4300 7th Ave · Vienna, WV
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 5/10 · Moderate
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.9/30.0
- ARV discount +15.0/15.0
- DSCR +6.7/10.0
- 1% rule +5.0/10.0
- Livability +3.8/5.0
- Schools +3.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Very nice 3 bedroom, 2 bath vinyl sided house located near Vienna School, this house has recently been updated with new carpet & tile, freshly painted and much more! Elem: Vienna Elementary School Elem/Bus: N JrHigh: Jackson Jr. High School JrHigh/Bus: N High: Parkersburg High High/Bus: N Fire: VOL Police: CTY PossFreeGas: N ; SQFT=Fin L1:1140, Fin Above:1140, Fin Total:1140, Unfin Bsmt:400, Unfin Above:400;PRKG= Off Street
Key facts
- 5,170 sq ft lot
- Parking
- Built 1930
Property features AI
Exterior
- Parking: Driveway; On-street parking
- Utilities: Public water; Public sewer
- Home design: Single-story home; Above-grade finished living area approximately 1,078 (assessor)
- Construction: Stone and vinyl siding exterior; Asphalt roof; Built as recorded by assessor
- Exterior features: Covered front porch; Back-yard fencing
Interior
- Bedrooms: 2 main-level bedrooms
- Bathrooms: 2 full bathrooms (both on the main level)
- Heating & cooling: Forced-air gas heating; Ceiling fans for cooling
- Interior features: Full unfinished basement; One fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $111 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($800 rent vs $80k).
- Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.0% vs local median 3.4% in Vienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#30 in WV, #4,078 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, amenities F.
- Wood County Schools (urban): math 38% / reading 48% proficiency, ranked #3 of 55 in WV (top 6%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 47 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 124 units permitted in Wood County in 2024 (33 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Wood County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 44 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 18y ago; this cycle's ask has dropped $10k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 7.96%
- Cash-on-cash
- 5.97%
- DSCR
- 1.27
- GRM
- 8.3
CMA / ARV
- ARV (on-the-fly)
- $149,842
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4105 7th Ave | 0.08mi | 3/1.0 (+1) | 989 (-8%) | 1mo | $115,000 | $116 | 73 |
| 801 38th St | 0.27mi | 3/1.0 (+1) | 1,134 (+5%) | 3mo | $130,000 | $115 | 67 |
| 3305 4th Ave | 0.52mi | 2/1.5 | 1,047 (-3%) | 4mo | $140,000 | $134 | 65 |
| 508 42nd St | 0.11mi | 3/1.5 (+1) | 1,120 (+4%) | 19mo | $145,600 | $130 | 65 |
| 3501 10th Ave | 0.44mi | 2/1.0 | 1,092 (+1%) | 11mo | $58,000 | $53 | 64 |
| 1012 39th St | 0.34mi | 3/1.0 (+1) | 1,020 (-5%) | 6mo | $120,000 | $118 | 61 |
| 4303 Sandalwood Pl | 0.08mi | 3/3.0 (+1) | 1,180 (+10%) | 14mo | $271,000 | $230 | 60 |
| 304 39th St | 0.36mi | 3/1.5 (+1) | 1,120 (+4%) | 15mo | $190,000 | $170 | 57 |
| 3509 11th Ave | 0.48mi | 3/1.0 (+1) | 1,112 (+3%) | 10mo | $175,000 | $157 | 55 |
| 810 34th St | 0.46mi | 1/2.5 (-1) | 996 (-8%) | 9mo | $165,000 | $166 | 52 |
| 1004 32nd St | 0.58mi | 3/2.0 (+1) | 1,176 (+9%) | 11mo | $163,000 | $139 | 43 |
| 700 32nd St | 0.55mi | 3/1.0 (+1) | 1,188 (+10%) | 10mo | $165,000 | $139 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -7.1%
- Equity multiple
- 0.74×
- Total profit
- $-5,864
- Equity at exit
- $11,913
- IRR
- 2.5%
- Equity multiple
- 1.18×
- Total profit
- $3,994
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 26105
- Home prices YoY
- -17.5%
- Active inventory
- 47
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $800 medium interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$68 /mo · $821/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$168
- Net cashflow
- $111
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5308 2nd Ave Vienna, WV | 2.0 | 1.0 | 980 | $800 | $0.82 | 43d | 1 | 0.74mi |
Listing history 22 events
-
2026-06-19days on market $79,900 Active 44 DOM
