CashFlowRE
Sign in Sign up
3901 E Pinnacle Peak Rd #83
B Composite 74.21
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +11.4/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.8/10.0
  • Livability +3.8/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$139,000

3901 E Pinnacle Peak Rd #83 · Phoenix, AZ 85050
2 bd · 2.0 ba · 1,456 sqft · Manufactured · 249 Days on market
Built 2004 Fair condition $95/sqft · 9% below area Est $152k · 9% under ↓ 21% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Price adjustment! This 2 bed + large den is nestled in the highly desirable Pinnacle Peak area. An open layout with large deck for indoor outdoor living. Recently updated with new HVAC, new interior paint & new flooring in 2024. The updated master ensuite has new shower, new toilet & 2 sinks. Pull out kitchen shelving, walk in pantry, washer/dryer convey. A 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease of $930 includes water, sewer & trash. Includes covered parking and a large screened in front deck/porch. 6ft block wall in back w/potential to enclose a yard. Furniture can convey with sale. 2 dog limit of 30 lb.s each. No rentals, Close to Desert Ridge & Mayo Clini

Key facts

  • New carpet
  • New hvac
  • New interior paint

Tags

NEW HVACNEW INTERIOR PAINTNEW CARPETUPDATED MASTER SHOWERPULL OUT KITCHEN SHELVINGWALK IN PANTRY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $139k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $2k ($18k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $139k).
  • Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
  • Cap rate 19.5% vs local median 3.3% in Phoenix — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#16 in AZ, #3,924 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: health & safety C-, crime F.
  • Paradise Valley Unified District (4241) (urban): math 39% / reading 46% proficiency, ranked #56 of 249 in AZ (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.0%/yr); 218 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.0% rent growth), your $39k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 249 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago; this cycle's ask has dropped $40k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $122,320 (12.0% below list)

Questions for the listing agent

  1. It's been on market 249 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.27%
Cap rate
19.53%
Cash-on-cash
47.28%
DSCR
3.10
GRM
3.7

CMA / ARV

ARV (median comp)
$152,288
List price
$139,000
Delta
-8.73%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3901 E Pinnacle Peak Rd #109 0.00mi 2/2.0 1,400 (-4%) 1mo $130,000 $93 93
3901 E Pinnacle Peak Rd #4 0.00mi 3/2.0 (+1) 1,456 (0%) 4mo $179,000 $123 92
3901 E Pinnacle Peak Rd #240 0.07mi 3/2.0 (+1) 1,456 (0%) 3mo $152,500 $105 90
3901 E Pinnacle Peak Rd #339 0.02mi 2/2.0 1,550 (+6%) 4mo $170,000 $110 85
3901 E Pinnacle Peak Rd #294 0.00mi 2/2.0 1,560 (+7%) 4mo $142,000 $91 85
3901 E Pinnacle Peak Rd #275 0.07mi 2/2.0 1,560 (+7%) 1mo $160,000 $103 84
3901 E Pinnacle Peak Rd #134 0.00mi 3/2.0 (+1) 1,560 (+7%) 1mo $145,000 $93 82
3901 E Pinnacle Peak Rd #65 0.07mi 2/2.0 1,534 (+5%) 7mo $207,000 $135 82
3901 E Pinnacle Peak Rd #323 0.00mi 2/2.0 1,296 (-11%) 4mo $159,000 $123 78
3901 E Pinnacle Peak Rd #236 0.00mi 2/2.0 1,664 (+14%) 1mo $180,000 $108 75
3901 E Pinnacle Peak Rd #250 0.00mi 2/2.0 1,248 (-14%) 3mo $152,000 $122 74
3901 E Pinnacle Peak Rd #108 0.07mi 3/2.0 (+1) 1,248 (-14%) 1mo $132,000 $106 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.98% rent growth · sell at horizon

5-year hold
IRR
43.5%
Equity multiple
2.85×
Total profit
$71,992
Equity at exit
$20,725
10-year hold
IRR
49.1%
Equity multiple
5.52×
Total profit
$175,761
Equity at exit
$12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85050

Home prices YoY
-21.9%
Rents YoY
2.0%
Active inventory
218
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$3,157 high interval (Pro) →
Mortgage (P&I)
$729
Tax est. 1.5%
$174 /mo · $2,085/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$663
Net cashflow
$1,534

