103 Wiltshire Rd Unit D11 · New Rochelle, NY 10583

$235,000

1 bd · 1.0 ba · 675 sqft · Condo · 87 Days on market

Built 1952

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.3/30.0
• 1% rule +9.7/10.0
• ARV discount +7.5/15.0
• DSCR +6.1/10.0
• Schools +5.7/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to Heathcote Court Cooperatives! This PET FRIENDLY cooperative is tucked away on a quiet residential street in New Rochelle/Scarsdale PO. An easy stroll takes you to The Golden Horseshoe Shopping Center offering a New Starbucks, shops, restaurants including CHOPT and community center. Frequent Metro-North train service provides a 30-minute commute to Manhattan. Amenities include updated laundry rooms, assigned on-site parking, courtyard gardens and storage area. This affordable and charming unit features lots of closets and hardwood floors throughout. A comfortable Living Room is fully wired to hang TV on wall. There is access to a large open terrace which overlooks the lovely court yard There is a bright galley kitchen with a window. A bedroom and full bathroom. One on-site assigned parking space only $22.00 per month! 2/26 accepted offer! Additional Information: HeatingFuel:Oil Above Ground,

Key facts

• Ample street parking
• Convenient storage
• Easy access to shops

Tags

• TRANQUIL PARK-LIKE SETTING
• EASY ACCESS TO SHOPS
• FULL-TIME SUPERINTENDENT
• AMPLE STREET PARKING
• ASSIGNED PARKING SPACE
• CONVENIENT STORAGE

Property features AI

Finance

• HOA & community: Association managed by Archer Management; Live-in superintendent; Additional monthly fee of $839 (description: mm)

Exterior

• Parking: Assigned parking; Parking fee of $30
• Utilities: Electric service by Con-Edison; Public sewer; Public trash collection
• Home design: Stock cooperative; Two-story building; Entry on level 2
• Construction: Block, cedar, frame and wood siding construction
• Exterior features: Not waterfront; Block, cedar, frame and wood siding construction

Interior

• Kitchen: Dishwasher; Refrigerator; Gas water heater
• Bedrooms: Second floor location
• Flooring: Combination flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Hot water heating; Oil heating; Wall/window air conditioning
• Interior features: Beamed ceilings; Patio

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $235k.

Deal economics

• At list price, monthly cash flow is $260 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $235k).
• Recommended offer: $221k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 4.5% in New Rochelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#487 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A, amenities B+; Watch: housing D+, commute F, cost of living F.
• New Rochelle City School District (suburban): math 63% / reading 66% proficiency, ranked #171 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: George M Davis Elementary School (math 72% / reading 72%, grade A-, #378 of 2,108 statewide, top 20%, 667 students, 36% FRL); Albert Leonard Middle School (math 41% / reading 73%, grade B, #192 of 729 statewide, top 28%, 1,086 students, 42% FRL); New Rochelle High School (math 87% / reading 72%, grade A-, #518 of 1,100 statewide, top 51%, 3,076 students, 57% FRL) — zoned schools at 45% FRL track the district average.
• Market conditions: 293 active listings in the ZIP; high-income renter base; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
• This rent is only 17% of the median local income ($250k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 87 days — a 6% lower offer ($221k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $160k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 24% of rent; built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $220,900 (6.0% below list)

Questions for the listing agent

1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.47% ✓
• Cap rate: 7.62%
• Cash-on-cash: 4.74%
• DSCR: 1.21
• GRM: 5.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -8.7%
• Equity multiple: 0.68×
• Total profit: $-20,964
• Equity at exit: $35,039

10-year hold

• IRR: 1.1%
• Equity multiple: 1.08×
• Total profit: $5,359
• Equity at exit: $20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 10583

• Active inventory: 293
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $3,447 medium
• Mortgage (P&I): −$1,232
• Tax est. 1.5%: −$294 /mo · $3,525/yr
• Insurance: −$98
• HOA est. from 1 same-building comp: −$839
• Vacancy / Maint / Mgmt: −$724
• Net cashflow: $260

Break-even live

Break-even rent $3,118

Max offer price $235,000

Occupancy floor 87%

Sensitivity live

Price	-10% $422	-5% $341	+0% $260	+5% $179	+10% $97
Rent	-10% $-12	-5% $124	+0% $260	+5% $396	+10% $532
Rate	-1.0pp $378	-0.5pp $320	base $260	+0.5pp $199	+1.0pp $137

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,750
• Closing costs: $7,050
• Reserves months: —
• Total cash needed: —

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: parking
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 21 events

1. 2026-04-16
   status Pending
2. 2026-01-19
   listed $235,000 Active
3. 2019-04-04
   soldstatus $160,000 Sold 916-char remark

