860 Saint Brendan Ln · Florissant, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.3/30.0
- ARV discount +15.0/15.0
- DSCR +8.9/10.0
- 1% rule +7.0/10.0
- Livability +3.7/5.0
- Rent growth +3.6/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$114,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.
Key facts
- Natural light
- Bonus room
- Full basement
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $115k.
Deal economics
- At list price, monthly cash flow is $298 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Recommended offer: $105k (9.0% below list) — sets the bar for market timing.
- Cap rate 9.4% vs local median 6.3% in Florissant — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#82 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: crime C-, amenities D+, commute F.
- Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Duchesne Elementary (248 students, 99% FRL); Cross Keys Middle (math 5% / reading 10%, grade F, #379 of 391 statewide, top 97%, 625 students, 100% FRL); Mccluer North High (math 5% / reading 28%, grade F, #487 of 521 statewide, top 93%, 1,136 students, 100% FRL) — zoned schools average 99% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.3%/yr); 271 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 4.3% rent growth), your $32k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 107 days — a 9% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 15y ago; this cycle's ask has dropped $20k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.20% ✓
- Cap rate
- 9.41%
- Cash-on-cash
- 11.12%
- DSCR
- 1.49
- GRM
- 6.9
CMA / ARV
- ARV (median comp)
- $163,104
- List price
- $114,900
- Delta
- -29.55%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 45 Saint Ronald Ln | 0.18mi | 3/1.0 | 882 (+2%) | 3mo | $160,000 | $181 | 85 |
| 500 S Saint Jacques St | 0.21mi | 3/1.0 | 892 (+3%) | 3mo | $154,900 | $174 | 82 |
| 190 Saint Baptista Ln | 0.23mi | 2/1.0 (-1) | 864 (0%) | 4mo | $119,900 | $139 | 81 |
| 485 S Saint Jacques St | 0.23mi | 3/1.0 | 890 (+3%) | 4mo | $155,000 | $174 | 81 |
| 305 S Lafayette St | 0.33mi | 3/1.0 | 864 (0%) | 7mo | $139,950 | $162 | 78 |
| 630 Saint Christina Ln | 0.21mi | 2/2.0 (-1) | 864 (0%) | 4mo | $174,900 | $202 | 78 |
| 279 Elmdale Ct | 0.45mi | 3/1.0 | 864 (0%) | 3mo | $120,000 | $139 | 77 |
| 125 Clark St | 0.39mi | 2/1.0 (-1) | 864 (0%) | 5mo | $175,000 | $203 | 73 |
| 1 Wescott Dr | 0.51mi | 2/1.0 (-1) | 864 (0%) | 2mo | $120,000 | $139 | 69 |
| 20 Derhake Rd | 0.51mi | 2/1.0 (-1) | 792 (-8%) | 1mo | $139,900 | $177 | 57 |
| 210 Derhake Rd | 0.69mi | 2/1.0 (-1) | 792 (-8%) | 2mo | $109,900 | $139 | 47 |
| 1185 Saint Matthew Dr | 0.69mi | 2/1.0 (-1) | 792 (-8%) | 5mo | $128,000 | $162 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.27% rent growth · sell at horizon
- IRR
- 1.7%
- Equity multiple
- 1.07×
- Total profit
- $2,174
- Equity at exit
- $17,132
- IRR
- 12.6%
- Equity multiple
- 2.05×
- Total profit
- $33,932
- Equity at exit
- $9,934
Cash invested: $32,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63031
- Rents YoY
- 4.3%
- Active inventory
- 271
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,378 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$140 /mo · $1,680/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$289
- Net cashflow
- $298
Break-even live
Sensitivity live
| Price | -10% $363 | -5% $331 | +0% $298 | +5% $266 | +10% $233 |
|---|---|---|---|---|---|