-
2026-06-18days on market $79,900 Active 43 DOM
-
2026-06-17days on market $79,900 Active 42 DOM
-
2026-06-16days on market $79,900 Active 41 DOM
-
2026-06-15days on market $79,900 Active 40 DOM
-
2026-06-14days on market $79,900 Active 38 DOM
-
2026-06-13price $79,900 Active 37 DOM
-
2026-06-12days on market $89,900 Active 37 DOM
-
2026-06-09days on market $89,900 Active 34 DOM
-
2026-06-08days on market $89,900 Active 33 DOM
-
2026-06-07days on market $89,900 Active 32 DOM
-
2026-06-05days on market $89,900 Active 29 DOM
-
2026-06-03days on market $89,900 Active 28 DOM
-
2026-06-02days on market $89,900 Active 27 DOM
-
2026-06-01days on market $89,900 Active 26 DOM
-
2026-05-31days on market $89,900 Active 25 DOM
-
2026-05-30days on market $89,900 Active 24 DOM
-
2026-05-06$89,900 Active
-
2008-06-17soldstatus $74,900
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2008-06-05soldstatus $74,900 443-char remark
Show marketing remark (443 chars)
Very nice 3 bedroom, 2 bath vinyl sided house located near Vienna School, this house has recently been updated with new carpet & tile, freshly painted and much more! Elem: Vienna Elementary School Elem/Bus: N JrHigh: Jackson Jr. High School JrHigh/Bus: N High: Parkersburg High High/Bus: N Fire: VOL Police: CTY PossFreeGas: N ; SQFT=Fin L1:1140, Fin Above:1140, Fin Total:1140, Unfin Bsmt:400, Unfin Above:400;PRKG= Off Street
-
2008-04-10$74,900 443-char remark
Show marketing remark (443 chars)
Very nice 3 bedroom, 2 bath vinyl sided house located near Vienna School, this house has recently been updated with new carpet & tile, freshly painted and much more! Elem: Vienna Elementary School Elem/Bus: N JrHigh: Jackson Jr. High School JrHigh/Bus: N High: Parkersburg High High/Bus: N Fire: VOL Police: CTY PossFreeGas: N ; SQFT=Fin L1:1140, Fin Above:1140, Fin Total:1140, Unfin Bsmt:400, Unfin Above:400;PRKG= Off Street
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1998-10-08soldstatus $28,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $821 · $68/mo
- Projected year-2 tax
- $821 · $68/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥100°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $9,600
- − Mortgage interest
- −$4,476
- − Property taxes
- −$821
- − Insurance
- −$400
- − Repairs & maintenance
- −$768
- − Management
- −$768
- − Depreciation
- −$2,324
- Taxable income
- $44
- Est. tax owed @ 24.0%
- −$11
- After-tax cash flow
- $1,325/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Wood County Schools
- NCES district ID
- 5401620
- Math proficiency
- 38% ▼ -10.00%
- Reading proficiency
- 48% ▼ -4.00%
- Median HH income
- $42,363
- Composite
- 36.22/100
- National rank
- #4728
- State rank
- #3 of 55 in WV
Livability — Vienna
- Score
- 75/100
- State rank
- #30
- US rank
- #4078
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Vienna, WV
- Population (ZIP)
- 12,297
Population outlook (Wood County) Hauer SSP2
- Today (2025)
- 84,304 people
- By 2030
- 82,420 · -2.2%
- By 2040
- 78,133 · -7.3%
- By 2050
- 73,639 · -12.7%
- By 2075
- 63,093 · -25.2%
- By 2100
- 50,461 · -40.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 5% Black 2% Hispanic / Latino 2% Asian 1%
- Common ancestry
- Romanian 2% Slovak 2% Serbian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 1% Other Asian/Pacific 1%
Political lean MEDSL · Wood
- 2024 margin
- Solid R (+43.0) · D 27.6% · R 70.7% · Other 1.6%
- 2008→2024 swing
- -14.4pp toward R · 2008: -28.7pp · 2024: -43.0pp
- All cycles
- 2024: R+43.0 2020: R+42.0 2016: R+47.8 2012: R+32.5 2008: R+28.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -47.43%
- Current HPI
- 223.0958
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+215.4% since first listed5 events — show timeline
- 2026-05-06 Listed $89,900 MLSNOW
- 2008-06-17 Sold (Public Records) $74,900 Public Records
- 2008-06-05 Sold (MLS) $74,900 MLSNOW
- 2008-04-10 Listed $74,900 MLSNOW
- 1998-10-08 Sold (Public Records) $28,500 Public Records
Property tax history
+10.1%/yrLatest (2025): $821 · +6.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…