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6 Winthrop Hls
C- Composite 52.75
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.1/30.0
  • Schools +7.5/10.0
  • DSCR +7.1/10.0
  • 1% rule +5.7/10.0
  • ARV discount +2.9/15.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$2,350,000

6 Winthrop Hls · Weston, CT 06883
5 bd · 5.0 ba · 6,684 sqft · SingleFamily public records · 55 Days on market
Built 1998 2.03 ac lot Est $2132k · 10% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

THANK YOU FOR YOUR INTEREST, SELLER REQUESTS HIGHEST/BEST OFFERS BY 5PM MONDAY 3/30. Welcome to this Modern Colonial, a sanctuary where luxury, comfort & tranquility converge on a premier cul-de-sac, conveniently located to the Merritt Parkway, Weston Center & the campus of award-winning schools and downtown Westport plus beaches. With 5 BRs plus a potential 6th BR/au-pair or in-law suite, this refined retreat offers elegant living & impressive entertaining. The newly reimagined kitchen is a showpiece of style & substance: a spacious island anchors the room, surrounded by premier appliances & abundant storage, all beautifully designed, expertly equipped, and re

Key facts

  • 2.03 acre lot
  • 4 garage spots
  • Pool

Property features AI

Exterior

  • Parking: Attached garage with 4 parking spaces
  • Utilities: Private well water; Septic system; Oil hot water; Electric power (standard); Thermopane windows for energy efficiency
  • Home design: Single-family home; Grey exterior
  • Construction: Frame construction; Concrete foundation; Asphalt shingle roof; Wood and shingle siding
  • Exterior features: Wrap-around porch including screened porch; Patio; Exterior lighting; Partially fenced, level lot on a cul-de-sac; Cleared and professionally landscaped; Beach rights; In-ground heated swimming pool

Interior

  • Kitchen: Gas cooktop; Gas range; Microwave; Range hood; Refrigerator; Dishwasher
  • Bedrooms: 5 bedrooms
  • Bathrooms: 4 full bathrooms; 2 half bathrooms
  • Heating & cooling: Central air with zoned cooling; Hot air heating; Oil-fired hot water; Above-ground fuel tank; Thermopane windows
  • Interior features: Audio system; Cable available; Possible in-law apartment over the garage; Two fireplaces; Full, fully finished basement; 11 total rooms; Foyer, mud room, staff quarters
  • Laundry & utility: Washer; Dryer; Upper-level laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/5.0-bath single-family listed at $2.35M.

Deal economics

  • At list price, monthly cash flow is $4k ($45k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($25k rent vs $2.35M).
  • Recommended offer: $2.28M (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 2.9% in Weston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Weston School District (suburban): math 68% / reading 77% proficiency, ranked #4 of 153 in CT (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 1% free/reduced lunch — higher-income household profile.
  • Zoned schools: Hurlbutt Elementary School (473 students, 1% FRL); Weston Middle School (math 60% / reading 73%, grade A-, #23 of 175 statewide, top 13%, 534 students, 1% FRL); Weston High School (math 82% / reading 87%, grade A, #1 of 194 statewide, top 1%, 722 students, 1% FRL) — zoned schools at 1% FRL track the district average.
  • Market conditions: 73 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $16k of loan paydown is wiped out by about $70k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 55 days — a 3% lower offer ($2.28M) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $2,279,500 (3.0% below list)

Questions for the listing agent

  1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.22%
Cash-on-cash
6.88%
DSCR
1.31
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$2,132,196
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6 Winthrop Hls 0.00mi 5/5.0 6,684 (0%) 0mo $2,400,000 $359 100
10 Winthrop Hls 0.01mi 4/6.0 (-1) 7,069 (+6%) 13mo $2,255,000 $319 70
11 Winthrop Hls 0.02mi 5/5.0 6,131 (-8%) 23mo $2,006,000 $327 66
17 Tannery Ln N 0.37mi 5/4.5 5,685 (-15%) 12mo $1,600,000 $281 46
24 Oakwood Dr 0.59mi 6/7.0 (+1) 6,891 (+3%) 23mo $1,775,000 $258 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.7%
Equity multiple
0.79×
Total profit
$-140,114
Equity at exit
$350,393
10-year hold
IRR
3.9%
Equity multiple
1.29×
Total profit
$188,656
Equity at exit
$203,185

Cash invested: $658,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06883

Active inventory
73
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$25,106 medium interval (Pro) →
Mortgage (P&I)
$12,324
Tax from tax record
$2,756 /mo · $33,071/yr
Insurance
$979
HOA
$0
Vacancy / Maint / Mgmt
$5,272
Net cashflow
$3,775