| Rent | -10% $189 | -5% $244 | +0% $298 | +5% $353 | +10% $407 |
| Rate | -1.0pp $356 | -0.5pp $327 | base $298 | +0.5pp $268 | +1.0pp $238 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,725
- Closing costs
- $3,447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 305 S Lafayette St Florissant, MO | 3.0 | 1.0 | 864 | $1,384 | $1.60 | 0d | 1 | 0.34mi |
| 135 Saint Maurice Ln Florissant, MO | 3.0 | 1.0 | 816 | $1,395 | $1.71 | 45d | 1 | 0.35mi |
| 7437 Hazelcrest Dr Unit H Hazelwood, MO | 3.0 | 1.0 | 1000 | $1,000 | $1.00 | 9d | 1 | 0.56mi |
| 23 Quick Dr Apt 2 Florissant, MO | 2.0 | 1.0 | 850 | $1,100 | $1.29 | 45d | 1 | 0.56mi |
| 21 Quick Dr Apt 3 Florissant, MO | 2.0 | 1.0 | 850 | $995 | $1.17 | 25d | 1 | 0.57mi |
| 21 Quick Dr Apt 1 Florissant, MO | 2.0 | 1.0 | 850 | $1,100 | $1.29 | 45d | 1 | 0.57mi |
| 167 Reeb Ln Florissant, MO | 1.0–2.0 | 1.0 | 850 | $1,300 | $1.53 | 3d | 4 | 0.63mi |
| 8507 Tally Ho Dr Hazelwood, MO | 2.0 | 1.5 | 1478 | $1,300 | $0.88 | 45d | 5 | 0.65mi |
| 155 Reeb Ln Apt 2 Florissant, MO | 2.0 | 1.0 | 850 | $995 | $1.17 | 45d | 1 | 0.66mi |
| 7431 Hazelcrest Dr Hazelwood, MO | 2.0 | 1.0 | 806 | $1,125 | $1.40 | 0d | 1 | 0.67mi |
| 1180 S New Florissant Rd Florissant, MO | 3.0 | 1.0 | 925 | $1,225 | $1.32 | 25d | 1 | 0.67mi |
| 1600 Washington St Florissant, MO | 3.0 | 1.5 | 1095 | $1,250 | $1.14 | 22d | 1 | 0.73mi |
| 220 Du Bourg Ln Florissant, MO | 2.0 | 1.0 | 816 | $1,150 | $1.41 | 45d | 1 | 0.88mi |
| 297 Saint Eugene Ln Florissant, MO | 2.0 | 1.0 | 1100 | $1,100 | $1.00 | 45d | 1 | 0.89mi |
| 1725 Saint Catherine St Florissant, MO | 3.0 | 1.0 | 1107 | $1,700 | $1.54 | 0d | 1 | 0.90mi |
| 1465 W Duchesne Dr Florissant, MO | 3.0 | 1.0 | 896 | $1,500 | $1.67 | 45d | 1 | 0.91mi |
| 20 Saint Benedict Ln Florissant, MO | 3.0 | 1.5 | 1092 | $1,525 | $1.40 | 22d | 1 | 0.92mi |
| 14 Bruce Dr Unit Bruce 14-4 Florissant, MO | 2.0 | 1.0 | 880 | $975 | $1.11 | 45d | 1 | 0.93mi |
| 13 Bruce Dr Unit Bruce 13-2 Florissant, MO | 2.0 | 1.0 | 880 | $975 | $1.11 | 45d | 1 | 0.93mi |
| 13 Bruce Dr Florissant, MO | 2.0 | 1.0 | 880 | $975 | $1.11 | 25d | 1 | 0.93mi |
| 221 Barto Dr Saint Louis, MO | 3.0 | 2.0 | 958 | $1,295 | $1.35 | 22d | 1 | 0.93mi |
| 651 Southwell Ln Florissant, MO | 2.0 | 1.0 | 694 | $1,100 | $1.59 | 19d | 1 | 1.00mi |
| 1004 N New Florissant Rd Florissant, MO | 2.0 | 1.0 | 719 | $1,375 | $1.91 | 25d | 1 | 1.03mi |
| 241 Flora Dr Saint Louis, MO | 2.0 | 1.0 | 703 | $1,075 | $1.53 | 25d | 1 | 1.03mi |
| 1045 N New Florissant Rd Florissant, MO | 2.0 | 1.0 | 783 | $1,250 | $1.60 | 16d | 1 | 1.05mi |
| 7025 Richwood Ln Hazelwood, MO | 3.0 | 1.0 | 936 | $1,375 | $1.47 | 19d | 1 | 1.08mi |
| 765 Bobbins Ln Florissant, MO | 3.0 | 1.0 | 1107 | $1,450 | $1.31 | 45d | 1 | 1.12mi |
| 24 Barto Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,400 | $1.62 | 45d | 1 | 1.15mi |
| 263 Sadonia Ave Saint Louis, MO | 3.0 | 2.0 | 888 | $1,350 | $1.52 | 45d | 1 | 1.16mi |
| 36 Connolly Dr Saint Louis, MO | 3.0 | 1.0 | 1024 | $1,149 | $1.12 | 25d | 1 | 1.17mi |
| 785 Florland Dr Florissant, MO | 3.0 | 1.0 | 1100 | $1,700 | $1.55 | 19d | 1 | 1.18mi |
| 260 Sadonia Ave Saint Louis, MO | 3.0 | 2.0 | 1088 | $1,623 | $1.49 | 22d | 1 | 1.19mi |
| 50 Lynn Meadows Ln Florissant, MO | 3.0 | 1.0 | 864 | $1,450 | $1.68 | 25d | 1 | 1.22mi |
| 10 Saint Celeste Dr Florissant, MO | 2.0 | 1.0 | 716 | $1,290 | $1.80 | 14d | 1 | 1.22mi |