   Show marketing remark (916 chars)

   Welcome to Heathcote Court Cooperatives! This PET FRIENDLY cooperative is tucked away on a quiet residential street in New Rochelle/Scarsdale PO. An easy stroll takes you to The Golden Horseshoe Shopping Center offering a New Starbucks, shops, restaurants including CHOPT and community center. Frequent Metro-North train service provides a 30-minute commute to Manhattan. Amenities include updated laundry rooms, assigned on-site parking, courtyard gardens and storage area. This affordable and charming unit features lots of closets and hardwood floors throughout. A comfortable Living Room is fully wired to hang TV on wall. There is access to a large open terrace which overlooks the lovely court yard There is a bright galley kitchen with a window. A bedroom and full bathroom. One on-site assigned parking space only $22.00 per month! 2/26 accepted offer! Additional Information: HeatingFuel:Oil Above Ground,

4. 2019-03-01
   status Pending 916-char remark

   Show marketing remark (916 chars)

   Welcome to Heathcote Court Cooperatives! This PET FRIENDLY cooperative is tucked away on a quiet residential street in New Rochelle/Scarsdale PO. An easy stroll takes you to The Golden Horseshoe Shopping Center offering a New Starbucks, shops, restaurants including CHOPT and community center. Frequent Metro-North train service provides a 30-minute commute to Manhattan. Amenities include updated laundry rooms, assigned on-site parking, courtyard gardens and storage area. This affordable and charming unit features lots of closets and hardwood floors throughout. A comfortable Living Room is fully wired to hang TV on wall. There is access to a large open terrace which overlooks the lovely court yard There is a bright galley kitchen with a window. A bedroom and full bathroom. One on-site assigned parking space only $22.00 per month! 2/26 accepted offer! Additional Information: HeatingFuel:Oil Above Ground,

5. 2019-02-07
   price $174,000 916-char remark

   Show marketing remark (916 chars)

   Welcome to Heathcote Court Cooperatives! This PET FRIENDLY cooperative is tucked away on a quiet residential street in New Rochelle/Scarsdale PO. An easy stroll takes you to The Golden Horseshoe Shopping Center offering a New Starbucks, shops, restaurants including CHOPT and community center. Frequent Metro-North train service provides a 30-minute commute to Manhattan. Amenities include updated laundry rooms, assigned on-site parking, courtyard gardens and storage area. This affordable and charming unit features lots of closets and hardwood floors throughout. A comfortable Living Room is fully wired to hang TV on wall. There is access to a large open terrace which overlooks the lovely court yard There is a bright galley kitchen with a window. A bedroom and full bathroom. One on-site assigned parking space only $22.00 per month! 2/26 accepted offer! Additional Information: HeatingFuel:Oil Above Ground,

6. 2019-02-06
   price $170,000 916-char remark

   Show marketing remark (916 chars)

   Welcome to Heathcote Court Cooperatives! This PET FRIENDLY cooperative is tucked away on a quiet residential street in New Rochelle/Scarsdale PO. An easy stroll takes you to The Golden Horseshoe Shopping Center offering a New Starbucks, shops, restaurants including CHOPT and community center. Frequent Metro-North train service provides a 30-minute commute to Manhattan. Amenities include updated laundry rooms, assigned on-site parking, courtyard gardens and storage area. This affordable and charming unit features lots of closets and hardwood floors throughout. A comfortable Living Room is fully wired to hang TV on wall. There is access to a large open terrace which overlooks the lovely court yard There is a bright galley kitchen with a window. A bedroom and full bathroom. One on-site assigned parking space only $22.00 per month! 2/26 accepted offer! Additional Information: HeatingFuel:Oil Above Ground,

7. 2018-12-05
   listed $179,000 Active 916-char remark

   Show marketing remark (916 chars)

   Welcome to Heathcote Court Cooperatives! This PET FRIENDLY cooperative is tucked away on a quiet residential street in New Rochelle/Scarsdale PO. An easy stroll takes you to The Golden Horseshoe Shopping Center offering a New Starbucks, shops, restaurants including CHOPT and community center. Frequent Metro-North train service provides a 30-minute commute to Manhattan. Amenities include updated laundry rooms, assigned on-site parking, courtyard gardens and storage area. This affordable and charming unit features lots of closets and hardwood floors throughout. A comfortable Living Room is fully wired to hang TV on wall. There is access to a large open terrace which overlooks the lovely court yard There is a bright galley kitchen with a window. A bedroom and full bathroom. One on-site assigned parking space only $22.00 per month! 2/26 accepted offer! Additional Information: HeatingFuel:Oil Above Ground,

8. 2016-03-23
   price $110,000 495-char remark

   Show marketing remark (495 chars)

   Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

9. 2016-03-23
   soldstatus $110,000 Sold 495-char remark

   Show marketing remark (495 chars)

   Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

10. 2016-03-22
    soldstatus $110,000
11. 2015-11-26
    historical Pending 495-char remark

    Show marketing remark (495 chars)

    Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

12. 2015-11-25
    price $115,000 495-char remark

    Show marketing remark (495 chars)

    Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

13. 2015-09-04
    status Active 495-char remark

    Show marketing remark (495 chars)

    Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

14. 2015-07-28
    historical Pending 495-char remark

    Show marketing remark (495 chars)

    Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

15. 2015-04-30
    historical Expired

    Show marketing remark (495 chars)

    Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

16. 2015-04-30
    listed $115,000 Active 495-char remark

    Show marketing remark (495 chars)

    Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

17. 2015-04-30
    listed $115,000

    Show marketing remark (495 chars)

    Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

18. 2015-04-30
    historical

    Show marketing remark (495 chars)

    Heathcote Court is in one of the most prestigious residential areas in Scarsdale. This 1 bdrmoom unit offers gleeming hardwood floors, lots of closet space, and NEW carpet in bdrm. The dishwasher is also Brand new and the unit was freshly painted. All A/C units, ceilng fans an light fixtures are included. A lovely private terrace that overlooks the courtyard is a great place to relax and unwind. Pets are allowed. Call L/A for details. The STAR exemption is not included in maintenance noted.

19. 2015-02-27
    historical Pending
20. 2014-09-16
    listed Active
21. 2014-09-15
    listed $115,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,360
• − Mortgage interest: −$13,164
• − Property taxes: −$3,525
• − Insurance: −$1,175
• − Repairs & maintenance: −$3,309
• − Management: −$3,309
• − HOA: −$10,068
• − Depreciation: −$6,836
• Taxable loss: −$26
• Est. tax savings @ 24.0%: +$6
• After-tax cash flow: $3,124/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: New Rochelle City School District
• NCES district ID: 3620490
• Math proficiency: 63% ▲ 3.00%
• Reading proficiency: 66% ▲ 9.00%
• Median HH income: $69,165
• Composite: 56.63/100
• National rank: #1139
• State rank: #171 of 590 in NY

Livability — New Rochelle

• Score: 69/100
• State rank: #487
• US rank: #8572

Category grades

Amenities B+ Commute F Cost of living F Crime A Employment A+ Housing D+ Health & safety B+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New Rochelle, NY
• County: Westchester County · 709,332 people
• City population: 63,657
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 40,207
• Household income: $250,001
• Rent vs Own: 15.2% rent · 84.8% own
• Severe rent burden: 560.0

Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 63% Asian 20% Hispanic / Latino 8% Two or more races 7% Black 3%
• Hispanic origin (detail): Puerto Rican 2% Dominican 2%
• Common ancestry: Scotch-Irish 6% Romanian 5% Italian 3%
• Foreign-born: 25% · Canada, China, South Korea
• Languages at home: 72% English-only · Other Indo-European 8% Chinese 6% Spanish 5%

Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -851.83%
• Current HPI: 283.4725
• Rent YoY: —
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+104.3% since first listed

21 events — show timeline

• 2026-04-16 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-01-19 Listed $235,000 OneKey® MLS as Distributed by MLS Grid
• 2019-04-04 Sold (MLS) $160,000 OneKey® MLS as Distributed by MLS Grid
• 2019-03-01 Pending — OneKey® MLS as Distributed by MLS Grid
• 2019-02-07 Price Changed $174,000 OneKey® MLS as Distributed by MLS Grid
• 2019-02-06 Price Changed $170,000 OneKey® MLS as Distributed by MLS Grid
• 2018-12-05 Listed $179,000 OneKey® MLS as Distributed by MLS Grid
• 2016-03-23 Sold (MLS) $110,000 HGMLS
• 2016-03-23 Price Changed $110,000 HGMLS
• 2016-03-22 Sold (MLS) $110,000 OneKey® MLS as Distributed by MLS Grid
• 2015-11-26 Contingent — HGMLS
• 2015-11-25 Price Changed $115,000 HGMLS
• 2015-09-04 Relisted — HGMLS
• 2015-07-28 Contingent — HGMLS
• 2015-04-30 Delisted — HGMLS
• 2015-04-30 Listed $115,000 HGMLS
• 2015-04-30 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2015-04-30 Listed $115,000 OneKey® MLS as Distributed by MLS Grid
• 2015-02-27 Contingent — HGMLS
• 2014-09-16 Listed — HGMLS
• 2014-09-15 Listed $115,000 OneKey® MLS as Distributed by MLS Grid