Break-even live

Break-even rent $1,216
Max offer price $139,000
Occupancy floor 46%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3935 E Rough Rider Rd Phoenix, AZ 2.0 2.5–3.0 1490 $4,750 $3.19 43d 2 0.65mi
3935 E Rough Rider Rd Phoenix, AZ 2.0 2.5 1383 $4,350 $3.15 17d 2 0.65mi
3935 E Rough Rider Rd Phoenix, AZ 2.0–3.0 2.5 1405 $2,600 $1.85 18d 3 0.65mi
4066 E Melinda Ln Phoenix, AZ 3.0 2.5 1269 $3,500 $2.76 43d 1 0.97mi
4517 E Melinda Ln Phoenix, AZ 3.0 2.0 1663 $3,100 $1.86 14d 1 1.31mi
4509 E Lone Cactus Dr Phoenix, AZ 3.0 2.0 1663 $4,500 $2.71 43d 1 1.32mi
21624 N 46th Pl Phoenix, AZ 3.0 2.0 1540 $3,200 $2.08 4d 1 1.37mi
3626 E Potter Dr Phoenix, AZ 3.0 2.0 1519 $2,500 $1.65 24d 1 1.37mi
4632 E Mossman Rd Phoenix, AZ 3.0 2.0 1519 $3,800 $2.50 43d 1 1.37mi
20729 N 37th Way Phoenix, AZ 3.0 2.0 1670 $3,000 $1.80 15d 1 1.39mi
20660 N 40th St Phoenix, AZ 2.0–3.0 2.0 1325 $1,749 $1.32 18d 4 1.42mi
4726 E Mossman Rd Phoenix, AZ 3.0 2.5 1610 $2,500 $1.55 7d 1 1.43mi
4723 E Weaver Rd Phoenix, AZ 3.0 2.0 1663 $2,595 $1.56 14d 1 1.44mi
20660 N 40th St #2137 Phoenix, AZ 2.0 2.0 1131 $3,500 $3.09 43d 1 1.46mi
21150 N Tatum Blvd Phoenix, AZ 1.0–3.0 1.0–2.0 1136 $1,938 $1.71 2d 26 1.48mi

Listing history 27 events

  1. 2026-06-16
    status $139,000 Pending 249 DOM
  2. 2026-06-15
    days on market $139,000 Active 249 DOM
  3. 2026-06-13
    days on market $139,000 Active 247 DOM
  4. 2026-06-13
    days on market $139,000 Active 246 DOM
  5. 2026-06-09
    days on market $139,000 Active 243 DOM
  6. 2026-06-08
    days on market $139,000 Active 242 DOM
  7. 2026-06-07
    days on market $139,000 Active 241 DOM
  8. 2026-06-04
    days on market $139,000 Active 238 DOM
  9. 2026-06-03
    days on market $139,000 Active 237 DOM
  10. 2026-06-02
    days on market $139,000 Active 236 DOM
  11. 2026-06-01
    days on market $139,000 Active 235 DOM
  12. 2026-05-31
    days on market $139,000 Active 234 DOM
  13. 2026-04-21
    price $143,000 808-char remark
    Show marketing remark (808 chars)

    Price adjustment! This 2 bed + large den is nestled in the highly desirable Pinnacle Peak area. An open layout with large deck for indoor outdoor living. Recently updated with new HVAC, new interior paint & new flooring in 2024. The updated master ensuite has new shower, new toilet & 2 sinks. Pull out kitchen shelving, walk in pantry, washer/dryer convey. A 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease of $930 includes water, sewer & trash. Includes covered parking and a large screened in front deck/porch. 6ft block wall in back w/potential to enclose a yard. Furniture can convey with sale. 2 dog limit of 30 lb.s each. No rentals, Close to Desert Ridge & Mayo Clini

  14. 2026-04-13
    price $149,900 808-char remark
    Show marketing remark (808 chars)

    Price adjustment! This 2 bed + large den is nestled in the highly desirable Pinnacle Peak area. An open layout with large deck for indoor outdoor living. Recently updated with new HVAC, new interior paint & new flooring in 2024. The updated master ensuite has new shower, new toilet & 2 sinks. Pull out kitchen shelving, walk in pantry, washer/dryer convey. A 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease of $930 includes water, sewer & trash. Includes covered parking and a large screened in front deck/porch. 6ft block wall in back w/potential to enclose a yard. Furniture can convey with sale. 2 dog limit of 30 lb.s each. No rentals, Close to Desert Ridge & Mayo Clini

