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3032 W Briarwood Cir
D- Composite 39.9
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.6/15.0
  • Cash flow +7.2/30.0
  • Schools +3.1/10.0
  • Livability +3.1/5.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.4/10.0

$299,999

3032 W Briarwood Cir · Port LaBelle, FL 33935
3 bd · 2.0 ba · 1,582 sqft · SingleFamily public records · 122 Days on market
Built 2023 10,454 sqft lot Est $301k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

SELLER INCENTIVES TO BUYERS!! Welcome Home! This thoughtfully designed single-family residence in Lehigh Acres offers modern living with a touch of Southern charm. Boasting 3 spacious bedrooms, 2 bathrooms, and 1,530 square feet of building area, this home is perfect for families and entertaining. Enjoy the open-concept floor plan featuring a gourmet kitchen with quartz countertops, sleek stainless steel appliances, and kitchen peninsula. The master suite includes a walk-in closet and an en-suite bathroom with dual vanities and a luxurious walk-in shower. Additional highlights include energy-efficient windows, a spacious one-car garage, and a private backyard ready for your personal touch a

Key facts

  • Quartz countertops
  • Dual vanities
  • Walk-in closet

Tags

GOURMET KITCHENQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCESWALK-IN CLOSETEN-SUITE BATHROOMDUAL VANITIES

Property features AI

Finance

  • Financial info: Pets allowed
  • HOA & community: No association fee

Exterior

  • Parking: Attached 2-car garage; Covered and paved driveway; Assigned parking
  • Security: Smoke detectors; Security/high-impact doors
  • Utilities: Public water; Septic tank sewer; Cable not available
  • Home design: Single-story home; Entry level 1; New construction; Faces northwest
  • Construction: Built with block, concrete and stucco; Shingle roof; New construction
  • Exterior features: Security/high-impact doors; Smoke detectors; Rectangular lot; Publicly maintained road; Lot dimensions approximately 93 x 125 x 78 x 125; Lot faces southeast

Interior

  • Kitchen: Pantry; Dishwasher; Microwave; Range; Refrigerator; Freezer; Icemaker
  • Bedrooms: Bedrooms on main level (2 bedrooms listed)
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump heating; Central electric air conditioning
  • Interior features: Impact glass windows; Cathedral and vaulted ceilings; Open family/dining area; Living/dining room combination; Pantry; Main-level primary bedroom; Split bedroom layout; Walk-in closets; Separate shower (shower only)
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-412 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $227k (24.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (25.0% below list).
  • Recommended offer: $225k (25.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 62/100 on livability (#750 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Hendry (town): math 35% / reading 40% proficiency, ranked #65 of 73 in FL (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 942 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 557 units permitted in Hendry County in 2024 (45 in 5+ unit buildings).
  • At $2,249/mo this rent would consume 47% of the median local household income ($57k/yr) (locally 498% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
  • Hendry County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 122 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $20k; list at $300k implies a 1389% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $224,894 (25.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 122 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
4.65%
Cash-on-cash
-5.88%
DSCR
0.74
GRM
11.1

CMA / ARV

ARV (on-the-fly)
$300,580
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3019 Lancer Rd 0.24mi 4/2.0 (+1) 1,530 (-3%) 7mo $299,000 $195 73
3014 Cherry Ln 0.23mi 4/2.0 (+1) 1,499 (-5%) 7mo $299,999 $200 70
3023 Cherry Ln 0.29mi 4/2.0 (+1) 1,499 (-5%) 5mo $269,999 $180 69
3019 N Tulip Rd 0.33mi 4/2.0 (+1) 1,499 (-5%) 3mo $285,000 $190 68
3003 NW Beechwood Cir 0.67mi 3/2.0 1,585 (+0%) 1mo $505,000 $319 67
3012 Lady Ln 0.47mi 3/2.0 1,498 (-5%) 6mo $340,000 $227 64
3121 Memphis Ln 0.59mi 4/2.0 (+1) 1,593 (+1%) 4mo $289,900 $182 63
3013 Honeywood Rd 0.32mi 3/2.0 1,409 (-11%) 4mo $254,000 $180 63
3060 NE Beechwood Cir 0.70mi 3/2.0 1,592 (+1%) 4mo $245,000 $154 63
3036 Harvard Cir 0.55mi 3/2.5 1,464 (-8%) 1mo $225,000 $154 59
2040 S Montana Cir 0.54mi 3/2.0 1,392 (-12%) 0mo $230,000 $165 54
3043 S Beechwood Cir 0.75mi 3/2.0 1,389 (-12%) 6mo $279,999 $202 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.1%
Equity multiple
2.63×
Total profit
$137,282
Equity at exit
$270,263
10-year hold
IRR
18.4%
Equity multiple
6.06×
Total profit
$425,091
Equity at exit
$582,832

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33935

Home prices YoY
16.3%
Active inventory
942
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$2,249 high interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$490 /mo · $5,880/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$472
Net cashflow
$-412

