72 7th St S #206 · Naples, FL 34102

$355,000

1 bd · 1.0 ba · 712 sqft · Condo public records · 144 Days on market

Built 1968 $675/mo HOA · 15% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.6/30.0
• 1% rule +7.7/10.0
• DSCR +7.6/10.0
• ARV discount +7.5/15.0
• Appreciation +7.0/10.0
• Schools +5.0/10.0
• Rent growth +4.7/5.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

Key facts

• Reserved parking
• Elevator access
• Impact sliding door

Tags

• IMPACT SLIDING DOOR
• HEATED COMMUNITY POOL
• ELEVATOR ACCESS
• RESERVED PARKING

Property features AI

Finance

• Other: Unit is part of a 36-unit complex with 3 floors and 2 units per floor; Unit number 206 in Park Terrace, subdivision 113800
• HOA & community: Mandatory HOA (professional management); Community pool; Bike storage; Common laundry; Quarterly condo fee; Maintenance covers insurance, irrigation water, laundry facilities, lawn/land maintenance, legal/accounting, exterior pest control, trash removal, and water; Total annual recurring fees listed

Exterior

• Parking: 1 assigned common parking space
• Security: Impact resistant doors and windows; Impact resistant windows (single hung and sliding)
• Utilities: Central water with filter; Central sewer; Cable available
• Home design: Residential property; Low-rise building (1-3 stories); Multi-story home; Rear exposure faces west
• Construction: Concrete block construction; Metal roof; Built in 1968
• Exterior features: Private below-ground pool; Stucco exterior; Landscaped area view; Public road access; Deeded restrictions: No commercial, No motorcycles, No RV, No truck

Interior

• Kitchen: Pantry; Dishwasher; Disposal; Range; Refrigerator
• Bedrooms: 1 bedroom
• Flooring: Tile
• Bathrooms: 1 full bathroom with combo tub and shower
• Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
• Interior features: Built-in cabinets; Cable prewire; High-speed internet available; See remarks; Walk-in closet; Screened balcony; Furnished; Common elevator; One ceiling fan
• Laundry & utility: Common laundry (community); Laundry facilities managed by HOA

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $355k.

Deal economics

• At list price, monthly cash flow is $245 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $355k).
• Recommended offer: $312k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Lake Park Elementary School (math 76% / reading 77%, grade A, #185 of 2,144 statewide, top 9%, 502 students, 39% FRL); Gulfview Middle School (math 78% / reading 68%, grade A, #44 of 571 statewide, top 8%, 582 students, 40% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 39% FRL vs 55% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+8.8%/yr); 616 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• This rent runs 41% of the median local income ($131k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $17k of equity ($2k loan paydown + $14k appreciation (4.1% local appreciation)).
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (4.1% appreciation + 8.0% rent growth), your $99k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 144 days — a 12% lower offer ($312k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 6y ago; this cycle's ask has dropped $20k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $312,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 144 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.27% ✓
• Cap rate: 8.56%
• Cash-on-cash: 8.10%
• DSCR: 1.36
• GRM: 6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.08% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 16.6%
• Equity multiple: 2.04×
• Total profit: $103,479
• Equity at exit: $181,725

10-year hold

• IRR: 20.4%
• Equity multiple: 4.69×
• Total profit: $367,182
• Equity at exit: $298,619

Cash invested: $99,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34102

• Home prices YoY: 1.3%
• Rents YoY: 8.8%
• Active inventory: 616
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $4,497 high
• Mortgage (P&I): −$1,862
• Tax from tax record: −$197 /mo · $2,368/yr
• Insurance: −$148
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$675
• Vacancy / Maint / Mgmt: −$944
• Net cashflow: $245

Break-even live

Break-even rent $4,188

Max offer price $355,000

Occupancy floor 90%

Sensitivity live

Price	-10% $446	-5% $345	+0% $245	+5% $144	+10% $44
Rent	-10% $-111	-5% $67	+0% $245	+5% $422	+10% $600
Rate	-1.0pp $423	-0.5pp $335	base $245	+0.5pp $153	+1.0pp $59