  15. 2026-03-12
    price $154,900 808-char remark
    Show marketing remark (808 chars)

    Price adjustment! This 2 bed + large den is nestled in the highly desirable Pinnacle Peak area. An open layout with large deck for indoor outdoor living. Recently updated with new HVAC, new interior paint & new flooring in 2024. The updated master ensuite has new shower, new toilet & 2 sinks. Pull out kitchen shelving, walk in pantry, washer/dryer convey. A 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease of $930 includes water, sewer & trash. Includes covered parking and a large screened in front deck/porch. 6ft block wall in back w/potential to enclose a yard. Furniture can convey with sale. 2 dog limit of 30 lb.s each. No rentals, Close to Desert Ridge & Mayo Clini

  16. 2026-02-12
    price $162,000 808-char remark
    Show marketing remark (808 chars)

    Price adjustment! This 2 bed + large den is nestled in the highly desirable Pinnacle Peak area. An open layout with large deck for indoor outdoor living. Recently updated with new HVAC, new interior paint & new flooring in 2024. The updated master ensuite has new shower, new toilet & 2 sinks. Pull out kitchen shelving, walk in pantry, washer/dryer convey. A 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease of $930 includes water, sewer & trash. Includes covered parking and a large screened in front deck/porch. 6ft block wall in back w/potential to enclose a yard. Furniture can convey with sale. 2 dog limit of 30 lb.s each. No rentals, Close to Desert Ridge & Mayo Clini

  17. 2026-01-14
    price $169,000 808-char remark
    Show marketing remark (808 chars)

    Price adjustment! This 2 bed + large den is nestled in the highly desirable Pinnacle Peak area. An open layout with large deck for indoor outdoor living. Recently updated with new HVAC, new interior paint & new flooring in 2024. The updated master ensuite has new shower, new toilet & 2 sinks. Pull out kitchen shelving, walk in pantry, washer/dryer convey. A 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease of $930 includes water, sewer & trash. Includes covered parking and a large screened in front deck/porch. 6ft block wall in back w/potential to enclose a yard. Furniture can convey with sale. 2 dog limit of 30 lb.s each. No rentals, Close to Desert Ridge & Mayo Clini

  18. 2025-12-16
    price $172,000 808-char remark
    Show marketing remark (808 chars)

    Price adjustment! This 2 bed + large den is nestled in the highly desirable Pinnacle Peak area. An open layout with large deck for indoor outdoor living. Recently updated with new HVAC, new interior paint & new flooring in 2024. The updated master ensuite has new shower, new toilet & 2 sinks. Pull out kitchen shelving, walk in pantry, washer/dryer convey. A 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease of $930 includes water, sewer & trash. Includes covered parking and a large screened in front deck/porch. 6ft block wall in back w/potential to enclose a yard. Furniture can convey with sale. 2 dog limit of 30 lb.s each. No rentals, Close to Desert Ridge & Mayo Clini

  19. 2025-10-09
    listed $179,000 Active 808-char remark
    Show marketing remark (808 chars)

    Price adjustment! This 2 bed + large den is nestled in the highly desirable Pinnacle Peak area. An open layout with large deck for indoor outdoor living. Recently updated with new HVAC, new interior paint & new flooring in 2024. The updated master ensuite has new shower, new toilet & 2 sinks. Pull out kitchen shelving, walk in pantry, washer/dryer convey. A 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease of $930 includes water, sewer & trash. Includes covered parking and a large screened in front deck/porch. 6ft block wall in back w/potential to enclose a yard. Furniture can convey with sale. 2 dog limit of 30 lb.s each. No rentals, Close to Desert Ridge & Mayo Clini

  20. 2024-11-05
    soldstatus $157,000 Closed 734-char remark
    Show marketing remark (734 chars)

    Come see this 2004 CAVCO with 2 bedrooms plus a den, and large kitchen with walk in pantry. This is in a high demand 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease includes water, sewer, trash and all amenities for $920.00 per month. The master bath has 2 sinks and a large shower with easy access. The Kitchen has pullout shelving in the cabinets. Washer/Dryer stay with property. Large covered parking and a screened in front deck/porch. 2 dog limit of 30 lb.s each. No rentals, all are owner occupied. Close to Desert Ridge, Mayo Clinic, the 101 & 51. Owner needs one day notice to show. Lots of potential!

