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522 S Flannery Rd Unit A
C Composite 55.41
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.7/30.0
  • ARV discount +13.5/15.0
  • 1% rule +7.5/10.0
  • DSCR +5.5/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$94,900

522 S Flannery Rd Unit A · Baton Rouge, LA 70815
2 bd · 1.5 ba · 1,080 sqft · Condo public records · 284 Days on market
Built 1985 $88/sqft · 19% below area Est $110k · 13% under $250/mo HOA · 21% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Lovely 2 bed 1.5 bath condo conveniently located near an abundance of shopping, restaurants and I-12. The condo opens to a spacious living room that seamlesslytransitions into the kitchen. The kitchen is equipped with electric cooktop range and an attached breakfast room. The bedrooms are located upstairs with new carpetand fresh both share a full sized bath. The backyard is fully fenced in with enough space to entertain friends and family.

Key facts

  • $250 HOA
  • 2 parking spots
  • Built 1985

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath condo listed at $95k.

Deal economics

  • At list price, monthly cash flow is $76 ($916/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 165 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 284 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
  • 21 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $55k; list at $95k implies a 73% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 21% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 284 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.25%
Cap rate
7.26%
Cash-on-cash
3.45%
DSCR
1.15
GRM
6.7

CMA / ARV

ARV (median comp)
$109,605
List price
$94,900
Delta
-13.42%
Verdict
UNDERPRICED
Comps
19 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-10.7%
Equity multiple
0.61×
Total profit
$-10,370
Equity at exit
$14,150
10-year hold
IRR
-1.2%
Equity multiple
0.92×
Total profit
$-2,180
Equity at exit
$8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70815

Active inventory
165
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,189 high interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$75 /mo · $906/yr
Insurance
$40
HOA
$250
Vacancy / Maint / Mgmt
$250
Net cashflow
$76

Break-even live

Break-even rent $1,092
Max offer price $94,900
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,725
Closing costs
$2,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
566 S Flannery Rd Unit B Baton Rouge, LA 2.0 1.5 1500 $1,300 $0.87 23d 1 0.10mi
13629 Goodwood Dr Unit 13627 Baton Rouge, LA 3.0 2.0 1100 $1,250 $1.14 23d 1 0.45mi
1045 Manson Dr Unit D Baton Rouge, LA 2.0 2.0 875 $875 $1.00 43d 1 0.50mi
14140 Azalea Park Ave Unit D Baton Rouge, LA 2.0 2.0 850 $925 $1.09 23d 1 0.50mi
14140 Azalea Park Ave Unit C Baton Rouge, LA 2.0 2.0 875 $925 $1.06 43d 1 0.50mi
13536 Goodwood Blvd Unit 13536 Baton Rouge, LA 3.0 2.0 1315 $1,450 $1.10 21d 1 0.52mi
13536 Goodwood Blvd Unit 13536 Baton Rouge, LA 3.0 2.0 1315 $1,450 $1.10 14d 1 0.52mi
13047 Florida Blvd Baton Rouge, LA 1.0–2.0 1.0–1.5 754 $1,037 $1.38 14d 4 0.59mi
1547 La Annie Dr Baton Rouge, LA 2.0 1.0 1100 $895 $0.81 14d 1 0.98mi
1018 Boreas Dr Baton Rouge, LA 2.0 1.5 1021 $1,300 $1.27 43d 1 0.99mi
1018 Boreas Dr Baton Rouge, LA 2.0 1.0 1021 $1,300 $1.27 14d 1 0.99mi
1511 Cristy Dr Apt E Baton Rouge, LA 2.0 1.5 1000 $825 $0.82 43d 1 1.00mi
1511 Cristy Dr Unit G Baton Rouge, LA 2.0 1.5 900 $800 $0.89 23d 1 1.00mi
1136 Boreas Dr Baton Rouge, LA 3.0 1.5 1008 $1,325 $1.31 14d 1 1.03mi
1218 Boreas Dr Baton Rouge, LA 3.0 1.5 1100 $1,500 $1.36 43d 1 1.06mi
13676 Greenview Ave Baton Rouge, LA 3.0 2.0 1200 $1,800 $1.50 23d 1 1.08mi
12254 La Margie Ave Baton Rouge, LA 1.0–3.0 1.0–2.0 1001 $839 $0.84 14d 29 1.14mi
1666 Rosedale Dr Baton Rouge, LA 3.0 1.5 1266 $1,500 $1.18 23d 1 1.24mi
1755 Boulevard De Province Unit A Baton Rouge, LA 2.0 2.5 1100 $900 $0.82 23d 1 1.32mi
1761 Boulevard De Province Unit D Baton Rouge, LA 2.0 2.5 1123 $1,100 $0.98 43d 1 1.33mi
1735 Boulevard de Province Baton Rouge, LA 2.0 2.5 1160 $1,100 $0.95 43d 1 1.34mi
15661 Marjorie Dr Baton Rouge, LA 3.0 1.5 1308 $1,700 $1.30 18d 1 1.36mi
1783 Boulevard De Province Unit C Baton Rouge, LA 2.0 2.5 1100 $1,075 $0.98 43d 1 1.36mi
1781 Boulevard de Province Unit D Baton Rouge, LA 2.0 2.5 1260 $1,100 $0.87 43d 1 1.38mi
1795 Boulevard de Province Unit A Baton Rouge, LA 2.0 2.5 1109 $1,250 $1.13 43d 1 1.38mi
914 Hammond Manor Dr Unit C Baton Rouge, LA 2.0 2.0 1002 $1,050 $1.05 14d 1 1.39mi
824 Hammond Manor Dr Apt A D Baton Rouge, LA 2.0 2.0 1000 $925 $0.93 14d 1 1.39mi
1046 Sedona Pines Dr Baton Rouge, LA 3.0 2.0 1376 $1,950 $1.42 43d 1 1.45mi
2750 Millerville Rd Baton Rouge, LA 1.0–2.0 1.0–2.0 975 $1,459 $1.50 43d 1 1.46mi
1855 Boulevard de Province Baton Rouge, LA 1.0–2.0 1.0–2.0 880 $975 $1.11 43d 1 1.47mi