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $88,750
• Closing costs: $10,650
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
101 8th St S Naples, FL	1.0	1.0–2.0	940	$12,600	$13.40	15d	4	0.09mi
101 8th St S Naples, FL	1.0	1.0–2.0	940	$12,600	$13.40	25d	4	0.09mi
540 4th Ave S #13 Naples, FL	1.0	1.0	580	$5,000	$8.62	25d	1	0.30mi
480 5th St S #102 Naples, FL	1.0	1.0	600	$6,500	$10.83	25d	1	0.33mi
655 8th Ave S Unit 1504166P Naples, FL	1.0	1.0	505	$5,346	$10.59	15d	1	0.52mi
950 7th Ave S #23 Naples, FL	1.0	1.0	631	$3,250	$5.15	15d	1	0.53mi
980 7th Ave S Naples, FL	1.0	1.0	540	$7,500	$13.89	25d	2	0.53mi
175 5th Ave S Naples, FL	2.0	2.0	732	$14,000	$19.13	25d	2	0.54mi
666 3rd St S Naples, FL	1.0–2.0	1.0–2.0	932	$2,500	$2.68	15d	2	0.58mi
291 8th Ave S Unit 291A Naples, FL	1.0	1.0	550	$3,900	$7.09	25d	1	0.66mi
960 7th St S #103 Naples, FL	1.0	1.0	534	$5,000	$9.36	25d	1	0.66mi
940 3rd St S Naples, FL	1.0–2.0	1.0–2.0	870	$2,800	$3.22	25d	2	0.74mi
803 River Point Dr Unit 201B Naples, FL	1.0	1.0	715	$2,300	$3.22	25d	1	0.76mi
473 12th Ave S Naples, FL	1.0–2.0	1.0–2.0	700	$3,000	$4.29	25d	2	0.92mi
1295 Gulf Shore Blvd S #218 Naples, FL	2.0	2.0	662	$10,479	$15.83	25d	1	1.10mi
1360 Chesapeake Ave Unit 1372 Naples, FL	1.0	1.0	600	$1,850	$3.08	25d	1	1.20mi
1950 Mayfair ST Unit 716 Naples, FL	1.0	1.0	710	$3,330	$4.69	15d	1	1.24mi
1950 Mayfair ST Unit 921 Naples, FL	1.0	1.0	710	$3,420	$4.82	15d	1	1.24mi
1950 Mayfair ST Unit 802 Naples, FL	1.0	1.0	710	$3,355	$4.73	15d	1	1.24mi
1950 Mayfair ST Unit 1021 Naples, FL	1.0	1.0	710	$3,520	$4.96	15d	1	1.24mi
1950 Mayfair ST Unit 817 Naples, FL	1.0	1.0	710	$3,295	$4.64	15d	1	1.24mi
1950 Mayfair St Naples, FL	3.0	1.0–3.5	1514	$5,505	$3.63	15d	109	1.25mi
2134 Palm St Naples, FL	1.0	1.0	600	$7,500	$12.50	25d	1	1.47mi

HOA detail condo

• Monthly dues: $675 · $8,100/yr
• Likely covers: landscapingpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 47 events

1. 2026-06-21
   days on market $355,000 Active 144 DOM
2. 2026-06-18
   days on market $355,000 Active 141 DOM
3. 2026-06-18
   price $355,000 Active 140 DOM
4. 2026-06-17
   days on market $365,000 Active 140 DOM
5. 2026-06-16
   days on market $365,000 Active 139 DOM
6. 2026-06-15
   days on market $365,000 Active 138 DOM
7. 2026-06-14
   days on market $365,000 Active 136 DOM
8. 2026-06-10
   days on market $365,000 Active 133 DOM
9. 2026-06-09
   days on market $365,000 Active 132 DOM
10. 2026-06-08
    days on market $365,000 Active 131 DOM
11. 2026-06-07
    days on market $365,000 Active 130 DOM
12. 2026-06-03
    days on market $365,000 Active 126 DOM
13. 2026-06-02
    days on market $365,000 Active 125 DOM
14. 2026-06-01
    days on market $365,000 Active 124 DOM
15. 2026-05-31
    days on market $365,000 Active 123 DOM
16. 2026-05-30
    days on market $365,000 Active 122 DOM
17. 2026-05-12
    price $365,000
18. 2026-01-28
    listed $375,000 Active
19. 2026-01-16
    historical
20. 2025-12-05
    price $385,000
21. 2025-11-03
    listed $395,000 Active
22. 2023-05-05
    soldstatus $375,000 Sold 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

23. 2023-04-22
    status Pending 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

24. 2023-04-14
    price $395,000 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

25. 2023-04-14
    status Active 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

26. 2023-04-10
    status Pending With Contingencies 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

27. 2023-04-02
    price $399,999 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

28. 2023-03-16
    price $415,000 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

29. 2023-02-22
    price $435,000 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

30. 2023-02-08
    price $459,975 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

31. 2022-11-22
    listed $489,750 Active 1166-char remark

    Show marketing remark (1166 chars)

    You’ll love the luxurious location of this downtown condo in the heart of Olde Naples at the Park Terrace Club, just minutes to white sand beaches. If you are looking to live in town and at the beach, this condo is for you. Lounge by the heated pool, or stroll to world-class shopping and dining on 5th Ave. The condo is a block to NCH, the renowned London Club, and Wynn’s market; you have the world at your fingertips. Relax at home in this fully furnished condo, where you will live on the southern facing 2nd-floor lanai looking out over tropical landscaping as you soak up sunsets. The condo includes one parking space per unit as well as on-premise guest parking. The living area is neutral, light & bright with tile flooring, and plenty of living & dining space with a new Natuzzi leather Queen pullout sofa bed. The kitchen features custom cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a sink disposal. The spacious owner's suite includes a walk-in closet. The condo is located next to the private beach lockers & laundry room. The elevator is so convenient too. The AC was replaced in 2020.

