Equity at exit
$17,275

Cash invested: $55,944 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91752

Rents YoY
3.0%
Active inventory
64
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$3,506 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax est. 1.5%
$250 /mo · $2,997/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$736
Net cashflow
$1,389

Break-even live

Break-even rent $1,748
Max offer price $199,800
Occupancy floor 55%

Sensitivity live

Price -10% $1,527 -5% $1,458 +0% $1,389 +5% $1,320 +10% $1,251
Rent -10% $1,112 -5% $1,251 +0% $1,389 +5% $1,528 +10% $1,666
Rate -1.0pp $1,490 -0.5pp $1,440 base $1,389 +0.5pp $1,337 +1.0pp $1,285

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,950
Closing costs
$5,994
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12515 Celebration Dr Eastvale, CA 3.0 2.0 1760 $3,400 $1.93 44d 1 0.24mi
5464 W Homecoming Cir Eastvale, CA 1.0–3.0 1.5–3.0 1359 $4,299 $3.16 0d 22 0.26mi
5929 Rockport Rd Eastvale, CA 3.0 2.5 1605 $3,300 $2.06 25d 1 0.32mi
5954 Catskills Ct Eastvale, CA 2.0 2.5 1378 $3,500 $2.54 22d 1 0.43mi
12766 Bolsa Dr Eastvale, CA 3.0 2.5 1772 $3,300 $1.86 44d 1 0.50mi
12774 Bolsa Dr Eastvale, CA 3.0 3.0 1772 $3,395 $1.92 17d 1 0.51mi
12782 Lomond Way Eastvale, CA 3.0 2.5 1775 $3,300 $1.86 44d 1 0.51mi
12788 Bolsa Dr Eastvale, CA 4.0 3.5 1780 $3,550 $1.99 20d 1 0.52mi
6302 Ancora Ln Eastvale, CA 2.0 2.5 1211 $2,800 $2.31 44d 1 0.60mi
12579 Ruvina Ln Eastvale, CA 2.0 2.5 1550 $2,850 $1.84 44d 1 0.61mi
12579 Ruvina Ln Eastvale, CA 2.0 2.5 1550 $2,850 $1.84 25d 1 0.61mi
12402 Constellation St Eastvale, CA 3.0 3.0 1499 $3,300 $2.20 44d 1 0.62mi
12432 Constellation St Unit 10 Eastvale, CA 3.0 2.5 1668 $3,150 $1.89 44d 1 0.62mi
12432 Constellation St Eastvale, CA 3.0 2.0 1668 $3,150 $1.89 44d 1 0.62mi
6337 Andromeda Ct Eastvale, CA 3.0 4.0 1513 $3,300 $2.18 25d 1 0.64mi
12538 Tavira Ln Eastvale, CA 3.0 3.5 1583 $3,000 $1.90 5d 1 0.65mi
6366 Aquila Way Eastvale, CA 3.0 2.5 1681 $3,000 $1.78 44d 1 0.67mi
6386 Pegasus Ct Eastvale, CA 3.0 4.0 1500 $3,100 $2.07 25d 1 0.69mi
6371 Estrela Ln Eastvale, CA 3.0 4.0 1583 $3,500 $2.21 0d 1 0.70mi
6397 Peacock Ct Eastvale, CA 3.0 2.5 1668 $6,000 $3.60 0d 1 0.70mi
4029 E Perdido Privado Ontario, CA 2.0 2.0 1556 $3,200 $2.06 25d 1 0.75mi
5930 Ginger Dr Eastvale, CA 3.0 2.5 1554 $2,990 $1.92 44d 1 0.77mi
13010 58th St Eastvale, CA 3.0 2.5 1554 $3,299 $2.12 15d 1 0.77mi
5942 Ginger Dr Eastvale, CA 3.0 2.5 1742 $3,000 $1.72 44d 1 0.78mi
4536 S Afton Privado Ontario, CA 2.0 2.0 1416 $3,500 $2.47 0d 1 0.80mi
12967 Paradiso Dr #103 Eastvale, CA 3.0 3.5 1597 $6,400 $4.01 0d 1 0.82mi
4395 S Alegre Privado #2 Ontario, CA 3.0 2.5 1628 $3,600 $2.21 5d 1 0.86mi
4130 E Malagon Privado #88 Ontario, CA 3.0 2.5 1389 $3,150 $2.27 25d 1 0.91mi
4282 S Malagon Privado Ontario, CA 3.0 2.5 1707 $3,300 $1.93 25d 1 0.92mi
4209 S Malagon Privado Ontario, CA 3.0 2.5 1753 $3,400 $1.94 0d 1 1.00mi
4110 E Coronado Privado Ontario, CA 2.0 2.0 1193 $3,300 $2.77 22d 1 1.06mi
6770 Pats Ranch Rd Jurupa Valley, CA 1.0–2.0 1.0–2.0 905 $2,974 $3.28 0d 14 1.14mi
4243 E Rincon St Ontario, CA 3.0 2.5 1650 $3,500 $2.12 0d 1 1.15mi
3977 E Huntington St Ontario, CA 3.0 2.5 1555 $3,200 $2.06 5d 1 1.16mi
4255 E Carmel Privado Ontario, CA 3.0 2.5 1450 $3,200 $2.21 25d 1 1.17mi
4191 E Carmel Privado Ontario, CA 3.0 2.5 1652 $3,300 $2.00 25d 1 1.20mi
4231 S Hollyhock Paseo #76 Ontario, CA 3.0 2.5 1428 $3,000 $2.10 25d 1 1.22mi
4231 E Sage Paseo Unit 97 Ontario, CA 3.0 2.5 1428 $3,150 $2.21 25d 1 1.25mi
12167 Chutes Ct Jurupa Valley, CA 3.0 2.5 1819 $3,200 $1.76 6d 1 1.48mi