Break-even live

Break-even rent $20,328
Max offer price $2,350,000
Occupancy floor 80%

Sensitivity live

Price -10% $5,105 -5% $4,440 +0% $3,775 +5% $3,110 +10% $2,445
Rent -10% $1,791 -5% $2,783 +0% $3,775 +5% $4,766 +10% $5,758
Rate -1.0pp $4,958 -0.5pp $4,373 base $3,775 +0.5pp $3,166 +1.0pp $2,546

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$587,500
Closing costs
$70,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
29 Rogues Rdg Weston, CT 6.0 6.5 7649 $17,000 $2.22 4d 1 0.57mi
37 Beaverbrook Rd Weston, CT 5.0 4.5 6734 $35,000 $5.20 45d 1 0.79mi

Listing history 24 events

  1. 2026-05-21
    status Under Contract
  2. 2026-04-09
    historical Under Contract - Continue to Show
  3. 2026-03-27
    listed $2,350,000 Active
  4. 2026-03-19
    historical $2,350,000
  5. 2025-11-21
    historical
  6. 2025-10-23
    listed $2,099,000 Active
  7. 2025-07-22
    historical
  8. 2025-06-05
    price $2,190,000
  9. 2025-05-13
    price $2,300,000
  10. 2025-04-19
    listed $2,450,000 Active
  11. 2025-04-08
    historical
  12. 2024-11-02
    historical
  13. 2024-09-11
    historical $6,900
  14. 2024-07-13
    listed $2,385,000 Active
  15. 2024-07-10
    listed $6,900
  16. 2024-06-04
    historical $30,000
  17. 2024-06-03
    historical
  18. 2024-02-26
    listed $2,350,000 Active
  19. 2024-01-07
    listed $30,000
  20. 2024-01-07
    historical $7,500
  21. 2023-12-20
    listed $7,500
  22. 2005-09-19
    soldstatus $2,100,000
  23. 2005-09-19
    soldstatus $2,100,000
  24. 2005-04-21
    listed $2,225,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

Current annual tax
$33,071 · $2,756/mo
Projected year-2 tax
$41,680 · $3,473/mo
Expected delta
+$8,610/yr (+$717/mo · 26.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$301,269
− Mortgage interest
−$131,637
− Property taxes
−$33,071
− Insurance
−$11,750
− Repairs & maintenance
−$24,102
− Management
−$24,102
− Depreciation
−$68,364
Taxable income
$8,245
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,979
After-tax cash flow
$43,319/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weston School District
NCES district ID
0905010
Math proficiency
68% ▼ -6.00%
Reading proficiency
77% ▼ -1.00%
Median HH income
$194,414
Composite
75.21/100
National rank
#137
State rank
#4 of 153 in CT

Livability — Weston

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
10,335

Population outlook (Western Connecticut County) Hauer SSP2

By 2040
685,031

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Two or more races 10% Hispanic / Latino 9% Asian 5% Black 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Dominican 1% Salvadoran 2%
Common ancestry
Romanian 7% Scotch-Irish 5% Italian 5%
Foreign-born
16% · Canada, China, Dominican Republic
Languages at home
83% English-only · Spanish 5% Chinese 3% Other Indo-European 3%

Political lean MEDSL · Western Connecticut

2024 margin
D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
All cycles
2024: D+19.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -316.44%
Current HPI
208.835
Rent YoY
Metro
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+5.6% since first listed
24 events — show timeline
  • 2026-05-21 Pending Smart MLS
  • 2026-04-09 Contingent Smart MLS
  • 2026-03-27 Listed $2,350,000 Smart MLS
  • 2026-03-19 Coming Soon $2,350,000 Smart MLS
  • 2025-11-21 Listing Removed Smart MLS
  • 2025-10-23 Listed $2,099,000 Smart MLS
  • 2025-07-22 Listing Removed Smart MLS
  • 2025-06-05 Price Changed $2,190,000 Smart MLS
  • 2025-05-13 Price Changed $2,300,000 Smart MLS
  • 2025-04-19 Listed $2,450,000 Smart MLS
  • 2025-04-08 Coming Soon Smart MLS
  • 2024-11-02 Listing Removed Smart MLS
  • 2024-09-11 Rental Removed $6,900 SMARTMLS
  • 2024-07-13 Listed $2,385,000 Smart MLS
  • 2024-07-10 Listed for Rent $6,900 SMARTMLS
  • 2024-06-04 Rental Removed $30,000 SMARTMLS
  • 2024-06-03 Listing Removed Smart MLS
  • 2024-02-26 Listed $2,350,000 Smart MLS
  • 2024-01-07 Listed for Rent $30,000 SMARTMLS
  • 2024-01-07 Rental Removed $7,500 SMARTMLS
  • 2023-12-20 Listed for Rent $7,500 SMARTMLS
  • 2005-09-19 Sold (Public Records) $2,100,000 Public Records
  • 2005-09-19 Sold (MLS) $2,100,000 Smart MLS
  • 2005-04-21 Listed $2,225,000 Smart MLS

Property tax history

+0.6%/yr

Latest (2023): $33,071 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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