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860 Saint Brendan Ln
B- Composite 68.2
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.9/10.0
  • 1% rule +7.0/10.0
  • Livability +3.7/5.0
  • Rent growth +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$114,900

860 Saint Brendan Ln · Florissant, MO 63031
3 bd · 1.0 ba · 864 sqft · SingleFamily public records · 107 Days on market
Built 1954 7,440 sqft lot $133/sqft · 30% below area Est $163k · 30% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.

Key facts

  • Natural light
  • Bonus room
  • Full basement

Tags

FENCED LOTNATURAL LIGHTFULL BASEMENTDETACHED TWO-CAR GARAGELARGE RECREATION ROOMBONUS ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $298 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $115k).
  • Recommended offer: $105k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 6.3% in Florissant — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#82 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: crime C-, amenities D+, commute F.
  • Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Duchesne Elementary (248 students, 99% FRL); Cross Keys Middle (math 5% / reading 10%, grade F, #379 of 391 statewide, top 97%, 625 students, 100% FRL); Mccluer North High (math 5% / reading 28%, grade F, #487 of 521 statewide, top 93%, 1,136 students, 100% FRL) — zoned schools average 99% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.3%/yr); 271 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 4.3% rent growth), your $32k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 107 days — a 9% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 15y ago; this cycle's ask has dropped $20k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $104,559 (9.0% below list)

Questions for the listing agent

  1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
9.41%
Cash-on-cash
11.12%
DSCR
1.49
GRM
6.9

CMA / ARV

ARV (median comp)
$163,104
List price
$114,900
Delta
-29.55%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
45 Saint Ronald Ln 0.18mi 3/1.0 882 (+2%) 3mo $160,000 $181 85
500 S Saint Jacques St 0.21mi 3/1.0 892 (+3%) 3mo $154,900 $174 82
190 Saint Baptista Ln 0.23mi 2/1.0 (-1) 864 (0%) 4mo $119,900 $139 81
485 S Saint Jacques St 0.23mi 3/1.0 890 (+3%) 4mo $155,000 $174 81
305 S Lafayette St 0.33mi 3/1.0 864 (0%) 7mo $139,950 $162 78
630 Saint Christina Ln 0.21mi 2/2.0 (-1) 864 (0%) 4mo $174,900 $202 78
279 Elmdale Ct 0.45mi 3/1.0 864 (0%) 3mo $120,000 $139 77
125 Clark St 0.39mi 2/1.0 (-1) 864 (0%) 5mo $175,000 $203 73
1 Wescott Dr 0.51mi 2/1.0 (-1) 864 (0%) 2mo $120,000 $139 69
20 Derhake Rd 0.51mi 2/1.0 (-1) 792 (-8%) 1mo $139,900 $177 57
210 Derhake Rd 0.69mi 2/1.0 (-1) 792 (-8%) 2mo $109,900 $139 47
1185 Saint Matthew Dr 0.69mi 2/1.0 (-1) 792 (-8%) 5mo $128,000 $162 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.27% rent growth · sell at horizon

5-year hold
IRR
1.7%
Equity multiple
1.07×
Total profit
$2,174
Equity at exit
$17,132
10-year hold
IRR
12.6%
Equity multiple
2.05×
Total profit
$33,932
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63031

Rents YoY
4.3%
Active inventory
271
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,378 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$140 /mo · $1,680/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$289
Net cashflow
$298

Break-even live

Break-even rent $1,001
Max offer price $114,900
Occupancy floor 73%

Sensitivity live

Price -10% $363 -5% $331 +0% $298 +5% $266 +10% $233
Rent -10% $189 -5% $244 +0% $298 +5% $353 +10% $407
Rate -1.0pp $356 -0.5pp $327 base $298 +0.5pp $268 +1.0pp $238