| 9 Saint Celeste Dr Florissant, MO | 3.0 | 1.0 | 992 | $1,450 | $1.46 | 45d | 1 | 1.24mi |
| 3 Champlain Ct Florissant, MO | 3.0 | 1.0 | 1100 | $1,600 | $1.45 | 45d | 1 | 1.25mi |
| 107 Anistasia Dr Saint Louis, MO | 2.0 | 2.0 | 1030 | $1,400 | $1.36 | 25d | 1 | 1.29mi |
| 11 Anistasia Dr Saint Louis, MO | 3.0 | 1.5 | 1120 | $1,345 | $1.20 | 25d | 1 | 1.30mi |
| 446 Olian Dr Hazelwood, MO | 2.0 | 1.0 | 880 | $975 | $1.11 | 3d | 1 | 1.33mi |
| 7404 Olian Dr Hazelwood, MO | 2.0 | 1.0 | 870 | $925 | $1.06 | 45d | 1 | 1.34mi |
Listing history 30 events
-
2026-06-21days on market $114,900 Active 107 DOM
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2026-06-18days on market $114,900 Active 104 DOM
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2026-06-17days on market $114,900 Active 103 DOM
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2026-06-16days on market $114,900 Active 102 DOM
-
2026-06-15days on market $114,900 Active 101 DOM
-
2026-06-13days on market $114,900 Active 99 DOM
-
2026-06-13days on market $114,900 Active 98 DOM
-
2026-06-09days on market $114,900 Active 95 DOM
-
2026-06-08days on market $114,900 Active 94 DOM
-
2026-06-07days on market $114,900 Active 93 DOM
-
2026-06-05days on market $114,900 Active 90 DOM
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2026-06-03days on market $114,900 Active 89 DOM
-
2026-06-02days on market $114,900 Active 88 DOM
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2026-06-01days on market $114,900 Active 87 DOM
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2026-05-31days on market $114,900 Active 86 DOM
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2026-04-24price $124,900 1009-char remark
Show marketing remark (1009 chars)
Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.
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2026-04-06status Active 1009-char remark
Show marketing remark (1009 chars)
Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.
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2026-03-13status Pending 1009-char remark
Show marketing remark (1009 chars)
Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.
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2026-03-06price $129,900 1009-char remark
Show marketing remark (1009 chars)
Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.
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2026-02-10$134,900 Active 1009-char remark
Show marketing remark (1009 chars)
Welcome to 860 St. Brendan Lane in Florissant! This charming ranch-style home offers comfort, functionality, and great potential, all set on a fenced lot with excellent curb appeal. Inside, you’ll find 3 bedrooms and 1 full bath across 864 square feet of living space, featuring neutral colors, hardwood floors, and an abundance of natural light throughout. The kitchen is well-equipped with a dishwasher, refrigerator, range, and pantry, making everyday living easy and efficient. The full basement expands your living space with a large recreation room, a bonus room ideal for a home office, gym, or guest space, and a dedicated utility room for added convenience. Outside, enjoy the privacy of the fenced yard along with a detached two-car garage offering ample parking and storage. Whether you’re a first-time buyer, downsizing, or looking for a solid investment opportunity, this well-maintained home checks all the boxes. Schedule your showing today and see the possibilities for yourself.
