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171 Fawn Rd
B+ Composite 78.32
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.1/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +8.2/10.0
  • 1% rule +7.0/10.0
  • Schools +4.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$180,000

171 Fawn Rd · The Hideout, PA 18428
2 bd · 1.0 ba · 1,260 sqft · SingleFamily public records · 5 Days on market
Built 1991 0.51 ac lot Est $265k · 32% under $75/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This charming retreat is perfectly situated on a beautifully wooded lot, balancing peaceful seclusion with effortless accessibility to Lake Wallenpaupack area recreation. Whether you are searching for a permanent home or a serene weekend getaway, this property is designed to be your private sanctuary. Step inside to an inviting layout where warm, natural light complements a cozy mountain aesthetic. The spacious main living room serves as the central hub of the home, flowing seamlessly into a well-appointed kitchen and dining space that is ideal for entertaining. Generously sized bedroom and an additional large loft bedroom offer peaceful views of the surrounding mature trees, ensuring every

Key facts

  • Quiet country road
  • Wooded lot
  • Swimming beaches

Tags

WOODED LOTLAKE ACCESSSWIMMING BEACHESEXCELLENT FISHINGQUIET COUNTRY ROADLEVEL TERRAIN

Property features AI

Finance

  • HOA & community: Homeowners association with annual fee ($900, approximately $75/month); HOA includes snow removal; Community amenities: clubhouse, playground, park, lake; Association amenities include beach rights, recreation facilities, party room, playground

Exterior

  • Utilities: Private well water; Septic tank (mound septic)
  • Home design: Single Family Residence; Two levels
  • Construction: Block foundation
  • Exterior features: Asphalt roof; Shed(s); Has a view; Private maintained road with road maintenance agreement

Interior

  • Flooring: Combination flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Baseboard heating; Electric heating
  • Interior features: Combination flooring; Fireplace (1); Crawl space basement; Total of 4 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $398 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Cap rate 8.9% vs local median 5.0% in The Hideout — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#668 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools D, amenities F, commute F.
  • Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 371 active listings in the ZIP; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $19k of equity ($1k loan paydown + $18k appreciation (10.0% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $56k; list at $180k implies a 224% gain — meaningful room to come down on a strong offer.
Recommended offer $180,000

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
8.94%
Cash-on-cash
9.47%
DSCR
1.42
GRM
6.9

CMA / ARV

ARV (on-the-fly)
$264,600
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
300 S Fairway Dr 0.13mi 3/2.0 (+1) 1,300 (+3%) 12mo $285,000 $219 70
233 S Fairway Dr 0.28mi 3/2.0 (+1) 1,252 (-1%) 22mo $215,000 $172 58
37 Bear Dr 0.71mi 2/2.0 1,272 (+1%) 6mo $295,000 $232 56
95 N Fairway Dr 0.55mi 2/2.0 1,288 (+2%) 12mo $270,000 $210 56
174 N Fairway Dr 0.19mi 2/1.0 1,391 (+10%) 23mo $238,000 $171 54
26 Navaho Ln 0.47mi 2/1.5 1,335 (+6%) 22mo $199,900 $150 48
43 Bear Dr 0.70mi 3/2.0 (+1) 1,235 (-2%) 10mo $299,900 $243 46
16 Par Ct 0.30mi 3/2.0 (+1) 1,444 (+15%) 9mo $250,000 $173 45
75 Wedge Dr 0.53mi 3/1.0 (+1) 1,209 (-4%) 23mo $160,000 $132 44
31 Navaho Ln 0.49mi 3/2.0 (+1) 1,116 (-11%) 9mo $265,000 $237 42
36 Fawn Rd 0.37mi 3/1.5 (+1) 1,100 (-13%) 15mo $235,000 $214 42
19 Navaho Ln 0.53mi 3/2.0 (+1) 1,315 (+4%) 23mo $209,000 $159 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
31.2%
Equity multiple
3.45×
Total profit
$123,442
Equity at exit
$162,158
10-year hold
IRR
27.0%
Equity multiple
7.82×
Total profit
$343,745
Equity at exit
$349,700

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18428

Home prices YoY
9.2%
Active inventory
371
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$2,167 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$220 /mo · $2,641/yr
Insurance
$75
HOA
$75
Vacancy / Maint / Mgmt
$455
Net cashflow
$398

Break-even live

Break-even rent $1,663
Max offer price $180,000
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$75 · $900/yr

Listing history 5 events

  1. 2026-06-15
    statusdays on market $180,000 Pending 5 DOM
  2. 2026-06-14
    days on market $180,000 Active 4 DOM
  3. 2026-06-13
    days on market $180,000 Active 3 DOM
  4. 2026-06-10
    remarks 699-char remark
  5. 2026-06-10
    listed $180,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,641 · $220/mo
Projected year-2 tax
$2,743 · $229/mo
Expected delta
+$101/yr (+$8/mo · 3.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,002
− Mortgage interest
−$10,083
− Property taxes
−$2,641
− Insurance
−$900
− Repairs & maintenance
−$2,080
− Management
−$2,080
− HOA
−$900
− Depreciation
−$5,236
Taxable income
$2,081
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$500
After-tax cash flow
$4,274/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Western Wayne SD
NCES district ID
4226070
Math proficiency
39% ▼ -12.00%
Reading proficiency
63% ▼ -6.00%
Median HH income
$51,358
Composite
43.65/100
National rank
#2964
State rank
#165 of 539 in PA

Livability — The Hideout

Score
72/100
State rank
#668
US rank
#6516

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
12,446

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 8% Two or more races 6% Black 1% Asian 1%
Hispanic origin (detail)
Puerto Rican 5%
Common ancestry
Romanian 5% Portuguese 3% Italian 2%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 5% Russian/Polish/Slavic 1% Other Asian/Pacific 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 28.60%
Current HPI
340.8254
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+224.3% since first listed
2 events — show timeline
  • 2026-06-09 Listed $180,000 PWMLS
  • 1995-09-01 Sold (Public Records) $55,500 Public Records

Property tax history

+3.1%/yr

Latest (2026): $2,641 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…