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 S Lafayette St Florissant, MO 3.0 1.0 864 $1,384 $1.60 0d 1 0.34mi
135 Saint Maurice Ln Florissant, MO 3.0 1.0 816 $1,395 $1.71 45d 1 0.35mi
7437 Hazelcrest Dr Unit H Hazelwood, MO 3.0 1.0 1000 $1,000 $1.00 9d 1 0.56mi
23 Quick Dr Apt 2 Florissant, MO 2.0 1.0 850 $1,100 $1.29 45d 1 0.56mi
21 Quick Dr Apt 3 Florissant, MO 2.0 1.0 850 $995 $1.17 25d 1 0.57mi
21 Quick Dr Apt 1 Florissant, MO 2.0 1.0 850 $1,100 $1.29 45d 1 0.57mi
167 Reeb Ln Florissant, MO 1.0–2.0 1.0 850 $1,300 $1.53 3d 4 0.63mi
8507 Tally Ho Dr Hazelwood, MO 2.0 1.5 1478 $1,300 $0.88 45d 5 0.65mi
155 Reeb Ln Apt 2 Florissant, MO 2.0 1.0 850 $995 $1.17 45d 1 0.66mi
7431 Hazelcrest Dr Hazelwood, MO 2.0 1.0 806 $1,125 $1.40 0d 1 0.67mi
1180 S New Florissant Rd Florissant, MO 3.0 1.0 925 $1,225 $1.32 25d 1 0.67mi
1600 Washington St Florissant, MO 3.0 1.5 1095 $1,250 $1.14 22d 1 0.73mi
220 Du Bourg Ln Florissant, MO 2.0 1.0 816 $1,150 $1.41 45d 1 0.88mi
297 Saint Eugene Ln Florissant, MO 2.0 1.0 1100 $1,100 $1.00 45d 1 0.89mi
1725 Saint Catherine St Florissant, MO 3.0 1.0 1107 $1,700 $1.54 0d 1 0.90mi
1465 W Duchesne Dr Florissant, MO 3.0 1.0 896 $1,500 $1.67 45d 1 0.91mi
20 Saint Benedict Ln Florissant, MO 3.0 1.5 1092 $1,525 $1.40 22d 1 0.92mi
14 Bruce Dr Unit Bruce 14-4 Florissant, MO 2.0 1.0 880 $975 $1.11 45d 1 0.93mi
13 Bruce Dr Unit Bruce 13-2 Florissant, MO 2.0 1.0 880 $975 $1.11 45d 1 0.93mi
13 Bruce Dr Florissant, MO 2.0 1.0 880 $975 $1.11 25d 1 0.93mi
221 Barto Dr Saint Louis, MO 3.0 2.0 958 $1,295 $1.35 22d 1 0.93mi
651 Southwell Ln Florissant, MO 2.0 1.0 694 $1,100 $1.59 19d 1 1.00mi
1004 N New Florissant Rd Florissant, MO 2.0 1.0 719 $1,375 $1.91 25d 1 1.03mi
241 Flora Dr Saint Louis, MO 2.0 1.0 703 $1,075 $1.53 25d 1 1.03mi
1045 N New Florissant Rd Florissant, MO 2.0 1.0 783 $1,250 $1.60 16d 1 1.05mi
7025 Richwood Ln Hazelwood, MO 3.0 1.0 936 $1,375 $1.47 19d 1 1.08mi
765 Bobbins Ln Florissant, MO 3.0 1.0 1107 $1,450 $1.31 45d 1 1.12mi
24 Barto Dr Saint Louis, MO 3.0 1.0 864 $1,400 $1.62 45d 1 1.15mi
263 Sadonia Ave Saint Louis, MO 3.0 2.0 888 $1,350 $1.52 45d 1 1.16mi
36 Connolly Dr Saint Louis, MO 3.0 1.0 1024 $1,149 $1.12 25d 1 1.17mi
785 Florland Dr Florissant, MO 3.0 1.0 1100 $1,700 $1.55 19d 1 1.18mi
260 Sadonia Ave Saint Louis, MO 3.0 2.0 1088 $1,623 $1.49 22d 1 1.19mi
50 Lynn Meadows Ln Florissant, MO 3.0 1.0 864 $1,450 $1.68 25d 1 1.22mi
10 Saint Celeste Dr Florissant, MO 2.0 1.0 716 $1,290 $1.80 14d 1 1.22mi
9 Saint Celeste Dr Florissant, MO 3.0 1.0 992 $1,450 $1.46 45d 1 1.24mi
3 Champlain Ct Florissant, MO 3.0 1.0 1100 $1,600 $1.45 45d 1 1.25mi
107 Anistasia Dr Saint Louis, MO 2.0 2.0 1030 $1,400 $1.36 25d 1 1.29mi
11 Anistasia Dr Saint Louis, MO 3.0 1.5 1120 $1,345 $1.20 25d 1 1.30mi
446 Olian Dr Hazelwood, MO 2.0 1.0 880 $975 $1.11 3d 1 1.33mi
7404 Olian Dr Hazelwood, MO 2.0 1.0 870 $925 $1.06 45d 1 1.34mi

