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1912 Webster St
C Composite 55.52
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.7/30.0
  • Appreciation +10.0/10.0
  • DSCR +5.9/10.0
  • 1% rule +5.2/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • ARV discount +3.2/15.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0

$155,000

1912 Webster St · San Angelo, TX 76901
3 bd · 1.0 ba · 1,160 sqft · SingleFamily public records · 71 Days on market
Built 1958 7,013 sqft lot $134/sqft · 10% above area Est $141k · 10% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity awaits with this 3-bedroom, 1-bath home full of potential! With just a little TLC, this property can truly shine—making it a great option for first-time buyers, investors, or anyone looking to create their own space. A little effort will go a long way in transforming this house into a warm and inviting home. Whether you're looking to update, personalize, or renovate, the possibilities here are endless. Don't miss your chance to bring your vision to life—come see the potential and make this house your next beautiful home!

Key facts

  • 7,013 sq ft lot
  • Built 1958
  • Listed 71 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $152 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $155k).
  • Recommended offer: $146k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 3.8% in San Angelo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#199 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, schools F, amenities F.
  • San Angelo ISD (urban): math 27% / reading 33% proficiency, ranked #627 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.8%/yr); 331 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 71% of comp listings sitting > 30 days — soft ceiling on asking rent; 233 units permitted in Tom Green County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
  • Tom Green County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 5.8% rent growth), your $43k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 71 days — a 6% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,700 (6.0% below list)

Questions for the listing agent

  1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
7.47%
Cash-on-cash
4.21%
DSCR
1.19
GRM
8.2

CMA / ARV

ARV (median comp)
$141,351
List price
$155,000
Delta
9.66%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2319 North St 0.33mi 3/1.0 1,180 (+2%) 1mo $129,500 $110 80
2105 Coleman St 0.24mi 3/1.0 1,105 (-5%) 2mo $160,000 $145 79
2005 Bailey St 0.20mi 2/2.0 (-1) 1,104 (-5%) 4mo $129,000 $117 70
2255 Woodlawn Dr 0.30mi 3/2.0 1,246 (+7%) 1mo $235,000 $189 69
2122 Woodlawn Dr 0.23mi 3/2.0 1,274 (+10%) 5mo $210,000 $165 65
1024 N Bishop St 0.51mi 3/1.0 1,070 (-8%) 1mo $135,000 $126 62
2403 Freeland Ave 0.63mi 2/2.0 (-1) 1,120 (-3%) 2mo $179,900 $161 54
2616 Juanita Ave 0.58mi 3/2.0 1,273 (+10%) 3mo $240,000 $189 50
2019 Freeland Ave 0.49mi 2/1.0 (-1) 1,008 (-13%) 4mo $127,500 $126 46
2510 Glenwood Dr 0.73mi 3/1.5 1,000 (-14%) 2mo $150,000 $150 40
206 N Van Buren St 0.70mi 2/1.0 (-1) 1,008 (-13%) 1mo $167,500 $166 39
2706 Lindell Ave 0.74mi 3/2.0 1,311 (+13%) 2mo $255,000 $195 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 5.78% rent growth · sell at horizon

5-year hold
IRR
28.4%
Equity multiple
3.27×
Total profit
$98,690
Equity at exit
$139,636
10-year hold
IRR
25.6%
Equity multiple
7.76×
Total profit
$293,352
Equity at exit
$301,131

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76901

Home prices YoY
6.4%
Rents YoY
5.8%
Active inventory
331
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$1,576 high interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$215 /mo · $2,580/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$331
Net cashflow
$152