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2012-03-02soldstatus $570,000
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2012-02-29soldstatus 571-char remark
Show marketing remark (571 chars)
APPROVED SHORT SALE!!! CASH FLOW PROPERTY!!! OUTSTANDING FLORISSANT HOME REMODELED FROM TOP TO BOTTOM!!!WHAT A STAND OUT FEATURING HUGE DETACHED OVERSIZED 2 CAR GARAGE. NEWER ROOF & SIDING/LARGE FENCED BACKYARD/SIX PANEL DOORS/NEWER KITCHEN FEATURING GORGEOUS PERGO FLOORING/WHITE CABINETS/4TH SLEEPING ROOM OR PERFECT OFFICE WITH DESK SURROUND ATTACHED/ BRIGHT AND OPEN REC ROOM IN THE LOWER LEVEL/VERY CLOSE TO OLD FLORISSANT AND SECONDS FROM 270/ DO NOT MISS THIS WARM AND WELCOME FAMILY HOME. THIS PROPERTY IS RENTED WITH LONG TENANT CURRENTLY PAYING $900/MO.
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2011-06-21$63,000 571-char remark
Show marketing remark (571 chars)
APPROVED SHORT SALE!!! CASH FLOW PROPERTY!!! OUTSTANDING FLORISSANT HOME REMODELED FROM TOP TO BOTTOM!!!WHAT A STAND OUT FEATURING HUGE DETACHED OVERSIZED 2 CAR GARAGE. NEWER ROOF & SIDING/LARGE FENCED BACKYARD/SIX PANEL DOORS/NEWER KITCHEN FEATURING GORGEOUS PERGO FLOORING/WHITE CABINETS/4TH SLEEPING ROOM OR PERFECT OFFICE WITH DESK SURROUND ATTACHED/ BRIGHT AND OPEN REC ROOM IN THE LOWER LEVEL/VERY CLOSE TO OLD FLORISSANT AND SECONDS FROM 270/ DO NOT MISS THIS WARM AND WELCOME FAMILY HOME. THIS PROPERTY IS RENTED WITH LONG TENANT CURRENTLY PAYING $900/MO.
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2006-12-22soldstatus $91,000
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2005-05-16soldstatus $106,900
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2004-12-01soldstatus $80,000
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2000-06-05soldstatus $71,000
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1989-09-01soldstatus
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1984-11-01soldstatus $53,500
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1984-11-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,680 · $140/mo
- Projected year-2 tax
- $1,680 · $140/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,536
- − Mortgage interest
- −$6,436
- − Property taxes
- −$1,680
- − Insurance
- −$574
- − Repairs & maintenance
- −$1,323
- − Management
- −$1,323
- − Depreciation
- −$3,343
- Taxable income
- $1,857
- Est. tax owed @ 24.0%
- −$446
- After-tax cash flow
- $3,133/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ferguson-Florissant R-II
- NCES district ID
- 2912010
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $44,610
- Composite
- 11.96/100
- National rank
- #9666
- State rank
- #311 of 324 in MO
Livability — Florissant
- Score
- 73/100
- State rank
- #82
- US rank
- #5406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Florissant, MO
- County
- Saint Louis County · 888,823 people
- City population
- 69,104
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 50,196
- Household income
- $70,811
- Rent vs Own
- Severe rent burden
- 1279.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 49% Black 41% Two or more races 7% Hispanic / Latino 2%
- Common ancestry
- Romanian 3% Lithuanian 3% Swedish 1%
- Foreign-born
- 5% · Canada, Jamaica
- Languages at home
- 94% English-only · Spanish 2% Arabic 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -223.57%
- Current HPI
- 202.7192
- Rent YoY
- ▲ 4.27%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+133.5% since first listed15 events — show timeline
- 2026-04-24 Price Changed $124,900 MARIS as Distributed by MLS Grid
- 2026-04-06 Relisted — MARIS as Distributed by MLS Grid
- 2026-03-13 Pending — MARIS as Distributed by MLS Grid
- 2026-03-06 Price Changed $129,900 MARIS as Distributed by MLS Grid
- 2026-02-10 Listed $134,900 MARIS as Distributed by MLS Grid
- 2012-03-02 Sold (Public Records) $570,000 Public Records
- 2012-02-29 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2011-06-21 Listed $63,000 MARIS as Distributed by MLS Grid
- 2006-12-22 Sold (Public Records) $91,000 Public Records
- 2005-05-16 Sold (Public Records) $106,900 Public Records
- 2004-12-01 Sold (Public Records) $80,000 Public Records
- 2000-06-05 Sold (Public Records) $71,000 Public Records
- 1989-09-01 Sold (Public Records) — Public Records
- 1984-11-01 Sold (Public Records) — Public Records
- 1984-11-01 Sold (Public Records) $53,500 Public Records
Property tax history
+1.1%/yrLatest (2022): $1,680 · +1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…