HOA detail condo

Monthly dues
$250 · $3,000/yr
Likely covers
electric
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-06-18
    days on market $94,900 Active 284 DOM
  2. 2026-06-17
    days on market $94,900 Active 283 DOM
  3. 2026-06-16
    days on market $94,900 Active 282 DOM
  4. 2026-06-15
    days on market $94,900 Active 281 DOM
  5. 2026-06-14
    days on market $94,900 Active 279 DOM
  6. 2026-06-10
    days on market $94,900 Active 276 DOM
  7. 2026-06-09
    days on market $94,900 Active 275 DOM
  8. 2026-06-08
    days on market $94,900 Active 274 DOM
  9. 2026-06-07
    days on market $94,900 Active 273 DOM
  10. 2026-06-05
    days on market $94,900 Active 270 DOM
  11. 2026-06-03
    days on market $94,900 Active 269 DOM
  12. 2026-06-02
    days on market $94,900 Active 268 DOM
  13. 2026-06-01
    days on market $94,900 Active 267 DOM
  14. 2026-05-31
    days on market $94,900 Active 266 DOM
  15. 2026-05-31
    days on market $94,900 Active 265 DOM
  16. 2026-03-23
    status Active 444-char remark
    Show marketing remark (444 chars)

    Lovely 2 bed 1.5 bath condo conveniently located near an abundance of shopping, restaurants and I-12. The condo opens to a spacious living room that seamlesslytransitions into the kitchen. The kitchen is equipped with electric cooktop range and an attached breakfast room. The bedrooms are located upstairs with new carpetand fresh both share a full sized bath. The backyard is fully fenced in with enough space to entertain friends and family.

  17. 2026-03-23
    price $94,900 444-char remark
    Show marketing remark (444 chars)

    Lovely 2 bed 1.5 bath condo conveniently located near an abundance of shopping, restaurants and I-12. The condo opens to a spacious living room that seamlesslytransitions into the kitchen. The kitchen is equipped with electric cooktop range and an attached breakfast room. The bedrooms are located upstairs with new carpetand fresh both share a full sized bath. The backyard is fully fenced in with enough space to entertain friends and family.

  18. 2026-03-23
    status Active 444-char remark
    Show marketing remark (444 chars)

    Lovely 2 bed 1.5 bath condo conveniently located near an abundance of shopping, restaurants and I-12. The condo opens to a spacious living room that seamlesslytransitions into the kitchen. The kitchen is equipped with electric cooktop range and an attached breakfast room. The bedrooms are located upstairs with new carpetand fresh both share a full sized bath. The backyard is fully fenced in with enough space to entertain friends and family.

  19. 2026-03-23
    price $94,900 444-char remark
    Show marketing remark (444 chars)

    Lovely 2 bed 1.5 bath condo conveniently located near an abundance of shopping, restaurants and I-12. The condo opens to a spacious living room that seamlesslytransitions into the kitchen. The kitchen is equipped with electric cooktop range and an attached breakfast room. The bedrooms are located upstairs with new carpetand fresh both share a full sized bath. The backyard is fully fenced in with enough space to entertain friends and family.

  20. 2025-09-05
    listed $99,000 Active 444-char remark
    Show marketing remark (444 chars)

    Lovely 2 bed 1.5 bath condo conveniently located near an abundance of shopping, restaurants and I-12. The condo opens to a spacious living room that seamlesslytransitions into the kitchen. The kitchen is equipped with electric cooktop range and an attached breakfast room. The bedrooms are located upstairs with new carpetand fresh both share a full sized bath. The backyard is fully fenced in with enough space to entertain friends and family.