Listing history 10 events

  1. 2026-06-18
    days on market $199,800 Active 12 DOM
  2. 2026-06-17
    days on market $199,800 Active 11 DOM
  3. 2026-06-16
    days on market $199,800 Active 10 DOM
  4. 2026-06-15
    days on market $199,800 Active 9 DOM
  5. 2026-06-13
    days on market $199,800 Active 7 DOM
  6. 2026-06-13
    days on market $199,800 Active 6 DOM
  7. 2026-06-09
    days on market $199,800 Active 3 DOM
  8. 2026-06-08
    days on market $199,800 Active 2 DOM
  9. 2026-06-07
    remarks 693-char remark
  10. 2026-06-07
    listed $199,800 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 3 d/yr ≥102°F today · 7 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 23 unhealthy d/yr today · 26 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$42,075
− Mortgage interest
−$11,192
− Property taxes
−$2,997
− Insurance
−$999
− Repairs & maintenance
−$3,366
− Management
−$3,366
− Depreciation
−$5,812
Taxable income
$14,342
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,442
After-tax cash flow
$13,228/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jurupa Unified
NCES district ID
0619260
Math proficiency
25% ▲ 2.00%
Reading proficiency
38% ▲ 2.00%
Median HH income
$58,100
Composite
30.97/100
National rank
#11327
State rank
#953 of 1400 in CA

Livability — Eastvale

Score
63/100
State rank
#464
US rank
#15853

Category grades

Amenities F Commute F Cost of living F Crime A- Employment A+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eastvale, CA
County
Riverside County · 2,287,001 people
City population
75,043
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
37,983
Household income
$115,177
Rent vs Own
38.3% rent · 61.7% own
Severe rent burden
1280.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Hispanic / Latino 61% White 20% Two or more races 16% Asian 10% Black 7% Native American 1%
Hispanic origin (detail)
Mexican 54% Puerto Rican 1%
Common ancestry
Italian 1% Lithuanian 1% Iranian 1%
Foreign-born
26% · Canada, China, South Korea
Languages at home
47% English-only · Spanish 45% Tagalog/Filipino 2% Other Indo-European 2%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -560.99%
Current HPI
426.3636
Rent YoY
▲ 3.00%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+470.9% since first listed
14 events — show timeline
  • 2026-06-06 Listed $199,800 CRMLS
  • 2024-03-12 Listing Removed CRMLS
  • 2024-02-24 Relisted CRMLS
  • 2024-02-13 Relisted CRMLS
  • 2024-01-20 Price Changed $168,900 CRMLS
  • 2023-12-28 Listed $174,900 CRMLS
  • 2022-08-02 Sold (MLS) $186,000 CRMLS
  • 2022-07-12 Pending CRMLS
  • 2022-06-21 Listed $179,000 CRMLS
  • 2009-10-12 Listing Removed CRMLS
  • 2008-11-14 Price Changed $15,000 CRMLS
  • 2008-11-05 Listed $35,000 CRMLS
  • 2008-10-10 Listing Removed CRMLS
  • 2008-10-07 Listed $35,000 CRMLS

Property tax history

-2.7%/yr

Latest (2025): $312 · +5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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