Break-even live

Break-even rent $2,770
Max offer price $227,301
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,000
Closing costs
$9,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3020 N Lakewood Rd Labelle, FL 4.0 2.0 1499 $1,950 $1.30 23d 1 0.28mi
3051 NW Beechwood Cir Labelle, FL 4.0 2.0 1499 $2,200 $1.47 23d 1 0.78mi
5012 Gunn Pl Labelle, FL 3.0 2.5 1783 $2,500 $1.40 2d 1 1.12mi
5029 W Hummingbird Dr Labelle, FL 3.0 2.0 1212 $2,450 $2.02 3d 1 1.20mi
5029 S Rosebud Cir Labelle, FL 3.0 2.0 1389 $1,780 $1.28 23d 1 1.25mi

Listing history 29 events

  1. 2026-06-18
    days on market $299,999 Active 122 DOM
  2. 2026-06-17
    days on market $299,999 Active 121 DOM
  3. 2026-06-16
    days on market $299,999 Active 120 DOM
  4. 2026-06-15
    days on market $299,999 Active 119 DOM
  5. 2026-06-13
    days on market $299,999 Active 117 DOM
  6. 2026-06-13
    days on market $299,999 Active 116 DOM
  7. 2026-06-10
    days on market $299,999 Active 114 DOM
  8. 2026-06-09
    days on market $299,999 Active 113 DOM
  9. 2026-06-08
    days on market $299,999 Active 112 DOM
  10. 2026-06-07
    days on market $299,999 Active 111 DOM
  11. 2026-06-03
    days on market $299,999 Active 107 DOM
  12. 2026-06-02
    days on market $299,999 Active 106 DOM
  13. 2026-06-01
    days on market $299,999 Active 105 DOM
  14. 2026-05-31
    days on market $299,999 Active 104 DOM
  15. 2026-02-17
    price $299,999
  16. 2026-02-09
    listed $315,000 Active
  17. 2026-02-02
    historical
  18. 2025-10-15
    listed $315,000 Active
  19. 2024-12-31
    historical
  20. 2024-11-02
    historical $2,350
  21. 2024-09-06
    listed $2,350
  22. 2024-09-06
    historical $2,350
  23. 2024-09-06
    listed $2,350
  24. 2024-08-01
    listed $329,900 Active
  25. 2023-08-18
    historical
  26. 2023-08-03
    listed $329,900 Active
  27. 2023-03-29
    historical
  28. 2023-01-24
    listed $329,900 Active
  29. 2022-04-18
    soldstatus $20,143

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,880 · $490/mo
Projected year-2 tax
$5,880 · $490/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,987
− Mortgage interest
−$16,805
− Property taxes
−$5,880
− Insurance
−$1,500
− Repairs & maintenance
−$2,159
− Management
−$2,159
− Depreciation
−$8,727
Taxable loss
−$10,242
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,458
After-tax cash flow
$-2,480/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hendry
NCES district ID
1200780
Math proficiency
35% ▼ -11.00%
Reading proficiency
40% ▼ -4.00%
Median HH income
$37,043
Composite
31.16/100
National rank
#6054
State rank
#65 of 73 in FL

Livability — Port LaBelle

Score
62/100
State rank
#750
US rank
#16264

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port LaBelle, FL
County
Hendry County · 23,186 people
Metro
Clewiston, FL
Population (ZIP)
23,186
Household income
$57,009
Rent vs Own
22.0% rent · 78.0% own
Severe rent burden
498.0

Population outlook (Hendry County) Hauer SSP2

Today (2025)
38,866 people
By 2030
38,558 · -0.8%
By 2040
37,743 · -2.9%
By 2050
36,117 · -7.1%
By 2075
30,070 · -22.6%
By 2100
21,966 · -43.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (56%)
Race & ethnicity
Hispanic / Latino 56% White 39% Two or more races 21% Black 2% Native American 2%
Hispanic origin (detail)
Mexican 40% Puerto Rican 3% Cuban 5%
Common ancestry
Lithuanian 2% Serbian 2% Slovak 1%
Foreign-born
27% · Canada, Jamaica
Languages at home
50% English-only · Spanish 50%

Political lean MEDSL · Hendry

2024 margin
Solid R (+38.3) · D 30.4% · R 68.7%
2008→2024 swing
-31.1pp toward R · 2008: -7.2pp · 2024: -38.3pp
All cycles
2024: R+38.3 2020: R+23.0 2016: R+14.2 2012: R+5.9 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 75.20%
Current HPI
537.4928
Rent YoY
Metro
Clewiston, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1389.3% since first listed
15 events — show timeline
  • 2026-02-17 Price Changed $299,999 FORTMLS
  • 2026-02-09 Listed $315,000 FORTMLS
  • 2026-02-02 Listing Removed FORTMLS
  • 2025-10-15 Listed $315,000 FORTMLS
  • 2024-12-31 Listing Removed FORTMLS
  • 2024-11-02 Rental Removed $2,350 FORTMLS
  • 2024-09-06 Listed for Rent $2,350 FORTMLS
  • 2024-09-06 Rental Removed $2,350 NAPLESMLS
  • 2024-09-06 Listed for Rent $2,350 NAPLESMLS
  • 2024-08-01 Listed $329,900 FORTMLS
  • 2023-08-18 Listing Removed FORTMLS
  • 2023-08-03 Listed $329,900 FORTMLS
  • 2023-03-29 Listing Removed FORTMLS
  • 2023-01-24 Listed $329,900 FORTMLS
  • 2022-04-18 Sold (Public Records) $20,143 Public Records

Property tax history

+40.3%/yr

Latest (2025): $5,880 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…