  21. 2024-10-10
    status Pending 734-char remark
    Show marketing remark (734 chars)

    Come see this 2004 CAVCO with 2 bedrooms plus a den, and large kitchen with walk in pantry. This is in a high demand 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease includes water, sewer, trash and all amenities for $920.00 per month. The master bath has 2 sinks and a large shower with easy access. The Kitchen has pullout shelving in the cabinets. Washer/Dryer stay with property. Large covered parking and a screened in front deck/porch. 2 dog limit of 30 lb.s each. No rentals, all are owner occupied. Close to Desert Ridge, Mayo Clinic, the 101 & 51. Owner needs one day notice to show. Lots of potential!

  22. 2024-09-20
    historical Under Contract Accepting Backups 734-char remark
    Show marketing remark (734 chars)

    Come see this 2004 CAVCO with 2 bedrooms plus a den, and large kitchen with walk in pantry. This is in a high demand 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease includes water, sewer, trash and all amenities for $920.00 per month. The master bath has 2 sinks and a large shower with easy access. The Kitchen has pullout shelving in the cabinets. Washer/Dryer stay with property. Large covered parking and a screened in front deck/porch. 2 dog limit of 30 lb.s each. No rentals, all are owner occupied. Close to Desert Ridge, Mayo Clinic, the 101 & 51. Owner needs one day notice to show. Lots of potential!

  23. 2024-09-17
    price $169,000 734-char remark
    Show marketing remark (734 chars)

    Come see this 2004 CAVCO with 2 bedrooms plus a den, and large kitchen with walk in pantry. This is in a high demand 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease includes water, sewer, trash and all amenities for $920.00 per month. The master bath has 2 sinks and a large shower with easy access. The Kitchen has pullout shelving in the cabinets. Washer/Dryer stay with property. Large covered parking and a screened in front deck/porch. 2 dog limit of 30 lb.s each. No rentals, all are owner occupied. Close to Desert Ridge, Mayo Clinic, the 101 & 51. Owner needs one day notice to show. Lots of potential!

  24. 2024-07-25
    price $173,000 734-char remark
    Show marketing remark (734 chars)

    Come see this 2004 CAVCO with 2 bedrooms plus a den, and large kitchen with walk in pantry. This is in a high demand 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease includes water, sewer, trash and all amenities for $920.00 per month. The master bath has 2 sinks and a large shower with easy access. The Kitchen has pullout shelving in the cabinets. Washer/Dryer stay with property. Large covered parking and a screened in front deck/porch. 2 dog limit of 30 lb.s each. No rentals, all are owner occupied. Close to Desert Ridge, Mayo Clinic, the 101 & 51. Owner needs one day notice to show. Lots of potential!

  25. 2024-06-03
    status Active 734-char remark
    Show marketing remark (734 chars)

    Come see this 2004 CAVCO with 2 bedrooms plus a den, and large kitchen with walk in pantry. This is in a high demand 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease includes water, sewer, trash and all amenities for $920.00 per month. The master bath has 2 sinks and a large shower with easy access. The Kitchen has pullout shelving in the cabinets. Washer/Dryer stay with property. Large covered parking and a screened in front deck/porch. 2 dog limit of 30 lb.s each. No rentals, all are owner occupied. Close to Desert Ridge, Mayo Clinic, the 101 & 51. Owner needs one day notice to show. Lots of potential!

  26. 2024-05-28
    historical 734-char remark
    Show marketing remark (734 chars)

    Come see this 2004 CAVCO with 2 bedrooms plus a den, and large kitchen with walk in pantry. This is in a high demand 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease includes water, sewer, trash and all amenities for $920.00 per month. The master bath has 2 sinks and a large shower with easy access. The Kitchen has pullout shelving in the cabinets. Washer/Dryer stay with property. Large covered parking and a screened in front deck/porch. 2 dog limit of 30 lb.s each. No rentals, all are owner occupied. Close to Desert Ridge, Mayo Clinic, the 101 & 51. Owner needs one day notice to show. Lots of potential!