Break-even live

Break-even rent $1,383
Max offer price $155,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2102 Webster St San Angelo, TX 3.0 1.0 1233 $1,750 $1.42 43d 1 0.12mi
1835 Willow St San Angelo, TX 3.0 1.0 1267 $1,750 $1.38 43d 1 0.37mi
711 N Monroe St San Angelo, TX 3.0 1.0 1345 $1,500 $1.12 43d 1 0.42mi
1929 Raney St San Angelo, TX 1.0–2.0 1.0–2.0 765 $1,000 $1.31 21d 4 0.43mi
1905 Meadowbrook Dr San Angelo, TX 3.0 2.0 1184 $1,400 $1.18 43d 1 0.50mi
2102 Raney St San Angelo, TX 3.0 1.0 1040 $1,295 $1.25 21d 1 0.50mi
2425 Waco St San Angelo, TX 4.0 1.0 1225 $1,395 $1.14 43d 1 0.53mi
705 Childress St San Angelo, TX 2.0 1.0 872 $1,400 $1.61 43d 1 0.59mi
2629 Forest Park Ave San Angelo, TX 3.0 2.0 1336 $1,895 $1.42 43d 1 0.61mi
2630 Waco St San Angelo, TX 3.0 2.0 1024 $1,600 $1.56 21d 1 0.71mi
121 N Van Buren St Unit A San Angelo, TX 2.0 1.0 715 $1,095 $1.53 21d 1 0.72mi
2804 Abilene St San Angelo, TX 3.0 2.0 1304 $1,550 $1.19 43d 1 0.80mi
2430 Rio Grande St San Angelo, TX 3.0 1.0 1200 $1,395 $1.16 43d 1 0.85mi
1405 Hassell St San Angelo, TX 3.0 2.0 1064 $1,950 $1.83 43d 1 0.85mi
902 Shiloh St Unit RE-908-16 San Angelo, TX 2.0 1.0 875 $1,125 $1.29 43d 1 0.86mi
902 Shiloh St Unit RE-908-C San Angelo, TX 2.0 1.5 925 $1,175 $1.27 43d 1 0.86mi
2802 Field St San Angelo, TX 3.0 2.0 1384 $1,600 $1.16 43d 1 0.93mi
810 W 19th St San Angelo, TX 3.0 2.0 1090 $1,249 $1.15 21d 1 0.94mi
706 W 16th St San Angelo, TX 3.0 2.0 1298 $1,590 $1.22 21d 1 1.01mi
1210 Guthrie St San Angelo, TX 3.0 2.0 1157 $1,400 $1.21 21d 1 1.01mi
212 S Fillmore St Unit B San Angelo, TX 2.0 1.0 800 $999 $1.25 43d 1 1.02mi
1714 Cordell Dr San Angelo, TX 3.0 2.0 1416 $1,850 $1.31 43d 1 1.06mi
540 W 16th St San Angelo, TX 3.0 2.0 1090 $1,364 $1.25 43d 1 1.16mi
2065 Live Oak St San Angelo, TX 2.0 1.0 720 $950 $1.32 43d 1 1.18mi

Listing history 21 events

  1. 2026-06-19
    days on market $155,000 Active 71 DOM
  2. 2026-06-18
    days on market $155,000 Active 70 DOM
  3. 2026-06-17
    days on market $155,000 Active 69 DOM
  4. 2026-06-16
    days on market $155,000 Active 68 DOM
  5. 2026-06-15
    days on market $155,000 Active 67 DOM
  6. 2026-06-14
    days on market $155,000 Active 65 DOM
  7. 2026-06-13
    days on market $155,000 Active 64 DOM
  8. 2026-06-10
    days on market $155,000 Active 62 DOM
  9. 2026-06-09
    days on market $155,000 Active 61 DOM
  10. 2026-06-08
    days on market $155,000 Active 60 DOM
  11. 2026-06-07
    days on market $155,000 Active 59 DOM
  12. 2026-06-02
    days on market $155,000 Active 54 DOM
  13. 2026-06-01
    days on market $155,000 Active 53 DOM
  14. 2026-05-31
    days on market $155,000 Active 52 DOM
  15. 2026-05-30
    days on market $155,000 Active 51 DOM
  16. 2026-05-14
    price $155,000 550-char remark
    Show marketing remark (550 chars)

    Opportunity awaits with this 3-bedroom, 1-bath home full of potential! With just a little TLC, this property can truly shine—making it a great option for first-time buyers, investors, or anyone looking to create their own space. A little effort will go a long way in transforming this house into a warm and inviting home. Whether you're looking to update, personalize, or renovate, the possibilities here are endless. Don't miss your chance to bring your vision to life—come see the potential and make this house your next beautiful home!