Listing history 30 events

  1. 2026-06-21
    days on market $114,900 Active 107 DOM
  2. 2026-06-18
    days on market $114,900 Active 104 DOM
  3. 2026-06-17
    days on market $114,900 Active 103 DOM
  4. 2026-06-16
    days on market $114,900 Active 102 DOM
  5. 2026-06-15
    days on market $114,900 Active 101 DOM
  6. 2026-06-13
    days on market $114,900 Active 99 DOM
  7. 2026-06-13
    days on market $114,900 Active 98 DOM
  8. 2026-06-09
    days on market $114,900 Active 95 DOM
  9. 2026-06-08
    days on market $114,900 Active 94 DOM
  10. 2026-06-07
    days on market $114,900 Active 93 DOM
  11. 2026-06-05
    days on market $114,900 Active 90 DOM
  12. 2026-06-03
    days on market $114,900 Active 89 DOM
  13. 2026-06-02
    days on market $114,900 Active 88 DOM
  14. 2026-06-01
    days on market $114,900 Active 87 DOM
  15. 2026-05-31
    days on market $114,900 Active 86 DOM
  16. 2026-04-24
    price $124,900 1009-char remark
    Show marketing remark (1009 chars)

    Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.

  17. 2026-04-06
    status Active 1009-char remark
    Show marketing remark (1009 chars)

    Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.

  18. 2026-03-13
    status Pending 1009-char remark
    Show marketing remark (1009 chars)

    Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.

  19. 2026-03-06
    price $129,900 1009-char remark
    Show marketing remark (1009 chars)

    Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.

  20. 2026-02-10
    listed $134,900 Active 1009-char remark
    Show marketing remark (1009 chars)

    Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.

  21. 2012-03-02
    soldstatus $570,000
  22. 2012-02-29
    soldstatus 571-char remark
    Show marketing remark (571 chars)

    APPROVED SHORT SALE!!! CASH FLOW PROPERTY!!! OUTSTANDING FLORISSANT HOME REMODELED FROM TOP TO BOTTOM!!!WHAT A STAND OUT FEATURING HUGE DETACHED OVERSIZED 2 CAR GARAGE. NEWER ROOF & SIDING/LARGE FENCED BACKYARD/SIX PANEL DOORS/NEWER KITCHEN FEATURING GORGEOUS PERGO FLOORING/WHITE CABINETS/4TH SLEEPING ROOM OR PERFECT OFFICE WITH DESK SURROUND ATTACHED/ BRIGHT AND OPEN REC ROOM IN THE LOWER LEVEL/VERY CLOSE TO OLD FLORISSANT AND SECONDS FROM 270/ DO NOT MISS THIS WARM AND WELCOME FAMILY HOME. THIS PROPERTY IS RENTED WITH LONG TENANT CURRENTLY PAYING $900/MO.