32. 2022-01-27
    soldstatus $332,500 Sold
33. 2022-01-27
    soldstatus $332,500 Closed
34. 2022-01-14
    status Pending
35. 2022-01-14
    status Pending
36. 2022-01-10
    listed $320,000 Active
37. 2022-01-10
    listed $320,000 Active
38. 2021-10-05
    soldstatus $288,000 Sold
39. 2021-08-17
    status Pending With Contingencies
40. 2021-08-07
    listed $289,900 Active
41. 2020-08-21
    soldstatus $215,000 Sold
42. 2020-08-05
    status Pending With Contingencies
43. 2020-06-26
    price $235,000
44. 2020-02-20
    price $249,900
45. 2020-01-29
    listed $259,900 Active
46. 2009-03-09
    soldstatus $165,000
47. 1988-12-01
    soldstatus $42,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,368 · $197/mo
• Projected year-2 tax: $2,946 · $246/mo
• Expected delta: +$579/yr (+$48/mo · 24.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $53,970
• − Mortgage interest: −$19,886
• − Property taxes: −$2,368
• − Insurance: −$6,894
• − Repairs & maintenance: −$4,318
• − Management: −$4,318
• − HOA: −$8,100
• − Depreciation: −$10,327
• Taxable loss: −$2,240
• Est. tax savings @ 24.0%: +$537
• After-tax cash flow: $3,472/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Naples

• Score: 80/100
• State rank: #126
• US rank: #1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Naples, FL
• County: Collier County · 396,295 people
• City population: 344,941
• Metro: Naples-Marco Island, FL
• Population (ZIP): 11,179
• Household income: $130,929
• Rent vs Own: 24.1% rent · 75.9% own
• Severe rent burden: 333.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 9% Two or more races 8% Black 8% Asian 1%
• Hispanic origin (detail): Cuban 6%
• Common ancestry: Hispanic 4% Lithuanian 4% Romanian 4%
• Foreign-born: 17% · Canada, China
• Languages at home: 87% English-only · Spanish 7% French/Haitian/Cajun 4% German/W. Germanic 1%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.08%
• Current HPI: 328.2755
• Rent YoY: ▲ 8.75%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+760.8% since first listed

31 events — show timeline

• 2026-05-12 Price Changed $365,000 NAPLESMLS
• 2026-01-28 Listed $375,000 NAPLESMLS
• 2026-01-16 Listing Removed — FORTMLS
• 2025-12-05 Price Changed $385,000 FORTMLS
• 2025-11-03 Listed $395,000 FORTMLS
• 2023-05-05 Sold (MLS) $375,000 NAPLESMLS
• 2023-04-22 Pending — NAPLESMLS
• 2023-04-14 Price Changed $395,000 NAPLESMLS
• 2023-04-14 Relisted — NAPLESMLS
• 2023-04-10 Pending — NAPLESMLS
• 2023-04-02 Price Changed $399,999 NAPLESMLS
• 2023-03-16 Price Changed $415,000 NAPLESMLS
• 2023-02-22 Price Changed $435,000 NAPLESMLS
• 2023-02-08 Price Changed $459,975 NAPLESMLS
• 2022-11-22 Listed $489,750 NAPLESMLS
• 2022-01-27 Sold (MLS) $332,500 MIML
• 2022-01-27 Sold (MLS) $332,500 NAPLESMLS
• 2022-01-14 Pending — NAPLESMLS
• 2022-01-14 Pending — MIML
• 2022-01-10 Listed $320,000 MIML
• 2022-01-10 Listed $320,000 NAPLESMLS
• 2021-10-05 Sold (MLS) $288,000 NAPLESMLS
• 2021-08-17 Pending — NAPLESMLS
• 2021-08-07 Listed $289,900 NAPLESMLS
• 2020-08-21 Sold (MLS) $215,000 NAPLESMLS
• 2020-08-05 Pending — NAPLESMLS
• 2020-06-26 Price Changed $235,000 NAPLESMLS
• 2020-02-20 Price Changed $249,900 NAPLESMLS
• 2020-01-29 Listed $259,900 NAPLESMLS
• 2009-03-09 Sold (Public Records) $165,000 Public Records
• 1988-12-01 Sold (Public Records) $42,400 Public Records

Property tax history

+5.7%/yr

Latest (2025): $2,368 · +2.4% YoY. Source: county tax records.