  21. 2025-09-05
    listed $99,000 Active 444-char remark
    Show marketing remark (444 chars)

    Lovely 2 bed 1.5 bath condo conveniently located near an abundance of shopping, restaurants and I-12. The condo opens to a spacious living room that seamlesslytransitions into the kitchen. The kitchen is equipped with electric cooktop range and an attached breakfast room. The bedrooms are located upstairs with new carpetand fresh both share a full sized bath. The backyard is fully fenced in with enough space to entertain friends and family.

  22. 2025-03-01
    historical
  23. 2024-12-11
    listed $98,000 Active
  24. 2024-12-11
    historical
  25. 2024-09-18
    listed $98,000 Active
  26. 2024-09-18
    listed $98,000 Active
  27. 2023-11-03
    historical
  28. 2023-07-08
    price $99,000
  29. 2023-07-06
    status Active
  30. 2023-06-08
    status Pending
  31. 2023-03-06
    status Active
  32. 2023-02-14
    status Pending
  33. 2023-02-07
    price $103,000
  34. 2022-12-01
    status Active
  35. 2022-11-18
    status Pending
  36. 2022-11-10
    listed $105,000 Active
  37. 2022-11-10
    listed $99,000
  38. 2022-09-01
    listed $1,100
  39. 2022-08-31
    soldstatus Sold
  40. 2022-08-26
    status Pending
  41. 2022-06-03
    listed $90,000 Active
  42. 2022-06-03
    listed $90,000
  43. 2021-05-01
    soldstatus
  44. 2021-03-15
    listed $930
  45. 2020-08-01
    soldstatus
  46. 2020-05-01
    listed $900
  47. 2014-05-30
    soldstatus $55,000
  48. 2014-05-28
    soldstatus
  49. 2013-09-03
    listed $65,000
  50. 2013-09-03
    listed $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$906 · $75/mo
Projected year-2 tax
$906 · $75/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,264
− Mortgage interest
−$5,316
− Property taxes
−$906
− Insurance
−$474
− Repairs & maintenance
−$1,141
− Management
−$1,141
− HOA
−$3,000
− Depreciation
−$2,761
Taxable loss
−$475
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$114
After-tax cash flow
$1,030/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
31,024
Household income
$59,254
Rent vs Own
36.2% rent · 63.8% own
Severe rent burden
1461.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Black 48% White 25% Hispanic / Latino 16% Asian 6% Two or more races 6%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Lithuanian 5% Estonian 1% Iranian 1%
Foreign-born
18% · Canada, Vietnam, China
Languages at home
76% English-only · Spanish 14% Vietnamese 5% Arabic 2%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -145.28%
Current HPI
181.3654
Rent YoY
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+50.9% since first listed
38 events — show timeline
  • 2026-03-23 Relisted AcadianaMLS
  • 2026-03-23 Price Changed $94,900 AcadianaMLS
  • 2026-03-23 Relisted GBRMLS
  • 2026-03-23 Price Changed $94,900 GBRMLS
  • 2025-09-05 Listed $99,000 GBRMLS
  • 2025-09-05 Listed $99,000 AcadianaMLS
  • 2025-03-01 Delisted GBRMLS
  • 2024-12-11 Listed $98,000 GBRMLS
  • 2024-12-11 Delisted GBRMLS
  • 2024-09-18 Listed $98,000 GBRMLS
  • 2024-09-18 Listed $98,000 AcadianaMLS
  • 2023-11-03 Delisted GBRMLS
  • 2023-07-08 Price Changed $99,000 GBRMLS
  • 2023-07-06 Relisted GBRMLS
  • 2023-06-08 Pending GBRMLS
  • 2023-03-06 Relisted GBRMLS
  • 2023-02-14 Pending GBRMLS
  • 2023-02-07 Price Changed $103,000 GBRMLS
  • 2022-12-01 Relisted GBRMLS
  • 2022-11-18 Pending GBRMLS
  • 2022-11-10 Listed $99,000 AcadianaMLS
  • 2022-11-10 Listed $105,000 GBRMLS
  • 2022-09-01 Listed $1,100 GBRMLS
  • 2022-08-31 Sold (MLS) GBRMLS
  • 2022-08-26 Pending GBRMLS
  • 2022-06-03 Listed $90,000 AcadianaMLS
  • 2022-06-03 Listed $90,000 GBRMLS
  • 2021-05-01 Sold (MLS) GBRMLS
  • 2021-03-15 Listed $930 GBRMLS
  • 2020-08-01 Sold (MLS) GBRMLS
  • 2020-05-01 Listed $900 GBRMLS
  • 2014-05-30 Sold (Public Records) $55,000 Public Records
  • 2014-05-28 Sold (MLS) GBRMLS
  • 2013-09-03 Listed $65,000 GBRMLS
  • 2013-09-03 Listed $65,000 AcadianaMLS
  • 2002-12-13 Sold (MLS) GBRMLS
  • 2002-08-28 Listed $62,900 AcadianaMLS
  • 2002-08-28 Listed $62,900 GBRMLS

Property tax history

+24.0%/yr

Latest (2025): $906 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…