  23. 2011-06-21
    listed $63,000 571-char remark
    Show marketing remark (571 chars)

    APPROVED SHORT SALE!!! CASH FLOW PROPERTY!!! OUTSTANDING FLORISSANT HOME REMODELED FROM TOP TO BOTTOM!!!WHAT A STAND OUT FEATURING HUGE DETACHED OVERSIZED 2 CAR GARAGE. NEWER ROOF & SIDING/LARGE FENCED BACKYARD/SIX PANEL DOORS/NEWER KITCHEN FEATURING GORGEOUS PERGO FLOORING/WHITE CABINETS/4TH SLEEPING ROOM OR PERFECT OFFICE WITH DESK SURROUND ATTACHED/ BRIGHT AND OPEN REC ROOM IN THE LOWER LEVEL/VERY CLOSE TO OLD FLORISSANT AND SECONDS FROM 270/ DO NOT MISS THIS WARM AND WELCOME FAMILY HOME. THIS PROPERTY IS RENTED WITH LONG TENANT CURRENTLY PAYING $900/MO.

  24. 2006-12-22
    soldstatus $91,000
  25. 2005-05-16
    soldstatus $106,900
  26. 2004-12-01
    soldstatus $80,000
  27. 2000-06-05
    soldstatus $71,000
  28. 1989-09-01
    soldstatus
  29. 1984-11-01
    soldstatus $53,500
  30. 1984-11-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,680 · $140/mo
Projected year-2 tax
$1,680 · $140/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,536
− Mortgage interest
−$6,436
− Property taxes
−$1,680
− Insurance
−$574
− Repairs & maintenance
−$1,323
− Management
−$1,323
− Depreciation
−$3,343
Taxable income
$1,857
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$446
After-tax cash flow
$3,133/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ferguson-Florissant R-II
NCES district ID
2912010
Math proficiency
7% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$44,610
Composite
11.96/100
National rank
#9666
State rank
#311 of 324 in MO

Livability — Florissant

Score
73/100
State rank
#82
US rank
#5406

Category grades

Amenities D+ Commute F Cost of living A+ Crime C- Employment C Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Florissant, MO
County
Saint Louis County · 888,823 people
City population
69,104
Metro
St. Louis, MO-IL
Population (ZIP)
50,196
Household income
$70,811
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1279.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 49% Black 41% Two or more races 7% Hispanic / Latino 2%
Common ancestry
Romanian 3% Lithuanian 3% Swedish 1%
Foreign-born
5% · Canada, Jamaica
Languages at home
94% English-only · Spanish 2% Arabic 1%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -223.57%
Current HPI
202.7192
Rent YoY
▲ 4.27%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+133.5% since first listed
15 events — show timeline
  • 2026-04-24 Price Changed $124,900 MARIS as Distributed by MLS Grid
  • 2026-04-06 Relisted MARIS as Distributed by MLS Grid
  • 2026-03-13 Pending MARIS as Distributed by MLS Grid
  • 2026-03-06 Price Changed $129,900 MARIS as Distributed by MLS Grid
  • 2026-02-10 Listed $134,900 MARIS as Distributed by MLS Grid
  • 2012-03-02 Sold (Public Records) $570,000 Public Records
  • 2012-02-29 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2011-06-21 Listed $63,000 MARIS as Distributed by MLS Grid
  • 2006-12-22 Sold (Public Records) $91,000 Public Records
  • 2005-05-16 Sold (Public Records) $106,900 Public Records
  • 2004-12-01 Sold (Public Records) $80,000 Public Records
  • 2000-06-05 Sold (Public Records) $71,000 Public Records
  • 1989-09-01 Sold (Public Records) Public Records
  • 1984-11-01 Sold (Public Records) Public Records
  • 1984-11-01 Sold (Public Records) $53,500 Public Records

Property tax history

+1.1%/yr

Latest (2022): $1,680 · +1.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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