  17. 2026-04-09
    listed $160,000 Active 550-char remark
    Show marketing remark (550 chars)

    Opportunity awaits with this 3-bedroom, 1-bath home full of potential! With just a little TLC, this property can truly shine—making it a great option for first-time buyers, investors, or anyone looking to create their own space. A little effort will go a long way in transforming this house into a warm and inviting home. Whether you're looking to update, personalize, or renovate, the possibilities here are endless. Don't miss your chance to bring your vision to life—come see the potential and make this house your next beautiful home!

  18. 2019-09-09
    soldstatus 297-char remark
    Show marketing remark (297 chars)

    Updated 3 bed 1 bath home has lots of hardwood floors and big rooms. Windows installed May 2019 and fresh paint inside and out. There is a split level back yard perfect for a project area and another for the gardener. Great Back yard to relax. There is no carpet and a nicely exroscaped back yard.

  19. 2019-09-09
    soldstatus
    Show marketing remark (297 chars)

    Updated 3 bed 1 bath home has lots of hardwood floors and big rooms. Windows installed May 2019 and fresh paint inside and out. There is a split level back yard perfect for a project area and another for the gardener. Great Back yard to relax. There is no carpet and a nicely exroscaped back yard.

  20. 2019-08-10
    listed $110,000 297-char remark
    Show marketing remark (297 chars)

    Updated 3 bed 1 bath home has lots of hardwood floors and big rooms. Windows installed May 2019 and fresh paint inside and out. There is a split level back yard perfect for a project area and another for the gardener. Great Back yard to relax. There is no carpet and a nicely exroscaped back yard.

  21. 2019-04-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,580 · $215/mo
Projected year-2 tax
$2,836 · $236/mo
Expected delta
+$256/yr (+$21/mo · 9.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,909
− Mortgage interest
−$8,682
− Property taxes
−$2,580
− Insurance
−$775
− Repairs & maintenance
−$1,513
− Management
−$1,513
− Depreciation
−$4,509
Taxable loss
−$663
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$159
After-tax cash flow
$1,988/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Angelo ISD
NCES district ID
4838700
Math proficiency
27% ▼ -9.00%
Reading proficiency
33% ▼ -3.00%
Median HH income
$43,501
Composite
25.56/100
National rank
#7427
State rank
#627 of 826 in TX

Livability — San Angelo

Score
73/100
State rank
#199
US rank
#5030

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Angelo, TX
County
Tom Green County · 113,188 people
City population
81,357
Metro
San Angelo, TX
Population (ZIP)
31,831
Household income
$69,450
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
1034.0

Population outlook (Tom Green County) Hauer SSP2

Today (2025)
135,110 people
By 2030
144,090 · +6.6%
By 2040
162,561 · +20.3%
By 2050
182,158 · +34.8%
By 2075
232,274 · +71.9%
By 2100
268,218 · +98.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (55%)
Race & ethnicity
White 55% Hispanic / Latino 41% Two or more races 17% Black 2%
Hispanic origin (detail)
Mexican 38%
Common ancestry
Lithuanian 3% Slovak 3% Iranian 1%
Foreign-born
5% · Canada
Languages at home
77% English-only · Spanish 21% German/W. Germanic 1%

Political lean MEDSL · Tom Green

2024 margin
Solid R (+48.0) · D 25.5% · R 73.5% · Other 1.0%
2008→2024 swing
-6.3pp toward R · 2008: -41.7pp · 2024: -48.0pp
All cycles
2024: R+48.0 2020: R+44.4 2016: R+47.9 2012: R+47.9 2008: R+41.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 47.96%
Current HPI
798.58
Rent YoY
▲ 5.78%
Metro
San Angelo, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+40.9% since first listed
6 events — show timeline
  • 2026-05-14 Price Changed $155,000 SAAR TX
  • 2026-04-09 Listed $160,000 SAAR TX
  • 2019-09-09 Sold (Public Records) Public Records
  • 2019-09-09 Sold (MLS) SAAR TX
  • 2019-08-10 Listed $110,000 SAAR TX
  • 2019-04-08 Sold (Public Records) Public Records

Property tax history

+6.2%/yr

Latest (2025): $2,580 · +14.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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