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165 Orange Flame Blvd
D Composite 44.81
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • ARV discount +13.2/15.0
  • DSCR +4.0/10.0
  • Schools +3.5/10.0
  • 1% rule +3.1/10.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$210,720

165 Orange Flame Blvd · Uhland, TX 78640
3 bd · 2.0 ba · 1,086 sqft · Land · 34 Days on market
Built 2026 4,791 sqft lot $194/sqft · 13% below area Est $241k · 13% under $60/mo HOA · 4% of rent ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

ESTIMATED COMPLETION AUGUST. This thoughtfully designed 1,086 square foot home features three generously sized bedrooms and two bathrooms. The open-concept layout showcases a stylish kitchen with a large island overlooking the main living area, complemented by a convenient walk-in pantry. The main bedroom offers a spacious ensuite with a walk-in shower and a large walk-in closet. Enjoy outdoor living with a covered patio and a professionally landscaped yard featuring Bermuda sod. The Charlotte also includes our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, a Smart Light Switch, Kwikset Smart lock, and

Key facts

  • Stylish kitchen
  • Large island
  • Walk-in shower

Tags

OPEN-CONCEPT LAYOUTSTYLISH KITCHENLARGE ISLANDWALK-IN PANTRYSPACIOUS ENSUITEWALK-IN SHOWER

Property features AI

Finance

  • HOA & community: Homeowner association (Marigold) with a $60 monthly fee covering common area maintenance; Community features include common grounds, community mailbox, dog park, playground, park, and trails/paths

Exterior

  • Parking: Attached garage (1 car); Garage faces front; 1 covered parking space
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; High-speed internet available; Cable available
  • Home design: Single-story; New construction; Northeast-facing
  • Construction: Built by D.R. Horton; HardiPlank-type siding; Radiant barrier; Composition shingle roof; Slab foundation; New construction
  • Exterior features: Private yard; Covered patio; Patio; Automatic sprinklers; Back yard fencing; Privacy wood fence

Interior

  • Kitchen: Dishwasher; Gas range; Microwave; Garbage disposal; Vented exhaust fan; ENERGY STAR qualified appliances
  • Bedrooms: Three main-level bedrooms; Main level primary bedroom
  • Flooring: Carpet; Vinyl
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: High ceilings; Open floorplan; Kitchen island; Pantry; Quartz counters; Recessed lighting; Smart home; Walk-in closet(s)
  • Laundry & utility: Laundry closet on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $211k.

Deal economics

  • At list price, monthly cash flow is $4 ($52/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $171k (19.1% below list).
  • Recommended offer: $171k (19.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 5.0% in Uhland — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 54/100 on livability (#1,385 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: employment C-, amenities F, commute F.
  • Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hemphill El (math 22% / reading 32%, grade F, #2,791 of 4,322 statewide, top 68%, 577 students, 71% FRL); D J Red Simon Middle (math 16% / reading 22%, grade F, #1,466 of 1,662 statewide, top 89%, 733 students, 78% FRL); Lehman H S (math 20% / reading 32%, grade F, #1,234 of 1,632 statewide, top 76%, 2,120 students, 59% FRL) — zoned schools average 70% FRL vs 43% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 38% district-wide (-14 pts) — the specific schools serving this property underperform the Hays CISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.3%/yr); 1820 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
Recommended offer $170,514 (19.1% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.32%
Cash-on-cash
0.09%
DSCR
1.00
GRM
10.3

CMA / ARV

ARV (median comp)
$241,131
List price
$210,720
Delta
-12.61%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-19.3%
Equity multiple
0.34×
Total profit
$-38,910
Equity at exit
$31,419
10-year hold
IRR
-19.2%
Equity multiple
0.10×
Total profit
$-53,016
Equity at exit
$18,219

Cash invested: $59,002 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78640

Home prices YoY
-33.8%
Rents YoY
-0.3%
Active inventory
1820
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,705 medium interval (Pro) →
Mortgage (P&I)
$1,105
Tax from tax record
$90 /mo · $1,078/yr
Insurance
$88
HOA
$60
Vacancy / Maint / Mgmt
$358
Net cashflow
$4

Break-even live

Break-even rent $1,700
Max offer price $210,720
Occupancy floor 95%

Sensitivity live

Price -10% $124 -5% $64 +0% $4 +5% $-55 +10% $-115
Rent -10% $-130 -5% $-63 +0% $4 +5% $72 +10% $139
Rate -1.0pp $110 -0.5pp $58 base $4 +0.5pp $-50 +1.0pp $-106

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,680
Closing costs
$6,322
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
151 Pink Footed Pass Uhland, TX 4.0 2.0 1483 $1,600 $1.08 25d 1 0.72mi
177 Pink Footed Pass Uhland, TX 4.0 2.0 1483 $1,525 $1.03 45d 1 0.73mi
177 Pink Footed Pass Uhland, TX 4.0 2.0 1483 $1,525 $1.03 25d 1 0.73mi
129 Pineland Ave Niederwald, TX 3.0 2.0 1460 $1,464 $1.00 0d 1 1.13mi

HOA detail

Monthly dues
$60 · $720/yr

Listing history 3 events

  1. 2026-05-16
    listed $210,720 Active 805-char remark
  2. 2026-04-24
    price $210,720 810-char remark
  3. 2026-04-23
    listed $230,720 Active 810-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,078 · $90/mo
Projected year-2 tax
$3,856 · $321/mo
Expected delta
+$2,778/yr (+$231/mo · 257.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,462
− Mortgage interest
−$11,804
− Property taxes
−$1,078
− Insurance
−$1,054
− Repairs & maintenance
−$1,637
− Management
−$1,637
− HOA
−$720
− Depreciation
−$6,130
Taxable loss
−$3,598
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$864
After-tax cash flow
$916/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hays CISD
NCES district ID
4800010
Math proficiency
35% ▼ -15.00%
Reading proficiency
41% ▼ -5.00%
Median HH income
$70,570
Composite
34.78/100
National rank
#5118
State rank
#390 of 826 in TX

Livability — Uhland

Score
54/100
State rank
#1385
US rank
#23774

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hays County · 280,138 people
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
77,531
Household income
$90,075
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
2552.0

Population outlook (Hays County) Hauer SSP2

Today (2025)
286,948 people
By 2030
336,923 · +17.4%
By 2040
441,894 · +54.0%
By 2050
553,462 · +92.9%
By 2075
838,261 · +192.1%
By 2100
1,063,658 · +270.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 55% White 36% Two or more races 29% Black 5% Native American 1%
Hispanic origin (detail)
Mexican 47% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
63% English-only · Spanish 35%

Political lean MEDSL · Hays

2024 margin
Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
2008→2024 swing
+7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
All cycles
2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.64%
Current HPI
181.7969
Rent YoY
▼ -0.34%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-8.7% since first listed
3 events — show timeline
  • 2026-05-27 Pending Unlock MLS
  • 2026-04-24 Price Changed $210,720 Unlock MLS
  • 2026-04-23 Listed $230,720 Unlock MLS

Property tax history

+8.1%/yr

Latest (2025): $1,078 · +8.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…