  27. 2024-05-26
    listed $180,000 Active 734-char remark
    Show marketing remark (734 chars)

    Come see this 2004 CAVCO with 2 bedrooms plus a den, and large kitchen with walk in pantry. This is in a high demand 55+ community with a 24/7 manned guard gate, 9 hole golf course residents play for free, pickleball, heated pool, clubhouse and more. The monthly land lease includes water, sewer, trash and all amenities for $920.00 per month. The master bath has 2 sinks and a large shower with easy access. The Kitchen has pullout shelving in the cabinets. Washer/Dryer stay with property. Large covered parking and a screened in front deck/porch. 2 dog limit of 30 lb.s each. No rentals, all are owner occupied. Close to Desert Ridge, Mayo Clinic, the 101 & 51. Owner needs one day notice to show. Lots of potential!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$37,887
− Mortgage interest
−$7,786
− Property taxes
−$2,085
− Insurance
−$695
− Repairs & maintenance
−$3,031
− Management
−$3,031
− Depreciation
−$4,044
Taxable income
$17,215
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,132
After-tax cash flow
$14,272/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

The home requires moderate repairs and maintenance to improve its condition and value. Painting, replacing carpeted floors, and updating the kitchen and bathroom would significantly enhance its appeal.

Repairs flagged

  • Moderate Kitchen cabinets — Worn appearance
  • Moderate Bathtub — Used appearance
  • Moderate Exterior siding — Weathered appearance
  • Moderate Carpeted floors — Worn appearance
  • Moderate Paint — Faded appearance

Value-add opportunities

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace carpeted floors — New flooring improves comfort and appearance
  • Both Replace kitchen cabinets — New cabinets improve functionality and aesthetics
  • Both Replace bathtub — A new bathtub enhances functionality and aesthetics

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen cabinets · Worn appearance Moderate $3,000–15,000
Bathtub · Used appearance Moderate $3,000–15,000
Exterior siding · Weathered appearance Moderate $3,000–15,000
Carpeted floors · Worn appearance Moderate $3,000–15,000
Paint · Faded appearance Moderate $3,000–15,000
Total estimated repair cost · 5 items $15,000–75,000

Value-add ROI direction

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace carpeted floors — New flooring improves comfort and appearance
  • Both Replace kitchen cabinets — New cabinets improve functionality and aesthetics
  • Both Replace bathtub — A new bathtub enhances functionality and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Paradise Valley Unified District (4241)
NCES district ID
0405930
Math proficiency
39% ▼ -11.00%
Reading proficiency
46% ▼ -7.00%
Median HH income
$64,106
Composite
37.89/100
National rank
#4316
State rank
#56 of 249 in AZ

Livability — Phoenix

Score
75/100
State rank
#16
US rank
#3924

Category grades

Amenities A+ Commute A+ Cost of living B- Crime F Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Phoenix, AZ
County
Maricopa County · 4,537,380 people
City population
1,500,198
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
33,118
Household income
$139,836
Rent vs Own
20.9% rent · 79.1% own
Severe rent burden
432.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 11% Two or more races 11% Asian 9% Black 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Romanian 5% Italian 4% Lithuanian 3%
Foreign-born
15% · Canada, China, Vietnam
Languages at home
82% English-only · Spanish 6% Other Indo-European 5% Other Asian/Pacific 2%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.38%
Current HPI
308.7483
Rent YoY
▲ 1.98%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-20.6% since first listed
15 events — show timeline
  • 2026-04-21 Price Changed $143,000 ARMLS
  • 2026-04-13 Price Changed $149,900 ARMLS
  • 2026-03-12 Price Changed $154,900 ARMLS
  • 2026-02-12 Price Changed $162,000 ARMLS
  • 2026-01-14 Price Changed $169,000 ARMLS
  • 2025-12-16 Price Changed $172,000 ARMLS
  • 2025-10-09 Listed $179,000 ARMLS
  • 2024-11-05 Sold (MLS) $157,000 ARMLS
  • 2024-10-10 Pending ARMLS
  • 2024-09-20 Contingent ARMLS
  • 2024-09-17 Price Changed $169,000 ARMLS
  • 2024-07-25 Price Changed $173,000 ARMLS
  • 2024-06-03 Relisted ARMLS
  • 2024-05-28 Listing Removed ARMLS
  • 2024-05-26 Listed $180,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…